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SD Transplant
Participantawesome desmond. Love the video. Also, pleantly surprised to see we share some other hobbies: TW(tacomaworld) + wing shooting……cheers
ParticipantI would call Sheldon “HLS” with your refi questions. He has a great track records on this site, but there may be other local brokers to consider.
Disclosure: I just refi’ed my original loan from a big bank and got rid of mortgage insurance + saved a few $ due to a better rate. Sheldon’s team was great.
ParticipantInsane indeed in the PUSD. On my street, there were 2 houses for sale (1 in around 3,100 sqf & the other in the 1,600 sqf). They both went pending 1 day after having open houses. The asking prices (I thought) were insane. That doesn’t mean anything to young buyers who are fed up w/ the current market. I would not want to be a buyer in today’s RE market. Happy to have purchased a bit over 2 years ago.
NOTE: I’m in the refi process right now, and I should close this week. I’m telling you that I was shocked that my appraisal was about 45K higher than aticipated. Having the houses on my street for sale this month may soon set a new reality for priceses in this area…….crazy times are back again & low rates make it possible.
April 9, 2013 at 9:28 AM in reply to: OT: red light camera ticket for right turn and 0.1 secs #761107ParticipantIn the news (radio), it was mentioned that since the red light cameras, there was a significant increase rear end collisions due to sudden braking. Apparently, Poway has decided to run a study to see if the rear end accidents will subside during this 6 months period when the cameras are off. I hope they turn them off forever.
March 20, 2013 at 11:39 AM in reply to: OT: No Surprise. . .A Retirement Crisis is Coming to a Country Near You. . . #760745ParticipantAnother reality I caught in the media is that savings rates are low. Well, savings isn’t encouraged by our FED, the savers are punished.
– How did it work out for the folks that saved cash for a full 20% down payment for a house……not so well (specifically when looking at 2012 or 2013 data……). They will never catch up.
– Inflation……yeah, we know how that’s goingPeople may save in retirement like accounts, the rest of the cash if it still sits idle will buy a loaf of bread in another year. There isn’t a way for a regular consumer to win here. BORROW to the hilt is the name of the game….boom times here we go again “YES, it is diferent this time.”
ParticipantBroker is where I put my $. I’m in the refi process now, and can’t confirm the entire experience yet.
ParticipantI have large eucalyptus trees, and I got around $300-400 quotes for each to trim or at least double to cut down. I find the prices resonable.
NOTE: do you have a fireplace that burns wood? if so, try to negotiate & keep the branches that can become firewood & have them remove only small branches/green part
ParticipantStill in lurk/reading mode with little participation. I do visit frequently.
ParticipantTurboTax all the way (I’m bias just like Flu :).
ParticipantZK,
My guess is that we’ll have some much desired inventory available (may not be enough for the rich chinese yet enough to have something for our market)
ParticipantI had the same requirements 2 years ago when looking for a house. I did buy the house with a small pool/spa because I liked everything else. I have to say, I was hesitant first, but it’s the best decision.
I have 2 children (4.5 yrs-old & 5 months-old), and the first thing I did when moving in was a safety pool fence. (I found one on Craigslist & installed it myself to save a buck).Go for it if you like the house, if you don’t like the pool, it might cost you $10K to get rid of it/fill it with dirt.
Participanthere they come…..the robots
Participantohhhhh boy…..here am I embarked on the same journey (REFI time to get rid of PMI & leave the era of 4.25% rates behind). Curious if my appraisal will make it. I put a lot of $ in the house besides the 10% down when I got it. We’ll see what it means to the appraiser in the next weeks…..ahrrrrrr
December 28, 2012 at 10:07 PM in reply to: OT: FLU refinances (again)…..15 year conforming 2.5% #756917ParticipantFLU or AN,
Would you please share the name of your broker/refi guy? If you doon’t want to share it on the board, you could PM me 🙂 I’m going to refi in the next couple of weeks. Thanks in advance.
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