[PorkmanDelardo]

He has already crossed the line. He should know better. Any advice that he gives,(and he gives alot) should always be prefaced with notice that he is not allowed to solicit the listings of other agents. He can argue that he is not, but the reality is that he is.
His bet best bet is to back off and let the seller handle everything themselves. After the cancellation is in full effect, then the sellers are fair game. Naughty, naughty. Porkman

[PorkmanDelardo]

Here are your hidden gems, only the locals know about.
Best Pizza – Venice Pizza, 50+ years in business on El Cajon Blvd. And they don’t deliver, so don’t ask. Guess why they have been is business for 50 years?
Best Chinese – Peking Cafe in North Park. Same chinese cook for 37 years running. I wonder why the locals keep coming back again and again. And they don’t advertise, like Venice.
Best Mexican – Cuatro Milpas in Barrio Logan. Limited menu, authentic taste. Not for everyone with El Torito expectations. Timeless, just like the line down the street.
Best Seafood – Tie, The Brigantine, various locations and Point Loma Seafood, only in PL. Never a bad meal at either locale.
Best Steak? The one you grill yourself at the Turf Club in Golden Hills.A unique dining experience not to be missed. A childhood memory for me, still going strong today.
Best Burger – Rocky’s Crown Pub. Excellent fries too. Down it with a draft beer and you’d think you died and gone to heaven. A hole in the wall – cash only, limited seating
Best local home-made ice cream – Tie, Neiderfranks in National City or Mariposa on Adams in Abnormal Heights. How many of you knew about Neiderfranks?
Secret parking spots, always available in Balboa Park at the height of the tourist season? Sorry, lets just keep it amongst the locals.
San Diego Museum of Art – world class.
Try the prickly pear Margarita at the Prado Restaurant. Pricey and wicked.
Nice tea selection at the Japanese Garden House next to the organ pavillion. Can you say Yerba Mate?
Best bike ride? Start at UCSD and bike up the coast to Oceanside, then, back. Make it back up the mile long hill at Torrey Pines State Park and you are ready for an Ironman.
Best Mexican Mocha coffee. Chicana Perk off Imperial and 25th. Woman-owned, artsy coffee house.
Best place to see a movie. The Ken.
Best neighborhood. Where I will purchasing my next house.
So much more to see and do in San Diego. If you are new to the area, ask a local, they know all these places and then some. To qoute another famous San Diego-un? (ite?), Ron Burgundy” When in Rome”,………….Porkman

[PorkmanDelardo]

Good Riddance to Pacific Thief. After one year of renting a 1 bdrm on Oliver (close to Sail Bay and the ocean, I got fed up and moved along. Never any parking for visitors, bicycle tires stolen in front of my place, transients combing the alley looking for cans and bottles and unlocked cars, constant sirens and helicopters overhead. Skinheads next door using their back yard to store stolen bikes, motorcycles , tools etc. (nice view from my upstairs apartment into their back yard.) I don’t know if a booze ban is the solution. It seems like the problems in PB are ingrained in the psyche of the neighborhood and it could take years to turn it around, if ever. Porkman

[PorkmanDelardo]

Price Club Heights is the area north of Balboa. Ask any local. Porkman

[PorkmanDelardo]

“The bottom line is if you can afford the home, buy it, else move somewhere else or lower your expectations.”

Financially, I am having my best year ever. What does $250,000 annual income get you nowadays? A crackerbox in Del Sur? A hovel in la Jolla? No thanks.
How about I ignore your bottom line and continue to sit on the sidelines until prices normalize? Sure the temptation is there to jump in. But I prefer to overcome my sheeple urges and rent a sh**hole in Kensington for $1,900 a month. Meanwhile I am surrounded by million dollar spanish style homes, the mayor for a neighbor, and many disgruntled homeowners around me, who wish they were not a slave to their mortgage payment. By the way, I drive a Prius to save on gas and drive a little cleaner, and I like to hit Kobey’s on the weekend. Move somewhere else? Lower my expectations? I don’t think so. I enjoy the Piggington way of thinking. A bunch of Chicken Littles, you say? Hardly.
Yes, I own a home too. And I let my tenants cover my expenses and then some. Patience and common sense is a virtue when it comes to the housing market. Show me a Hummer in the driveway, and I’ll show you a house in pre-foreclosure. Nuff said.

[PorkmanDelardo]

I think what newbiz is inquiring about is trustee work (he calls a foreclosure company). Per statutes for most states, lenders cannot foreclose on their loans. they must use the services of a trustee. Sometimes a lawyer, sometime not. Fees that trustees charge are also limited to what the laws allow. The are countless trustees in the state of California. Some are quite large and handle foreclosures in multiple states, and some are small mom and pop shops that just get a few files a month. Usually, the small start-ups are run by ex-employees of larger trustee firms, who try to branch out on their own. You can get more info on the website for the United Trustees Association. (formerly the CA Trustees Assoc.) Most if not all large lenders have their own in-house trustee to handle their foreclosured loans. Just another money making dept for lenders. Ironic that they even make money on their own defaulted loans. Go figure. Porkman

[PorkmanDelardo]

Almost forgot the sirens and helicopters that go off nightly and the morning wake up call from the aluminium looters going thru the garbage dumpsters in the alley. And leave the lid open so the lovely smell wafts thru the breezeway between apt buildings. PB is no place for children or 40 somethings like myself. Leave it to the 20 somethings.

[PorkmanDelardo]

Whatever you do, do not move to Pacific Thief. I signed a one year lease on a 1 bdrm apt sandwiched between smokers and an oven that would make O’Keefe and Merrit proud. (If they did’nt go out of business 100 years ago.) Meth heads and transients rule the area and will take anything not locked down. No exageration.

[PorkmanDelardo]

Somebody put on their crabby pants this morning? Take it easy and take a chill pill…..junior.

[PorkmanDelardo]

Queu the violins and cry me a river. It’s called saving for a 20% down payment. Buying a home in San Diego is achievable for anyone who sets their mind to. Even low income families can buy via affordable housing programs. The City of El Cajon has one of the best. How about 40% of the purchase price in forgivable loans up to $424,000? Do you homework, dig a little deeper and quitcherbitchen. Porkman

[PorkmanDelardo]

I say this guy is 24 years old, drives a 330i and lives in the basement of his parents tri-level condo in Laguna beach. With no view from the lower level.

[PorkmanDelardo]

Let me get this straight. Home prices have gone up 200, 300 percent in the past few years during the run up, but a 50 percent decline is beyond reality? You sound like a neophyte broker to me with a perennial optimistic attitude. Just what you need to get more clients. Save the rah rah for another site, because this is the real world. Porkman

[PorkmanDelardo]

Thek, Shrek, whatever.. Lenders don’t hire hit men to post notices. Lenders don’t even foreclose on borrowers who default. Trustees do. All part of the statutes that govern the foreclosure process in CA. Look them up sometime and educate yourself. Send me your address and I’ll tell you if I’ve posted it? Or better yet, if you are thinking about selling, let’s hook up, so I can be your listing agent. I have my D&B number, Fed tax ID number,Notary commission number, CA Dept of RE agent number, and license plate numbers for my Hummmer and Prius anytime you want to see them. No BS here, just adding my real hands on experience to the mix. I don’t need to wait to see the latest default rates as I am one step ahead of everyone else. By the way, if you want to buy a list of foreclosures, I cannot help you. That would be unethical. I am sure you can finds lots of lists for sale on the internet or your local Pennysaver. Save your skepticism for when you really need it. Cheerfully, PorkmanDelardo

[PorkmanDelardo]

I have not spoken to the seller’s agent. However I did preview the property and I was disapointed with the kitchen. Same old painted over cabinets and tired old countertop. Amazingly, there is another newer 4 bdrm 3 ba house around the corner, built in 1987 (not 1959). same square footage, 1900 sq ft, Better view (overlooking my back yard), granite kitchen, stainless appliances, rv parking, new above ground spa and firepit, 2 story, tile roof, blah, blah, blah. Originally listed for 735K. After 30 days, dropped asking price to price 600K. Same as the classic flipper. Classic flipper is in trouble! Porkman

[PorkmanDelardo]

I have not spoken to the seller’s agent. However i did preview the property and I was disapointed with the kitchen. Same old painted over cabinets and tired old countertop. Amazingly, there is another newer 4 bdrm 3 ba house around the corner, built in 1987 (not 1959). same square footage, 1900 sq ft, Better view (overlooking my back yard), granite kitchen, stainless appliances, rv parking, new above ground spa and firepit, 2 story, tile roof, blah, blah, blah. Originally listed for 735K. After 30 days, dropped asking price to price 600K. Same as the classic flipper. Classic flipper is in trouble! Porkman

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