[PorkmanDelardo]

As the article explains, low income/first time homebuyers qualify with the assistance of patchwork of fixed rate loans and grants. Much of the loans are silent loans that will never have to be paid back if the home-owner meets certain requirements. The loans and grants can bring the actual loan balance close to 50% of the purchase price, hence a payment on on a loan of approx $150,000. Also included in the package is assistance with property taxes etc. Loan rates are typically lower to make the loans more affordable. So the month to month carrying costs are actually much lower than what appears on the surface. Getting qualified and going thru the process can be arduous, but the trade-off is well worth it. San Diego needs more affordable housing and more programs. Porkman

[PorkmanDelardo]

CV? I thought we were taking about Chula Vista? As a Realtor, I think I can find you a nice 3 bedroom 2 ba under $300,000 with a beautiful night view of the twinkling lights in Tijuana and easy beach access to the discharge/runoff areas along the coast. Any takers? Porkman

[PorkmanDelardo]

CV? I thought we were taking about Chula Vista? As a Realtor, I think I can find you a nice 3 bedroom 2 ba under $300,000 with a beautiful night view of the twinkling lights in Tijuana and easy beach access to the discharge/runoff areas along the coast. Any takers? Porkman

[PorkmanDelardo]

CV? I thought we were taking about Chula Vista? As a Realtor, I think I can find you a nice 3 bedroom 2 ba under $300,000 with a beautiful night view of the twinkling lights in Tijuana and easy beach access to the discharge/runoff areas along the coast. Any takers? Porkman

[PorkmanDelardo]

CV? I thought we were taking about Chula Vista? As a Realtor, I think I can find you a nice 3 bedroom 2 ba under $300,000 with a beautiful night view of the twinkling lights in Tijuana and easy beach access to the discharge/runoff areas along the coast. Any takers? Porkman

[PorkmanDelardo]

I say ignore the pundits and walk away like all the other yahoos. What’s done is done. and you are well done, my friend. Burnt toast.
I post foreclosure notices all over the county. I will keep my eyes open for your notice and post with a sad thought in mind for you. I am not totally without empathy. Don’t shoot the messenger. However, I am a realist. You can survive a foreclosure and the bad credit that goes with it. Soon enough you will be able to jump back into the market, when prices are more reasonable and more experience under your belt. I feel your pain. Don’t prolong the agony. Porkman

[PorkmanDelardo]

I say ignore the pundits and walk away like all the other yahoos. What’s done is done. and you are well done, my friend. Burnt toast.
I post foreclosure notices all over the county. I will keep my eyes open for your notice and post with a sad thought in mind for you. I am not totally without empathy. Don’t shoot the messenger. However, I am a realist. You can survive a foreclosure and the bad credit that goes with it. Soon enough you will be able to jump back into the market, when prices are more reasonable and more experience under your belt. I feel your pain. Don’t prolong the agony. Porkman

[PorkmanDelardo]

I say ignore the pundits and walk away like all the other yahoos. What’s done is done. and you are well done, my friend. Burnt toast.
I post foreclosure notices all over the county. I will keep my eyes open for your notice and post with a sad thought in mind for you. I am not totally without empathy. Don’t shoot the messenger. However, I am a realist. You can survive a foreclosure and the bad credit that goes with it. Soon enough you will be able to jump back into the market, when prices are more reasonable and more experience under your belt. I feel your pain. Don’t prolong the agony. Porkman

[PorkmanDelardo]

I too had to do a double take when I read this article in the crappy UT this morning. If I can afford $6,100 a month to rent out an over-priced condo, why would I cover someone else’s mortgage payment? I would go out and make payments on my own place, and get the tax deduction to boot. This guy Mike Railey is a class A moron. Please, please someone track this guys progress and let us know when foreclosure proceedings start on either his crown jewel condo or his modest hovel in Del Mar. Porkman

[PorkmanDelardo]

I too had to do a double take when I read this article in the crappy UT this morning. If I can afford $6,100 a month to rent out an over-priced condo, why would I cover someone else’s mortgage payment? I would go out and make payments on my own place, and get the tax deduction to boot. This guy Mike Railey is a class A moron. Please, please someone track this guys progress and let us know when foreclosure proceedings start on either his crown jewel condo or his modest hovel in Del Mar. Porkman

[PorkmanDelardo]

Buy a condo at the Hard Rock and as an owner you are limited to 24 days of usage per year. or one weekend per month. when available. Better off buying 4 red weeks in a timeshare and using the weeks anytime you want and anywhere around the world. I think 12 weekends a year in the Gaslamp will get old after a while. The first phase sell-out was for the cachet of saying I own a piece of the Hard Rock. Albeit, a very small piece…….. for 1/2 million $. No thanks. Porkman

[PorkmanDelardo]

Buy a condo at the Hard Rock and as an owner you are limited to 24 days of usage per year. or one weekend per month. when available. Better off buying 4 red weeks in a timeshare and using the weeks anytime you want and anywhere around the world. I think 12 weekends a year in the Gaslamp will get old after a while. The first phase sell-out was for the cachet of saying I own a piece of the Hard Rock. Albeit, a very small piece…….. for 1/2 million $. No thanks. Porkman

[PorkmanDelardo]

Go to J & W Redwood with your measurements. they will spec out all the wood and hardware you will need based on your measurements. This is an easy do-it yourself project and will cost you only for materials. If you hire someone, just double the materials cost and you will have a ballpark figure. I estimate materials at $2000. So your total cost is around $4-5K.
I used Redwood to build 3 10X12 patio covers and they came out great. I also stained instead of painted. It cost me $1,500. However, this was in 2001 and i am sure the price of wood has gone up considerably. If I had to do it over again, I would seriously consider some of the new composites like TREX. Supposedly lasts forever. with little maintainance. Porkman

[PorkmanDelardo]

Go to J & W Redwood with your measurements. they will spec out all the wood and hardware you will need based on your measurements. This is an easy do-it yourself project and will cost you only for materials. If you hire someone, just double the materials cost and you will have a ballpark figure. I estimate materials at $2000. So your total cost is around $4-5K.
I used Redwood to build 3 10X12 patio covers and they came out great. I also stained instead of painted. It cost me $1,500. However, this was in 2001 and i am sure the price of wood has gone up considerably. If I had to do it over again, I would seriously consider some of the new composites like TREX. Supposedly lasts forever. with little maintainance. Porkman

[PorkmanDelardo]

Let’s face it sexy sells. however, when bimbos or himbos walk into my business on an unsolicited sales call, I put them all thru the wringer. The good looking ones are usually perplexed that they could not make the deal? Poor babies. Porkman

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