[carlislematthew]

Had hoped to get some good econo-housing discussion going, but this thread has turned into a band-wagon bashing session.

It’s possible that there is simply less interest in the original intent of the thread and so posters like myself, in the absence of effective forum-police, simply talk about what we want to talk about.

If someone wanted to start a “PS Sucks” thread then I’m sure it would have been started in the “off-topic” area, but that’s just not how it happened this time.

[carlislematthew]

Wow, this thread has been interesting! Now PS can add the host to the list of people she’s badgered into submission. I was done with her months ago – she’s one of those people that just won’t stop, and just doesn’t “get it” or understand how normal people have normal conversations or debates.

Here’s a classic Powayseller “debate” where she attempts to convince someone of something.

Person: “I think X is the case, because of Y”

PS: “Please allow me to convince you otherwise. First, anyone that believes X is the case because of Y is a complete idiot. Second, here are 400 cherry-picked links that prove my case. Third, did I mention that I’m smarter than you?”

Person: “Whatever, I’m done with this.”

PS: “Therefore, I have won! I’m the best! I rule! I win I win I win I win!”

Person: “You’re annoying”

PS: “No need to get offended, I simply asked for 400 links like I provided to you. If you cannot do so, I win by default. Those are the rules.”

Person: “I’m leaving this website”.

I think ChrisJ was the last person she ran off the site, although someone else assisted her in that particular event.

Rich, thanks for setting up this site – it’s been very educational. Oh, and please send your last 10 tax returns and all bank account information to my anonymous mailbox. You’re a public figure (much like Tom Cruise, without the sofa bouncing skills) and so I demand a piece of you.

[carlislematthew]

I thought the “perpetual motion machine” reference would be sufficient to indicate that I was being ironic. It seemed the least cruel approach to mock the original poster’s unfamiliarity with the Second Law of Thermodynamics.

And I thought my reference to the solar panels that produced more energy than was put in would highlight my “ironic” statement. This was, as you smugly describe, another reference to the laws of thermodynamics.

smug: contentedly confident of one’s ability, superiority, or correctness; complacent.

[carlislematthew]

But you’d have to put energy into the system to turn the water into hydrogen gas.

I suggest we include some kind of internal combustion engine in order to generate the energy required to split the water. When this magic car reaches full production, gasoline prices will plummet and will become affordable enough for this purpose.

If gasoline gets cheap enough, I would like to have a super fast water car. This would require 8 cylinders and lots of cheap gasoline to generate all the hydrogen I’d need…

Problem solved.

[carlislematthew]

Yes, it uses water as fuel and produces only water as exhaust as it propels you down the highway at 80mph. It’s parked right over there next to that perpetual motion machine.

Where? I want one.

I’m also interested in those solar panels that produce more energy than actually falls on the panels from the sun. Want!

[carlislematthew]

Can someone in the mortgage industry that actually knows, please comment on how important these guidelines are? What kind of teeth does the states have to enforce them? Do mortage providers take them seriously?

If it’s not against the law to break the “guidance” then why do we expect these irresponsible lenders to take notice?

[carlislematthew]

OK, so if it’s not a “Civil War”, is it a “Civil War on Terror”?

Or “Islamo Fascisto Civil War of Terraxis of Evil”?

If we can figure out a way to call it a civil war (to please those who want to get out) and to somehow invoke past victories in World War II, then we’ll all be happy.

[carlislematthew]

If your point is that ‘homosexual’ is use as a modifier of ‘pedophile’ because it’s a rare event to have a pedophile who’s homosexual, then yes.

The point I’m making is obvious and is contained within my post. It’s a valid point, regardless of whether you agree with it or not.

[carlislematthew]

‘m not sure the distinction you raised (pedophile vs homosexual pedophile) is actually used all that much, nor do I think its use would imply a link between homosexuality and pedophilia. An adjective can highlight an unusual characteristic as well as a common one. John Paul II was routinely described as the ‘Polish Pope’, not because Popes generally come from Poland, but because for several hundred years none had.

I see the distinction quite a lot in the media, although usually by terribly biased commentators and the occasional extremist politician. I think it’s something to be aware of, at the very least.

Your point regarding the Polish pope seems to prove my point. The word Polish was thrown in there because it was relevant, because it was a rare event. If you say “homosexual paedophile”, you’re using the word homosexual in that context because it’s relevant. That’s the way I see it anyway…

[carlislematthew]

Wow, lots of posts here! I’m very happy to see that most conservatives are for civil unions (i.e. equal rights!).

Another interesting thing to ponder is that when you have a straight paedophile, he/she is called a “paedophile” but when you have a gay paedophile, he/she is called a “homosexual paedophile”.

OK, so technically it’s correct, but it obviously gives the impression that being homosexual and being a paedophile are related.

Given that the majority of paedophiles drink coffee, should we refer to them as “coffee drinking paedophiles”? Anyone here on this board drink coffee? Hmm…

[carlislematthew]

I think that the USA will have a recession that lasts at least 2 quarters.

Of course, a recession is defined as having a length of at least two quarters. I am also 100% positive a recession is coming. It will occur some time within the next 50 years, and there may be multiple.

There, I’ve let my predictions out of the bag. Please, profit from my wisdom, and send me checks. 🙂

[carlislematthew]

I also noticed that the lending guidelines are not yet enacted, so MEW is still going strong.

I read over the new guidelines and the commentary the feds provided on them. One part that was of interest to me was:

“Many commenters voiced concern that the guidance will not apply to all lenders, and thus federally regulated financial institutions will be at a competitive disadvantage. The Agencies note that both state financial regulatory organizations that commented on the proposed guidance – the Conference of State Bank Supervisors (CSBS) and the State
Financial Regulators Roundtable (SFRR) – committed to working with state regulatory agencies to distribute guidance that is similar in nature and scope to the financial service providers under their jurisdictions. These commenters noted their interest in addressing
the potential for inconsistent regulatory treatment of lenders based on whether or not they are supervised solely by state agencies. Subsequently, the CSBS, along with a national organization representing state residential mortgage regulators, issued a press release confirming their intent to offer guidance to state regulators to apply to their licensed residential mortgage brokers and lenders.”

So, as far as I understand this, the state agencies INTEND to issue GUIDANCE to the regulators that will eventually get around to applying it, presumably through laws or whatever.

Who knows how long this might take. Anyone have any idea or knowledge of the field??

[carlislematthew]

I was hoping sdrealtor would make it, as well as carlisle guy from across the pond.

Sadly, I will be making the trip up to LA for a pre-thanksgiving dinner with some friends. Then we take our dog sheep herding in Malibu for the first time! I’m not sure if the pup will chase the sheep, or attempt to eat them. Either way, it will be an interesting time!

I hope everyone has a good time at the meet-up! It would certainly be fun to meet all of you (if you exist of course, and aren’t just some kind of computer program robots).

Try and talk about housing and not about Bush or investing! 🙂

[carlislematthew]

Wow, what a thread.

Personally, I can’t wait until BOTH sides (liberal-elite lefty sissies AND uneducated right-wing neocon nutjobs) get thrown out of the mainstreams and into their traditional place, the extremes.

I’m fed up of debates that in the Moore vs Limbaugh style. Everyone gets worked up, insults each other and just end up throwing sh*t at each other. Lovely.

L-“Bush is a complete idiot!”
R-“Clinton was worse!”
L-“Bush is a terrorist!”
R-“You hate America!”
L-“Free speech!!! Gotcha! You must hate America more!”
R-“Free speech means I can say what I want!!”

Sigh.

[carlislematthew]

Plus, I don’t understand why people buy an old home, when for the same price they could have a new home. I guess location plays into it for the most part when buying old verses new.

Yes, I think location plays a large part. But for me, a larger part is related to the size of the lot and how close I am to my neighbors. In my last house (up in WA) I had .75 acres and could hardly see my neighbors. The house was built in the 70s. All the new houses in that same area are all built in new developments and they’re right up next to each other, with minimal trees (or space for them). Oh yeah, and they all look the same.

If I’m sitting out on my deck talking with my wife or friends, I don’t want the people next door to hear my conversation. It almost makes me feel claustrophobic.

If I could get a new home, in a good area, with a larger lot, then I’d buy it. Only a tear-down is going to give me that…

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