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SK in CV
Participant[quote=UCGal]I understand how losing one’s job might qualify you for a short sale. [/quote]
Losing a job should have nothing to do with a lender’s decision to allow a short sale. A short sale is typically a strictly business decision by the lender. If a short sale will yield more than a foreclosure and subsequent sale, net of all the costs, it’s a good idea, otherwise not. It is never (at least in my experience) based on the condition of the borrower, solely based on the value of the collateral.
Participant[quote=UCGal]I understand how losing one’s job might qualify you for a short sale. [/quote]
Losing a job should have nothing to do with a lender’s decision to allow a short sale. A short sale is typically a strictly business decision by the lender. If a short sale will yield more than a foreclosure and subsequent sale, net of all the costs, it’s a good idea, otherwise not. It is never (at least in my experience) based on the condition of the borrower, solely based on the value of the collateral.
Participant[quote=UCGal]I understand how losing one’s job might qualify you for a short sale. [/quote]
Losing a job should have nothing to do with a lender’s decision to allow a short sale. A short sale is typically a strictly business decision by the lender. If a short sale will yield more than a foreclosure and subsequent sale, net of all the costs, it’s a good idea, otherwise not. It is never (at least in my experience) based on the condition of the borrower, solely based on the value of the collateral.
Participant[quote=meadandale][quote=briansd1]People who make more money need to pay for their own health care/insurance.[/quote]
So…I need to pay (more) taxes so OTHER people can have free basic healthcare…but I’m on my own and have to provide my own at my (additional) expense?
That’s certainly change we can believe in…./sarcasm[/quote]
No, that’s not change. It is exactly how it has been since 1913, the date of enactment of the first US income tax. The more income you have, the higher your marginal tax rate. Those with higher income pay more for services provided by the federal government than those with lower incomes. And for the most part, since then, the rich have gotten richer, and the poor have gotten poorer.
Participant[quote=meadandale][quote=briansd1]People who make more money need to pay for their own health care/insurance.[/quote]
So…I need to pay (more) taxes so OTHER people can have free basic healthcare…but I’m on my own and have to provide my own at my (additional) expense?
That’s certainly change we can believe in…./sarcasm[/quote]
No, that’s not change. It is exactly how it has been since 1913, the date of enactment of the first US income tax. The more income you have, the higher your marginal tax rate. Those with higher income pay more for services provided by the federal government than those with lower incomes. And for the most part, since then, the rich have gotten richer, and the poor have gotten poorer.
Participant[quote=meadandale][quote=briansd1]People who make more money need to pay for their own health care/insurance.[/quote]
So…I need to pay (more) taxes so OTHER people can have free basic healthcare…but I’m on my own and have to provide my own at my (additional) expense?
That’s certainly change we can believe in…./sarcasm[/quote]
No, that’s not change. It is exactly how it has been since 1913, the date of enactment of the first US income tax. The more income you have, the higher your marginal tax rate. Those with higher income pay more for services provided by the federal government than those with lower incomes. And for the most part, since then, the rich have gotten richer, and the poor have gotten poorer.
Participant[quote=meadandale][quote=briansd1]People who make more money need to pay for their own health care/insurance.[/quote]
So…I need to pay (more) taxes so OTHER people can have free basic healthcare…but I’m on my own and have to provide my own at my (additional) expense?
That’s certainly change we can believe in…./sarcasm[/quote]
No, that’s not change. It is exactly how it has been since 1913, the date of enactment of the first US income tax. The more income you have, the higher your marginal tax rate. Those with higher income pay more for services provided by the federal government than those with lower incomes. And for the most part, since then, the rich have gotten richer, and the poor have gotten poorer.
Participant[quote=meadandale][quote=briansd1]People who make more money need to pay for their own health care/insurance.[/quote]
So…I need to pay (more) taxes so OTHER people can have free basic healthcare…but I’m on my own and have to provide my own at my (additional) expense?
That’s certainly change we can believe in…./sarcasm[/quote]
No, that’s not change. It is exactly how it has been since 1913, the date of enactment of the first US income tax. The more income you have, the higher your marginal tax rate. Those with higher income pay more for services provided by the federal government than those with lower incomes. And for the most part, since then, the rich have gotten richer, and the poor have gotten poorer.
Participant[quote=Allan from Fallbrook][quote=SK in CV][quote=NeetaT] Those who claim they can’t afford healthcare costs are the same people who can somehow find a way to buy a new car or go on a lavish vacation. All I can say is please “Kill the Bill” so that I am not fleeced for more taxes. I will gladly pay for my own healthcare thank you.[/quote]
Dude, what world are you living in? 45,000 people die every year in this country because they don’t have medical insurance. 10’s of thousand go bankrupt. Nobody is trading a cruise for their life.[/quote]
SK: And another 100,000 die per year due to medical accidents, improper treatments, etc. So, what’s your point?
Something else to consider: When in the history of this country has the government ever compelled its citizenry to comply with an order (buy health insurance) or face fines/sanctions? This is as authoritarian/autocratic as it comes and very few people seem all that outraged by this.[/quote]
My point was exactly what i said. There is no evidence people without insurance are spending that money on new cars and lavish vacations. People without insurance are dying and seeking bankruptcy protection at astounding levels.
Your point about the mandate is valid. And there is quite a bit of outrage about it from both the right and the left, everywhere except for the mainstream media. The current senate bill is a windfall for the insurance industry, further evidence of the financial industry’s grip on our government. A mandate without a public option, plus aid to pay for premiums is beyond their wildest wet dream.
Participant[quote=Allan from Fallbrook][quote=SK in CV][quote=NeetaT] Those who claim they can’t afford healthcare costs are the same people who can somehow find a way to buy a new car or go on a lavish vacation. All I can say is please “Kill the Bill” so that I am not fleeced for more taxes. I will gladly pay for my own healthcare thank you.[/quote]
Dude, what world are you living in? 45,000 people die every year in this country because they don’t have medical insurance. 10’s of thousand go bankrupt. Nobody is trading a cruise for their life.[/quote]
SK: And another 100,000 die per year due to medical accidents, improper treatments, etc. So, what’s your point?
Something else to consider: When in the history of this country has the government ever compelled its citizenry to comply with an order (buy health insurance) or face fines/sanctions? This is as authoritarian/autocratic as it comes and very few people seem all that outraged by this.[/quote]
My point was exactly what i said. There is no evidence people without insurance are spending that money on new cars and lavish vacations. People without insurance are dying and seeking bankruptcy protection at astounding levels.
Your point about the mandate is valid. And there is quite a bit of outrage about it from both the right and the left, everywhere except for the mainstream media. The current senate bill is a windfall for the insurance industry, further evidence of the financial industry’s grip on our government. A mandate without a public option, plus aid to pay for premiums is beyond their wildest wet dream.
Participant[quote=Allan from Fallbrook][quote=SK in CV][quote=NeetaT] Those who claim they can’t afford healthcare costs are the same people who can somehow find a way to buy a new car or go on a lavish vacation. All I can say is please “Kill the Bill” so that I am not fleeced for more taxes. I will gladly pay for my own healthcare thank you.[/quote]
Dude, what world are you living in? 45,000 people die every year in this country because they don’t have medical insurance. 10’s of thousand go bankrupt. Nobody is trading a cruise for their life.[/quote]
SK: And another 100,000 die per year due to medical accidents, improper treatments, etc. So, what’s your point?
Something else to consider: When in the history of this country has the government ever compelled its citizenry to comply with an order (buy health insurance) or face fines/sanctions? This is as authoritarian/autocratic as it comes and very few people seem all that outraged by this.[/quote]
My point was exactly what i said. There is no evidence people without insurance are spending that money on new cars and lavish vacations. People without insurance are dying and seeking bankruptcy protection at astounding levels.
Your point about the mandate is valid. And there is quite a bit of outrage about it from both the right and the left, everywhere except for the mainstream media. The current senate bill is a windfall for the insurance industry, further evidence of the financial industry’s grip on our government. A mandate without a public option, plus aid to pay for premiums is beyond their wildest wet dream.
Participant[quote=Allan from Fallbrook][quote=SK in CV][quote=NeetaT] Those who claim they can’t afford healthcare costs are the same people who can somehow find a way to buy a new car or go on a lavish vacation. All I can say is please “Kill the Bill” so that I am not fleeced for more taxes. I will gladly pay for my own healthcare thank you.[/quote]
Dude, what world are you living in? 45,000 people die every year in this country because they don’t have medical insurance. 10’s of thousand go bankrupt. Nobody is trading a cruise for their life.[/quote]
SK: And another 100,000 die per year due to medical accidents, improper treatments, etc. So, what’s your point?
Something else to consider: When in the history of this country has the government ever compelled its citizenry to comply with an order (buy health insurance) or face fines/sanctions? This is as authoritarian/autocratic as it comes and very few people seem all that outraged by this.[/quote]
My point was exactly what i said. There is no evidence people without insurance are spending that money on new cars and lavish vacations. People without insurance are dying and seeking bankruptcy protection at astounding levels.
Your point about the mandate is valid. And there is quite a bit of outrage about it from both the right and the left, everywhere except for the mainstream media. The current senate bill is a windfall for the insurance industry, further evidence of the financial industry’s grip on our government. A mandate without a public option, plus aid to pay for premiums is beyond their wildest wet dream.
Participant[quote=Allan from Fallbrook][quote=SK in CV][quote=NeetaT] Those who claim they can’t afford healthcare costs are the same people who can somehow find a way to buy a new car or go on a lavish vacation. All I can say is please “Kill the Bill” so that I am not fleeced for more taxes. I will gladly pay for my own healthcare thank you.[/quote]
Dude, what world are you living in? 45,000 people die every year in this country because they don’t have medical insurance. 10’s of thousand go bankrupt. Nobody is trading a cruise for their life.[/quote]
SK: And another 100,000 die per year due to medical accidents, improper treatments, etc. So, what’s your point?
Something else to consider: When in the history of this country has the government ever compelled its citizenry to comply with an order (buy health insurance) or face fines/sanctions? This is as authoritarian/autocratic as it comes and very few people seem all that outraged by this.[/quote]
My point was exactly what i said. There is no evidence people without insurance are spending that money on new cars and lavish vacations. People without insurance are dying and seeking bankruptcy protection at astounding levels.
Your point about the mandate is valid. And there is quite a bit of outrage about it from both the right and the left, everywhere except for the mainstream media. The current senate bill is a windfall for the insurance industry, further evidence of the financial industry’s grip on our government. A mandate without a public option, plus aid to pay for premiums is beyond their wildest wet dream.
Participant[quote=NeetaT] Those who claim they can’t afford healthcare costs are the same people who can somehow find a way to buy a new car or go on a lavish vacation. All I can say is please “Kill the Bill” so that I am not fleeced for more taxes. I will gladly pay for my own healthcare thank you.[/quote]
Dude, what world are you living in? 45,000 people die every year in this country because they don’t have medical insurance. 10’s of thousand go bankrupt. Nobody is trading a cruise for their life.
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