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SD Attorney
ParticipantUnfortunately, the easiest way to do it involves getting in your car and going directly to the County Recorder’s Office.
I usually go to the County Recorder’s Office downtown SD off of Harbor Dr. There you can use their computers for free and look up all liens that encumber the individuals property. This is the best way to do it because you can see the amount of the lien(s) and determine if any have been reconveyed. You are not able to see how much has been paid down, I believe the only way to get that information is directly from the bank, which they will not give to you unless authorized by the borrower.
You don’t need to be an attorney to access these documents, however, an attorney with experience can probably decifer the documents in minutes, whereas it may take an untrained eye several hours.
ParticipantUnfortunately, the easiest way to do it involves getting in your car and going directly to the County Recorder’s Office.
I usually go to the County Recorder’s Office downtown SD off of Harbor Dr. There you can use their computers for free and look up all liens that encumber the individuals property. This is the best way to do it because you can see the amount of the lien(s) and determine if any have been reconveyed. You are not able to see how much has been paid down, I believe the only way to get that information is directly from the bank, which they will not give to you unless authorized by the borrower.
You don’t need to be an attorney to access these documents, however, an attorney with experience can probably decifer the documents in minutes, whereas it may take an untrained eye several hours.
ParticipantUnfortunately, the easiest way to do it involves getting in your car and going directly to the County Recorder’s Office.
I usually go to the County Recorder’s Office downtown SD off of Harbor Dr. There you can use their computers for free and look up all liens that encumber the individuals property. This is the best way to do it because you can see the amount of the lien(s) and determine if any have been reconveyed. You are not able to see how much has been paid down, I believe the only way to get that information is directly from the bank, which they will not give to you unless authorized by the borrower.
You don’t need to be an attorney to access these documents, however, an attorney with experience can probably decifer the documents in minutes, whereas it may take an untrained eye several hours.
ParticipantUnfortunately, the easiest way to do it involves getting in your car and going directly to the County Recorder’s Office.
I usually go to the County Recorder’s Office downtown SD off of Harbor Dr. There you can use their computers for free and look up all liens that encumber the individuals property. This is the best way to do it because you can see the amount of the lien(s) and determine if any have been reconveyed. You are not able to see how much has been paid down, I believe the only way to get that information is directly from the bank, which they will not give to you unless authorized by the borrower.
You don’t need to be an attorney to access these documents, however, an attorney with experience can probably decifer the documents in minutes, whereas it may take an untrained eye several hours.
ParticipantTwo hilarious quotes from that article:
1) The picture on the front page, “Delia Toothman stands in front of a condo she once owned that is now being sold in a foreclosure auction”
Hmmm, I thought she was renting it from the bank for 30 years until she becomes the “owner”.
2) In the last paragraph of the story, “I’ve always been one who paid the bills on time. I always did things the right way.”
Obviously, she hasn’t always done things the right way…FOR INSTANCE TAKING INVESTMENT ADVICE FROM A REALTOR SELLING CONDOS IN SAN DIEGO. That’s like investing all your savings in the next Tori Spelling movie.
Sorry to be so harsh, but man is she a dumbass and how come her Dad makes her sleep in the garage. WTF.
ParticipantTwo hilarious quotes from that article:
1) The picture on the front page, “Delia Toothman stands in front of a condo she once owned that is now being sold in a foreclosure auction”
Hmmm, I thought she was renting it from the bank for 30 years until she becomes the “owner”.
2) In the last paragraph of the story, “I’ve always been one who paid the bills on time. I always did things the right way.”
Obviously, she hasn’t always done things the right way…FOR INSTANCE TAKING INVESTMENT ADVICE FROM A REALTOR SELLING CONDOS IN SAN DIEGO. That’s like investing all your savings in the next Tori Spelling movie.
Sorry to be so harsh, but man is she a dumbass and how come her Dad makes her sleep in the garage. WTF.
ParticipantI was in the market for a condo in ’05 and I had contacted several realtors. One invited me to a wine and cheese party at his Mission Hills mansion, another bought me happy hour drinks in the Gaslamp, and another sent me a booklet containing $10 off coupons to several local retailers.
Now, all I get is pre-printed mass mailed lame postcards.
ParticipantBugs, you’re right. I was disgusted at everything. Our generation will have its day. I am of the mind set that it won’t happen until the Boomers are dead.
I started this thread with the hopes that someone could convince me that things will change prior to the Boomers dying or convince me that I am a douchebag.
No one has done either, so I am going to cheer up and just keep on living knowing that some things truely are out of my control and I just have to deal with it or not. Since I have my youth, I choose to deal for now.
See you tomorrow.
ParticipantBugs, you’re right. I was disgusted at everything. Our generation will have its day. I am of the mind set that it won’t happen until the Boomers are dead.
I started this thread with the hopes that someone could convince me that things will change prior to the Boomers dying or convince me that I am a douchebag.
No one has done either, so I am going to cheer up and just keep on living knowing that some things truely are out of my control and I just have to deal with it or not. Since I have my youth, I choose to deal for now.
See you tomorrow.
Participant“Your parents are the very baby boomers that you are denouncing and taught you that how you feel is more important than what you do. The results are obvious.”
You drew first blood. Deal with it.
Participant“Your parents are the very baby boomers that you are denouncing and taught you that how you feel is more important than what you do. The results are obvious.”
You drew first blood. Deal with it.
ParticipantThat is a great comment yojimbo. I do respect it and believe I understand your points. It just shows you that two people can have strikingly different view points.
For me, my true awakening came when I was living in Antarctica. I spent nearly a year there and it was the greatest experience I have had in some ways. I did have internet access, but rarely used it for anything other than sending emails. I was completely free from marketing, advertisements, laws, tv, cell phones, highways, everything, etc. This is an experience that I don’t think anyone on this board can relate to. It is not like living overseas in the traditional sense. This was like living on the moon.
I saw America with new eyes. I came back and honestly my initial reaction was disgust. Everything was so overdone, in your face, and extremely wasteful.
Therefore, before you scold me or try to school me, please understand where I come from. I believe that you can’t really see America until you are stripped of everything that it offers. Then you piece it back together and figure out where it makes sense and where it doesn’t.
I, like anyone else, can make sweeping generalizations and blanket statements. We all know where those get us on these type of threads.
Now, I honestly believe that real change in America will not take place until the Boomers die. They have too much at risk to promote change and they have spent their whole lives building individual wealth, so the last thing they want to do is share it, other than the small amounts they give to charities or whatever.
I also believe that the courts/legislature need to take away the status of corporations as legal beings, i.e. giving them the same rights as individuals.
ParticipantThat is a great comment yojimbo. I do respect it and believe I understand your points. It just shows you that two people can have strikingly different view points.
For me, my true awakening came when I was living in Antarctica. I spent nearly a year there and it was the greatest experience I have had in some ways. I did have internet access, but rarely used it for anything other than sending emails. I was completely free from marketing, advertisements, laws, tv, cell phones, highways, everything, etc. This is an experience that I don’t think anyone on this board can relate to. It is not like living overseas in the traditional sense. This was like living on the moon.
I saw America with new eyes. I came back and honestly my initial reaction was disgust. Everything was so overdone, in your face, and extremely wasteful.
Therefore, before you scold me or try to school me, please understand where I come from. I believe that you can’t really see America until you are stripped of everything that it offers. Then you piece it back together and figure out where it makes sense and where it doesn’t.
I, like anyone else, can make sweeping generalizations and blanket statements. We all know where those get us on these type of threads.
Now, I honestly believe that real change in America will not take place until the Boomers die. They have too much at risk to promote change and they have spent their whole lives building individual wealth, so the last thing they want to do is share it, other than the small amounts they give to charities or whatever.
I also believe that the courts/legislature need to take away the status of corporations as legal beings, i.e. giving them the same rights as individuals.
Participant“Construction said I was a Baby Boomer. Clearly I’m not, even according to you.”
Read the thread before you post retarded comments. You didn’t even say you were born in 1967 until after the fact.
Clearly, your grad school education didn’t pay off.
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