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Interesting personal view that works well for the gentleman from Dorset, in his chosen locale. We know the area, and can understand his feelings.

Conversely, we hope never to give up our home in RSF to rent, since, by today’s standards, it was such an incredible bargain. Because we purchased the home over twenty years ago, we have very little, if any, weight on our shoulders with regard to the home, and also have great freedom to do whatever else we may wish to do.

I only mention this because there are many, many very content people who purchased homes in the relatively distant past, who don’t consider them to be a burden, and are also living their “dreams.”

There are so many personal variables concerning housing, that everyone just needs to find what works for them. IMO, there really is no “right”
or “wrong”–it’s whatever makes you and your family happy.

[flyer]

Once our kids were set in life, we started spending extended periods of time in various locations we enjoy–and have been able to continue in our professions–which, like you, we still really enjoy, also. Maybe you can do both, scaredy, and have the best of both worlds.

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From my own experience, and in observing friend’s relationships, I’ve noticed that when both parties have lots of options regarding “significant others,” there seems to be less drama in a breakup, than when one or both might be considered to be in the “desperate” category.

My wife and I met in high school, dated, went to college, broke up, dated other amazing people, and, in the end, found that what we had in the beginning was, in fact, the “real thing.” 30 years of marriage later, it still is.

I asked my wife to read this thread, and she said that, in her opinion, but not to be construed as advice, you’d probably be doing your “significant other” a favor to break up with her–but don’t be surprised if she finds someone better.

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Agree sp, in certain areas carrying expenses are next to nothing. Many in our family (including myself) are good examples of people who bought here years ago, and have relatively low housing expenses–but that is not always the case in many areas of San Diego–especially in the newer North County developments.

We have personally known people who could not afford to retire here in recent years for many reasons–job loss around 50, with no alternative income to rely on–college expenses for their kids–lack of jobs and housing opportunities for their kids–and the list goes on.

As you mentioned, it’s not everyone, but there seems to be a fairly large percentage in the areas I mentioned.

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We live in RSF, and are looking forward to the new retail/restaurants, etc. in the Del Sur development. We’ve enjoyed the same in DM, CV and 4S over the years, and it’s always nice to have more options nearby.

What will be really interesting, will be to see how the relatively new communities “age,” since, when we lived in CV, it appeared that no one ever seemed be over 40 at any given time.

We’ve always wondered if the majority of the older residents couldn’t afford to retire in place, or if they simply chose to move elsewhere. San Diego is a city that can destroy people in retirement if they don’t plan well.

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From what we’ve seen with our kids and their friends, who are now in their late 20’s, is that, the “success rate,” i.e.–achieving your dreams in life–is about 50/50–even with the very best education money can buy, and other advantages. Dont’ know if that ratio will become better or worse as time goes on.

Whether young people consider themselves to be “spoiled,” “entitled,” or anything else, won’t make much difference in the real world. In the final analysis, as all things in life, regardless of whom or what is at “fault,” you either get what you want in life, or you don’t, and young people will find there are few exceptions.

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[quote=Hatfield]I wouldn’t be so much worried about the zombie apocalypse. I’d be much, much more worried about the hangers-on and long-lost “friends” and “relatives” popping out of the woodwork once your name and likeness were splashed across the press. Only a couple states allow you to win anonymously, but apparently in California there is a way to set up some sort of trust inside a corporation that allows you to collect anonymously. Maybe make it a Nevada corporation, because ownership and officers are not a matter of public record. I’d want to keep that new Gulfstream a secret.[/quote]

Good points, Hatfield. Friends have a G5 Gulfstream, and I wouldn’t be surprised if the new “mega” winners (secretly) pick one up soon.

[flyer]

[quote=FlyerInHi]
That makes me think of Syria. Imagine living a nice upper middle class life in Damascus. The regime could collapse and the country overtaken by sectarian violence to last decades.[/quote]

Good point, FIH. We have friends from London who had business interests there, and lived there off and on before the violence started. They said they never believed it would escalate to the level to which it did–making it clear that it could happen anywhere. They’re worth a fortune, and they still had to leave.

IMO, mega (or even several million) might buy you some time in a catastrophic or apocalyptic situation, but I wouldn’t bet on the funds or whatever they provide saving you for long.

Personally, I believe in making sure you are set for retirement, while still living to the max in the present. So many people wait until “retirement,” to start living, and then they never make it to that age, or can’t enjoy it due to illness,etc. At that point, even mega millions won’t make
much difference–except to your heirs.

[flyer]

Personally, I have to agree with NJ, in, that, with your price point, I would definitely check out Carmel Valley. We lived there for several years, before moving to RSF, and still own rentals there.

You have a lot to consider–schools, commute times, Mello-Roos, HOA fees–etc., etc.–but with all of the info that’s been shared, I’m sure you’ll make a good decision.

[flyer]

Interesting thread. Really makes you think even more seriously about what the best course would be if a life-threatening disease entered your life, or the life of a loved one.

Our plan has always been to use the best medical facilities we have available to us–even outside of San Diego–(MD Anderson, Cedars, Hopkins, Mayo, etc.), but, (per the OP), wondering if the best is really available at any facility shines a new light on the topic.

[flyer]

We’re fine. Thanks.

[flyer]

Even though I thought I’d heard it all, these stories still amaze me.

We’ve always planned so that our money will outlive us and our kids, and it’s definitely a good feeling.

[flyer]

Google “Seattle or Washington houseboats”–if your looking 6pack–lots of choices.

Here are a few examples, and some interesting info on waterfront living. . .

Seattle Houseboats & Floating Homes For Sale

(I’m not affiliated with this company–just browsing.)

[flyer]

[quote=paramount]House boats in Seattle seem popular:

[img_assist|nid=17765|title=House Boats Seattle|desc=|link=node|align=left|width=902|height=600][/quote]

They are–have friends who live up there. Some are mcmansions on the water. As much as we love the water, and try to go out on the boat or take a run at the beach as often as we can, living there is a very different thing–especially where it gets much colder in areas like WA. That said, if it’s what you REALLY want to do, it will probably work out just great.

[flyer]

As someone who owns rentals, I understand how you must feel about the market in CA. The situation is hitting a lot of people very hard–especially young people who are just starting out–and I hope you will find a solution that is in your best interest.

As far as rejoicing over increasing CA property values, I hope people realize that what is great for current homeowners might not be so great for their children and grandchildren–should they end up being priced out of ever owning a home of their own. If we hadn’t invested in property for our kids years ago, this could have happened to them.

Multi-generational living is also becoming more and more prevalent, and may be the way of the future–especially in states like CA.

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