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Stan/sdrealtor

Thanks for this post. We want to move to 4S. (We’re currently in our AZ home waiting for the right time to buy back in San Diego after selling in CV in 2005.)

We’d like to buy a new home, but the builders are still very “sticky” with pricing right now. In fact, some of the builders seem to be raising prices! Some are only releasing a few homes at a time, and apparently, they have buyers.

Any thoughts on when new 3000SF homes there might drop to the $550-650K range??

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BobbyD:

We are in about the same position as you described–sold very high in San Diego in 2005, and have retreated to our AZ home with cash in hand–ready to buy in San Diego again.

If you wouldn’t mind sharing some of the specifics
(builder/general location) of your RE “find,” I’d really appreciate it. You can email me at [email protected].

Thanks!

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Lending–Just curious. . .What are “Darwin Award Candidates,” “PUSD,” and “Section 8” with regard to
4S Ranch?

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Lending–Just curious. . .What are “Darwin Award Candidates,” “PUSD,” and “Section 8” with regard to
4S Ranch?

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Lending–Just curious. . .What are “Darwin Award Candidates,” “PUSD,” and “Section 8” with regard to
4S Ranch?

[flyer]

Just have a question for you Pasadena. . .

How do you see the housing situation playing out in CA with regard to loans? Since just about every home in a decent area of CA is over the $417K magic number, do you see drastic price reductions as the only way to cope with this limitation, or will the mortgage industry/FED/etc., etc., find some way to keep pricing propped up, and continue to grant mega loans?

[flyer]

Just have a question for you Pasadena. . .

How do you see the housing situation playing out in CA with regard to loans? Since just about every home in a decent area of CA is over the $417K magic number, do you see drastic price reductions as the only way to cope with this limitation, or will the mortgage industry/FED/etc., etc., find some way to keep pricing propped up, and continue to grant mega loans?

[flyer]

Just have a question for you Pasadena. . .

How do you see the housing situation playing out in CA with regard to loans? Since just about every home in a decent area of CA is over the $417K magic number, do you see drastic price reductions as the only way to cope with this limitation, or will the mortgage industry/FED/etc., etc., find some way to keep pricing propped up, and continue to grant mega loans?

[flyer]

Loans from Builders??

If we do buy in the future, it will probably be from a builder. We won’t be able to use a private mortgage broker if we want to receive their incentives (currently $30K for the homes we’re looking at.)

The question is:
What questions/product type should we
ask/request from their mortgage person to make sure we are getting the best deal possible? We’ll be paying the loan off in 1-3 years, and have an 800+ credit score, with stable employment history. In a situation like this, when you’re only going to keep the loan for such a short time, it’s hard to know what’s best to do.

Would appreciate your thoughts. . .

[flyer]

Loans from Builders??

If we do buy in the future, it will probably be from a builder. We won’t be able to use a private mortgage broker if we want to receive their incentives (currently $30K for the homes we’re looking at.)

The question is:
What questions/product type should we
ask/request from their mortgage person to make sure we are getting the best deal possible? We’ll be paying the loan off in 1-3 years, and have an 800+ credit score, with stable employment history. In a situation like this, when you’re only going to keep the loan for such a short time, it’s hard to know what’s best to do.

Would appreciate your thoughts. . .

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SD Realtor

Thanks for your thoughts–very helpful.
I would like to ask a quick question via email, if you wouldn’t mind. My email is [email protected].

Thanks again.

[flyer]

SD Realtor

Thanks for your thoughts–very helpful.
I would like to ask a quick question via email, if you wouldn’t mind. My email is [email protected].

Thanks again.

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SD Realtor/HLS

Probably a remedial question, but from the homebuyer’s perspective, which index and loan type is more likely to be best for someone who only plans to hold a home loan for only a year or two, then pay it off?

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SD Realtor/HLS

Probably a remedial question, but from the homebuyer’s perspective, which index and loan type is more likely to be best for someone who only plans to hold a home loan for only a year or two, then pay it off?

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HLS

Really enjoyed reading all of your very informative posts. When you have a moment, I have a quick loan question I’d like to email you, if you don’t mind. You can reach me at
[email protected]

Thanks!

[Author]

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