In 2003 I bought a 4plex AND refinanced my house. All was going well until the lender called and asked why I had two loan applications with them for principal residence on two properties. Unbeknownest to me, my mortgage broker had made both applications principal residence to get a cheaper loan, and made the mistake of sending both to the same lender. Needless to say, I switched brokers.
Participants in this list spend alot of time here. Just out of curiosity, how many list members have ever gotten together for a beer or a coffee? We have communities, they are just alot different than traditional social organizations.