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SD Realtor
ParticipantHi pwilson –
Yes as TG pointed out I do whine alot about my particular neighborhood, at least the older part of it that has more well established homeowners. TG referenced the post Bugs had regarding the butterfly effect and I do agree that in the end everyone will feel the pinch to varying degrees. By how much remains to be seen. I am of the opinion that very well entrenched communities will feel it less due to the sheer stubborness of sellers who will simply not sell. I am not saying these places will not be immune. There are always suckers who ATM’d the home so they will either dump it or lose it … yet to me neighborhoods do not free fall based on foreclosures alone unless the composition of the neighborhood is of that ilk. To me foreclosures and distress is the ignition and kindling… once Joe seller has to compete with them, then the brushfire starts. So in some well entrenched neighborhoods Joe Seller will not compete…. He will hunker down…Does this provide full immunity for the neighborhood? Not at all… In fact it may provide a little immunity, or none at all… It is just a theory I have and to me may help to explain the variability. Also demand for the neighborhood will play a role.
Of course I am probably all wrong… I guess we will see in a few years.
SD Realtor
ParticipantHi pwilson –
Yes as TG pointed out I do whine alot about my particular neighborhood, at least the older part of it that has more well established homeowners. TG referenced the post Bugs had regarding the butterfly effect and I do agree that in the end everyone will feel the pinch to varying degrees. By how much remains to be seen. I am of the opinion that very well entrenched communities will feel it less due to the sheer stubborness of sellers who will simply not sell. I am not saying these places will not be immune. There are always suckers who ATM’d the home so they will either dump it or lose it … yet to me neighborhoods do not free fall based on foreclosures alone unless the composition of the neighborhood is of that ilk. To me foreclosures and distress is the ignition and kindling… once Joe seller has to compete with them, then the brushfire starts. So in some well entrenched neighborhoods Joe Seller will not compete…. He will hunker down…Does this provide full immunity for the neighborhood? Not at all… In fact it may provide a little immunity, or none at all… It is just a theory I have and to me may help to explain the variability. Also demand for the neighborhood will play a role.
Of course I am probably all wrong… I guess we will see in a few years.
SD Realtor
ParticipantHi pwilson –
Yes as TG pointed out I do whine alot about my particular neighborhood, at least the older part of it that has more well established homeowners. TG referenced the post Bugs had regarding the butterfly effect and I do agree that in the end everyone will feel the pinch to varying degrees. By how much remains to be seen. I am of the opinion that very well entrenched communities will feel it less due to the sheer stubborness of sellers who will simply not sell. I am not saying these places will not be immune. There are always suckers who ATM’d the home so they will either dump it or lose it … yet to me neighborhoods do not free fall based on foreclosures alone unless the composition of the neighborhood is of that ilk. To me foreclosures and distress is the ignition and kindling… once Joe seller has to compete with them, then the brushfire starts. So in some well entrenched neighborhoods Joe Seller will not compete…. He will hunker down…Does this provide full immunity for the neighborhood? Not at all… In fact it may provide a little immunity, or none at all… It is just a theory I have and to me may help to explain the variability. Also demand for the neighborhood will play a role.
Of course I am probably all wrong… I guess we will see in a few years.
SD Realtor
ParticipantHi pwilson –
Yes as TG pointed out I do whine alot about my particular neighborhood, at least the older part of it that has more well established homeowners. TG referenced the post Bugs had regarding the butterfly effect and I do agree that in the end everyone will feel the pinch to varying degrees. By how much remains to be seen. I am of the opinion that very well entrenched communities will feel it less due to the sheer stubborness of sellers who will simply not sell. I am not saying these places will not be immune. There are always suckers who ATM’d the home so they will either dump it or lose it … yet to me neighborhoods do not free fall based on foreclosures alone unless the composition of the neighborhood is of that ilk. To me foreclosures and distress is the ignition and kindling… once Joe seller has to compete with them, then the brushfire starts. So in some well entrenched neighborhoods Joe Seller will not compete…. He will hunker down…Does this provide full immunity for the neighborhood? Not at all… In fact it may provide a little immunity, or none at all… It is just a theory I have and to me may help to explain the variability. Also demand for the neighborhood will play a role.
Of course I am probably all wrong… I guess we will see in a few years.
SD Realtor
Participantmgubnyc1, you and I know tg is out there working the field…. heheheh..
This is a great thread… it could be one of those lifetime movies… here we have Marion an attractive curvy size 6 divorcee who has the on line mystique and has stirred up a whole nest of real estate bears…she can whip up a pot roast, give you a hot bubble bath and massage, love ya and then put you on the coach and psychoanalyze you… an ex hubby who has perpetrated a disability scam while going to Cuba to poach a little 17 year old senorita… have a kid and then start a daycare in Arizona…
You cannot make this stuff up!!!
Marion – just adding a little levity here,,, I am enjoying your posts…
On the serious side I don’t know what the net worth of you ex is now but really, if he was a loan officer he really is pretty screwed now. I would be willing to bet that whatever new venture he is in, it makes more then a current loan officer these days.
SD Realtor
Participantmgubnyc1, you and I know tg is out there working the field…. heheheh..
This is a great thread… it could be one of those lifetime movies… here we have Marion an attractive curvy size 6 divorcee who has the on line mystique and has stirred up a whole nest of real estate bears…she can whip up a pot roast, give you a hot bubble bath and massage, love ya and then put you on the coach and psychoanalyze you… an ex hubby who has perpetrated a disability scam while going to Cuba to poach a little 17 year old senorita… have a kid and then start a daycare in Arizona…
You cannot make this stuff up!!!
Marion – just adding a little levity here,,, I am enjoying your posts…
On the serious side I don’t know what the net worth of you ex is now but really, if he was a loan officer he really is pretty screwed now. I would be willing to bet that whatever new venture he is in, it makes more then a current loan officer these days.
SD Realtor
Participantmgubnyc1, you and I know tg is out there working the field…. heheheh..
This is a great thread… it could be one of those lifetime movies… here we have Marion an attractive curvy size 6 divorcee who has the on line mystique and has stirred up a whole nest of real estate bears…she can whip up a pot roast, give you a hot bubble bath and massage, love ya and then put you on the coach and psychoanalyze you… an ex hubby who has perpetrated a disability scam while going to Cuba to poach a little 17 year old senorita… have a kid and then start a daycare in Arizona…
You cannot make this stuff up!!!
Marion – just adding a little levity here,,, I am enjoying your posts…
On the serious side I don’t know what the net worth of you ex is now but really, if he was a loan officer he really is pretty screwed now. I would be willing to bet that whatever new venture he is in, it makes more then a current loan officer these days.
SD Realtor
Participantmgubnyc1, you and I know tg is out there working the field…. heheheh..
This is a great thread… it could be one of those lifetime movies… here we have Marion an attractive curvy size 6 divorcee who has the on line mystique and has stirred up a whole nest of real estate bears…she can whip up a pot roast, give you a hot bubble bath and massage, love ya and then put you on the coach and psychoanalyze you… an ex hubby who has perpetrated a disability scam while going to Cuba to poach a little 17 year old senorita… have a kid and then start a daycare in Arizona…
You cannot make this stuff up!!!
Marion – just adding a little levity here,,, I am enjoying your posts…
On the serious side I don’t know what the net worth of you ex is now but really, if he was a loan officer he really is pretty screwed now. I would be willing to bet that whatever new venture he is in, it makes more then a current loan officer these days.
SD Realtor
Participantmgubnyc1, you and I know tg is out there working the field…. heheheh..
This is a great thread… it could be one of those lifetime movies… here we have Marion an attractive curvy size 6 divorcee who has the on line mystique and has stirred up a whole nest of real estate bears…she can whip up a pot roast, give you a hot bubble bath and massage, love ya and then put you on the coach and psychoanalyze you… an ex hubby who has perpetrated a disability scam while going to Cuba to poach a little 17 year old senorita… have a kid and then start a daycare in Arizona…
You cannot make this stuff up!!!
Marion – just adding a little levity here,,, I am enjoying your posts…
On the serious side I don’t know what the net worth of you ex is now but really, if he was a loan officer he really is pretty screwed now. I would be willing to bet that whatever new venture he is in, it makes more then a current loan officer these days.
SD Realtor
ParticipantThis thread is entertaining…
Marion my condlences and I hope it all works out.
Also I know this temecula guy that may be a good fit for you… (tg I KNOW you are out there reading this)
Also OC Scam… you and I frequently disagree but you got a good chuckle out of me on your post.
SD Realtor
ParticipantThis thread is entertaining…
Marion my condlences and I hope it all works out.
Also I know this temecula guy that may be a good fit for you… (tg I KNOW you are out there reading this)
Also OC Scam… you and I frequently disagree but you got a good chuckle out of me on your post.
SD Realtor
ParticipantThis thread is entertaining…
Marion my condlences and I hope it all works out.
Also I know this temecula guy that may be a good fit for you… (tg I KNOW you are out there reading this)
Also OC Scam… you and I frequently disagree but you got a good chuckle out of me on your post.
SD Realtor
ParticipantThis thread is entertaining…
Marion my condlences and I hope it all works out.
Also I know this temecula guy that may be a good fit for you… (tg I KNOW you are out there reading this)
Also OC Scam… you and I frequently disagree but you got a good chuckle out of me on your post.
SD Realtor
ParticipantThis thread is entertaining…
Marion my condlences and I hope it all works out.
Also I know this temecula guy that may be a good fit for you… (tg I KNOW you are out there reading this)
Also OC Scam… you and I frequently disagree but you got a good chuckle out of me on your post.
SD Realtor
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