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paranoid
ParticipantWithin walking distance (~20 minutes)of the Mission Ranch lies Lake Hodges. You feel the breeze most time of the year.
You will be surprised how good the environment is around that corner.
ParticipantSomebody said that Qualcomm has about 1000 job opennings. Is this true? That would be very bullish for the housing market.
ParticipantThe consultant is from orange county? That is the capital of all subprime mortgages innovations!
Democracy at it’s best!
ParticipantSdnerd, I know somebody who just paid off his mr this week. MR payoff amount is recalculated every quarter, I.e. The current cutoff time is march 1 and the next cutoff date is june 1. A 2% increase will surely occur in the July 1 tax bill for 2012-2013 year.
ParticipantFee: in my case, they didn’t charge me anything, because I just asked them for the ballpark number. Then I decided to pay off, and they sent me the exact number (who cares if the 100 or 200 dollar fee is charged or not).
Another point I think people need to be aware is that the MR typically increases year after year. I don’t understand the mechanism why this is the case though. Paying-off the MR thus also avoids future increases.
ParticipantER, you pay a fee but it is waived (deducted) when you pay the total payoff amount to pusd, so effectively it is free.
I’m still amazed by the huge rate they charge: total payoff is $57.5k , but current yearly MR is $5.7k until 2042(?). I believe most people don’t know that they are charged at such a rate.Participantsduuuude: I called the phone number on my property tax bill, and the company in charge of the MR called back with payoff number.
ParticipantThe case I am looking at: current mello Roos at about $5700 per year. It will last for about 30 years. The payoff now is about $58000. The implied rate is close to 9%. While the current 30 year mortgage is below 4%.
ParticipantLin is before all an American. He was born in California.
Let’s listen to what Lin himself has to say about his identity:http://v.youku.com/v_show/id_XMzUwNTU4MTI4.html
Ocrenter, you will be very disappointed.
ParticipantOCrenter: what facts are you looking at?
The facts I see are that all major countries in the world recognize Taiwan as an integral part of China; and most people around the world consider people from Taiwan as Chinese. You can choose how you call yourself, or how you want other poeple call you, but you cannot choose how other people call you. accept the facts. irrational emotion will only hurt your health.ParticipantOcrenter, you are a great housing analyst. You are also a narrow-minded nationalist. In the eyes of the world, both officially and unoffically, taiwanese is a subgroup of Chinese, like it or not.
Participantwhy do you think PHR has better schools than 4S?
ParticipantLet every American print as much dollars as he wants, so that everybody can be a zillionaire! Just like every citizen of zinbabwe. Why go to work every day? Why care about unemployment? Let’s just print!
Let’s be rich!ParticipantIf you want to becom another zimbabwe, go for it.
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