[hipmatt]

Temecula.. Representin’ towards to top half of the chart!

[hipmatt]

Temecula.. Representin’ towards to top half of the chart!

[hipmatt]

I like how the answer to everything is to lower the fed funds rate again… that will fix all our problems, and then home prices will fly back up again.

As if the dollar isn’t already weak enough, inflation high enough(I believe its higher than what is being quoted to us), and our savings rate negative enough.

America is addicted to credit, and we want even more of the drug that is responsible for getting us to where we are now. What a shame that apparently everyone thinks we need to finance ourselves out of trouble.

I don’t think a rate cut would save us anyways, but I wouldn’t be surprised if we tried it, because thats the mentality that we have had lately.

[hipmatt]

I like how the answer to everything is to lower the fed funds rate again… that will fix all our problems, and then home prices will fly back up again.

As if the dollar isn’t already weak enough, inflation high enough(I believe its higher than what is being quoted to us), and our savings rate negative enough.

America is addicted to credit, and we want even more of the drug that is responsible for getting us to where we are now. What a shame that apparently everyone thinks we need to finance ourselves out of trouble.

I don’t think a rate cut would save us anyways, but I wouldn’t be surprised if we tried it, because thats the mentality that we have had lately.

[hipmatt]

Correct.. if the very rich expect home prices to start climbing again, they should be buying up “investment” homes like mad…. well.. they have a huge selection.. but all I hear is crickets.

Its easier said than done, they need to start putting their money where their mouth is.

[hipmatt]

Correct.. if the very rich expect home prices to start climbing again, they should be buying up “investment” homes like mad…. well.. they have a huge selection.. but all I hear is crickets.

Its easier said than done, they need to start putting their money where their mouth is.

[hipmatt]

well.. thanks to all who read my gripe. I appreciate those who “got it”..

I wasn’t fully bashing Tem., cause I realize the area still has some advantages, but that day, I was just really noticing that everyone I talked to, seemed to be really shallow, and lacked real substance/intelligence.

It was like, … I would talk to some clueless trophy wife, then a group of mall rat kids, then some white trash, then some wanna be gang bangers, you get the idea. I do realize there are still some quality people here though.. anyways, then the traffic in town was horrible that day, probably due to all the graduations.. It was like an SUV/monster truck rally with no end in sight. Then on the way home I saw all the bank repo signs and I felt like blogging to you all.

To those who suggest I move, I agree, and if you read the first post I think I did mention that I do want to, and that I was taking advice on potential locations.. the thing is that both our families all live here, so that makes it really hard to leave, plus we just had a our first baby, and both sides have grandparents and great-grandparents in town.

I also remember what the city was like before.. a lot less superficial, and not afraid to be called a quiet hick town. Now, it is battle of the Jonses, and the lack of courtesy really sucks.

The city is still nice in a few ways, it is relatively safe, plus, theres Harveston Lake… (23109vc thats for you). And now there are A LOT of gyms.

mydogsarelazy .. great advice, I should be giving more to my community to make it better, I am guilty of not doing enough of this I do admit. And I know you guys here aren’t “zombies” which is why I post here and converse, because I find the intelligence and conversation stimulating here. The zombies wouldn’t get it here anyways.

bugs .. also great advice, I also need to work on “tuning out” the things I see that disturb me. I am working on this though, and I am confident that I will improve in this area. I need to worry more about my family and less about the people surrounding me, even if they are as described.

fat_lazy_union_… I fully hear you on the lifted truck thing.. especially all the lifted heavy duty trucks, even duallies… hmm… take an expensive HD truck(designed for towing and hauling – NOT off roading{see Jeep Wrangler}) that is nearly as long as a limo.. and throw a bunch more money into it.. reduce the towing capacity, decrease fuel economy even further, make it harder to load things into the bed, increase cost of tires, and increase tire and brake, wear, raise the center of gravity(unsafe), have speedometer read incorrectly, just to “look better” or to compensate for small genitalia? It makes no sense at all, yet they are every where in the IE. In essence, you are paying more money for a truck that can tow more, and then paying even more money to reduce its towing capacity. I’ve actually seen lifted duallies that can no longer tow a 5th wheel trailer due to excessive hight.

BTW it still won’t off-road as good as a stock 4runner, xterra, or Wrangler, and theres a lot more to dent.

temeculaguy.. The trophy wifes I’m talking about are gold digging, I’ll cheat on you when I get a chance, I have absolutely no brain, but if you buy me a BMW, I’ll get over the big fight we just had.. type of wife. You can enjoy them all you want, but I prefer a smarter more down to earth woman, who can still look good too. And to say that all the other “less superficial” places are full of obese and toothless people is a bit of a low blow. There are other nice cities in the US that are cheaper and have intelligent/healty/attractive people.

BTW, some of Hawaii IS much cheaper than socal, or even SD.

[hipmatt]

well.. thanks to all who read my gripe. I appreciate those who “got it”..

I wasn’t fully bashing Tem., cause I realize the area still has some advantages, but that day, I was just really noticing that everyone I talked to, seemed to be really shallow, and lacked real substance/intelligence.

It was like, … I would talk to some clueless trophy wife, then a group of mall rat kids, then some white trash, then some wanna be gang bangers, you get the idea. I do realize there are still some quality people here though.. anyways, then the traffic in town was horrible that day, probably due to all the graduations.. It was like an SUV/monster truck rally with no end in sight. Then on the way home I saw all the bank repo signs and I felt like blogging to you all.

To those who suggest I move, I agree, and if you read the first post I think I did mention that I do want to, and that I was taking advice on potential locations.. the thing is that both our families all live here, so that makes it really hard to leave, plus we just had a our first baby, and both sides have grandparents and great-grandparents in town.

I also remember what the city was like before.. a lot less superficial, and not afraid to be called a quiet hick town. Now, it is battle of the Jonses, and the lack of courtesy really sucks.

The city is still nice in a few ways, it is relatively safe, plus, theres Harveston Lake… (23109vc thats for you). And now there are A LOT of gyms.

mydogsarelazy .. great advice, I should be giving more to my community to make it better, I am guilty of not doing enough of this I do admit. And I know you guys here aren’t “zombies” which is why I post here and converse, because I find the intelligence and conversation stimulating here. The zombies wouldn’t get it here anyways.

bugs .. also great advice, I also need to work on “tuning out” the things I see that disturb me. I am working on this though, and I am confident that I will improve in this area. I need to worry more about my family and less about the people surrounding me, even if they are as described.

fat_lazy_union_… I fully hear you on the lifted truck thing.. especially all the lifted heavy duty trucks, even duallies… hmm… take an expensive HD truck(designed for towing and hauling – NOT off roading{see Jeep Wrangler}) that is nearly as long as a limo.. and throw a bunch more money into it.. reduce the towing capacity, decrease fuel economy even further, make it harder to load things into the bed, increase cost of tires, and increase tire and brake, wear, raise the center of gravity(unsafe), have speedometer read incorrectly, just to “look better” or to compensate for small genitalia? It makes no sense at all, yet they are every where in the IE. In essence, you are paying more money for a truck that can tow more, and then paying even more money to reduce its towing capacity. I’ve actually seen lifted duallies that can no longer tow a 5th wheel trailer due to excessive hight.

BTW it still won’t off-road as good as a stock 4runner, xterra, or Wrangler, and theres a lot more to dent.

temeculaguy.. The trophy wifes I’m talking about are gold digging, I’ll cheat on you when I get a chance, I have absolutely no brain, but if you buy me a BMW, I’ll get over the big fight we just had.. type of wife. You can enjoy them all you want, but I prefer a smarter more down to earth woman, who can still look good too. And to say that all the other “less superficial” places are full of obese and toothless people is a bit of a low blow. There are other nice cities in the US that are cheaper and have intelligent/healty/attractive people.

BTW, some of Hawaii IS much cheaper than socal, or even SD.

[hipmatt]

….
Japan

[hipmatt]

….
Japan

[hipmatt]

This topic is SO over done. For those of us with a large cash position, or decent equity to put down on a house, rates going up will still help us, plus you can always refi later when rates go down!

So save up some cash, stop worrying about the payment, and enjoy the rate hikes, as they bring the market down.

[hipmatt]

This topic is SO over done. For those of us with a large cash position, or decent equity to put down on a house, rates going up will still help us, plus you can always refi later when rates go down!

So save up some cash, stop worrying about the payment, and enjoy the rate hikes, as they bring the market down.

[hipmatt]

I agree, with the above time line. This will go on until around 2011 or so. I think after this summer is over, and sales numbers are mediocre, and the inventory is still high, thats when you will see the resale market drop down noticeably.

[hipmatt]

I agree, with the above time line. This will go on until around 2011 or so. I think after this summer is over, and sales numbers are mediocre, and the inventory is still high, thats when you will see the resale market drop down noticeably.

[hipmatt]

Congrats, good luck, and thanks for the story. Sounds like you will do well!

[Author]

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