[Tuba]

I am a subscriber of this. I know as a consumer you can do the fraud alert, but it’s the insurance of the one million to assist you if your identity is still stolen. I think this is one of those minor luxury’s in life that we can do ourselves but pay to have someone else do it for you. I take my car for $10 car washes, I don’t change my own oil, but this one is more important to help protect your assets. I’ve heard many people in the past that have something associated with identity theft, and the hassle associated with repairing the damage, does cost you. This is just my personal opinion and I feel it is worth it.

[Tuba]

I am a subscriber of this. I know as a consumer you can do the fraud alert, but it’s the insurance of the one million to assist you if your identity is still stolen. I think this is one of those minor luxury’s in life that we can do ourselves but pay to have someone else do it for you. I take my car for $10 car washes, I don’t change my own oil, but this one is more important to help protect your assets. I’ve heard many people in the past that have something associated with identity theft, and the hassle associated with repairing the damage, does cost you. This is just my personal opinion and I feel it is worth it.

[Tuba]

I am a subscriber of this. I know as a consumer you can do the fraud alert, but it’s the insurance of the one million to assist you if your identity is still stolen. I think this is one of those minor luxury’s in life that we can do ourselves but pay to have someone else do it for you. I take my car for $10 car washes, I don’t change my own oil, but this one is more important to help protect your assets. I’ve heard many people in the past that have something associated with identity theft, and the hassle associated with repairing the damage, does cost you. This is just my personal opinion and I feel it is worth it.

[Tuba]

I am a subscriber of this. I know as a consumer you can do the fraud alert, but it’s the insurance of the one million to assist you if your identity is still stolen. I think this is one of those minor luxury’s in life that we can do ourselves but pay to have someone else do it for you. I take my car for $10 car washes, I don’t change my own oil, but this one is more important to help protect your assets. I’ve heard many people in the past that have something associated with identity theft, and the hassle associated with repairing the damage, does cost you. This is just my personal opinion and I feel it is worth it.

[Tuba]

I am a subscriber of this. I know as a consumer you can do the fraud alert, but it’s the insurance of the one million to assist you if your identity is still stolen. I think this is one of those minor luxury’s in life that we can do ourselves but pay to have someone else do it for you. I take my car for $10 car washes, I don’t change my own oil, but this one is more important to help protect your assets. I’ve heard many people in the past that have something associated with identity theft, and the hassle associated with repairing the damage, does cost you. This is just my personal opinion and I feel it is worth it.

[Tuba]

The best chances are a standing inventory house, and you must close in the final month of that ending quarter. Some builders start their first qtr in January and some like KB start in December. They all the have same business plans, and this is how many homes closed for the year. Typically they start off with a smaller number for the first qtr and it gradually increases. The very best price reductions come at the 4th qtr when they need to make up those closings for the year. The 4th quarter also see’s the biggest decline in prices that sets the comp for the next phases that are for the next years business plan. Also things to look for are communities that are midway or nearing their end of build out. Also, one last nice trick if you are determined, that follows the above advice. Bypass the agent in the office, and find out the sales manager/director and call them directly and tell them you want your offer reviewed. This way the agent doesn’t get into trouble for presenting your lowball offer, and the director can offer it to the svp or president as a way to make a number for their goal (I’ve seen this happend). Good luck

[Tuba]

The best chances are a standing inventory house, and you must close in the final month of that ending quarter. Some builders start their first qtr in January and some like KB start in December. They all the have same business plans, and this is how many homes closed for the year. Typically they start off with a smaller number for the first qtr and it gradually increases. The very best price reductions come at the 4th qtr when they need to make up those closings for the year. The 4th quarter also see’s the biggest decline in prices that sets the comp for the next phases that are for the next years business plan. Also things to look for are communities that are midway or nearing their end of build out. Also, one last nice trick if you are determined, that follows the above advice. Bypass the agent in the office, and find out the sales manager/director and call them directly and tell them you want your offer reviewed. This way the agent doesn’t get into trouble for presenting your lowball offer, and the director can offer it to the svp or president as a way to make a number for their goal (I’ve seen this happend). Good luck

[Tuba]

The best chances are a standing inventory house, and you must close in the final month of that ending quarter. Some builders start their first qtr in January and some like KB start in December. They all the have same business plans, and this is how many homes closed for the year. Typically they start off with a smaller number for the first qtr and it gradually increases. The very best price reductions come at the 4th qtr when they need to make up those closings for the year. The 4th quarter also see’s the biggest decline in prices that sets the comp for the next phases that are for the next years business plan. Also things to look for are communities that are midway or nearing their end of build out. Also, one last nice trick if you are determined, that follows the above advice. Bypass the agent in the office, and find out the sales manager/director and call them directly and tell them you want your offer reviewed. This way the agent doesn’t get into trouble for presenting your lowball offer, and the director can offer it to the svp or president as a way to make a number for their goal (I’ve seen this happend). Good luck

[Tuba]

The best chances are a standing inventory house, and you must close in the final month of that ending quarter. Some builders start their first qtr in January and some like KB start in December. They all the have same business plans, and this is how many homes closed for the year. Typically they start off with a smaller number for the first qtr and it gradually increases. The very best price reductions come at the 4th qtr when they need to make up those closings for the year. The 4th quarter also see’s the biggest decline in prices that sets the comp for the next phases that are for the next years business plan. Also things to look for are communities that are midway or nearing their end of build out. Also, one last nice trick if you are determined, that follows the above advice. Bypass the agent in the office, and find out the sales manager/director and call them directly and tell them you want your offer reviewed. This way the agent doesn’t get into trouble for presenting your lowball offer, and the director can offer it to the svp or president as a way to make a number for their goal (I’ve seen this happend). Good luck

[Tuba]

The best chances are a standing inventory house, and you must close in the final month of that ending quarter. Some builders start their first qtr in January and some like KB start in December. They all the have same business plans, and this is how many homes closed for the year. Typically they start off with a smaller number for the first qtr and it gradually increases. The very best price reductions come at the 4th qtr when they need to make up those closings for the year. The 4th quarter also see’s the biggest decline in prices that sets the comp for the next phases that are for the next years business plan. Also things to look for are communities that are midway or nearing their end of build out. Also, one last nice trick if you are determined, that follows the above advice. Bypass the agent in the office, and find out the sales manager/director and call them directly and tell them you want your offer reviewed. This way the agent doesn’t get into trouble for presenting your lowball offer, and the director can offer it to the svp or president as a way to make a number for their goal (I’ve seen this happend). Good luck

[Tuba]

Your in the drivers seat. They still have too many standing inventory. If you drive the projects in Temecula/Murrieta, there is just dirt lots. They are still trying to sell all of the houses they built during the late summer of 07. They just consolidated offices and had a lot of lay offs recently. This is also the same with the other builders in the area. The builders local divisions, still need to make their numbers. So, I’m almost positive you will be called to close on a house soon. My advise is, make sure that house is perfect inside and out, during your walk through. Once you give a deposit and sign docs, your are even more in the drivers seat during the inspection of the house. Their policy is not to close on a house that isn’t signed off by the homeowner as being to their satisfaction. Good luck. These are the times to enjoy being in a “Buyers Market”.

[Tuba]

Your in the drivers seat. They still have too many standing inventory. If you drive the projects in Temecula/Murrieta, there is just dirt lots. They are still trying to sell all of the houses they built during the late summer of 07. They just consolidated offices and had a lot of lay offs recently. This is also the same with the other builders in the area. The builders local divisions, still need to make their numbers. So, I’m almost positive you will be called to close on a house soon. My advise is, make sure that house is perfect inside and out, during your walk through. Once you give a deposit and sign docs, your are even more in the drivers seat during the inspection of the house. Their policy is not to close on a house that isn’t signed off by the homeowner as being to their satisfaction. Good luck. These are the times to enjoy being in a “Buyers Market”.

[Tuba]

Your in the drivers seat. They still have too many standing inventory. If you drive the projects in Temecula/Murrieta, there is just dirt lots. They are still trying to sell all of the houses they built during the late summer of 07. They just consolidated offices and had a lot of lay offs recently. This is also the same with the other builders in the area. The builders local divisions, still need to make their numbers. So, I’m almost positive you will be called to close on a house soon. My advise is, make sure that house is perfect inside and out, during your walk through. Once you give a deposit and sign docs, your are even more in the drivers seat during the inspection of the house. Their policy is not to close on a house that isn’t signed off by the homeowner as being to their satisfaction. Good luck. These are the times to enjoy being in a “Buyers Market”.

[Tuba]

Your in the drivers seat. They still have too many standing inventory. If you drive the projects in Temecula/Murrieta, there is just dirt lots. They are still trying to sell all of the houses they built during the late summer of 07. They just consolidated offices and had a lot of lay offs recently. This is also the same with the other builders in the area. The builders local divisions, still need to make their numbers. So, I’m almost positive you will be called to close on a house soon. My advise is, make sure that house is perfect inside and out, during your walk through. Once you give a deposit and sign docs, your are even more in the drivers seat during the inspection of the house. Their policy is not to close on a house that isn’t signed off by the homeowner as being to their satisfaction. Good luck. These are the times to enjoy being in a “Buyers Market”.

[Tuba]

Your in the drivers seat. They still have too many standing inventory. If you drive the projects in Temecula/Murrieta, there is just dirt lots. They are still trying to sell all of the houses they built during the late summer of 07. They just consolidated offices and had a lot of lay offs recently. This is also the same with the other builders in the area. The builders local divisions, still need to make their numbers. So, I’m almost positive you will be called to close on a house soon. My advise is, make sure that house is perfect inside and out, during your walk through. Once you give a deposit and sign docs, your are even more in the drivers seat during the inspection of the house. Their policy is not to close on a house that isn’t signed off by the homeowner as being to their satisfaction. Good luck. These are the times to enjoy being in a “Buyers Market”.

[Author]

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