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I have to figure out how to close the loan with tenting post closure. Maybe roll money into escrow or something?

House is 3000 sq ft so corky’s won’t give me a quote over the phone. They did say they would meet or beat anybody’s price, but that is annoying.

The house we just sold needed a front fascia board replaced due to termites. I was quoted $400 and that was the only thing on a full price offer so I told the termite inspector to go ahead. We watched them do $25 worth of work, no joke they were here less than 30 min. Then I was told, oh look at that, guess it was fine after all, oh well.

I don’t want to pay their ridiculously inflated prices for repair, but I do need tenting.

Hoping full home inspection is uneventful. Went with one of the guys recommended in a post here with one of those thermal image thingys.

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In my optimism that the bank will accept my offer any day now….. We have watched Holmes on homes and he always advocates infrared and how important a good inspector is. I have been researching some of the companies recommended here and see that there is an inspector from San Diego Real Estate inspection that has posted a couple times and their website looks good (actually looks identical to a couple others including the one recommended above).

Anybody have experience with using them? I had good luck with finding my mortgage broker here a few years ago and think it is a smart tactic to post here as a business related to real estate without being spam?

Thanks

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[quote=bearishgurl]
treehugger, I really think you will be able to land yourself a deal on something you like in O’side or Vista. If you don’t mind my asking, do you (or your spouse) work at Camp Pendleton?[/quote]

I know i will get a deal, ’cause i am obsessive and we want a fixer upper, which most other buyers aren’t as eager for.

As for Pendleton…..Maybe…..Why do you ask?

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As a potential buyer right now it is tough! Prices are good, interest rates are great, yet inventory sucks! I hope once we get out of this feeding frenzy spring season things will balance out.

If it is a regular sale-turnkey property it goes pending within hours of hitting the mls. I saw a house that was fantastic, regular sale folks had owned it for 10+ years beautiful, definitely over all the comps for the neighborhood, went pending with multiple full price offers in days. If it is overpriced and needs some work it sits….we put in an offer a few weeks back on a foreclosure, bank countered at full list price. We walked. Now bank has reduced the price significantly and we are going for it again.

I am continuing to stalk my favorite neighborhoods….really want that phenom deal in Ocean Hills (92056) or 92081….takes patience, which is not a virtue I possess.

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Interesting, I didn’t know that about the home inspector who is a licensed general contractor, will look for that if I ever find a house to buy.

We just sold our house and the free termite inspection from Antimite was more thorough and intensive than the buyers home inspection.

In addition to a home inspector, I will totally have that antimite guy inspect my next home!

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Ha! Too funny, just got this same request from the assessor yesterday. I e-mailed him the pic this morning.

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They chose to use a realtor I did not. I am paying their realtor a 1.5% commission. We release contingencies today.

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Iran has WMD and they are directed at Israel, we must invade and shut them down….there, problem solved (and shows how wrong Ron Paul and his isolationist ideas are) now no more “shrink the force”. We can go back to spending billions on defense and all the folks it employs and the contractors who use it as a cash cow.

I need a raise.

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I don’t understand, why would a brokerage not want to work with a FSBO if the seller is willing to pay them? Or even better for realtor to be dual and I pay them a larger commission?

In my case the potential buyer found my listing, contacted me directly, and came alone to view the house, liked it, and wanted to pursue it. We had a discussion where I disclosed that I would indeed cooperate with a realtor and pay the commission, if that is what they the buyer felt more comfortable with. Being me, I informed them up front of the cost of typical commission say 5% would be ~$22,000. I told them if they chose to go direct to an attorney I would split that difference with them and we would both benefit. They felt more comfortable using a realtor, who IF I agree to a 2.5% commission stands to make $11,000….. For what? I can use a real estate attorney to review the offer and help me counter, process all the paperwork, and it will cost me, assuming no issues come up, ~$1000, that is a difference of $10,000!

Of course they may never make an offer and I will list traditionally in the spring and humbly admit I was wrong and there is much more to selling my home than I acknowledged today.

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I highly recommend everyone read this book! I read the book 20 years ago, I am an avid reader and this is certainly in my top 5. I love this book and have found that I identify many of my personal philosophies with those in the story. I guess at the time I read it was pre-internet and I have only recently started noticing all the hype. I like the idea of the morality of rational self-interest. I looked the book up on wikipedia today and really like the quote ” you are inferior and all of the improvements in your conditions which you simply take for granted you owe to the effects of men who are better than you.”

I watch the Daily Show with John Stewart and saw a blurb last week that lululemon was having a bag that read “Who is John Galt”. I thought it was one of Stewart’s absurd jokes. However, it has proven true. Much controversy including the likes of “lululemon is a yoga clothing company and this philosophy goes against the basic tenants of yoga, they should have a quote from the occupy folks”. People are so stupid, so I went to the lululemon website this morning and purchased myself several hundred dollars worth of workout gear.

My husband can’t understand my thought process, I am currently boycotting Nike for resigning Michael Vick and was previously not that big a fan of lululemon. I hope they do not fold to the pressure of the ignorant masses who have never read the book, but think they know what it is about. I am buying him a copy of Atlas Shrugged for Christmas, it is highly unlikely he will ever read it, but maybe I will read it again and see if it is as moving to me a 2nd time around.

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Interesting discussion…I find myself in the gym with my headphones on and music so loud I feel I am totally alone. I lose myself in my focus to the muscle I am working and have, on occasion emitted a grunt! Takes me quite by surprise, as it probably does anyone that might be close enough to hear. I too love the squat, I use it as a whole body balance, although I don’t go for a lot of weight. Great for the glutes, once had a man approach me and ask me if I realized what body part I was working. Well duh, my a@#, guess he didn’t think women would try to build that part of their anatomy. This was long before the whole jlo booty craze.

I am not opposed to men grunting, as needed, at the gym, am opposed to umm certain other ends making noise….or not….

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You are probably correct in your assessment of his housing situation and he will probably end up in foreclosure before it is all over. His reality is he is also in an unhappy marriage with a controlling wife and just had a second baby (a whole nother topic of men making bad choices). His life sucks and we here at the office get to hear all about it everyday. So, he will probably end up losing his house and getting divorced. I will try to make myself pity him instead of despise him….naaah, can’t do it, he is an idiot and I just want him to stop talking to me.

On the flip side all of this CHAOS helped me buy a house and refi into a lower rate.

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Something I have never understood and maybe somebody here could help me understand. Why isn’t health insurance treated more like car or home insurance? I understand that I have to do the basic maintenance and it is up to me to take care of it. I have insurance (and deductable) in the “unlikely” event I need it. If I do get in some type of issue I would then need to consider whether it is worth the deductable and potential increase in my insurance or if I should just cover it and move on.

Incentives for currently having healthy habits and lifestyle would get my vote! I used to work for a company that would give staff $200 to quit smoking, I said prove I never smoked, cause now I stopped and I want $200…..they refused. How come that is not discrimination against me, the non-smoker? Plus smokers take breaks all day long to smoke, plus take a lunch break. I go for a run at lunch (instead of lunch) sometimes 1 hour sometimes longer and those smokers say stuff to me about abusing the system. grr, give me a rebate calculated on my BMI!

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I must weigh in! Sheldon ROCKS! I did the original purchase with him, then refi’d last year and am almost done with 2nd refi! He is awesome, called me 2 days ago and said “hey it looks like your loan pricing is even better, you are going to get an additional credit of $700-$800”. Who does that?

Plus he puts up with all my insane questions and answers them calmly and simply until I understand and quit freaking 😉

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I just got off the phone with the guy from absolute mortgage and he said it wasn’t worth it for me to refi! I currently have 4.375 from a refi I completed last November! Who are you talking too I think I like their rhetoric better….I used Sheldon both to buy and refi last year. I shopped it out last year at my refi and Sheldon beat any of the internet scams I was getting excited about. I suppose I should see if Sheldon thinks I should refi again? I feel bad calling Sheldon ’cause I am high maintenance and he is soooo tolerant. I think that is why I like to work my way through the internet shisters first.

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