OT-Dumbest lender request ever

[sdrealtor]

Time for a little rant. I am in the midst of the stupidest thing I have ever seen come from a lender. As of July all homes are required to have carbon monixide monitors in them. The lender wont do the loan until we send them a picture of the CO Monitor. I have sent it to them 5 times and their email wont accept a picture attachment. Now I am faxing them a picture which will be really blurry because of faxing. Now they want a copy of a receipt also. These CO MOnitors are plug in the wall $25 items at Home Depot. It has nothing to do with the value of a home. I could buy one take a picture and send them that and the receipt before returning it. Why dont they ask for a picture and receipt for a table lamp?

Its the craziest thing I have ever run into. Thanks Navy Federal!

BTW, the CO MOnitor is in the home and has been for week.

[Coronita]

lol….

[njtosd]

In New Jersey our township required us to not only submit a notarized statement that we had installed CO Monitors, but also a copy of the receipt for what they considered to be an appropriate fire extinguisher and a statement that we had installed it near the kitchen. Perhaps it’s a trend . . .

[barnaby33]

A W-2 or other proof of income.
Josh

[moneymaker]

Yeah when we got appraised last week the appraiser asked if we had a CO2 detector and I said sure and pointed @ the smoke detector, I knew it wasn’t one but evidently he didn’t. By the way they are on sale @ COSTCO for $18.

[all]

It is the law, you have to have one. Pushed through by Home Depot and California Alarm Association.

The rationale was that 30+ people die every year from poisoning (the fact that it’s mostly campers using heaters in their tents made no difference). That, and $100MM+ of profit.

[akbarpunjabi]

other than the silly requests and mishandling the email messages how is Navy federal for mortgage loans? Are they a pain for buyers and sellers in other ways or are they pretty much the same as everyone else for both buyers and sellers?

[treehugger]

Ha! Too funny, just got this same request from the assessor yesterday. I e-mailed him the pic this morning.

[svelte]

[quote=captcha]It is the law, you have to have one. Pushed through by Home Depot and California Alarm Association.

The rationale was that 30+ people die every year from poisoning (the fact that it’s mostly campers using heaters in their tents made no difference). [/quote]

Walt Disney’s mom died from CO poisoning from a faulty furnace in a house Walt had just bought her:

Flora died in 1938 in an accident that plagued her son Walt with guilt for the rest of his life. After the success of their film Snow White and the Seven Dwarfs, Walt and Roy presented their parents with a new home in North Hollywood, near the Disney studios in Burbank, California. Less than a month after moving in, Flora complained to Walt and Roy of problems with the gas furnace in her new home. Studio repairmen were sent to the house, but the problem was not adequately fixed. Flora wrote a letter to her daughter Ruth describing the wonderful new home, but again complaining of the fumes from the furnace. A few days later, Flora died of asphyxiation caused by the fumes at age 70.

http://en.wikipedia.org/wiki/Flora_Call_Disney

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