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Appreciate all the info.

Yep, have great tenants, they have been there for going on 8 years and they pay late almost every month, which equals a $100 late fee (we plan for it, so really no impact to us). They paid to have the place repainted (neutral colors) and are saying they are going to replace the carpet (they stained it).

I just sent them a notice that as of April 1, rent goes up $100, still well below market value for the area and we plan to raise it $100 every year until up to prevailing rates. We have enjoyed not dealing with the place and they are nice people. We finally feel that if they moved out we would renovate and collect more rent; however, not interested in forcing them out.

Pretty easy letter, made one up, based on what I found on google, should have done that to begin with.

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California

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Seems smart, don’t know why more folks aren’t forcing the hand of the establishment.

I reached out to a friend that lives in San Marcos and owns a couple investment properties in North County, he has a day job, but does real estate on the side. I will let you know if he is interested.

Also, if you search the internet for discount or flat fee realtors in San Diego, there are several that offer a suite of options, depending on your intent.

Good luck!

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I agree with the perplexing nature of this health care bill. What I don’t understand is why they don’t have an Adaptive Management Plan? Have a roundtable of the brightest minds in the world from healthcare industry, social workers, doctors, etc. Bring in folks from all over the world that have government managed healthcare (Canada and Australia come to mind, I mean we speak the same language) Kaiser, blue-cross, United, whoever and review the existing bill highlight what works and put it in one pile then highlight what doesn’t and put it in another. Keep and expand upon what works and move forward tweak or delete what doesn’t and set up a committee of the best and brightest and at first they may meet daily, monthly, then quarterly, then annually. Continue to reform and adapt the plan to expand what works and delete or tweak what doesn’t. yes it will probably take decades, but it would be progress.

I know I am naïve, but I am really tired of the stupidity that is my government.

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Gardner Pool Remodel, a few folks we know used them and loved them. I hear definitely not the cheapest, but supposedly the best in the business.

801 Gable Way, El Cajon CA 92020
 619-593-8880
 619-593-8886

https://www.gardnerremodel.com/contact/

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sold my last house myself, buyers saw house without agent, but weren’t comfortable not using an agent. Full price with a 1% commission to agent.

Bought my current house (a foreclosure) using listing agent (when bank said highest best due by 5 on Wednesday at 4:45 he “suggested” a number, surprise it was the right number to get me the house! I have no idea how much commission the bank agreed to pay him.

Problem is that if folks looking for a house are already using an agent the agent may either subtly or outright steer them away from a house they are not getting a big commission on. With low/no inventory that may not matter.

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at $2.07/sq ft my 1300 sq ft condo should rent for $2691….if a 2/1=$1.65 what does a 3/2 condo=?

We had friends renting around the corner at the new Tuscan Villa style condos and they were paying $2700 for what I think was ~2100 sq ft and that place is ridiculously overpriced.

We are charging $1650 for a 3/2, 1300 sq ft, with single car garage condo, in a nice complex with a pool.

Realistically I think $1850-2000 is the target rental range.

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This happened to my neighbors a few years ago. Parents went out to dinner and told 15 year old daughter she could have some friends over “un-chaperoned”. Word went out on social media and it was massive number of kids showed up. Another neighbor called the parents, the response was, “oh, it is ok, we told her she could have a party, mind your own business”.

Girl called the cops on her own party, some other neighbors may have called cops also, but no one ever admitted it. We stood in our driveway and watched cops herd huge numbers of kids outta that house….cars were parked up and down the street and kids were piling in, pretty sure there was drinking and drunk driving going on. Cops were not stopping kids AT ALL, just getting them the hell outta our neighborhood. I think there were several hundred kids, craziest thing I have ever seen.

Last year different neighbor girl had her 16th bday party. They are Mormon and “not supposed to drink” another neighbor stood out front with her English Mastiff and if she saw kids coming in with alcohol or looking suspicious she wouldn’t let them in, it was magnificent! She actually was able to stop the brother of the girl that had the outta control party trying to bust into the party with arm loads of alcohol.

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I work with the military, if you or your friends were there it is not overblown nonsense.

Our government may be overblown nonsense, but to the folks on the ground this shit is real.

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I listen to music and audiobooks daily. I love wireless headphones, have bought several very nice expensive pairs that work great, when charged. I am notorious for forgetting to plug in wireless headphones; therefore, I use plug in headphones 99% of the time.

I think Apples proprietary crap has gone to far.

While it will be some time before I need a new phone, doubt next phone will be apple. I hear Samsung makes nice phones.

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I finally closed on my primary residence! Ended up following Esco’s lead and called First Republic, rates were amazing closed at 3.05% for primary residence (from 3.5%) and rental condo rate was 3.4% (from 4.25%)for a cash out refi.

Can’t in good conscience recommend them, they were a horribly chaotic cluster f%$ck!

Worst financial experience of my life, the folks were nice enough, but by their own admission they had just lost staff and things were crazy, but they kept accepting the work and would lock rates for 60 days to give them time to get through it.

I must say done business with HLS in the past and boy do I wish his rates were better, sorry, but at this point only reason to refi is all about the bottom line. Would never EVER want a new home buyer or first time buyer to go through this! Definitely tell those folks to go to someone who will give them the support they need! As a refi, I have nothing to lose, worst case I am out of pocket for the appraisal and lesson learned.

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Oceanside

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We own a rental condo and my husband and I file taxes separately, so I take the house he takes the condo, he makes a nice chunk on tax deductions from the rental, we pretty much break even with the renters.

We are toying with selling the condo and putting money into a SF that we could eventually downsize into once kids off to college, but everything is sooo expensive the more I think about it the higher the prices get, gets so bad I wish I had done it last month and each month gets worse and then I get scared that this insane cycle must end….and I hesitate some more.

Just had house appraised for refi and value has doubled over what we paid in 2012, absolutely amazing!

How are people affording this?? I felt like we were reaching in 2012!

Tough decision, Good luck!

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ahhhh, I had not asked about the increased credit for a higher rate!

About $2000 difference, can’t believe rates will go lower? We plan to downsize maybe in 5-6 years depending on where the kids go to college, may be longer, seems worth it to keep the lower rate?

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LTV is over 50%, I am not good at percentages, but current mortgage is about 1/3rd of current comps (which is what it was bought for back in 2007).

Just looking to do a 30 year fixed no cash out.

Still waiting for Sebonic to give me a number….

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