Forum Replies Created
-
AuthorPosts
-
temeculaguy
ParticipantI quit worrying about this a few years back, I used to be opposed to it but now I figure that every other 1st world country has some form of it and it works at least somewhat, so what am I afraid of. Our poorest get free health care, our lower-middle seem to get the shaft, it seems out of whack a little. Every time I go to a hospital, there is no shortage of people of questionable citizenship or trailer folks, so how much different could free health care be.
No matter what direction we go as a nation, status quo, fully nationalized or somewhere in the middle, decisions will have to be made. Not everyone will get everything, some people will die, someone or some board will have to make the decisions, like they do now. Most European countries cut back on lifesaving expenses at about age 75 and just concentrate on comfort, we tend to spend a great deal of money on people that won’t get better or are gonna die soon anyway. I shouldn;t say this because I’m no spring chicken, but if the difference between 78 and 78.5 years of age is going to set the rest of you back a few hundred grand, just give me some morphine, kiss me goodbye and tell me I’ll be missed. Most of the UK and Canadian health stories about waiting and dying are anectdotal and rare. It works and people are happy with it in every other industrialized country, so I’m no longer afraid of it.
I would prefer to avoid copying the UK’s dental plan if at all possible, yikes!!
ParticipantI quit worrying about this a few years back, I used to be opposed to it but now I figure that every other 1st world country has some form of it and it works at least somewhat, so what am I afraid of. Our poorest get free health care, our lower-middle seem to get the shaft, it seems out of whack a little. Every time I go to a hospital, there is no shortage of people of questionable citizenship or trailer folks, so how much different could free health care be.
No matter what direction we go as a nation, status quo, fully nationalized or somewhere in the middle, decisions will have to be made. Not everyone will get everything, some people will die, someone or some board will have to make the decisions, like they do now. Most European countries cut back on lifesaving expenses at about age 75 and just concentrate on comfort, we tend to spend a great deal of money on people that won’t get better or are gonna die soon anyway. I shouldn;t say this because I’m no spring chicken, but if the difference between 78 and 78.5 years of age is going to set the rest of you back a few hundred grand, just give me some morphine, kiss me goodbye and tell me I’ll be missed. Most of the UK and Canadian health stories about waiting and dying are anectdotal and rare. It works and people are happy with it in every other industrialized country, so I’m no longer afraid of it.
I would prefer to avoid copying the UK’s dental plan if at all possible, yikes!!
ParticipantI quit worrying about this a few years back, I used to be opposed to it but now I figure that every other 1st world country has some form of it and it works at least somewhat, so what am I afraid of. Our poorest get free health care, our lower-middle seem to get the shaft, it seems out of whack a little. Every time I go to a hospital, there is no shortage of people of questionable citizenship or trailer folks, so how much different could free health care be.
No matter what direction we go as a nation, status quo, fully nationalized or somewhere in the middle, decisions will have to be made. Not everyone will get everything, some people will die, someone or some board will have to make the decisions, like they do now. Most European countries cut back on lifesaving expenses at about age 75 and just concentrate on comfort, we tend to spend a great deal of money on people that won’t get better or are gonna die soon anyway. I shouldn;t say this because I’m no spring chicken, but if the difference between 78 and 78.5 years of age is going to set the rest of you back a few hundred grand, just give me some morphine, kiss me goodbye and tell me I’ll be missed. Most of the UK and Canadian health stories about waiting and dying are anectdotal and rare. It works and people are happy with it in every other industrialized country, so I’m no longer afraid of it.
I would prefer to avoid copying the UK’s dental plan if at all possible, yikes!!
ParticipantBecause those stats are based per million registration years, the market share is already factored. But I have a theory why there is a difference between the three large domestic SUV’s and the toyota, because emergency vehicles are often large domestic suv’s, rarely are they toyotas.
Police, fire, forest rangers, utility workers and whole bunch of other folks who have to drive when it’s dark, pouring rain, the town is on fire or any other calamity when most people would stay home, those full size american SUV’s are out there and sometimes bad things happen when conditions are bad. I don’t blame the car, it’s chosen for that work for a reason and that work can be dangerous. I’ve owned a ford expedition and in retrospect, it was my favorite vehicle, got rear ended in it too, barley felt it, got rear ended by a car on the safe list and that guy went to the hospital, I didn’t even need advil.
I don’t dislike the sequoia, nice car, but I doubt it’s three times safer than a tahoe or expedition, I think it benefits from being in the garage when it’s danger time.
ParticipantBecause those stats are based per million registration years, the market share is already factored. But I have a theory why there is a difference between the three large domestic SUV’s and the toyota, because emergency vehicles are often large domestic suv’s, rarely are they toyotas.
Police, fire, forest rangers, utility workers and whole bunch of other folks who have to drive when it’s dark, pouring rain, the town is on fire or any other calamity when most people would stay home, those full size american SUV’s are out there and sometimes bad things happen when conditions are bad. I don’t blame the car, it’s chosen for that work for a reason and that work can be dangerous. I’ve owned a ford expedition and in retrospect, it was my favorite vehicle, got rear ended in it too, barley felt it, got rear ended by a car on the safe list and that guy went to the hospital, I didn’t even need advil.
I don’t dislike the sequoia, nice car, but I doubt it’s three times safer than a tahoe or expedition, I think it benefits from being in the garage when it’s danger time.
ParticipantBecause those stats are based per million registration years, the market share is already factored. But I have a theory why there is a difference between the three large domestic SUV’s and the toyota, because emergency vehicles are often large domestic suv’s, rarely are they toyotas.
Police, fire, forest rangers, utility workers and whole bunch of other folks who have to drive when it’s dark, pouring rain, the town is on fire or any other calamity when most people would stay home, those full size american SUV’s are out there and sometimes bad things happen when conditions are bad. I don’t blame the car, it’s chosen for that work for a reason and that work can be dangerous. I’ve owned a ford expedition and in retrospect, it was my favorite vehicle, got rear ended in it too, barley felt it, got rear ended by a car on the safe list and that guy went to the hospital, I didn’t even need advil.
I don’t dislike the sequoia, nice car, but I doubt it’s three times safer than a tahoe or expedition, I think it benefits from being in the garage when it’s danger time.
ParticipantBecause those stats are based per million registration years, the market share is already factored. But I have a theory why there is a difference between the three large domestic SUV’s and the toyota, because emergency vehicles are often large domestic suv’s, rarely are they toyotas.
Police, fire, forest rangers, utility workers and whole bunch of other folks who have to drive when it’s dark, pouring rain, the town is on fire or any other calamity when most people would stay home, those full size american SUV’s are out there and sometimes bad things happen when conditions are bad. I don’t blame the car, it’s chosen for that work for a reason and that work can be dangerous. I’ve owned a ford expedition and in retrospect, it was my favorite vehicle, got rear ended in it too, barley felt it, got rear ended by a car on the safe list and that guy went to the hospital, I didn’t even need advil.
I don’t dislike the sequoia, nice car, but I doubt it’s three times safer than a tahoe or expedition, I think it benefits from being in the garage when it’s danger time.
ParticipantBecause those stats are based per million registration years, the market share is already factored. But I have a theory why there is a difference between the three large domestic SUV’s and the toyota, because emergency vehicles are often large domestic suv’s, rarely are they toyotas.
Police, fire, forest rangers, utility workers and whole bunch of other folks who have to drive when it’s dark, pouring rain, the town is on fire or any other calamity when most people would stay home, those full size american SUV’s are out there and sometimes bad things happen when conditions are bad. I don’t blame the car, it’s chosen for that work for a reason and that work can be dangerous. I’ve owned a ford expedition and in retrospect, it was my favorite vehicle, got rear ended in it too, barley felt it, got rear ended by a car on the safe list and that guy went to the hospital, I didn’t even need advil.
I don’t dislike the sequoia, nice car, but I doubt it’s three times safer than a tahoe or expedition, I think it benefits from being in the garage when it’s danger time.
ParticipantYou pretty much need to do a title search before going to a courthouse steps auction, if you did five title searches, one might actually go at auction. The problem is that when the bank repos, then sells on the open market, the liens are cleared, the second is wiped out, the seller then has to pay all back taxes and hoa. If you see a great deal at an auction, just know there is more than just an cracked slab that might be lurking, because at the steps you don’t get clean title.
There was a place that went up for auction recently near me, a friend from pig e-mailed me about it and we wondered why nobody bought it at auction, since it sold at auction for 230k and two weeks later than bank listed it for well into the 300’s, somebody missed a bargain or a flip, right?
Well, actually a buyer at the courthouse steps would have to deal with the other lien holders and the back fees. It turns out those costs were beyond 150k, but not advertised as part of the courthouse steps process, and it’s not listed as a recording on the foreclosure services other than for the 1st mortgage. So letting the bank take it back, wiping the other lenders or paying them off, paying the back taxes (sometimes a couple years worth), then getting the clean title for 320k or 330k is actually cheaper than buying from the steps and settling the debts, which would have hit 370k minumum for that 230k bid. It looks like paying 30 cents on the dollar, but most fb’s took an 80/20 and then heloc’d some more, so alot of these bidding prices are just the tip of the iceberg and what the primary lender is owed.
ParticipantYou pretty much need to do a title search before going to a courthouse steps auction, if you did five title searches, one might actually go at auction. The problem is that when the bank repos, then sells on the open market, the liens are cleared, the second is wiped out, the seller then has to pay all back taxes and hoa. If you see a great deal at an auction, just know there is more than just an cracked slab that might be lurking, because at the steps you don’t get clean title.
There was a place that went up for auction recently near me, a friend from pig e-mailed me about it and we wondered why nobody bought it at auction, since it sold at auction for 230k and two weeks later than bank listed it for well into the 300’s, somebody missed a bargain or a flip, right?
Well, actually a buyer at the courthouse steps would have to deal with the other lien holders and the back fees. It turns out those costs were beyond 150k, but not advertised as part of the courthouse steps process, and it’s not listed as a recording on the foreclosure services other than for the 1st mortgage. So letting the bank take it back, wiping the other lenders or paying them off, paying the back taxes (sometimes a couple years worth), then getting the clean title for 320k or 330k is actually cheaper than buying from the steps and settling the debts, which would have hit 370k minumum for that 230k bid. It looks like paying 30 cents on the dollar, but most fb’s took an 80/20 and then heloc’d some more, so alot of these bidding prices are just the tip of the iceberg and what the primary lender is owed.
ParticipantYou pretty much need to do a title search before going to a courthouse steps auction, if you did five title searches, one might actually go at auction. The problem is that when the bank repos, then sells on the open market, the liens are cleared, the second is wiped out, the seller then has to pay all back taxes and hoa. If you see a great deal at an auction, just know there is more than just an cracked slab that might be lurking, because at the steps you don’t get clean title.
There was a place that went up for auction recently near me, a friend from pig e-mailed me about it and we wondered why nobody bought it at auction, since it sold at auction for 230k and two weeks later than bank listed it for well into the 300’s, somebody missed a bargain or a flip, right?
Well, actually a buyer at the courthouse steps would have to deal with the other lien holders and the back fees. It turns out those costs were beyond 150k, but not advertised as part of the courthouse steps process, and it’s not listed as a recording on the foreclosure services other than for the 1st mortgage. So letting the bank take it back, wiping the other lenders or paying them off, paying the back taxes (sometimes a couple years worth), then getting the clean title for 320k or 330k is actually cheaper than buying from the steps and settling the debts, which would have hit 370k minumum for that 230k bid. It looks like paying 30 cents on the dollar, but most fb’s took an 80/20 and then heloc’d some more, so alot of these bidding prices are just the tip of the iceberg and what the primary lender is owed.
ParticipantYou pretty much need to do a title search before going to a courthouse steps auction, if you did five title searches, one might actually go at auction. The problem is that when the bank repos, then sells on the open market, the liens are cleared, the second is wiped out, the seller then has to pay all back taxes and hoa. If you see a great deal at an auction, just know there is more than just an cracked slab that might be lurking, because at the steps you don’t get clean title.
There was a place that went up for auction recently near me, a friend from pig e-mailed me about it and we wondered why nobody bought it at auction, since it sold at auction for 230k and two weeks later than bank listed it for well into the 300’s, somebody missed a bargain or a flip, right?
Well, actually a buyer at the courthouse steps would have to deal with the other lien holders and the back fees. It turns out those costs were beyond 150k, but not advertised as part of the courthouse steps process, and it’s not listed as a recording on the foreclosure services other than for the 1st mortgage. So letting the bank take it back, wiping the other lenders or paying them off, paying the back taxes (sometimes a couple years worth), then getting the clean title for 320k or 330k is actually cheaper than buying from the steps and settling the debts, which would have hit 370k minumum for that 230k bid. It looks like paying 30 cents on the dollar, but most fb’s took an 80/20 and then heloc’d some more, so alot of these bidding prices are just the tip of the iceberg and what the primary lender is owed.
ParticipantYou pretty much need to do a title search before going to a courthouse steps auction, if you did five title searches, one might actually go at auction. The problem is that when the bank repos, then sells on the open market, the liens are cleared, the second is wiped out, the seller then has to pay all back taxes and hoa. If you see a great deal at an auction, just know there is more than just an cracked slab that might be lurking, because at the steps you don’t get clean title.
There was a place that went up for auction recently near me, a friend from pig e-mailed me about it and we wondered why nobody bought it at auction, since it sold at auction for 230k and two weeks later than bank listed it for well into the 300’s, somebody missed a bargain or a flip, right?
Well, actually a buyer at the courthouse steps would have to deal with the other lien holders and the back fees. It turns out those costs were beyond 150k, but not advertised as part of the courthouse steps process, and it’s not listed as a recording on the foreclosure services other than for the 1st mortgage. So letting the bank take it back, wiping the other lenders or paying them off, paying the back taxes (sometimes a couple years worth), then getting the clean title for 320k or 330k is actually cheaper than buying from the steps and settling the debts, which would have hit 370k minumum for that 230k bid. It looks like paying 30 cents on the dollar, but most fb’s took an 80/20 and then heloc’d some more, so alot of these bidding prices are just the tip of the iceberg and what the primary lender is owed.
ParticipantLeeb predicted $200 oil in his previous book (in fact it was the title), so he’s fired from the list of people to listen to. I don’t have to read rogers’ books and i can tell you what they say “Invest in Asia” that pretty much sums it up, or you could add in “sell everything and move to asia, teach your kids mandarin, english is dead” like he did.
My man, Roubini, has more street cred to me and he says commodities will be a poor investment over the next year or two, that the U.S. will be the first to emerge from the recession at the end of this year but it will be a slow year or two with only 1% growth and the emerging markets will have an even tougher and slower time of it. He also rubbed a little salt in my wounds by saying that the stock lows of March 2009 will not be revisited, that those had a depression priced into them and he doesn’t see that happening any more. He doesn’t think things will return to bubble levels anytime soon and the rest of the world is too intertwined to do anything different, so essentially, the boat has been missed, waive to it.
Now if either of these guys correctly predicted that Ford would go up 7 fold in under a year, or that hovnanian would go up five fold, that harley davidson or GE would double, if they got any of these right, then I’ll listen, otherwise they are no better than me and I guess and read blogs.
-
AuthorPosts
