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temeculaguy
ParticipantI have read a number of books and spent hundreds of hours laboring over decisions in raising my kids. I’ve prided myself on their accomplishments, maturity, understanding and happiness. Until just now, I felt I had done a fantastic job, in fact, my first book is more than likley going to be a modern single dads guide to raising happy kids.
But then i read svelte’s post and realized that no man ever did a better job raising their kids than svelte’s pops, he should write the book because any man that raises their kid and that kid grows up and sets up that scenario for him should be given a medal. Some parents want their kid to grow up and be a doctor, lawyer or even a president, I want my kid to grow up and be svelte.
Bravo, keep spreading the happiness.
ParticipantI have read a number of books and spent hundreds of hours laboring over decisions in raising my kids. I’ve prided myself on their accomplishments, maturity, understanding and happiness. Until just now, I felt I had done a fantastic job, in fact, my first book is more than likley going to be a modern single dads guide to raising happy kids.
But then i read svelte’s post and realized that no man ever did a better job raising their kids than svelte’s pops, he should write the book because any man that raises their kid and that kid grows up and sets up that scenario for him should be given a medal. Some parents want their kid to grow up and be a doctor, lawyer or even a president, I want my kid to grow up and be svelte.
Bravo, keep spreading the happiness.
ParticipantI have read a number of books and spent hundreds of hours laboring over decisions in raising my kids. I’ve prided myself on their accomplishments, maturity, understanding and happiness. Until just now, I felt I had done a fantastic job, in fact, my first book is more than likley going to be a modern single dads guide to raising happy kids.
But then i read svelte’s post and realized that no man ever did a better job raising their kids than svelte’s pops, he should write the book because any man that raises their kid and that kid grows up and sets up that scenario for him should be given a medal. Some parents want their kid to grow up and be a doctor, lawyer or even a president, I want my kid to grow up and be svelte.
Bravo, keep spreading the happiness.
ParticipantYou should make this a poll or you will only get those who have supported their parents to reply, if you were looking for percentages, that would be the best way to find the answer.
This crowd feels uncomfortable talking about being fortunate. While I haven’t had to deal with this issue yet because my parents are only in their sixties and comfortable financially, I can say that I did have it in the back of my mind when I bought my current house. Not for financial reasons but for potential medical reasons, I purposely made sure I had a spare room with a full bath on the ground floor, just in case, since I am likely to spend a decade or two here and it gives me the flexibility I might need since you can never be sure what will happen.
ParticipantYou should make this a poll or you will only get those who have supported their parents to reply, if you were looking for percentages, that would be the best way to find the answer.
This crowd feels uncomfortable talking about being fortunate. While I haven’t had to deal with this issue yet because my parents are only in their sixties and comfortable financially, I can say that I did have it in the back of my mind when I bought my current house. Not for financial reasons but for potential medical reasons, I purposely made sure I had a spare room with a full bath on the ground floor, just in case, since I am likely to spend a decade or two here and it gives me the flexibility I might need since you can never be sure what will happen.
ParticipantYou should make this a poll or you will only get those who have supported their parents to reply, if you were looking for percentages, that would be the best way to find the answer.
This crowd feels uncomfortable talking about being fortunate. While I haven’t had to deal with this issue yet because my parents are only in their sixties and comfortable financially, I can say that I did have it in the back of my mind when I bought my current house. Not for financial reasons but for potential medical reasons, I purposely made sure I had a spare room with a full bath on the ground floor, just in case, since I am likely to spend a decade or two here and it gives me the flexibility I might need since you can never be sure what will happen.
ParticipantYou should make this a poll or you will only get those who have supported their parents to reply, if you were looking for percentages, that would be the best way to find the answer.
This crowd feels uncomfortable talking about being fortunate. While I haven’t had to deal with this issue yet because my parents are only in their sixties and comfortable financially, I can say that I did have it in the back of my mind when I bought my current house. Not for financial reasons but for potential medical reasons, I purposely made sure I had a spare room with a full bath on the ground floor, just in case, since I am likely to spend a decade or two here and it gives me the flexibility I might need since you can never be sure what will happen.
ParticipantYou should make this a poll or you will only get those who have supported their parents to reply, if you were looking for percentages, that would be the best way to find the answer.
This crowd feels uncomfortable talking about being fortunate. While I haven’t had to deal with this issue yet because my parents are only in their sixties and comfortable financially, I can say that I did have it in the back of my mind when I bought my current house. Not for financial reasons but for potential medical reasons, I purposely made sure I had a spare room with a full bath on the ground floor, just in case, since I am likely to spend a decade or two here and it gives me the flexibility I might need since you can never be sure what will happen.
ParticipantHow dare you quote the county recorders office instead of realtytrac or other peddlers of crappy “pay service” data.
Data is out of style Nor, that can easily be dismissed as government propaganda, bank conspiracy, moratoriums, interventions, loan mods, people living free and banks ignoring them, little green men, Obama, republicans, democrats, breast implants, gays, there has to and will be someone to blame if the tea leaves don’t say what you want. Data that shows the leveling off of the crash, if the reader of that data did’t get the result or the anarchy they were expecting, it must be dismissed somehow. There are a lot of posters with round holes, don’t bring the square pegs, true or not.
ParticipantHow dare you quote the county recorders office instead of realtytrac or other peddlers of crappy “pay service” data.
Data is out of style Nor, that can easily be dismissed as government propaganda, bank conspiracy, moratoriums, interventions, loan mods, people living free and banks ignoring them, little green men, Obama, republicans, democrats, breast implants, gays, there has to and will be someone to blame if the tea leaves don’t say what you want. Data that shows the leveling off of the crash, if the reader of that data did’t get the result or the anarchy they were expecting, it must be dismissed somehow. There are a lot of posters with round holes, don’t bring the square pegs, true or not.
ParticipantHow dare you quote the county recorders office instead of realtytrac or other peddlers of crappy “pay service” data.
Data is out of style Nor, that can easily be dismissed as government propaganda, bank conspiracy, moratoriums, interventions, loan mods, people living free and banks ignoring them, little green men, Obama, republicans, democrats, breast implants, gays, there has to and will be someone to blame if the tea leaves don’t say what you want. Data that shows the leveling off of the crash, if the reader of that data did’t get the result or the anarchy they were expecting, it must be dismissed somehow. There are a lot of posters with round holes, don’t bring the square pegs, true or not.
ParticipantHow dare you quote the county recorders office instead of realtytrac or other peddlers of crappy “pay service” data.
Data is out of style Nor, that can easily be dismissed as government propaganda, bank conspiracy, moratoriums, interventions, loan mods, people living free and banks ignoring them, little green men, Obama, republicans, democrats, breast implants, gays, there has to and will be someone to blame if the tea leaves don’t say what you want. Data that shows the leveling off of the crash, if the reader of that data did’t get the result or the anarchy they were expecting, it must be dismissed somehow. There are a lot of posters with round holes, don’t bring the square pegs, true or not.
ParticipantHow dare you quote the county recorders office instead of realtytrac or other peddlers of crappy “pay service” data.
Data is out of style Nor, that can easily be dismissed as government propaganda, bank conspiracy, moratoriums, interventions, loan mods, people living free and banks ignoring them, little green men, Obama, republicans, democrats, breast implants, gays, there has to and will be someone to blame if the tea leaves don’t say what you want. Data that shows the leveling off of the crash, if the reader of that data did’t get the result or the anarchy they were expecting, it must be dismissed somehow. There are a lot of posters with round holes, don’t bring the square pegs, true or not.
Participant[[email protected]]Home prices have firmed and are rising in most San Diego housing markets. Now is the time to buy for best home values.
Rates have dropped the last few days to recent lows. Today I have 4.625% and one point, 4.747% APR for a 80% conventional conforming loan with a 740 or better FICO score.
If you are shopping for a home loan below are some recent articles that should help.
What is APR?: http://www.themtgmentor.com/What-Is-APR.html
Become a Genius Rate Shopper: http://www.themtgmentor.com/Become-A-Rate-Shopping-Genius.html
Current Rate Survey: http://www.themtgmentor.com/Rate_Survey.html
Happy house hunting[/quote]
I hate Bill, Bill sucks, nobody click on Bill’s crappy links. Spammer go home.
Now that I got that out of the way, the little ticks in the rate aren’t going to cause any rises, it’s been low 5’s for a while now, 1/4 points don’t cause spikes in prices. A full point on a 250k loan is $100 a month, so a 1/4 is $25 a month, people don’t bid another 50k because of a $25 savings. Anything around or below 6% keeps things moving like they are, if it were to begin to climb, there might be some panic buying since some believe inflation and rate increases are in the cards at some point(myself included). The other thing is that escrows are usually longer than lock periods, so if you make an offer today based on today’s rate, by the time you are within range to lock, the rate has changed, hopefully it’s lower, but below 5 doesn’t usually last long, you probabaly are already in escrow when those come along. Low rates do spur refi activity, because you can act quicker and lock quicker.
What Sd said, lack of inventory is what is causing the minor rises where they are seen, more buyers than product. Even though I don’t buy into the massive shadow inventory theory, there should be a steady supply of inventory coming to the market and less buyers this winter, so the opposite should occur, prices should tick down or go “A” cup with less bidding wars, then again, “should” doesn’t always happen as it looks on paper.
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