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May 1, 2009 at 11:54 PM in reply to: 20 new homes to be bulldozed in Temecula (signaling a bottom:) #391569
sdcellar
Participantmmmmm, donuts.
May 1, 2009 at 11:54 PM in reply to: 20 new homes to be bulldozed in Temecula (signaling a bottom:) #391832Participantmmmmm, donuts.
May 1, 2009 at 11:54 PM in reply to: 20 new homes to be bulldozed in Temecula (signaling a bottom:) #392043Participantmmmmm, donuts.
May 1, 2009 at 11:54 PM in reply to: 20 new homes to be bulldozed in Temecula (signaling a bottom:) #392096Participantmmmmm, donuts.
May 1, 2009 at 11:54 PM in reply to: 20 new homes to be bulldozed in Temecula (signaling a bottom:) #392236Participantmmmmm, donuts.
March 20, 2009 at 12:59 PM in reply to: I believe Home Prices (Most Places in San Diego) reached bottom or almost bottom #370464ParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
March 20, 2009 at 12:59 PM in reply to: I believe Home Prices (Most Places in San Diego) reached bottom or almost bottom #370748ParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
March 20, 2009 at 12:59 PM in reply to: I believe Home Prices (Most Places in San Diego) reached bottom or almost bottom #370915ParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
March 20, 2009 at 12:59 PM in reply to: I believe Home Prices (Most Places in San Diego) reached bottom or almost bottom #370958ParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
March 20, 2009 at 12:59 PM in reply to: I believe Home Prices (Most Places in San Diego) reached bottom or almost bottom #371071ParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
Participant[quote=sdrealtor]There are plenty of people with money out there. Far more than not I beleive.[/quote]Countywide? Countrywide? I’m not so sure about that. Sure plenty of people with money, but they can’t do it alone.
[quote=sdrealtor]The psychology is such that they are not spending. This would stimulate every sector of the economy.[/quote]As with all things, there are different folks at different strata. Those who truly have money are still spending it (I think). Each step down is probably tighter and there are many who probabably can’t/won’t play in the re-fi party.
[quote=sdrealtor]Putting discretionary income income the hands of the financial disciplined masses would do alot to help fix our imbalance over time.[/quote]I’m not completely sure this is going to address the psychology issue. You said there are plenty of people with money (and likely at very low risk), what’s stopping them right now?
One answer might be job uncertainty. Well, if it’s that, an extra few-hundo a month ain’t gonna give anybody the warm fuzzies.
All my pushback aside, it’s pretty undeniable that lower interest rates will help. It’s the extent that’s in question and, of course, we can only go so far with it.
Consumption seems to have caught up with us and the world is paying the price right now, I’m just not sure where the tab ends. (sheesh, that sounds a lot more doom and gloom than I mean to be or even am–guess it’s just the relative unchartedness of all of this)
Participant[quote=sdrealtor]There are plenty of people with money out there. Far more than not I beleive.[/quote]Countywide? Countrywide? I’m not so sure about that. Sure plenty of people with money, but they can’t do it alone.
[quote=sdrealtor]The psychology is such that they are not spending. This would stimulate every sector of the economy.[/quote]As with all things, there are different folks at different strata. Those who truly have money are still spending it (I think). Each step down is probably tighter and there are many who probabably can’t/won’t play in the re-fi party.
[quote=sdrealtor]Putting discretionary income income the hands of the financial disciplined masses would do alot to help fix our imbalance over time.[/quote]I’m not completely sure this is going to address the psychology issue. You said there are plenty of people with money (and likely at very low risk), what’s stopping them right now?
One answer might be job uncertainty. Well, if it’s that, an extra few-hundo a month ain’t gonna give anybody the warm fuzzies.
All my pushback aside, it’s pretty undeniable that lower interest rates will help. It’s the extent that’s in question and, of course, we can only go so far with it.
Consumption seems to have caught up with us and the world is paying the price right now, I’m just not sure where the tab ends. (sheesh, that sounds a lot more doom and gloom than I mean to be or even am–guess it’s just the relative unchartedness of all of this)
Participant[quote=sdrealtor]There are plenty of people with money out there. Far more than not I beleive.[/quote]Countywide? Countrywide? I’m not so sure about that. Sure plenty of people with money, but they can’t do it alone.
[quote=sdrealtor]The psychology is such that they are not spending. This would stimulate every sector of the economy.[/quote]As with all things, there are different folks at different strata. Those who truly have money are still spending it (I think). Each step down is probably tighter and there are many who probabably can’t/won’t play in the re-fi party.
[quote=sdrealtor]Putting discretionary income income the hands of the financial disciplined masses would do alot to help fix our imbalance over time.[/quote]I’m not completely sure this is going to address the psychology issue. You said there are plenty of people with money (and likely at very low risk), what’s stopping them right now?
One answer might be job uncertainty. Well, if it’s that, an extra few-hundo a month ain’t gonna give anybody the warm fuzzies.
All my pushback aside, it’s pretty undeniable that lower interest rates will help. It’s the extent that’s in question and, of course, we can only go so far with it.
Consumption seems to have caught up with us and the world is paying the price right now, I’m just not sure where the tab ends. (sheesh, that sounds a lot more doom and gloom than I mean to be or even am–guess it’s just the relative unchartedness of all of this)
Participant[quote=sdrealtor]There are plenty of people with money out there. Far more than not I beleive.[/quote]Countywide? Countrywide? I’m not so sure about that. Sure plenty of people with money, but they can’t do it alone.
[quote=sdrealtor]The psychology is such that they are not spending. This would stimulate every sector of the economy.[/quote]As with all things, there are different folks at different strata. Those who truly have money are still spending it (I think). Each step down is probably tighter and there are many who probabably can’t/won’t play in the re-fi party.
[quote=sdrealtor]Putting discretionary income income the hands of the financial disciplined masses would do alot to help fix our imbalance over time.[/quote]I’m not completely sure this is going to address the psychology issue. You said there are plenty of people with money (and likely at very low risk), what’s stopping them right now?
One answer might be job uncertainty. Well, if it’s that, an extra few-hundo a month ain’t gonna give anybody the warm fuzzies.
All my pushback aside, it’s pretty undeniable that lower interest rates will help. It’s the extent that’s in question and, of course, we can only go so far with it.
Consumption seems to have caught up with us and the world is paying the price right now, I’m just not sure where the tab ends. (sheesh, that sounds a lot more doom and gloom than I mean to be or even am–guess it’s just the relative unchartedness of all of this)
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