Home › Forums › Housing › I believe Home Prices (Most Places in San Diego) reached bottom or almost bottom
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March 20, 2009 at 12:05 PM #370991March 20, 2009 at 12:24 PM #370409sdcellarParticipant
As a borrower, I don’t care if they’re a solid outfit (meaning I don’t care if they go out of business a few months after my loan is neatly squared away). Folks like aimloan (I’m pretty sure) just repackage loans and sell them to somebody else shortly after close anyway.
By solid, I simply meant do they deliver on what they advertise? I briefly mentioned that aimloan looked a little shifty when I did only the simplest google on them. What I found was that on multiple message boards where people would be badmouthing aimloan, a Mr. Jim Rice would chime in with “they’re great, I’ve done 4 re-fis with them since 1998” Wow! What an enthusiastic customer!
Anyhoo, that led me to believe they might engage in shady practices. That said, am I surprised that message boards have post saying this lender or that lender sucks? No. That a lender might have a shill? No. Would I give them a chance at doing a loan for me? You bet! I just wouldn’t let them waste a lot of my time even though I would have to research in more detail what their true reputation for 11th hour term changes is.
Banks are in shambles, but I’d still take their money (well, if I needed it, that is, still havent’ found that right house at the right price).
Don’t worry about flaming me! I wouldn’t dish it out if I couldn’t take it. Pathetically, I see too much sport in it… now, where is that pesky sdrealtor? I love battling that guy (even though he’s unusually good at swaying my opinion).
March 20, 2009 at 12:24 PM #370695sdcellarParticipantAs a borrower, I don’t care if they’re a solid outfit (meaning I don’t care if they go out of business a few months after my loan is neatly squared away). Folks like aimloan (I’m pretty sure) just repackage loans and sell them to somebody else shortly after close anyway.
By solid, I simply meant do they deliver on what they advertise? I briefly mentioned that aimloan looked a little shifty when I did only the simplest google on them. What I found was that on multiple message boards where people would be badmouthing aimloan, a Mr. Jim Rice would chime in with “they’re great, I’ve done 4 re-fis with them since 1998” Wow! What an enthusiastic customer!
Anyhoo, that led me to believe they might engage in shady practices. That said, am I surprised that message boards have post saying this lender or that lender sucks? No. That a lender might have a shill? No. Would I give them a chance at doing a loan for me? You bet! I just wouldn’t let them waste a lot of my time even though I would have to research in more detail what their true reputation for 11th hour term changes is.
Banks are in shambles, but I’d still take their money (well, if I needed it, that is, still havent’ found that right house at the right price).
Don’t worry about flaming me! I wouldn’t dish it out if I couldn’t take it. Pathetically, I see too much sport in it… now, where is that pesky sdrealtor? I love battling that guy (even though he’s unusually good at swaying my opinion).
March 20, 2009 at 12:24 PM #370860sdcellarParticipantAs a borrower, I don’t care if they’re a solid outfit (meaning I don’t care if they go out of business a few months after my loan is neatly squared away). Folks like aimloan (I’m pretty sure) just repackage loans and sell them to somebody else shortly after close anyway.
By solid, I simply meant do they deliver on what they advertise? I briefly mentioned that aimloan looked a little shifty when I did only the simplest google on them. What I found was that on multiple message boards where people would be badmouthing aimloan, a Mr. Jim Rice would chime in with “they’re great, I’ve done 4 re-fis with them since 1998” Wow! What an enthusiastic customer!
Anyhoo, that led me to believe they might engage in shady practices. That said, am I surprised that message boards have post saying this lender or that lender sucks? No. That a lender might have a shill? No. Would I give them a chance at doing a loan for me? You bet! I just wouldn’t let them waste a lot of my time even though I would have to research in more detail what their true reputation for 11th hour term changes is.
Banks are in shambles, but I’d still take their money (well, if I needed it, that is, still havent’ found that right house at the right price).
Don’t worry about flaming me! I wouldn’t dish it out if I couldn’t take it. Pathetically, I see too much sport in it… now, where is that pesky sdrealtor? I love battling that guy (even though he’s unusually good at swaying my opinion).
March 20, 2009 at 12:24 PM #370901sdcellarParticipantAs a borrower, I don’t care if they’re a solid outfit (meaning I don’t care if they go out of business a few months after my loan is neatly squared away). Folks like aimloan (I’m pretty sure) just repackage loans and sell them to somebody else shortly after close anyway.
By solid, I simply meant do they deliver on what they advertise? I briefly mentioned that aimloan looked a little shifty when I did only the simplest google on them. What I found was that on multiple message boards where people would be badmouthing aimloan, a Mr. Jim Rice would chime in with “they’re great, I’ve done 4 re-fis with them since 1998” Wow! What an enthusiastic customer!
Anyhoo, that led me to believe they might engage in shady practices. That said, am I surprised that message boards have post saying this lender or that lender sucks? No. That a lender might have a shill? No. Would I give them a chance at doing a loan for me? You bet! I just wouldn’t let them waste a lot of my time even though I would have to research in more detail what their true reputation for 11th hour term changes is.
Banks are in shambles, but I’d still take their money (well, if I needed it, that is, still havent’ found that right house at the right price).
Don’t worry about flaming me! I wouldn’t dish it out if I couldn’t take it. Pathetically, I see too much sport in it… now, where is that pesky sdrealtor? I love battling that guy (even though he’s unusually good at swaying my opinion).
March 20, 2009 at 12:24 PM #371016sdcellarParticipantAs a borrower, I don’t care if they’re a solid outfit (meaning I don’t care if they go out of business a few months after my loan is neatly squared away). Folks like aimloan (I’m pretty sure) just repackage loans and sell them to somebody else shortly after close anyway.
By solid, I simply meant do they deliver on what they advertise? I briefly mentioned that aimloan looked a little shifty when I did only the simplest google on them. What I found was that on multiple message boards where people would be badmouthing aimloan, a Mr. Jim Rice would chime in with “they’re great, I’ve done 4 re-fis with them since 1998” Wow! What an enthusiastic customer!
Anyhoo, that led me to believe they might engage in shady practices. That said, am I surprised that message boards have post saying this lender or that lender sucks? No. That a lender might have a shill? No. Would I give them a chance at doing a loan for me? You bet! I just wouldn’t let them waste a lot of my time even though I would have to research in more detail what their true reputation for 11th hour term changes is.
Banks are in shambles, but I’d still take their money (well, if I needed it, that is, still havent’ found that right house at the right price).
Don’t worry about flaming me! I wouldn’t dish it out if I couldn’t take it. Pathetically, I see too much sport in it… now, where is that pesky sdrealtor? I love battling that guy (even though he’s unusually good at swaying my opinion).
March 20, 2009 at 12:29 PM #370414anParticipantI hope you and other people on here know that you can price match for loan too. I used aimloan’s GFE and get Wachovia to beat their rate at one point in my quest of buying a house. So, if you really dislike the “solidness” of a lender, you can get a GFE from them and get a more “solid” bank to price match it. Sometimes, they would beat it too.
March 20, 2009 at 12:29 PM #370699anParticipantI hope you and other people on here know that you can price match for loan too. I used aimloan’s GFE and get Wachovia to beat their rate at one point in my quest of buying a house. So, if you really dislike the “solidness” of a lender, you can get a GFE from them and get a more “solid” bank to price match it. Sometimes, they would beat it too.
March 20, 2009 at 12:29 PM #370865anParticipantI hope you and other people on here know that you can price match for loan too. I used aimloan’s GFE and get Wachovia to beat their rate at one point in my quest of buying a house. So, if you really dislike the “solidness” of a lender, you can get a GFE from them and get a more “solid” bank to price match it. Sometimes, they would beat it too.
March 20, 2009 at 12:29 PM #370906anParticipantI hope you and other people on here know that you can price match for loan too. I used aimloan’s GFE and get Wachovia to beat their rate at one point in my quest of buying a house. So, if you really dislike the “solidness” of a lender, you can get a GFE from them and get a more “solid” bank to price match it. Sometimes, they would beat it too.
March 20, 2009 at 12:29 PM #371021anParticipantI hope you and other people on here know that you can price match for loan too. I used aimloan’s GFE and get Wachovia to beat their rate at one point in my quest of buying a house. So, if you really dislike the “solidness” of a lender, you can get a GFE from them and get a more “solid” bank to price match it. Sometimes, they would beat it too.
March 20, 2009 at 12:59 PM #370464sdcellarParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
March 20, 2009 at 12:59 PM #370748sdcellarParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
March 20, 2009 at 12:59 PM #370915sdcellarParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
March 20, 2009 at 12:59 PM #370958sdcellarParticipantThat is good to know. Saves the bother of having to deep dive on every lender that you might be tempted to use.
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