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scaredyclassic
Participant7500 less.
i guess thats good. a years tuition at cal state.
Participanti think the best option for me is to just keep working.
Participant[quote=temeculaguy]Scardey, no need to apologize, I only used the example as a historical reference. Everything happens for a reason. Had I lucked into a windfall I would have squandered it. Keep in mind I was a 40 year old divorced guy, I wouldn’t have paid off my house I would have bought some exotic car, found a gold digger for wife #2 and been on these boards looking to make up for poor decisions once again. Because I pussed out, I found a wonderful, reasonable, low maintenance wife who insisted on a pre-nup so my kids would not resent her as an inheritance thief. A decade later, my wife is still the same person I met and I’ll never have to donate real estate again or find another wife. So you did me a favor, because I do not believe I was mentally equipped to handle that money at the time. Once again, everything happens for a reason, and I chose to take that advice so it’s on me and any regrets are in jest, I’m grateful for how life turned out. I did like your self actualization on your wife and how her strategy is likely better. Even Brian admitted others are better at this, thus his endorsement of mutual funds. I like these new admissions.
FLU, spot on once again. Leaving alone retirement funds is fantastic advice, my experience in the investments I’ve left passive have been the most successful, furthering my understanding as I age that my emotions are my greatest enemy. When I enter a casino and play 3 card poker, I win more at 3 card poker when I play “blind.” Furthering my theory that emotion and money should be kept separate, not that casinos are a good investment. I only say this because I have to attend a wedding in vegas soon and I’ve decided I’m not playing any games of skill while there, especially given my proclivity to partake in the free beverages on offer there. It took 50 years to learn my faults, but at least I learned them.[/quote]
i cannot agree that everything happens for a reason, but I can compromise perhaps with we can find a reason after the fact for everything that happens, and maybe that ends us up in the same place.In spite of all the general worrying about things that are largely out of my control, not one thing bad has ever really happened. The 2nd kid is gearing up to graduate college and all of my financial worst case scenarios have ended in basically no debt and plenty of money for whatever we would want to do. I’m not sure things could’ve turned out better for me in life.
I think I learned from my parents the fallacious reasoning that if you worry, then it will tend to make things come out all right, and people who don’t worry are fools, so the reason you must worry is to avert disaster.. Sometimes I think, “I made it!”, as if the outcome is still uncertain and I need to remind myself that I’m doing great… I’m not sure where I made it to, but I definitely seem to be doing good, and I don’t really worry about money. Nowadays, it’s more of a sense of time running out and the feeling like maybe I have wasted big chunks of time.
It seems like a recession has to come at some point, but the market can remain irrational longer than you can remain solvent, as they say. In the meantime, I will continue to scrimp and save, regardless of recessions or booms, I’ll iron my own shirts and do my own yardwork…a not inconsequential economic gain for me, as there is probably $2-3000 worth of weed removal I do every year. So much weedwhacking. Not sure what the reason is for all these weeds; to test my resolve? To keep me working? So tall this year, with the rains.
ParticipantI admit I was dumb.
I think in retrospect that I just project out my own inner mental state out onto the world, so if i feel like my own life is maybe heading for disaster, i see the potential for disaster everywhere in the world and am risk averse, and if i think things will be pretty good, i act that way too.
My wife blithely has always just dumped everything at full risk into the market in her 401k, because she’s just not worried about a damn thing, she fully accepts the ups and downs of it all, while I generally think about things as if they are all on the edge of being revealed as a giant scam and ready to implode. Of course, my wife’s course has been better.
The last few years, I have surrendered to the probability that in the long term, at least till the end of my brief flicker of life on earth, the horrible wheels of capitalism and consumption will continue to churn pretty much as they always have. I no longer believe myself qualified to offer or even hold any opinion on where we are, whether prices are “high” or “low”, or to know anything about how to live or be.
except that bicycles are the only thing that can save us.
Anyway, I apologize for being part of a chorus of people who apparently were under the impression they knew anything and talked you out of a good windfall.
March 16, 2019 at 12:54 PM in reply to: Piggington’s Evoloution-when will housing prices become the discussion again. #812102Participantpro trump rally at the temecula duck pond this a.m.
kinda small. definitely not a good looking bunch. skewed older and chunky. swilling large soft drinks which i guess pumps up the dental economy.
still with the hillary for prison signs which i mean come on, thats kinda goofy by now.
busy intersection. mild supportive honking.i wonder how trunp improved things for them. at least i get a good tax cut. i do like that.
March 16, 2019 at 7:43 AM in reply to: Piggington’s Evoloution-when will housing prices become the discussion again. #812095ParticipantI have the support of the police, the support of the military, the support of the Bikers for Trump – I have the tough people, but they don’t play it tough until they go to a certain point, and then it would be very bad, very bad.” Trump
if obama said this shit….
something like… i have the support of black lives matter, the black youth, i have the tough people but they dont play it tough until it gets to a certain point and then it would very very very bad for any republicans spouting off.
i understand being a devils advocate contrarian or nihilist nothing matters anyway kind of guy but this is fucking wrong.
astrids point is good regardless of tg’s politics, just as a general application to trumplovers generally. subtract the ad hominem aspect and read again. astrids concept is intriguing.
March 15, 2019 at 5:34 PM in reply to: Piggington’s Evoloution-when will housing prices become the discussion again. #812087Participantastrid…that is extremely insightful.
my mind is blown.
March 14, 2019 at 3:44 PM in reply to: Piggington’s Evoloution-when will housing prices become the discussion again. #812071Participantim under the impression trump threatened dems physically with harm via cops military and bikers loyal to him.
he is a fucking human piece of shit.
Participantyeah, zk.
March 12, 2019 at 4:52 AM in reply to: Piggington’s Evoloution-when will housing prices become the discussion again. #812051ParticipantMarch 11, 2019 at 6:55 PM in reply to: Piggington’s Evoloution-when will housing prices become the discussion again. #812043Participantwhat if your rate was randome each year like a lottery. some win some lose.
populace would like a tax lotto i think.
March 9, 2019 at 4:04 PM in reply to: Piggington’s Evoloution-when will housing prices become the discussion again. #812040Participantsome days i think the tax code should be wayyyy more progressive but inversely. tax the first 25k at 40 perc, then up to 100k at 30 percent. up to 250k at 12 perc, then 2.5 percent up to one billion.
poor people arent good with money and richer people tend to deploy it better so, we should have have a progressively smaller tax upwards
March 9, 2019 at 3:24 PM in reply to: Piggington’s Evoloution-when will housing prices become the discussion again. #812038Participantkeep your eyes open 4 me in temecula TG. im nowadays riding a bicycle that is 12 feet tall with numerous flags.
seriously.
last seen today headed down ynez from the TYC [temec. yoga collective] where i am trying to become less up and down tight and more ligamentally progressive and fascia liberal, and booking down rancho calif.
no anti trump shit on my bike.
repressing my feelings (like i pray to the Lord that trump has a stroke and is frozen in his body and is treated like shit for a decade by nurses who despise him secretly and covertly torture him)
and instead went with a Christian theme of novelty license plates)
put on a PROUD AMERICAN CHRISTIAN license plate (has one of the christoan fishes with a flag inside) on the tall bike…..
plus a JESUS SAVES novelty plate even tho im jewish to try to generate good vibes from the edgy populace.
and flags of many lands
G-d i hate that proud american christian plate, with all my heart on at least 4 lev els of hatred… therefore it is perfect.
not sure whether tall bikes skew right or left wing.
but maybe i can attach wings somehow.
Participanti guess ill judt stsy where i am and continue. dammit
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