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NotCranky
ParticipantI think all the priced out,credit hungry fence sitters(as opposed to non priced out fence sitters), an would be re-fiers didn’t go to work today,so it was “erie” and “quiet” on the freeway or break room or something of that nature.
ParticipantI think all the priced out,credit hungry fence sitters(as opposed to non priced out fence sitters), an would be re-fiers didn’t go to work today,so it was “erie” and “quiet” on the freeway or break room or something of that nature.
ParticipantALEX
“The quiet behind this increase is very eerie.”What is causing you to interpret an increased and “erie” “quiet”?
ParticipantALEX
“The quiet behind this increase is very eerie.”What is causing you to interpret an increased and “erie” “quiet”?
ParticipantThanks for your reply SDR,
I am not trying to hurt you.“Anyone who reads my posts recognizes the slants, parses through them, and keeps the useful part of,”
Those of use who are not buyers are supposed to debate around your slants? Are you sure that everybody so easily “parses” through them? What is not manipulative about expecting people to do so especially in someone elses forum and when they counter other more genuine imput?
A simple disclaimer that you are working the blog doesn’t make up for that in my opinion. It doesn’t make the slanted input you give any more real than the input of some troll. We can disagree but let’s be genuine about it.ParticipantThanks for your reply SDR,
I am not trying to hurt you.“Anyone who reads my posts recognizes the slants, parses through them, and keeps the useful part of,”
Those of use who are not buyers are supposed to debate around your slants? Are you sure that everybody so easily “parses” through them? What is not manipulative about expecting people to do so especially in someone elses forum and when they counter other more genuine imput?
A simple disclaimer that you are working the blog doesn’t make up for that in my opinion. It doesn’t make the slanted input you give any more real than the input of some troll. We can disagree but let’s be genuine about it.Participant“Also there is not a lender in the world (preferred or not preferred) out there that will lock a loan for some of the lead times that the builders release phases on. Just to get a 60 day lock on a loan is gonna cost you…So that is something that maybe people need to rethink before giving advice on.”
Nobody said you have to be right when you negotiate..especially unrepresented…That is my point.
In fact it is quite convenient and works to good effect, to not be right or too polite either.You are fighting fire with fire that is all. My real point was if the builder wants to float a loan use it as point of negotiation,period.I agree you should have several options for financing, for leverage if nothing else.
Use everything as a point of negotiaton .
Next: Tell them to pass on some discounts they are getting from subs and suppliers in this unstable enviornment.Leave the office in the drivers seat.
Why did you start this thread anyway SD Realtor? There are plenty of confused buyer’s coming forward with question on Rich’s blog.
Why did you tell one poster,who just happened to be expressing themselves to be in a dilema about buying or not to give you their email address to get a referral to a lawyer they do not need. Wouldn’t it have been more honest to say here’s My email. Drop me a line if I can help you?You are one of the best contributors to this blog in my opinion.I have already told you I learn a lot from you. I do think you have ulteriior motives and they are revealed in the slants of your stories and arguments. I also think it doesn’t hurt to try to keep it real.
Best wishesParticipant“Also there is not a lender in the world (preferred or not preferred) out there that will lock a loan for some of the lead times that the builders release phases on. Just to get a 60 day lock on a loan is gonna cost you…So that is something that maybe people need to rethink before giving advice on.”
Nobody said you have to be right when you negotiate..especially unrepresented…That is my point.
In fact it is quite convenient and works to good effect, to not be right or too polite either.You are fighting fire with fire that is all. My real point was if the builder wants to float a loan use it as point of negotiation,period.I agree you should have several options for financing, for leverage if nothing else.
Use everything as a point of negotiaton .
Next: Tell them to pass on some discounts they are getting from subs and suppliers in this unstable enviornment.Leave the office in the drivers seat.
Why did you start this thread anyway SD Realtor? There are plenty of confused buyer’s coming forward with question on Rich’s blog.
Why did you tell one poster,who just happened to be expressing themselves to be in a dilema about buying or not to give you their email address to get a referral to a lawyer they do not need. Wouldn’t it have been more honest to say here’s My email. Drop me a line if I can help you?You are one of the best contributors to this blog in my opinion.I have already told you I learn a lot from you. I do think you have ulteriior motives and they are revealed in the slants of your stories and arguments. I also think it doesn’t hurt to try to keep it real.
Best wishesParticipantTell them to give you the 3% or get up out of your chair and say …”I MIGHT come back with an agent.” Tell the sales rep it is easier for them to do both sides than it is to deal with an agent.
Oh yeah. then say, with hands on hips chest and head leaning slightly forward feet spread a little beyond shoulder width, “it is a buyer’s market isn’t it!”
Then say “can I have a cold drink I am getting thirsty!” “NOW!”ParticipantTell them to give you the 3% or get up out of your chair and say …”I MIGHT come back with an agent.” Tell the sales rep it is easier for them to do both sides than it is to deal with an agent.
Oh yeah. then say, with hands on hips chest and head leaning slightly forward feet spread a little beyond shoulder width, “it is a buyer’s market isn’t it!”
Then say “can I have a cold drink I am getting thirsty!” “NOW!”ParticipantDidn’t “newguy” get the builder to credit him the commission?
In the interest rate enviornment that SDR is talking about it seems like common sense would be to tell the lender floating the rate is not an option,unless you don’t care.Tell them to float the price to compensate you in case rates change unfavorably. If they don’t want to play, it might make more sense to concentrate on available finished(new) houses,or wait until the phase is finished.Time is on your side. Tell them where to put their upgrades and that you might be back when they get the damn houses built.Don’t be the slightest bit desperate.I think about 90% of agents hungry for a sale right now are going to be pretty non-chalant about little detail like rate increases right now too or if not that something else.
Best wishesParticipantDidn’t “newguy” get the builder to credit him the commission?
In the interest rate enviornment that SDR is talking about it seems like common sense would be to tell the lender floating the rate is not an option,unless you don’t care.Tell them to float the price to compensate you in case rates change unfavorably. If they don’t want to play, it might make more sense to concentrate on available finished(new) houses,or wait until the phase is finished.Time is on your side. Tell them where to put their upgrades and that you might be back when they get the damn houses built.Don’t be the slightest bit desperate.I think about 90% of agents hungry for a sale right now are going to be pretty non-chalant about little detail like rate increases right now too or if not that something else.
Best wishesParticipantone_muggle I said what I did about Perry’s new paradigm topic to bring out discussion. I know the mostly pay as you go ,calculate risk vs reward still works.I knew credit bubbles aren’t sustainable. As you have both pointed out it is best to understand what Perry is demonstrating wether it is sustainable or not, to which I agree it is not. In fact sometimes it seems so crazy that I think the elite power broker/credit broker class sees the end of American economic dominance and is playing robber baron with these scandoulous bubbles and wars until the gig is up. I am not saying it’s true I am just saying it makes me wonder.In fact I actually doubt we will come to that extreme now.However sometimes I think that maybe they finally won’t stop short of milking the cow to death?
Participantone_muggle I said what I did about Perry’s new paradigm topic to bring out discussion. I know the mostly pay as you go ,calculate risk vs reward still works.I knew credit bubbles aren’t sustainable. As you have both pointed out it is best to understand what Perry is demonstrating wether it is sustainable or not, to which I agree it is not. In fact sometimes it seems so crazy that I think the elite power broker/credit broker class sees the end of American economic dominance and is playing robber baron with these scandoulous bubbles and wars until the gig is up. I am not saying it’s true I am just saying it makes me wonder.In fact I actually doubt we will come to that extreme now.However sometimes I think that maybe they finally won’t stop short of milking the cow to death?
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