More common sense for buyers

[SD Realtor]

Ash well made point. Thank you for correcting me.

If you made that implication then I am sure others did as well. I think that what you pointed out parallels what Rus was saying that I incorrectly assume things when I post… that I am not conveying what I am thinking (conciously or otherwise) clearly. Either of you can/should correct me…

I need to be more cognicent of that.

SD Realtor

[PerryChase]

Right-on, Ash Housewares. Watch your back is the name of the game. I think that one should beware in any industry that is commission driven. Look at the motives of the salesperson.

There are Realtors to the stars and Realtors to Spanish speakers; why not a Realtor to the Piggingtons? We have to buy eventually. Who best to give that business to?

[PerryChase]

Right-on, Ash Housewares. Watch your back is the name of the game. I think that one should beware in any industry that is commission driven. Look at the motives of the salesperson.

There are Realtors to the stars and Realtors to Spanish speakers; why not a Realtor to the Piggingtons? We have to buy eventually. Who best to give that business to?

[NotCranky]

Obviously I can not do anything with the feedback you gave in your last post to me. I do not see the topic of this thread as a slant. I see it as a blatant sales pitch.I have watched the build up to it for a few days in with the hype you are applying to interest rates all the while leaving with that topic a sort of mystique as oppoed to being effusive with you knowlge about the it like the rest of us loud mouths would be. I understand the significance of rates on a fence sitters decision to buy or not and the anxiety they would have about it at this time. If Rich is o.k. about your strategies who am I to say? As you already know I would prefer that the debates weren’t influenced by profit motive. You do only give the full disclaimer when you are called out on it.I just think it is unfortunate that confused newcomers to a housing bubble blog have a slanted realtor greeting party awaiting them.What about a moratorium and slanted pitches to newcomers until they have particpated a few months? It’s not that I don’t have concerns for your needs because I like you, and I do. It’s just that being quiet seems like being biased in favor of you as opposed to these folks that may be getting screwed by buying. Anyway I get my opinion. That’s it.
best wishes

[NotCranky]

Obviously I can not do anything with the feedback you gave in your last post to me. I do not see the topic of this thread as a slant. I see it as a blatant sales pitch.I have watched the build up to it for a few days in with the hype you are applying to interest rates all the while leaving with that topic a sort of mystique as oppoed to being effusive with you knowlge about the it like the rest of us loud mouths would be. I understand the significance of rates on a fence sitters decision to buy or not and the anxiety they would have about it at this time. If Rich is o.k. about your strategies who am I to say? As you already know I would prefer that the debates weren’t influenced by profit motive. You do only give the full disclaimer when you are called out on it.I just think it is unfortunate that confused newcomers to a housing bubble blog have a slanted realtor greeting party awaiting them.What about a moratorium and slanted pitches to newcomers until they have particpated a few months? It’s not that I don’t have concerns for your needs because I like you, and I do. It’s just that being quiet seems like being biased in favor of you as opposed to these folks that may be getting screwed by buying. Anyway I get my opinion. That’s it.
best wishes

[farbet]

Look Guys and Gals Cool It Please
I have great respect for SD and sd and others on this blog. As an Easterner, and new to San Diego, I have learned a lot about the area reading the posts
I think we should concentrate on strategy, information and leads so that we can get the great deals that are about to pop up.
I have noticed that the blog is drifting into other areas other than real estate matters.

[farbet]

Look Guys and Gals Cool It Please
I have great respect for SD and sd and others on this blog. As an Easterner, and new to San Diego, I have learned a lot about the area reading the posts
I think we should concentrate on strategy, information and leads so that we can get the great deals that are about to pop up.
I have noticed that the blog is drifting into other areas other than real estate matters.

[SD Realtor]

Rus all I can say is that we agree to disagree…

Respectfully on this one you are way off. If you think my harping on the 10 year is any sort of slant then you are absolutely incorrect. My slants are generally evident when I discuss commission rebates. I am being 100% straight with you here.

*************

I have a fundamental disagreement with those who have always blamed the fed for the housing problem and I do believe I have posted that before. Most likely before you came on. I have always been amazed at the number of postings the board seems to ALWAYS get about how mortgage rates are running up and what is the fed going to do? I do agree that the easy money policy invoked by the fed didn’t help things but to me that policy did had no bearing on the interest rates offered by lenders. Once again, I have posted that opinion in opposition of others awhile back.

It is just my opinion but I have yet to ever see a rate sheet that is delivered from a lender that moved because of the feds actions. They are (to the best of my knowledge) always been based on the bond yields.

Now, I am not smart enough to debate the effects of easy money injected into the economy and the effects of inflation, and asset inflation. This I believe to be true but cannot argue it either way. I simply INSIST that longer term bond yields drive the mortgage rates. Nothing more, nothing less. If more people knew that, if more people understood that, then they would all be better off.

*********

So like I said, I do very much disagree with you on this point. I have always held the topic of bond yield to be ONE OF THE MOST pertinent aspects to real estate and it always should be. The fact that most people don’t watch it like a hawk continues to amaze me so yes I harp on it now, have harped on it in the past, and will continue to harp on it every time someone else blames the fed for high mortgage rates or when it moves significantly.

I think information like that would be quite helpful to newcomers.

SD Realtor

ps – sorry farbet for drifting off topic but I wanted to respond and respond publicly. Rus if you like please go ahead and email me at [email protected] or post yours and I can email you.

[SD Realtor]

Rus all I can say is that we agree to disagree…

Respectfully on this one you are way off. If you think my harping on the 10 year is any sort of slant then you are absolutely incorrect. My slants are generally evident when I discuss commission rebates. I am being 100% straight with you here.

*************

I have a fundamental disagreement with those who have always blamed the fed for the housing problem and I do believe I have posted that before. Most likely before you came on. I have always been amazed at the number of postings the board seems to ALWAYS get about how mortgage rates are running up and what is the fed going to do? I do agree that the easy money policy invoked by the fed didn’t help things but to me that policy did had no bearing on the interest rates offered by lenders. Once again, I have posted that opinion in opposition of others awhile back.

It is just my opinion but I have yet to ever see a rate sheet that is delivered from a lender that moved because of the feds actions. They are (to the best of my knowledge) always been based on the bond yields.

Now, I am not smart enough to debate the effects of easy money injected into the economy and the effects of inflation, and asset inflation. This I believe to be true but cannot argue it either way. I simply INSIST that longer term bond yields drive the mortgage rates. Nothing more, nothing less. If more people knew that, if more people understood that, then they would all be better off.

*********

So like I said, I do very much disagree with you on this point. I have always held the topic of bond yield to be ONE OF THE MOST pertinent aspects to real estate and it always should be. The fact that most people don’t watch it like a hawk continues to amaze me so yes I harp on it now, have harped on it in the past, and will continue to harp on it every time someone else blames the fed for high mortgage rates or when it moves significantly.

I think information like that would be quite helpful to newcomers.

SD Realtor

ps – sorry farbet for drifting off topic but I wanted to respond and respond publicly. Rus if you like please go ahead and email me at [email protected] or post yours and I can email you.

[NotCranky]

SDR,
Agree to disagree it is.

[email protected]

[NotCranky]

SDR,
Agree to disagree it is.

[email protected]

[Alex_angel]

Are you sure you weren’t an ambulance driver. You seem to post the facts after the fact. now that rates are acting like you knew this would happen but never peeped on word prior.

[Alex_angel]

Are you sure you weren’t an ambulance driver. You seem to post the facts after the fact. now that rates are acting like you knew this would happen but never peeped on word prior.

[cr]

SD R –

Great info on new home buying. What about existing homes? Obviously you wouldn’t be buying from a developer, but I imagine you don’t have quite as much sway if someone owns the house, and personally I’m quite hesitant of using a realtor.

The dishonest ones are one thing, though you do much to better their image, but it’s the fact even though the owner pays them, the owner gets that money from the buyer. Come my time to buy it has made me consider Redfin, or becoming an agent if nothing more than to transact my own house.

Unless you know recommend any realtors in the SFV?

[cr]

SD R –

Great info on new home buying. What about existing homes? Obviously you wouldn’t be buying from a developer, but I imagine you don’t have quite as much sway if someone owns the house, and personally I’m quite hesitant of using a realtor.

The dishonest ones are one thing, though you do much to better their image, but it’s the fact even though the owner pays them, the owner gets that money from the buyer. Come my time to buy it has made me consider Redfin, or becoming an agent if nothing more than to transact my own house.

Unless you know recommend any realtors in the SFV?

[Author]

Posts