[Navydoc]

As stated previously, you got your answer, it’s price. Period. Let’s use a real world example:

http://www.sdlookup.com/MLS-076090156-5838_Yokohama_Ct_San_Diego_CA_92120

Will this place sell at this price? I don’t know, but I wouldn’t give the seller $900K for it. It’s a nice place in a fair neighborhood, last sold in 2003 for $770,250 ( I wonder to whom?). The market doesn’t give a crap how much they spent for the place, it’s worth what it’s worth. What would I be willing to pay? I think the 2003 price is pretty close right now, but there is no gaurantee it will stay this way. Timing is also critical, I could easily afford this place right now but that doesn’t mean I’m going to buy it.

(By the way, THIS is how you sneak an ad for a property on a bearish housing website)

[Navydoc]

As stated previously, you got your answer, it’s price. Period. Let’s use a real world example:

http://www.sdlookup.com/MLS-076090156-5838_Yokohama_Ct_San_Diego_CA_92120

Will this place sell at this price? I don’t know, but I wouldn’t give the seller $900K for it. It’s a nice place in a fair neighborhood, last sold in 2003 for $770,250 ( I wonder to whom?). The market doesn’t give a crap how much they spent for the place, it’s worth what it’s worth. What would I be willing to pay? I think the 2003 price is pretty close right now, but there is no gaurantee it will stay this way. Timing is also critical, I could easily afford this place right now but that doesn’t mean I’m going to buy it.

(By the way, THIS is how you sneak an ad for a property on a bearish housing website)

[Navydoc]

As stated previously, you got your answer, it’s price. Period. Let’s use a real world example:

http://www.sdlookup.com/MLS-076090156-5838_Yokohama_Ct_San_Diego_CA_92120

Will this place sell at this price? I don’t know, but I wouldn’t give the seller $900K for it. It’s a nice place in a fair neighborhood, last sold in 2003 for $770,250 ( I wonder to whom?). The market doesn’t give a crap how much they spent for the place, it’s worth what it’s worth. What would I be willing to pay? I think the 2003 price is pretty close right now, but there is no gaurantee it will stay this way. Timing is also critical, I could easily afford this place right now but that doesn’t mean I’m going to buy it.

(By the way, THIS is how you sneak an ad for a property on a bearish housing website)

[Navydoc]

As stated previously, you got your answer, it’s price. Period. Let’s use a real world example:

http://www.sdlookup.com/MLS-076090156-5838_Yokohama_Ct_San_Diego_CA_92120

Will this place sell at this price? I don’t know, but I wouldn’t give the seller $900K for it. It’s a nice place in a fair neighborhood, last sold in 2003 for $770,250 ( I wonder to whom?). The market doesn’t give a crap how much they spent for the place, it’s worth what it’s worth. What would I be willing to pay? I think the 2003 price is pretty close right now, but there is no gaurantee it will stay this way. Timing is also critical, I could easily afford this place right now but that doesn’t mean I’m going to buy it.

(By the way, THIS is how you sneak an ad for a property on a bearish housing website)

[Navydoc]

I can be very specific about the way I feel about this situation. I was sent to Yokosuka Japan by the Navy in July 2003. It made no sense to buy in San Diego then, as I had no idea where I would be posted afterward.

Fast Forward to April 2006, I’m accepted to a fellowship in Torrance, have a wonderful nest egg saved up with which I intended to purchase a home in the LA South Bay area. As I perused to MLS listings I was shocked that in the price range I was interested I was looking at 3/2 tract homes in crap neighborhoods, 1300 sq ft. This is what happened to prices while I was away. I had no interest in a funny money mortgage, I assessed the market at the time, knowing I would only be in it 3 years, then off to somewhere else. I made the very wise and prudent decision to rent.

Did I make a good decision? I’m living in a 2400 sq ft 4/3 tract home in a gated community. Home closed escrow the week before we moved in $707,000, I pay $2800/mo. I figure after taxes and HOA fees I pay just about 1/2 what I would pay if I bought this place, and the house down the street just went up for sale at $645,000. That’s $62,000 in just 6 months (assuming it sells of course).

So no, I’m not bitter I missed the boat. I am currently priced out, and the reason I’m so bearish is I look forward to when I’m not priced out. I assure you it will happen. When it does I admit to feeling absolutely no sympathy for those who gambled on the market and lost. I feel this “bailout” plan may delay my purchase even more, by artificially maintaining bubble prices. If you interpret my indignation as bitterness, I assure you that you are sadly mistaken.

[Navydoc]

I can be very specific about the way I feel about this situation. I was sent to Yokosuka Japan by the Navy in July 2003. It made no sense to buy in San Diego then, as I had no idea where I would be posted afterward.

Fast Forward to April 2006, I’m accepted to a fellowship in Torrance, have a wonderful nest egg saved up with which I intended to purchase a home in the LA South Bay area. As I perused to MLS listings I was shocked that in the price range I was interested I was looking at 3/2 tract homes in crap neighborhoods, 1300 sq ft. This is what happened to prices while I was away. I had no interest in a funny money mortgage, I assessed the market at the time, knowing I would only be in it 3 years, then off to somewhere else. I made the very wise and prudent decision to rent.

Did I make a good decision? I’m living in a 2400 sq ft 4/3 tract home in a gated community. Home closed escrow the week before we moved in $707,000, I pay $2800/mo. I figure after taxes and HOA fees I pay just about 1/2 what I would pay if I bought this place, and the house down the street just went up for sale at $645,000. That’s $62,000 in just 6 months (assuming it sells of course).

So no, I’m not bitter I missed the boat. I am currently priced out, and the reason I’m so bearish is I look forward to when I’m not priced out. I assure you it will happen. When it does I admit to feeling absolutely no sympathy for those who gambled on the market and lost. I feel this “bailout” plan may delay my purchase even more, by artificially maintaining bubble prices. If you interpret my indignation as bitterness, I assure you that you are sadly mistaken.

[Navydoc]

I can be very specific about the way I feel about this situation. I was sent to Yokosuka Japan by the Navy in July 2003. It made no sense to buy in San Diego then, as I had no idea where I would be posted afterward.

Fast Forward to April 2006, I’m accepted to a fellowship in Torrance, have a wonderful nest egg saved up with which I intended to purchase a home in the LA South Bay area. As I perused to MLS listings I was shocked that in the price range I was interested I was looking at 3/2 tract homes in crap neighborhoods, 1300 sq ft. This is what happened to prices while I was away. I had no interest in a funny money mortgage, I assessed the market at the time, knowing I would only be in it 3 years, then off to somewhere else. I made the very wise and prudent decision to rent.

Did I make a good decision? I’m living in a 2400 sq ft 4/3 tract home in a gated community. Home closed escrow the week before we moved in $707,000, I pay $2800/mo. I figure after taxes and HOA fees I pay just about 1/2 what I would pay if I bought this place, and the house down the street just went up for sale at $645,000. That’s $62,000 in just 6 months (assuming it sells of course).

So no, I’m not bitter I missed the boat. I am currently priced out, and the reason I’m so bearish is I look forward to when I’m not priced out. I assure you it will happen. When it does I admit to feeling absolutely no sympathy for those who gambled on the market and lost. I feel this “bailout” plan may delay my purchase even more, by artificially maintaining bubble prices. If you interpret my indignation as bitterness, I assure you that you are sadly mistaken.

[Navydoc]

I can be very specific about the way I feel about this situation. I was sent to Yokosuka Japan by the Navy in July 2003. It made no sense to buy in San Diego then, as I had no idea where I would be posted afterward.

Fast Forward to April 2006, I’m accepted to a fellowship in Torrance, have a wonderful nest egg saved up with which I intended to purchase a home in the LA South Bay area. As I perused to MLS listings I was shocked that in the price range I was interested I was looking at 3/2 tract homes in crap neighborhoods, 1300 sq ft. This is what happened to prices while I was away. I had no interest in a funny money mortgage, I assessed the market at the time, knowing I would only be in it 3 years, then off to somewhere else. I made the very wise and prudent decision to rent.

Did I make a good decision? I’m living in a 2400 sq ft 4/3 tract home in a gated community. Home closed escrow the week before we moved in $707,000, I pay $2800/mo. I figure after taxes and HOA fees I pay just about 1/2 what I would pay if I bought this place, and the house down the street just went up for sale at $645,000. That’s $62,000 in just 6 months (assuming it sells of course).

So no, I’m not bitter I missed the boat. I am currently priced out, and the reason I’m so bearish is I look forward to when I’m not priced out. I assure you it will happen. When it does I admit to feeling absolutely no sympathy for those who gambled on the market and lost. I feel this “bailout” plan may delay my purchase even more, by artificially maintaining bubble prices. If you interpret my indignation as bitterness, I assure you that you are sadly mistaken.

[Navydoc]

I can be very specific about the way I feel about this situation. I was sent to Yokosuka Japan by the Navy in July 2003. It made no sense to buy in San Diego then, as I had no idea where I would be posted afterward.

Fast Forward to April 2006, I’m accepted to a fellowship in Torrance, have a wonderful nest egg saved up with which I intended to purchase a home in the LA South Bay area. As I perused to MLS listings I was shocked that in the price range I was interested I was looking at 3/2 tract homes in crap neighborhoods, 1300 sq ft. This is what happened to prices while I was away. I had no interest in a funny money mortgage, I assessed the market at the time, knowing I would only be in it 3 years, then off to somewhere else. I made the very wise and prudent decision to rent.

Did I make a good decision? I’m living in a 2400 sq ft 4/3 tract home in a gated community. Home closed escrow the week before we moved in $707,000, I pay $2800/mo. I figure after taxes and HOA fees I pay just about 1/2 what I would pay if I bought this place, and the house down the street just went up for sale at $645,000. That’s $62,000 in just 6 months (assuming it sells of course).

So no, I’m not bitter I missed the boat. I am currently priced out, and the reason I’m so bearish is I look forward to when I’m not priced out. I assure you it will happen. When it does I admit to feeling absolutely no sympathy for those who gambled on the market and lost. I feel this “bailout” plan may delay my purchase even more, by artificially maintaining bubble prices. If you interpret my indignation as bitterness, I assure you that you are sadly mistaken.

[Navydoc]

I recall not too long ago reading that “fake” acupuncture is better than drugs for treating some types of pain.

Aint nothing “fake” about accupuncture. I’ve read reports where it has been used successfully for surgical procedures witout any other form of anesthesia. In my field it is even used successfully in labor. Some of you ladies out there know how real THAT pain is.

I agree that some of the studies about chiropractic are suspect, but that does not include the entire body of evidence. As Isaid, I wouldn’t go to a chiropractor either, but I wouldn’t completely discount the profession as I don’t feel qualified to do so. And I actually DID go to medical school.

[Navydoc]

I recall not too long ago reading that “fake” acupuncture is better than drugs for treating some types of pain.

Aint nothing “fake” about accupuncture. I’ve read reports where it has been used successfully for surgical procedures witout any other form of anesthesia. In my field it is even used successfully in labor. Some of you ladies out there know how real THAT pain is.

I agree that some of the studies about chiropractic are suspect, but that does not include the entire body of evidence. As Isaid, I wouldn’t go to a chiropractor either, but I wouldn’t completely discount the profession as I don’t feel qualified to do so. And I actually DID go to medical school.

[Navydoc]

I recall not too long ago reading that “fake” acupuncture is better than drugs for treating some types of pain.

Aint nothing “fake” about accupuncture. I’ve read reports where it has been used successfully for surgical procedures witout any other form of anesthesia. In my field it is even used successfully in labor. Some of you ladies out there know how real THAT pain is.

I agree that some of the studies about chiropractic are suspect, but that does not include the entire body of evidence. As Isaid, I wouldn’t go to a chiropractor either, but I wouldn’t completely discount the profession as I don’t feel qualified to do so. And I actually DID go to medical school.

[Navydoc]

I recall not too long ago reading that “fake” acupuncture is better than drugs for treating some types of pain.

Aint nothing “fake” about accupuncture. I’ve read reports where it has been used successfully for surgical procedures witout any other form of anesthesia. In my field it is even used successfully in labor. Some of you ladies out there know how real THAT pain is.

I agree that some of the studies about chiropractic are suspect, but that does not include the entire body of evidence. As Isaid, I wouldn’t go to a chiropractor either, but I wouldn’t completely discount the profession as I don’t feel qualified to do so. And I actually DID go to medical school.

[Navydoc]

I recall not too long ago reading that “fake” acupuncture is better than drugs for treating some types of pain.

Aint nothing “fake” about accupuncture. I’ve read reports where it has been used successfully for surgical procedures witout any other form of anesthesia. In my field it is even used successfully in labor. Some of you ladies out there know how real THAT pain is.

I agree that some of the studies about chiropractic are suspect, but that does not include the entire body of evidence. As Isaid, I wouldn’t go to a chiropractor either, but I wouldn’t completely discount the profession as I don’t feel qualified to do so. And I actually DID go to medical school.

[Navydoc]

Wow, a medical question! I can’t resist. Actually I kind of think of them in the same way as professional salespeople. Some are outstanding and can truly help you obtain what you need, others are complete morons, and couldn’t hold a job doing anything else, and only survive in good markets.

While some practitioners of chiropractic are intelligent and there is some evidence based science to what they do, some are folks who couldn’t get into medical school, and this is the closest they could get. I have no idea how you would separate the wheat from the chaff, as their licensing and credentialing requirements are no where near as stringent as physicians.

I have to wonder why you are considering this. Do you have a specific complaint? Going to a chiropractor to see if “everything is in good shape” seems kind of silly to me. An annual exam with a good family medicine practitioner or internist seems like a much better idea to me if it’s been a while, and virtually all insurance companies will cover this, and you don’t have to dip into your flex account. If I had a complaint which would require a chiropractor I would probably look for a reputable DO or orthopedist. I’m sure many will claim that I’m biased, but so be it.

If you look at the data on these “whole body CT scans” and “executive physicals” you discover that a large number of findings are uncovered that have no clinical signifigance whatsoever, and you may get operated on for an adrenal “tumor” or something that you could have lived the rest of your life completely unaware of. By the way, inthe medical literature these are termed “incidentalomas”.

If you’re otherwise healthy a good annual exam will uncover any risk factors you may have, real, recommended diagnostic tests will be recommended or not, and you can keep your money.

Man, that was fun!

[Author]

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