[Navydoc]

Must agree with the folks on this board who are saying Raptors wife is being unfairly criticised. If you are not married and have no kids you have absolutely no idea the stresses that can be involved. And trust me, if you want to be happy you NEED to keep your spouse happy. On another thread someone posted (I think FLU, but I’m too lazy to go find it) stated that having a kid puts the greatest stress on a marriage. As many here know, I have a 3 month-old daughter, and that stress thing is no BS. My wife’s a stay at home mom, and boy has she had enough when I get home. If I choose to ignore here need for a break I do so at my peril.

I also completely understand her wants and needs for a home of our own; and in fact share the same desires. I’m military, but I’m reaching a point in my career where the frequent moves will not be necessary. I am dying to find a place to put down roots. Those of you who have not moved every 2-3 years, sometimes overseas, may not understand this. When it comes time next year for me to be reassigned, hopefully to San Diego, I’m probably going to buy. That 4S home on another thread for $800,000 would do nicely, and I would have bought that place today if I had orders to San Diego. Fortunately, my wife’s a Pigg lurker under my handle, so she is as well versed on the market as I am, so the decision to buy will at least have SOME logic associated with it.

As for the concept of what it means to be rich, I’m definitely in Raptor’s camp on this one. I too am a boot-strapper, started out as Pennsylvania Trailer Trash ( PA equivalent of housing projects). Education and extreme hard work, with a little financial assistance from the Navy, has brought me to the 5th percentile or higher for income, but I do not consider myself rich. Comfortable yes, financially free, nearly, but not rich. I believe before you can call yourself rich you have to be able to quit working. I don’t see that happening anytime soon.

By the way Raptor, this was a terrific thread, covering so many topics relevant to the market and when to buy. Maybe we’ll be looking at the same time next year.

[Navydoc]

Must agree with the folks on this board who are saying Raptors wife is being unfairly criticised. If you are not married and have no kids you have absolutely no idea the stresses that can be involved. And trust me, if you want to be happy you NEED to keep your spouse happy. On another thread someone posted (I think FLU, but I’m too lazy to go find it) stated that having a kid puts the greatest stress on a marriage. As many here know, I have a 3 month-old daughter, and that stress thing is no BS. My wife’s a stay at home mom, and boy has she had enough when I get home. If I choose to ignore here need for a break I do so at my peril.

I also completely understand her wants and needs for a home of our own; and in fact share the same desires. I’m military, but I’m reaching a point in my career where the frequent moves will not be necessary. I am dying to find a place to put down roots. Those of you who have not moved every 2-3 years, sometimes overseas, may not understand this. When it comes time next year for me to be reassigned, hopefully to San Diego, I’m probably going to buy. That 4S home on another thread for $800,000 would do nicely, and I would have bought that place today if I had orders to San Diego. Fortunately, my wife’s a Pigg lurker under my handle, so she is as well versed on the market as I am, so the decision to buy will at least have SOME logic associated with it.

As for the concept of what it means to be rich, I’m definitely in Raptor’s camp on this one. I too am a boot-strapper, started out as Pennsylvania Trailer Trash ( PA equivalent of housing projects). Education and extreme hard work, with a little financial assistance from the Navy, has brought me to the 5th percentile or higher for income, but I do not consider myself rich. Comfortable yes, financially free, nearly, but not rich. I believe before you can call yourself rich you have to be able to quit working. I don’t see that happening anytime soon.

By the way Raptor, this was a terrific thread, covering so many topics relevant to the market and when to buy. Maybe we’ll be looking at the same time next year.

[Navydoc]

Must agree with the folks on this board who are saying Raptors wife is being unfairly criticised. If you are not married and have no kids you have absolutely no idea the stresses that can be involved. And trust me, if you want to be happy you NEED to keep your spouse happy. On another thread someone posted (I think FLU, but I’m too lazy to go find it) stated that having a kid puts the greatest stress on a marriage. As many here know, I have a 3 month-old daughter, and that stress thing is no BS. My wife’s a stay at home mom, and boy has she had enough when I get home. If I choose to ignore here need for a break I do so at my peril.

I also completely understand her wants and needs for a home of our own; and in fact share the same desires. I’m military, but I’m reaching a point in my career where the frequent moves will not be necessary. I am dying to find a place to put down roots. Those of you who have not moved every 2-3 years, sometimes overseas, may not understand this. When it comes time next year for me to be reassigned, hopefully to San Diego, I’m probably going to buy. That 4S home on another thread for $800,000 would do nicely, and I would have bought that place today if I had orders to San Diego. Fortunately, my wife’s a Pigg lurker under my handle, so she is as well versed on the market as I am, so the decision to buy will at least have SOME logic associated with it.

As for the concept of what it means to be rich, I’m definitely in Raptor’s camp on this one. I too am a boot-strapper, started out as Pennsylvania Trailer Trash ( PA equivalent of housing projects). Education and extreme hard work, with a little financial assistance from the Navy, has brought me to the 5th percentile or higher for income, but I do not consider myself rich. Comfortable yes, financially free, nearly, but not rich. I believe before you can call yourself rich you have to be able to quit working. I don’t see that happening anytime soon.

By the way Raptor, this was a terrific thread, covering so many topics relevant to the market and when to buy. Maybe we’ll be looking at the same time next year.

[Navydoc]

Must agree with the folks on this board who are saying Raptors wife is being unfairly criticised. If you are not married and have no kids you have absolutely no idea the stresses that can be involved. And trust me, if you want to be happy you NEED to keep your spouse happy. On another thread someone posted (I think FLU, but I’m too lazy to go find it) stated that having a kid puts the greatest stress on a marriage. As many here know, I have a 3 month-old daughter, and that stress thing is no BS. My wife’s a stay at home mom, and boy has she had enough when I get home. If I choose to ignore here need for a break I do so at my peril.

I also completely understand her wants and needs for a home of our own; and in fact share the same desires. I’m military, but I’m reaching a point in my career where the frequent moves will not be necessary. I am dying to find a place to put down roots. Those of you who have not moved every 2-3 years, sometimes overseas, may not understand this. When it comes time next year for me to be reassigned, hopefully to San Diego, I’m probably going to buy. That 4S home on another thread for $800,000 would do nicely, and I would have bought that place today if I had orders to San Diego. Fortunately, my wife’s a Pigg lurker under my handle, so she is as well versed on the market as I am, so the decision to buy will at least have SOME logic associated with it.

As for the concept of what it means to be rich, I’m definitely in Raptor’s camp on this one. I too am a boot-strapper, started out as Pennsylvania Trailer Trash ( PA equivalent of housing projects). Education and extreme hard work, with a little financial assistance from the Navy, has brought me to the 5th percentile or higher for income, but I do not consider myself rich. Comfortable yes, financially free, nearly, but not rich. I believe before you can call yourself rich you have to be able to quit working. I don’t see that happening anytime soon.

By the way Raptor, this was a terrific thread, covering so many topics relevant to the market and when to buy. Maybe we’ll be looking at the same time next year.

[Navydoc]

Hipmatt beat me to it, but my favorite quote is: “It’s very expensive to live in Orange County, and you pay a lot for your home and you can’t get what it’s worth now.”

Oh sure you can. In fact you can ONLY get what it’s worth now, not some stupid wishing price that will keep you in new corvettes every year. This reminds me of that Florida auction video last year when the woman proclaimed”they promised us they wouldn’t go below market value!”

Welcome to market value. And by the way, the ‘vette will get much better mileage that the suburban in ordinary driving at the same price point. This guy has his head so far up his own ass he can see what he ate for breakfast.

Still circling above, I will enjoy picking over the corpses of people like this.

“You’ve gotta be kidding me dude, it’s not fair!” (watch the video)

[Navydoc]

Hipmatt beat me to it, but my favorite quote is: “It’s very expensive to live in Orange County, and you pay a lot for your home and you can’t get what it’s worth now.”

Oh sure you can. In fact you can ONLY get what it’s worth now, not some stupid wishing price that will keep you in new corvettes every year. This reminds me of that Florida auction video last year when the woman proclaimed”they promised us they wouldn’t go below market value!”

Welcome to market value. And by the way, the ‘vette will get much better mileage that the suburban in ordinary driving at the same price point. This guy has his head so far up his own ass he can see what he ate for breakfast.

Still circling above, I will enjoy picking over the corpses of people like this.

“You’ve gotta be kidding me dude, it’s not fair!” (watch the video)

[Navydoc]

Hipmatt beat me to it, but my favorite quote is: “It’s very expensive to live in Orange County, and you pay a lot for your home and you can’t get what it’s worth now.”

Oh sure you can. In fact you can ONLY get what it’s worth now, not some stupid wishing price that will keep you in new corvettes every year. This reminds me of that Florida auction video last year when the woman proclaimed”they promised us they wouldn’t go below market value!”

Welcome to market value. And by the way, the ‘vette will get much better mileage that the suburban in ordinary driving at the same price point. This guy has his head so far up his own ass he can see what he ate for breakfast.

Still circling above, I will enjoy picking over the corpses of people like this.

“You’ve gotta be kidding me dude, it’s not fair!” (watch the video)

[Navydoc]

Hipmatt beat me to it, but my favorite quote is: “It’s very expensive to live in Orange County, and you pay a lot for your home and you can’t get what it’s worth now.”

Oh sure you can. In fact you can ONLY get what it’s worth now, not some stupid wishing price that will keep you in new corvettes every year. This reminds me of that Florida auction video last year when the woman proclaimed”they promised us they wouldn’t go below market value!”

Welcome to market value. And by the way, the ‘vette will get much better mileage that the suburban in ordinary driving at the same price point. This guy has his head so far up his own ass he can see what he ate for breakfast.

Still circling above, I will enjoy picking over the corpses of people like this.

“You’ve gotta be kidding me dude, it’s not fair!” (watch the video)

[Navydoc]

Hipmatt beat me to it, but my favorite quote is: “It’s very expensive to live in Orange County, and you pay a lot for your home and you can’t get what it’s worth now.”

Oh sure you can. In fact you can ONLY get what it’s worth now, not some stupid wishing price that will keep you in new corvettes every year. This reminds me of that Florida auction video last year when the woman proclaimed”they promised us they wouldn’t go below market value!”

Welcome to market value. And by the way, the ‘vette will get much better mileage that the suburban in ordinary driving at the same price point. This guy has his head so far up his own ass he can see what he ate for breakfast.

Still circling above, I will enjoy picking over the corpses of people like this.

“You’ve gotta be kidding me dude, it’s not fair!” (watch the video)

[Navydoc]

I suspect this woman is mentally ill, probaly major depressive disorder. I feel bad for her, as properly viewed and reacted to appropriately, a bankruptcy can be an immensely freeing event. Imagine slaving under a yoke of debt that is instantly removed. What you do afterward defines you as a person, not the event itself. After 3 years this woman should have been able to completely put this event behind her and move on with her life as if it had never happened, which is the advice she received. The fact that she still perseverates about it is a sign of an unhealthy mind. She should seek help to put this event permanently behind her.

[Navydoc]

I suspect this woman is mentally ill, probaly major depressive disorder. I feel bad for her, as properly viewed and reacted to appropriately, a bankruptcy can be an immensely freeing event. Imagine slaving under a yoke of debt that is instantly removed. What you do afterward defines you as a person, not the event itself. After 3 years this woman should have been able to completely put this event behind her and move on with her life as if it had never happened, which is the advice she received. The fact that she still perseverates about it is a sign of an unhealthy mind. She should seek help to put this event permanently behind her.

[Navydoc]

I suspect this woman is mentally ill, probaly major depressive disorder. I feel bad for her, as properly viewed and reacted to appropriately, a bankruptcy can be an immensely freeing event. Imagine slaving under a yoke of debt that is instantly removed. What you do afterward defines you as a person, not the event itself. After 3 years this woman should have been able to completely put this event behind her and move on with her life as if it had never happened, which is the advice she received. The fact that she still perseverates about it is a sign of an unhealthy mind. She should seek help to put this event permanently behind her.

[Navydoc]

I suspect this woman is mentally ill, probaly major depressive disorder. I feel bad for her, as properly viewed and reacted to appropriately, a bankruptcy can be an immensely freeing event. Imagine slaving under a yoke of debt that is instantly removed. What you do afterward defines you as a person, not the event itself. After 3 years this woman should have been able to completely put this event behind her and move on with her life as if it had never happened, which is the advice she received. The fact that she still perseverates about it is a sign of an unhealthy mind. She should seek help to put this event permanently behind her.

[Navydoc]

I suspect this woman is mentally ill, probaly major depressive disorder. I feel bad for her, as properly viewed and reacted to appropriately, a bankruptcy can be an immensely freeing event. Imagine slaving under a yoke of debt that is instantly removed. What you do afterward defines you as a person, not the event itself. After 3 years this woman should have been able to completely put this event behind her and move on with her life as if it had never happened, which is the advice she received. The fact that she still perseverates about it is a sign of an unhealthy mind. She should seek help to put this event permanently behind her.

[Navydoc]

Gosh, now I feel like an idiot. A few years ago my mother, who lives near Philly, was considering taking equity out of her home and I foolishly convinced her to pay it off! I hope she’s still talking to me…..

[Author]

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