[golfproz]

This bill is total fluff. It imposes a 90 moratorium for lenders to work out a loan mod. Lenders can avoid this by already having a modification program in place. Since most lenders already do have loan mod programs in place I don’t see this having any effect.

[golfproz]

Are you expecting it to be easy to get a tee time on a SD/US Open course? Be thankful that it’s open to the public. If you really want a tee time, follow LAaferhour’s advice. Get out there real early, pull into the parking lot and find the car with “the list” if you are there early enough to get a good spot on the list you will get out prior to the tee times. Tee times start at 7:30 and they should be able to get 10-15 or more groups out prior to that in summer.

There are plenty of great course around and with the recession, the green fees are coming down on many of them. Golfnow.com is a good way to score a deal. But if Torrey is your goal, you have to play “the game” and pay the money for an advanced time or get you butt up real real early! DO IT, there is nothing like an early round on a seaside course. Plus all the guys playing this early are real golfers so you won’t be standing around waiting for 4 hacks to hit their third mulligan each on the 12th hole.

[golfproz]

Are you expecting it to be easy to get a tee time on a SD/US Open course? Be thankful that it’s open to the public. If you really want a tee time, follow LAaferhour’s advice. Get out there real early, pull into the parking lot and find the car with “the list” if you are there early enough to get a good spot on the list you will get out prior to the tee times. Tee times start at 7:30 and they should be able to get 10-15 or more groups out prior to that in summer.

There are plenty of great course around and with the recession, the green fees are coming down on many of them. Golfnow.com is a good way to score a deal. But if Torrey is your goal, you have to play “the game” and pay the money for an advanced time or get you butt up real real early! DO IT, there is nothing like an early round on a seaside course. Plus all the guys playing this early are real golfers so you won’t be standing around waiting for 4 hacks to hit their third mulligan each on the 12th hole.

[golfproz]

Are you expecting it to be easy to get a tee time on a SD/US Open course? Be thankful that it’s open to the public. If you really want a tee time, follow LAaferhour’s advice. Get out there real early, pull into the parking lot and find the car with “the list” if you are there early enough to get a good spot on the list you will get out prior to the tee times. Tee times start at 7:30 and they should be able to get 10-15 or more groups out prior to that in summer.

There are plenty of great course around and with the recession, the green fees are coming down on many of them. Golfnow.com is a good way to score a deal. But if Torrey is your goal, you have to play “the game” and pay the money for an advanced time or get you butt up real real early! DO IT, there is nothing like an early round on a seaside course. Plus all the guys playing this early are real golfers so you won’t be standing around waiting for 4 hacks to hit their third mulligan each on the 12th hole.

[golfproz]

Are you expecting it to be easy to get a tee time on a SD/US Open course? Be thankful that it’s open to the public. If you really want a tee time, follow LAaferhour’s advice. Get out there real early, pull into the parking lot and find the car with “the list” if you are there early enough to get a good spot on the list you will get out prior to the tee times. Tee times start at 7:30 and they should be able to get 10-15 or more groups out prior to that in summer.

There are plenty of great course around and with the recession, the green fees are coming down on many of them. Golfnow.com is a good way to score a deal. But if Torrey is your goal, you have to play “the game” and pay the money for an advanced time or get you butt up real real early! DO IT, there is nothing like an early round on a seaside course. Plus all the guys playing this early are real golfers so you won’t be standing around waiting for 4 hacks to hit their third mulligan each on the 12th hole.

[golfproz]

Are you expecting it to be easy to get a tee time on a SD/US Open course? Be thankful that it’s open to the public. If you really want a tee time, follow LAaferhour’s advice. Get out there real early, pull into the parking lot and find the car with “the list” if you are there early enough to get a good spot on the list you will get out prior to the tee times. Tee times start at 7:30 and they should be able to get 10-15 or more groups out prior to that in summer.

There are plenty of great course around and with the recession, the green fees are coming down on many of them. Golfnow.com is a good way to score a deal. But if Torrey is your goal, you have to play “the game” and pay the money for an advanced time or get you butt up real real early! DO IT, there is nothing like an early round on a seaside course. Plus all the guys playing this early are real golfers so you won’t be standing around waiting for 4 hacks to hit their third mulligan each on the 12th hole.

[golfproz]

But what does an NOD have to do with “shadow inventory”? Shadow inventory is REO’s, properties that the banks have already foreclosed on and now own, yet have not placed on the market. NODs are not shadow inventory. That’s just a property that the owner is behind on the payments. That doesn’t mean they have to list it for sale. It might never be for sale. They could get a loan mod, hit the lotto and pay it off, whatever. NOD’s have nothing to do with the so called shadow inventory.

[golfproz]

But what does an NOD have to do with “shadow inventory”? Shadow inventory is REO’s, properties that the banks have already foreclosed on and now own, yet have not placed on the market. NODs are not shadow inventory. That’s just a property that the owner is behind on the payments. That doesn’t mean they have to list it for sale. It might never be for sale. They could get a loan mod, hit the lotto and pay it off, whatever. NOD’s have nothing to do with the so called shadow inventory.

[golfproz]

But what does an NOD have to do with “shadow inventory”? Shadow inventory is REO’s, properties that the banks have already foreclosed on and now own, yet have not placed on the market. NODs are not shadow inventory. That’s just a property that the owner is behind on the payments. That doesn’t mean they have to list it for sale. It might never be for sale. They could get a loan mod, hit the lotto and pay it off, whatever. NOD’s have nothing to do with the so called shadow inventory.

[golfproz]

But what does an NOD have to do with “shadow inventory”? Shadow inventory is REO’s, properties that the banks have already foreclosed on and now own, yet have not placed on the market. NODs are not shadow inventory. That’s just a property that the owner is behind on the payments. That doesn’t mean they have to list it for sale. It might never be for sale. They could get a loan mod, hit the lotto and pay it off, whatever. NOD’s have nothing to do with the so called shadow inventory.

[golfproz]

But what does an NOD have to do with “shadow inventory”? Shadow inventory is REO’s, properties that the banks have already foreclosed on and now own, yet have not placed on the market. NODs are not shadow inventory. That’s just a property that the owner is behind on the payments. That doesn’t mean they have to list it for sale. It might never be for sale. They could get a loan mod, hit the lotto and pay it off, whatever. NOD’s have nothing to do with the so called shadow inventory.

[golfproz]

Is this law even an issue.

It extends the time from 90 days to 180 days from filing of NOD to filing of NOT. Anyone ever seen a filing of an NOT faster than 6 months lately?

It applies to lenders that don’t already have a loan mod program in place. Most of them already do. This looks like more legislative fluff, to keep the ACORNers happy….

[golfproz]

Is this law even an issue.

It extends the time from 90 days to 180 days from filing of NOD to filing of NOT. Anyone ever seen a filing of an NOT faster than 6 months lately?

It applies to lenders that don’t already have a loan mod program in place. Most of them already do. This looks like more legislative fluff, to keep the ACORNers happy….

[golfproz]

Is this law even an issue.

It extends the time from 90 days to 180 days from filing of NOD to filing of NOT. Anyone ever seen a filing of an NOT faster than 6 months lately?

It applies to lenders that don’t already have a loan mod program in place. Most of them already do. This looks like more legislative fluff, to keep the ACORNers happy….

[golfproz]

Is this law even an issue.

It extends the time from 90 days to 180 days from filing of NOD to filing of NOT. Anyone ever seen a filing of an NOT faster than 6 months lately?

It applies to lenders that don’t already have a loan mod program in place. Most of them already do. This looks like more legislative fluff, to keep the ACORNers happy….

[Author]

Posts