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CoronitaParticipant[quote=SK in CV]Seems like you found the right answer. The “backdoor” Roth is a great vehicle for SOME people. Others, not so much. For those with no IRA accounts of any kind, it’s perfect. If you have any assets in a pre-tax IRA (of any sort, including SEP and SIMPLE IRA’s) it just doesn’t work.[/quote]
So I guess the answer is “backdoor” Roth isn’t illegal in itself. It’s just it’s conditional if you have other IRA accounts or not…
I don’t understand why the IRS would classify IRA differently from a 401k. It just seems a little weird.
I mean, I checked with my employer, and if I wanted to i could rollover all of my IRA’s into my 401k..And then I think I would be fine if I really wanted to do that..
But the reason why I don’t want to is I don’t like my employer’s 401k fund selection….
Makes no sense to me whatsoever….
CoronitaParticipant[quote=jeff303]Bogleheads has some good info as well: http://www.bogleheads.org/wiki/Backdoor_Roth_IRA%5B/quote%5D
Thanks…It’s pretty retarded rule I think…
If I have roll all my IRA into a 401k, and then contribute $5000 to a non-deductible IRA, then I can roll it over into a Roth without tax consequences.
But… If I have any rollover IRA’s, then I need to pay taxes on all my IRA even if I rollover $5000?
That sucks… I don’t like my 401k plan so I don’t want to roll everything over..
Oh well. at least my employer has a roth 401k….
CoronitaParticipantNevermind.. found the answer i think..
I thought so…
CoronitaParticipant[quote=scaredyclassic]so far i got some earplugs, some ibuprofen, some quarters, matches, a tiny toilet and some legos. anything else i might need?[/quote]
contraceptives?
Actually, some gum… If your ears pop on the descent…
CoronitaParticipant[quote=spdrun]Do they care about the Ziploc Kippie-bags anymore? Officially, I guess they’re supposed to, but I’ve gone through without removing it and most of the time it was fine. I think I’ve even forgotten a water bottle before and they didn’t care either.[/quote]
Not really if you are TSA-Pre.
CoronitaParticipantI just ask the hotel front desk for a razor, toothpaste, toothbrush.
CoronitaParticipantI wish the price of a porsche 911s would go down…
CoronitaParticipant[quote=cv2]With the rumored upcoming reduction in Q, it will have a big impact on both resale and rental markets.
I have noticed some slowdown in the market. Right now I attribute it to the season. Let’s wait and see how it develops over the months.[/quote]
They are always having a reduction @ Q.. It’s always the people that have been there and not doing much(IE dead weight)……It’s just how it goes there…. And Q isn’t the only company hiring there… Plenty of biotech too….
Most of the lower end homes me thinks were bought close to cash offers… (At least the ones I was contesting for).
CoronitaParticipant[quote=FlyerInHi]Did anyone notice that the sorrento prestige houses are starting in the $900s.
Wo prices are recovering faster than I expected.[/quote]It’s been like that for some time….
Some MM homes are selling for over $300/sqft at this point. Carmel Valley on the other hand is closer to $400/sqft and up….
CoronitaParticipant[quote=AN][quote=flu][quote=dumbrenter][quote=flu]Look on the bright side.. It’s a Target. It could have been worse. It could have been a Walmart :)[/quote]
When are they going to open that 99 cent store there?[/quote]
I think they should go for a trifecta and add, for wings and beer, a Hooters just for completion. They do need more places to eat that are more family oriented….[/quote]There’s already a Hooters in West RB, next to the 15 :-)[/quote]
No AN, they are closing that Hooters down. A real estate investor bought the shuttered Vagabond Inn next to it and the Hooters building, and wants to turn it into a hotel again I guess. So the Hooters is being relocated to San Marcos….
according to people who know… (not me… of course)….
CoronitaParticipant[quote=mike92104][quote=flu]What’s a “book”?[/quote]
It’s a decorating tool to give visitors the impression that you are smart.[/quote]
If people already know that the latter part is a lie, would it matter if I have the former?
CoronitaParticipantHow the hell do you run 35 units????
Nice… Cha-ching!
CoronitaParticipant.
CoronitaParticipantThis might help:
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