[Coronita]

There is no shortage of gold. Platinum is actually rarer than gold, and it has an industrial use. What’s interesting is there hasn’t been too many periods in time when the price of platinum was lower than the price of gold. We happen to be in one of them….

I thought you ditched your silver right after the fed said they might lift rates in June?

I don’t know, I think metal prices are way too volatile right now. I got in to NUGT right after the fed announced when it was in the $80ies and I was shitting in my pants when it went to the low seventies. But then a bad unemployment number sent gold and silver right back up and NUGT over $100 so I’m out on the etfs…just keeping bullion to pass on to my kid. Way too much volatility for my comfort. I got really lucky…it could have gone really badly the other way.

I am finding its not so easy to sell bullion back…especially silver.

[Coronita]

you guys are lucky… in Carmel V, asked if I can pay off my MR early, since I’m already hitting AMT. San Dieguito and Del Mar MR you cannot pay off early. However, I believe my MR is done soon anyway, and MR in CarmelV isn’t as much as where you are.

As far as tax deductibility: if you are hitting AMT, property taxes deduction doesn’t help that much since it’s not counted as part of AMT deduction.

I believe you would be better off either cash out refinancing or if your HELOC has a ceiling, using that… I believe in those cases, you can write off your mortgage interest on the money you borrow, up to $100k i believe.

[Coronita]

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[Coronita]

In valley my favorite roasting of townhomes, crest del Mar, its not even funny anymore. $700k asking for a 3/3 1533sqft condo. That’s well above peak prices…of course these are just asking prices. No one has actually bought….

My theory is there are a lot of people with an extra home or two just putting it on the market with a high asking price to see what sticks. If it sells, great
.. if it doesn’t no big deal since they aren’t in a hurry to sell. Especially if they bought a home or two during the crash. And with how low loan rates are, they probably can withstand holding out for a very very long time.

The proper way to fix this problem is to relax lending standards so more people can afford the new norm of high prices 🙂

[Coronita]

[quote=PCinSD]Interesting read:

http://m.huffpost.com/us/entry/10317324.html

But no way will she get indicted.[/quote]

3 reasons why she’s not going to get indicted before the election

1. Obama appointed Justice Dept is not going to bring charges
2. Republicans are not going push for it, because
(a) some republicans probably hate Trump more than Hillary
and
(b) Republicans probably are more worried if she does get indicted, Bernie would end up running against Trump, and has better chance of winning.

[Coronita]

[quote=scaredyclassic][quote=flu][quote=AN][quote=FlyerInHi][quote=AN][quote=FlyerInHi]Huh? I was answering the notion that Asians are natural Republicans. I provided data to show that in 2008, they were not, except for Vietnamese Americans. Maybe Asians are Republicans when they live in non predominantly Asian areas, but there is no data to prove that.

On the democratic side, Asians are being won over by Sanders according to several reports by John Yang of PBS which I watch everyday.
http://www.pbs.org/newshour/bb/can-bernie-sanders-pull-off-upset-win-over-hillary-clinton-in-california/%5B/quote%5DYou tried to draw a line between social economic vs party affiliation. That line doesn’t really exist. You’re also assuming all Asians are the same, so it must be their social-economic status that’s determining their party affiliation and also explain why certain group are anti-communism vs another. To phrase it another way… “You guys all look the same”.
[/quote]

We are talking demographics here. People are lumped into groups for that purpose.

Read the wapo article. “Natural Republicans” implies higher social economic status. But that’s not happening with Asian Americans. As they have become more educated and richer, they have shifted to democrats. The article addresses that point.

Btw, another group that should be natural republicans are Jews. But they are not because of education and academia.[/quote]Could it possibly be that Republican have been taken over by bible thumpers and most Asians are not Christians? Could it be the reason why Vietnamese-American are more anti-communism is because those who are here feel that they lost their country to communism while other Asians did not? Point is, you can’t paint all Asian with the same brush. There are a lot of nuances that you seem to not understand. We all are not the same.[/quote]

The Bible thumpers aren’t the worst imho, because usually they are contained in their own geographical location and if the GOP puts an ultra conservative Bible thumping candidate, that would never work, and they know that. Trump is this slippery slope in that while he isn’t a Bible thumper, he’s just flat out nuts and mentally unstable. I mean, he’s a lot like Donald Sterling in his outbursts. it would be funny if it weren’t for the fact that he’d have the finger on the nuclear button.[/quote]

no actual button. don’t worry.

http://blog.nuclearsecrecy.com/2014/12/15/button-isnt/%5B/quote%5D

Yes it was tongue and cheek. Figuratively speaking.

[Coronita]

[quote=AN][quote=FlyerInHi][quote=AN][quote=FlyerInHi]Huh? I was answering the notion that Asians are natural Republicans. I provided data to show that in 2008, they were not, except for Vietnamese Americans. Maybe Asians are Republicans when they live in non predominantly Asian areas, but there is no data to prove that.

On the democratic side, Asians are being won over by Sanders according to several reports by John Yang of PBS which I watch everyday.
http://www.pbs.org/newshour/bb/can-bernie-sanders-pull-off-upset-win-over-hillary-clinton-in-california/%5B/quote%5DYou tried to draw a line between social economic vs party affiliation. That line doesn’t really exist. You’re also assuming all Asians are the same, so it must be their social-economic status that’s determining their party affiliation and also explain why certain group are anti-communism vs another. To phrase it another way… “You guys all look the same”.
[/quote]

We are talking demographics here. People are lumped into groups for that purpose.

Read the wapo article. “Natural Republicans” implies higher social economic status. But that’s not happening with Asian Americans. As they have become more educated and richer, they have shifted to democrats. The article addresses that point.

Btw, another group that should be natural republicans are Jews. But they are not because of education and academia.[/quote]Could it possibly be that Republican have been taken over by bible thumpers and most Asians are not Christians? Could it be the reason why Vietnamese-American are more anti-communism is because those who are here feel that they lost their country to communism while other Asians did not? Point is, you can’t paint all Asian with the same brush. There are a lot of nuances that you seem to not understand. We all are not the same.[/quote]

The Bible thumpers aren’t the worst imho, because usually they are contained in their own geographical location and if the GOP puts an ultra conservative Bible thumping candidate, that would never work, and they know that. Trump is this slippery slope in that while he isn’t a Bible thumper, he’s just flat out nuts and mentally unstable. I mean, he’s a lot like Donald Sterling in his outbursts. it would be funny if it weren’t for the fact that he’d have the finger on the nuclear button.

[Coronita]

[quote=SK in CV]AN and Flu and others….I meant to post this here when it first came out a few weeks ago.

Results of the annual Asian American voter survey…

snipped from the executive summary:

• Asian Americans are shifting in party identification towards the Democratic Party, and
exclusionary rhetoric is a likely cause
o There has been a 12-point increase in the proportion of Asian Americans who identify as Democrats from 2012 to 2016 (pp. 27-28)
o Bolstering evidence from 2014, our survey indicates that Asian American registered voters, including Independents, will punish candidates with antiimmigrant and anti-Muslim views (pp. 17-18)
• On the presidential candidates:
o Hillary Clinton has the most net favorability, while Trump is viewed very unfavorably (pp. 8-9)
o A large proportion still have no opinion of Bernie Sanders (p. 9)
o Many Republican candidates were viewed unfavorably this year, highlighting the challenges for a party trying to attract immigrant voter support amid exclusionary rhetoric by many presidential candidates (p. 10)

The whole report is here:

http://aapidata.com/wp-content/uploads/2016/05/Inclusion-2016-AAVS-may23web.pdf

Curious whether Asians on the board have seen it and have any feedback on the results. My first reaction was that I was surprised at how similar (with some exceptions) the results were across countries of origin. But I’m just a white guy without much insight on the subject, so data is all I have.[/quote]

For some asians there are two fundamental things you never screw around with, unless you want to get a shitstorm:
1. An asian person’s wallet.
2. An asian person’s education or his kid’s education.

Anyone that attempts to do that is immediately blacklisted an “an enemy of the state”. Just kidding…sort of….

I think the asian that tend to vote republican were only doing so for mainly for economic reasons. It probably has to do with that those that do vote republican tend to make up the upper middle class incomes, and the concern is over getting screwed over in taxes. Probably the mentality that I’ve worked my ass off, why are you trying to take more of a cut?

The second area where a politician will get a shitstorm over is if you screw around with an asian’s education or worse their kid’s education. If you recall, CA democrat’s push for SCA-5 really left a bad taste in some of my colleague’s mouth, because to a lot of us, this was like a slap in the face as reverse discrimination. Even to this day, I probably would never vote completely democrat either in CA no matter how bad the GOP party is, because let’s face it, asians are not the “flavor of the month” minority that democrats like to champion for. And sometimes, ab all democrat supermajority ends up screwing us over too.

I don’t trust an all democrat led government, especially locally in CA, in the same way I don’t trust an all GOP led circus either. And I stand by my assertion that in CA, there are some republicans that are so moderate, that they are probably more liberal than democrats elsewhere in the nation.

That said, Trump really screwed things up for the GOP. There are some lines not meant to be crossed. It part of me is wondering exactly how bad the GOP damage will be. While I definitely don’t want Trump to win, and would like to see his supporters get kicked out of the office, I hope this doesn’t turn into a landslide in which you have a lot of good moderates that get taken down also. That is what I’m more worried about than actually Trump winning.

I think our democratic government only works well if there is a balance so that our government does it’s best to make sure at least everyone has a piece in the pie (or in the worst case, no one has a piece in the pie). And given our system’s reliance on a two party system, it seems that balance can only be achieved if we have a decent mix of politicians from both parties and third parities in our government keeping each other in check.

[Coronita]

[quote=ocrenter][img_assist|nid=25864|title=Feel the Bern|desc=|link=node|align=left|width=320|height=240][/quote]

Lol. As of tonight, you just threw away your vote 🙂

I’m writing in Gary Johnson, heh heh….

I can’t believe my ultra conservative sibling and husband are both voting for Hillary. I’m laughing my ass off because last year, I remember the three of us ran into a Hillary crowd when Hillary was contemplating a run, and some volunteer approached us and asked “would you like a Hillary sticker”.. I didn’t say anything but my sibling and her husband literally said “HELL NO!”… Well, both of them wrote in Hillary. I was like “gee, I guess hell froze over…”

[Coronita]

“Unless you are oprah, be yourself is terrible advice”

[Coronita]

[quote=FlyerInHi]flu, sure there are plenty of decent Republicans, but decent people speak up. You guys enabled the culture of obstruction and the nativist populism that is Trump[/quote]

Well, some of “us republicans” do, I agree. Just like some “democrats” enable cronyism on wall street, and some “democrats” enable anti-asian bashing as well. Let the judgement be on a case by case basis, as it should be…Personally, it would be great if we could jettison the 2-party systems completely. But that’s not reality.

Hate aside, what it’s starting to look like is that Trump appears to be mentally unstable..Just an observation.

[Coronita]

[quote=FlyerInHi]Is it really a surprise? You act like Trump finally unmasked the Republican base. Either you guys are in denial or not very perceptive.

It was always there. The democrats repudiated the nativist racists decades ago and they moved over to the republican party in the southern strategy.
https://en.m.wikipedia.org/wiki/Southern_strategy

Trump is just the culmination of republican politics.

And trust me, there is plenty of anger against legal immigrants because of economic jealousy as the native Whites don’t like getting leaped over by smarter immigrants. I’ve talked to people from Eastern Europe who feel the anger also. Native, non colleges educated White people just don’t like smart multicultural people who speak multiple languages, who are global citizens and keep in touch with their home countries.

Immigration is now global in the age of jet travel and Internet. People no longer come to America to assimilate to English only and cut-off contact with their home countries. If anything, immigrants look for trade and economic opportunities, and marriage across borders.[/quote]

This is where I respectfully disagree..There are plenty of moderate republicans in the state of CA that have pretty decent values…For the most part of CA, a moderate republican is really almost equivalent to a normal democrat elsewhere in the U.S. In fact, in certain parts of the U.S., I’d say certain democrats are far more hostile towards some of us minorities than moderate republicans in CA…

This once size fits all labeling of republicans (or democrats) as far as I’m concerned is pretty broad-stroking…That said, if you want to paint all republicans right now as all being the bad guy, that’s fine with me….We sort of earned that title in recent days.

That said, where I live, everyone is pretty much a professional, so it hasn’t really been an issue of contention. Like I said, most people understand the difference between right and wrong and acceptable behavior or not.

But hey, if folks want to follow in Trump’s footsteps and teach their kids the reason why they lost a basketball game to a team that was predominantly african american was because the referee was unfair because he was black, well you can’t fix stupid. I’ll just make note of who those people are, have nothing to do with them in real life, and move on.

I didn’t use to care about politics as much, but I actually took the time and started looking at what each and every candidate has said, which has definitely been an eye opener….

[Coronita]

[quote=SK in CV][quote=flu]
In the end, Trump won’t make a dent in my bottomline… Actually, like hillary, it would probably be good for my bottom line, since he seems like he’s warming up to Wall Street in as much as Hillary has been, lol.

[/quote]

You know what he won’t warm up to? Brown people. To Muslims. To African Americans. To women. To Asians. Before the election is over, Jews will get it too. Jewish reporters already are getting it. After 8 years with a black man in the white house, every racist asshole will be empowered if Trump is elected. Wall Street not being happy is least of the problems we could face.[/quote]

SK…Oh I know, I totally agree. But, I have faith that at least in CA, we have enough checks and balances in place to keep him (and his racist followers) more or less contained. And I have faith that the majority of the americans out there, caucasians, asian, latino, african americans, if push comes to shove, understands the difference between right versus wrong…And… I do have faith in the 2nd amendment will keep most of us for being dragged into a concentration camp…

I am a registered republican because in the past I do support some of the moderates we have in the CA. And I believe for a democratic system to work, we do need a balance between in viewpoints on a lot of social and economic issues. That said, I just do not want to be an enabler for racists, so I don’t mind giving my votes away to the democrat candidates this time… It’s far too easy for me to pick Hillary over Trump. What would be a much more difficult decision would be to pick Bernie over Trump…lol….

Finally, as much as I don’t like Trump, there is one thing he did do that I am happy about. He caused the racists to come out of the closet. No more fake masks, no more pretending to be nice. We finally get so see how some people really are in real life. That’s a good thing. Because for the rest of us, we can quickly identify who these are, and have nothing to do with them. ever. In California, they will always be a tiny percentage of the population. Trump-mania might at worst last 4-8 years. The damage he’ll do to people who felt “comfortable” being an outright racist will be far more damaging to them and their reputation. Once people starting going down this path, it’s pretty difficult later on to back peddle and recover from it. Good. They sort of deserve it. It’s definitely an eye opener for me when some everyday people you might run into here and on the street act and behave differently if they think there are no consequences for the way they act.

As far as career opportunities, the way I look at it, if I’m not welcome at a U.S. company moving forward, I’ll just walk on over to the nearest chinese, taiwanese competitor that wants to hire me to build competing products at 1/8 the cost. If there ends up being a brain drain from U.S. companies that’s trying to grow over the next 10-15 year by expanding into markets abroad, that’s not really my problem.

[Coronita]

[quote=bearishgurl]flu, I was so sorry to read here that the lists you requested on this thread may have not been to your liking. There are more endorsements to come, of course, as more longtime Repub holdouts begin to face reality. Hopefully, there is someone on your ballot you can vote for who did not make a “wrong endorsement” of another candidate. You are aware that you can always “write in” your fav candidate for as many offices as your ballot will allow and just call it a day, right? Why don’t you give that a try, just to get this whole sordid voting mess off your chest. That would be far preferable than sitting around preparing spreadsheets in preparation for casting your ballot, methinks. I should know. I just spent days preparing a complicated multi-tabbed one for a large project I’ve been given.[/quote]

Actually, BG, you’re not sorry. You’re trying to be a jackass. I’ll tell you what..I’ll get off my spreadsheets…, if you stop pretending to be a real estate, finance, loan expert on this board….My spreadsheets might be futile, but they are more useful to me than your financial advice you post here. But I know you won’t be able to keep your end of the bargain. because we know you’re a leading expert of pretty much everything.

In the end, Trump won’t make a dent in my bottomline… Actually, like hillary, it would probably be good for my bottom line, since he seems like he’s warming up to Wall Street in as much as Hillary has been, lol.

And if the past is any indication of the future, I’m pretty confident that the world operates in the opposite of what you think will happen. Afterall, you do tend to have a track record of being wrong almost all the time….lol.

[Coronita]

Has anyone noticed that it doesn’t take much to get Trump going to say the most vile things. His problem is very common among many people. He always feels like he has to get the last word in to win. And as such, he will end up being a jackass getting there even when he falls off the deep end. It doesn’t take much to get him started off the deep end. Pretty much any non white person that criticized him will get him started or any woman. Its almost comical.

[Author]

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