[BoomerAang]

Have you looked into Spectrum Mobile or Xfinity Mobile? If you have internet through them it is essentially $14 per gig (spectrum) or $12 (xfinity). Talk and text is free while you keep internet with them. Right now I have 4 lines for $56 including tax to share 4 GB across all lines.

It is also a Verizon MVNO so we get good reception when out and about.

[BoomerAang]

Opted for the original tiered system. I’ve got solar though on NEMA 1.0 that covers all my electrical usage.

Electricity in San Diego is so expensive compared to the rest of the country. Getting ridiculous as to how much prices are being raised every year.

[BoomerAang]

I’ve got a model 3 and insurance is about $800 a year through ameriprise-costco. The same as my 2013 touareg tdi. That average insurance should be brought down by tesla insurance coming out the pipeline.

[BoomerAang]

It doesn’t work out. Especially if you have a wife that dotes on the kid. We had a trilevel condo with that same scenario that we had bought before kids. After the initial baby, changes were made. We have since sold it for a more traditional layout.

It can only work out if the child is independent and older. We knew going into the condo that it was not ideal for smaller kids, but we bought it anyways since we didn’t have babies for about 4 years.

[BoomerAang]

Certain Amex Blue rewards gets you 6% back for supermarket purchases. Buying gift cards from supermarkets count towards that category.

[BoomerAang]

[quote=spdrun]Doesn’t every older generation say that about the next generation or two? “In MY day, grump-grump-grump GET OFF MY LAWN!”[/quote]

Agreed…I’m technically a Millenial, but don’t like to associate with this generation. “Always on their phones, don’t care to drive, leeching off their parents, etc.”

I have different interests than most my age and probably associate with Gen X better, but I always hear older generations complain about the useless younger generations. My wife and I are Millenials, but we are carrying her baby booming parents. It is sad how little in the 401k they have along with how much money they spend on frivolous things. Do you really need 2 refrigerators and 1 freezer between two seniors that don’t eat that much?

[BoomerAang]

[quote=poorgradstudent][quote=scaredyclassic]
maybe it’s just a fantasy, but from my perspective, I cannot think of anything I would like more than a multigenerational household, if Im the oldest. not so much if i were in the middle. probably be great for the little guys.[/quote]
We did a multigenerational household for a little less than 6 months when we were looking to buy our house; partially to save money (at the start) and partially because it took us a couple months longer than we had expected to find a place.

It definitely wasn’t ideal for us in the middle. I think it would have been easier if it was our house we were letting the older generation move into and live with us. Even things like sharing one fridge for 4 adults and 1 child and dealing with parking with 4 cars were headaches.[/quote]

We are in this situation as well. In the middle, but the place is ours. We figured that it is cheaper than daycare. We rented them an apartment 1 mile away originally, but the lease ended and rents were rising. We rented a 4 bedroom place for us, but there’s constant friction between wifey and grandma. We are in escrow and waiting to move into a larger house for the 5 of us.

My wife said she needed the 3800 sqft place for her sanity since she started therapy. It’s her parents as well, not mine. Little guy is loving it though since he’s got 4 adults to himself and grandparents that spoil him.

[BoomerAang]

Are you married? If you are, then on your spouse’s behalf I would say no. It really depends on your spouse’s relationship or your relationship with your mother. Even if you would be next door neighbors, you would be seeing each other everyday. At 77 years old, she is most likely already set in her ways and will not be as accepting of change too much.

Think less of the financials in this situation and more about how well you would get along as neighbors. At this age, is it more likely for her to move in with you to take care of her? Is she currently in a retirement community for a reason?

[BoomerAang]

Jalopnik answer to all is the Miata…

[BoomerAang]

There is the phrase “if you have to ask, you can’t afford it.”

Well, technically you can at that salary. If I were in your situation, I would be maxing that 401k and working that Roth in order to reduce the taxes instead of looking at such a new toy.

Assuming you have all the space for the toys, that’s a lot of scratch for a vehicle you would be hardly driving. Would you be riding a lot less after getting the is-f? Would you even be tracking it?

You can spend a lot less cash on an older toy car if you are hardly putting miles on it. Most of the depreciation would already hit and you can squeeze out a lot more years at the low mileage you drive. There are a lot of reliable options out there. You can get a cheaper Porsche 996, a couple year old Lexus sc, an Infiniti g37 coupe, a German roadster (z4, slk).

[BoomerAang]

My votes for allgermanauto as well. They have done good work on the TT and touareg, but usually half the cost of the dealership.

[BoomerAang]

My votes for allgermanauto as well. They have done good work on the TT and touareg, but usually half the cost of the dealership.

[BoomerAang]

Where do you live? I’ve been more than happy with Unique flooring in Oceanside. He’s done all sorts of flooring for me over the years.

[BoomerAang]

Front wheel drive serves its purposes if you are just after fuel economy and more space, but if you want driving dynamics then rear wheel drive all the way.

[BoomerAang]

The gla is barely taller than the cla that it’s underpinnings are based on. It is more hatchback than CUV. It is also front wheel drive. Maintenance and reliability comes up way more expensive in any German car than the prius. That is why it is better to lease German cars unless you can wrench yourself when the car is out of warranty. There is a reason that more than half the German luxury cars are leased.

The Audi a3 is a better hatchback at a similar price point if you wanted something that size. Just avoid the diesel or get the e-tron version that is almost out.

If you are about premium performance than there is the Infiniti q40 or cadillac ats. If you want better luxury, but want something similar to the Prius go buy the Lexus ct200h.

If you are really a treehugger and you have a set drive everyday below 70 miles, lease a small electric car (focus electric, spark EV, 500e) while renting cars for long distance travel.

Most people seeking car advice though have already made up their minds and want confirmation from others that it is a good buy. Then sure, it is a good buy. Just be careful of adding features because the price can balloon significantly. As for leasing, you can negotiate the selling price of the car. Know how many miles you drive yearly to a lot the appropriate mileage allowance. Put no money down on the lease. You can put security deposits to lower the money factor (interest rate).

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