[4Sbuyer2002]

4S Ranch is your best bet by far. You may be able to get into a small SFH for 550K (Garden Walk). In addition, to being a very family oriented community the whole community is engineered to withstand firestorms like San Diego recently experience. 4S have same climate as Carmel Valley, Schools which are equal, and cost significantly less for the same sq/ft in a SFH. With the extension of Carmel Valley Road through 4S you are no about 2-3 minutes farther from the beach or La Jolla than you would be from Carmel Valley. Also no small benefit . . . . Temecula is way to far. Your husband who works in La Jolla will be chained to his car for 3 hrs a day if you buy in Temecula and work in La Jolla. I would not condemn him to that torture (3 hrs a day in SD traffic).

grateful owner . . . .

[4Sbuyer2002]

4S Ranch is your best bet by far. You may be able to get into a small SFH for 550K (Garden Walk). In addition, to being a very family oriented community the whole community is engineered to withstand firestorms like San Diego recently experience. 4S have same climate as Carmel Valley, Schools which are equal, and cost significantly less for the same sq/ft in a SFH. With the extension of Carmel Valley Road through 4S you are no about 2-3 minutes farther from the beach or La Jolla than you would be from Carmel Valley. Also no small benefit . . . . Temecula is way to far. Your husband who works in La Jolla will be chained to his car for 3 hrs a day if you buy in Temecula and work in La Jolla. I would not condemn him to that torture (3 hrs a day in SD traffic).

grateful owner . . . .

[4Sbuyer2002]

Trust me . . . not even I would make the contorted stretch and suggest that “4S Ranch is part of Rancho Santa Fe” (I wish). It is located just east of Rancho Santa Fe but the types of homes are very different and in a much different category than the housing stock of Rancho Santa Fe. Don’t get me wrong 4S Ranch is nice and there are many nice homes there. It’s just not Rancho Santa Fe. Howver, it is part of the Rancho Santa Fe fire district and as such was built according to very strict construction standards intended to make it less prone to the types of fires we witnessed this last week. Yes it is part of the Rancho Santa Fe fire district. Yes it is just east of Rancho Santa Fe. Yes the homes are nice homes in a well planned Master Planned Community. No it is not part of Rancho Santa Fe. No the homes there are not in the same category of the average home in Rancho Santa Fe.

So far the “4closure” moniker is unwarranted. There have been foreclosures of course but given the thousands of homes there the rate of foreclosure in 4S is well below average for the state or the San Diego area. Most likely because the average home owner there has more resources to stave off foreclosure. I guess its because the 4S/4closure phrase is catchy but not descriptive . . . at least not yet.

grateful owner . . . .

[4Sbuyer2002]

Trust me . . . not even I would make the contorted stretch and suggest that “4S Ranch is part of Rancho Santa Fe” (I wish). It is located just east of Rancho Santa Fe but the types of homes are very different and in a much different category than the housing stock of Rancho Santa Fe. Don’t get me wrong 4S Ranch is nice and there are many nice homes there. It’s just not Rancho Santa Fe. Howver, it is part of the Rancho Santa Fe fire district and as such was built according to very strict construction standards intended to make it less prone to the types of fires we witnessed this last week. Yes it is part of the Rancho Santa Fe fire district. Yes it is just east of Rancho Santa Fe. Yes the homes are nice homes in a well planned Master Planned Community. No it is not part of Rancho Santa Fe. No the homes there are not in the same category of the average home in Rancho Santa Fe.

So far the “4closure” moniker is unwarranted. There have been foreclosures of course but given the thousands of homes there the rate of foreclosure in 4S is well below average for the state or the San Diego area. Most likely because the average home owner there has more resources to stave off foreclosure. I guess its because the 4S/4closure phrase is catchy but not descriptive . . . at least not yet.

grateful owner . . . .

[4Sbuyer2002]

Trust me . . . not even I would make the contorted stretch and suggest that “4S Ranch is part of Rancho Santa Fe” (I wish). It is located just east of Rancho Santa Fe but the types of homes are very different and in a much different category than the housing stock of Rancho Santa Fe. Don’t get me wrong 4S Ranch is nice and there are many nice homes there. It’s just not Rancho Santa Fe. Howver, it is part of the Rancho Santa Fe fire district and as such was built according to very strict construction standards intended to make it less prone to the types of fires we witnessed this last week. Yes it is part of the Rancho Santa Fe fire district. Yes it is just east of Rancho Santa Fe. Yes the homes are nice homes in a well planned Master Planned Community. No it is not part of Rancho Santa Fe. No the homes there are not in the same category of the average home in Rancho Santa Fe.

So far the “4closure” moniker is unwarranted. There have been foreclosures of course but given the thousands of homes there the rate of foreclosure in 4S is well below average for the state or the San Diego area. Most likely because the average home owner there has more resources to stave off foreclosure. I guess its because the 4S/4closure phrase is catchy but not descriptive . . . at least not yet.

grateful owner . . . .

[4Sbuyer2002]

New York Times message to world . . . if your going to move to San Diego . . . 4S Ranch is one of 5 communities with “safe homes” from fire which did not burn. Good press for 4S.

grateful owner . . . .

[4Sbuyer2002]

New York Times message to world . . . if your going to move to San Diego . . . 4S Ranch is one of 5 communities with “safe homes” from fire which did not burn. Good press for 4S.

grateful owner . . . .

[4Sbuyer2002]

New York Times message to world . . . if your going to move to San Diego . . . 4S Ranch is one of 5 communities with “safe homes” from fire which did not burn. Good press for 4S.

grateful owner . . . .

[4Sbuyer2002]

On that we can agree . . . 4S as with all areas of SD is still overpriced and have more room to fall. I made no comments on this point which is really not in dispute. BTW pointing out fire resistant technology in RE in SD in light of recent events is hardly “BS cheerleading.”

OK as you suggest on to the main topic at hand . . .

4S Foreclosures, per foreclosure.com = 5
http://www.foreclosure.com/search.html?tab=f&st=CA&cno=073&listingid=&ci=&z=92127&bdi=&bhi=&pi=&pa=&o=&ps=25&pg=&pmap=true

4S Pre-Foreclosures = 7
http://www.foreclosure.com/search.html?st=CA&cno=073&z=92127&tab=p

Of all of the foreclosure activity in the 92127 zip code these are the ones in 4S Ranch.

I would honestly be very interested if anyone has access to better data by zip code. It seems particularly hard to find. Assuming these numbers by foreclosure.com are even close to correct (they seem to be too low) it appears that the foreclosure tsunami hasn’t arrived at 4S yet.

grateful owner . . . .

[4Sbuyer2002]

On that we can agree . . . 4S as with all areas of SD is still overpriced and have more room to fall. I made no comments on this point which is really not in dispute. BTW pointing out fire resistant technology in RE in SD in light of recent events is hardly “BS cheerleading.”

OK as you suggest on to the main topic at hand . . .

4S Foreclosures, per foreclosure.com = 5
http://www.foreclosure.com/search.html?tab=f&st=CA&cno=073&listingid=&ci=&z=92127&bdi=&bhi=&pi=&pa=&o=&ps=25&pg=&pmap=true

4S Pre-Foreclosures = 7
http://www.foreclosure.com/search.html?st=CA&cno=073&z=92127&tab=p

Of all of the foreclosure activity in the 92127 zip code these are the ones in 4S Ranch.

I would honestly be very interested if anyone has access to better data by zip code. It seems particularly hard to find. Assuming these numbers by foreclosure.com are even close to correct (they seem to be too low) it appears that the foreclosure tsunami hasn’t arrived at 4S yet.

grateful owner . . . .

[4Sbuyer2002]

On that we can agree . . . 4S as with all areas of SD is still overpriced and have more room to fall. I made no comments on this point which is really not in dispute. BTW pointing out fire resistant technology in RE in SD in light of recent events is hardly “BS cheerleading.”

OK as you suggest on to the main topic at hand . . .

4S Foreclosures, per foreclosure.com = 5
http://www.foreclosure.com/search.html?tab=f&st=CA&cno=073&listingid=&ci=&z=92127&bdi=&bhi=&pi=&pa=&o=&ps=25&pg=&pmap=true

4S Pre-Foreclosures = 7
http://www.foreclosure.com/search.html?st=CA&cno=073&z=92127&tab=p

Of all of the foreclosure activity in the 92127 zip code these are the ones in 4S Ranch.

I would honestly be very interested if anyone has access to better data by zip code. It seems particularly hard to find. Assuming these numbers by foreclosure.com are even close to correct (they seem to be too low) it appears that the foreclosure tsunami hasn’t arrived at 4S yet.

grateful owner . . . .

[4Sbuyer2002]

“All new developments have sprinklers and are built the same???” Uhhh . . . not exactly . . .

“The five communities, all within the Rancho Santa Fe fire district, are the only ones in the county where the plan has been adopted.”

Again not my words (no credibility problem here I am simple quoting the experts) see for yourself fifth paragraph.

http://www.signonsandiego.com/uniontrib/20071025/news_1n25stay.html#

grateful owner . . . .

[4Sbuyer2002]

“All new developments have sprinklers and are built the same???” Uhhh . . . not exactly . . .

“The five communities, all within the Rancho Santa Fe fire district, are the only ones in the county where the plan has been adopted.”

Again not my words (no credibility problem here I am simple quoting the experts) see for yourself fifth paragraph.

http://www.signonsandiego.com/uniontrib/20071025/news_1n25stay.html#

grateful owner . . . .

[4Sbuyer2002]

“All new developments have sprinklers and are built the same???” Uhhh . . . not exactly . . .

“The five communities, all within the Rancho Santa Fe fire district, are the only ones in the county where the plan has been adopted.”

Again not my words (no credibility problem here I am simple quoting the experts) see for yourself fifth paragraph.

http://www.signonsandiego.com/uniontrib/20071025/news_1n25stay.html#

grateful owner . . . .

[4Sbuyer2002]

“People do not die in sprinkled homes,” said Samuel Oates, San Diego’s fire marshal.

and yes it does make fire insurance much cheaper . . . alot cheaper.

“Sprinklers could reduce the average cost of fire insurance by about $900 a year, from $1,500 to $600, said Chris Smith, a vice president of Fireman’s Fund, one of the state’s largest business-property insurers.”

“We’re a strong supporter of sprinklers. It’s lifesaving,” Smith said.

http://www.signonsandiego.com/news/state/20070408-9999-1n8sprinkle.html

grateful owner . . . .

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