Why the Stock Market will continue to fall…

[peterb]

Interesting theory. A friend of mine that worked on Wall Street during the late 1990’s made the same observation…401K’s had drastically increased the amount of cash into the market since almost all of the contributions are made to mutual funds. I wonder if anyone has done an analysis of this?.
I also remember hearing some people doing the same thing during the last recession of 2002…e.i. withdrawing from their IRA’s to pay bills, etc… According to most financial analysts, people no longer save in the USA because they consider their IRA’s a type of savings account. So it stands to reason that they will take $$ from it in times of need. So the question is, “How much and for how long?”

[bob007]

most of the 401k money is with upper middle class folks who are financially secure

[bob007]

most of the 401k money is with upper middle class folks who are financially secure

[bob007]

most of the 401k money is with upper middle class folks who are financially secure

[bob007]

most of the 401k money is with upper middle class folks who are financially secure

[bob007]

most of the 401k money is with upper middle class folks who are financially secure

[kewp]

Not everyone is in trouble.

The worst is yet to come.

We’ll see how everyone is doing once the correction/crash is over and done with.

[kewp]

Not everyone is in trouble.

The worst is yet to come.

We’ll see how everyone is doing once the correction/crash is over and done with.

[kewp]

Not everyone is in trouble.

The worst is yet to come.

We’ll see how everyone is doing once the correction/crash is over and done with.

[kewp]

Not everyone is in trouble.

The worst is yet to come.

We’ll see how everyone is doing once the correction/crash is over and done with.

[kewp]

Not everyone is in trouble.

The worst is yet to come.

We’ll see how everyone is doing once the correction/crash is over and done with.

[blackbox]

I hope the market goes down for as long as you said it might, but I doubt it. I would love to be investing half of my income in a down or flat market. That would be fantastic!

Dollar cost average the hell of the market right now!
Hold your nose, and invest aggresively thoughout the year for years to come.

If you have a decade of two before you retire….

Long down markets the best time to invest if you don’t look at your portfolio much. Just max out your 401K, max out your roth IRA if you qualify, and max out your HSA account if you qualify also. Put it on automatic up until 5 years before you plan to retire…….
Save and invest every month with your non-retirement accounts, but remember keep liquid 6 months to 2 years living expenses in a bank money market fund. The rest you can invest in a tax free muni fund, or some low cost mutual funds that are tax efficient.

[blackbox]

I hope the market goes down for as long as you said it might, but I doubt it. I would love to be investing half of my income in a down or flat market. That would be fantastic!

Dollar cost average the hell of the market right now!
Hold your nose, and invest aggresively thoughout the year for years to come.

If you have a decade of two before you retire….

Long down markets the best time to invest if you don’t look at your portfolio much. Just max out your 401K, max out your roth IRA if you qualify, and max out your HSA account if you qualify also. Put it on automatic up until 5 years before you plan to retire…….
Save and invest every month with your non-retirement accounts, but remember keep liquid 6 months to 2 years living expenses in a bank money market fund. The rest you can invest in a tax free muni fund, or some low cost mutual funds that are tax efficient.

[blackbox]

I hope the market goes down for as long as you said it might, but I doubt it. I would love to be investing half of my income in a down or flat market. That would be fantastic!

Dollar cost average the hell of the market right now!
Hold your nose, and invest aggresively thoughout the year for years to come.

If you have a decade of two before you retire….

Long down markets the best time to invest if you don’t look at your portfolio much. Just max out your 401K, max out your roth IRA if you qualify, and max out your HSA account if you qualify also. Put it on automatic up until 5 years before you plan to retire…….
Save and invest every month with your non-retirement accounts, but remember keep liquid 6 months to 2 years living expenses in a bank money market fund. The rest you can invest in a tax free muni fund, or some low cost mutual funds that are tax efficient.

[blackbox]

I hope the market goes down for as long as you said it might, but I doubt it. I would love to be investing half of my income in a down or flat market. That would be fantastic!

Dollar cost average the hell of the market right now!
Hold your nose, and invest aggresively thoughout the year for years to come.

If you have a decade of two before you retire….

Long down markets the best time to invest if you don’t look at your portfolio much. Just max out your 401K, max out your roth IRA if you qualify, and max out your HSA account if you qualify also. Put it on automatic up until 5 years before you plan to retire…….
Save and invest every month with your non-retirement accounts, but remember keep liquid 6 months to 2 years living expenses in a bank money market fund. The rest you can invest in a tax free muni fund, or some low cost mutual funds that are tax efficient.

[Author]

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