Thoughts on the passage of the health care bill?

[dbapig]

[quote=danielwis][quote=Zeitgeist]I guarantee you, your costs are going up, not down. Please enjoy writing the check for those poor 30 million you and that idiot who signed the bill talk so much about. You all deserve each other.[/quote]

OF course costs are going up. Health inflation ran 5 % last year in a down economy. It was running at 12 plus % when the economy was humming. CBO estimates that it will trim 1.5 % off the growth rate. That means health costs will still far out pace the rate of inflation. But the curve is moved in the right direction, but clearly not enough.

When we finally go to single payer (and we will), we will then and only then have an inflation health care rate that approaches that of other nations.[/quote]

Looks like danielwis is the ‘winner’ in this debate?

[briansd1]

[quote=Hobie]So we deregulated utilities and our personal rates increased. [/quote]

You said it. The utility rates were lower under regulation here in California.

[briansd1]

[quote=Hobie]So we deregulated utilities and our personal rates increased. [/quote]

You said it. The utility rates were lower under regulation here in California.

[briansd1]

[quote=Hobie]So we deregulated utilities and our personal rates increased. [/quote]

You said it. The utility rates were lower under regulation here in California.

[briansd1]

[quote=Hobie]So we deregulated utilities and our personal rates increased. [/quote]

You said it. The utility rates were lower under regulation here in California.

[briansd1]

[quote=Hobie]So we deregulated utilities and our personal rates increased. [/quote]

You said it. The utility rates were lower under regulation here in California.

[all]

[quote=ucodegen]

I have no data for 1990-1996 and 2004-2010, but let’s assume the same 9% annual increase.

I think this is a shaky way to extrapolate. Also, why don’t you have data for 2004-2010 since you are using your own insurance for an example?
[/quote]

As shaky as taking 1950-2008 returns for S&P 500. The premium for my company went up 10% each year for the last three years and that is with a downgrade to a plan that comes with higher copay. The impending arrival of the new mini me will cost me close to $1K, vs. $300 for the previous version 3 years ago (my gratuity all taxpayers for financing the public school system – low qualify, but affordable)

It is not my own insurance. Fig. 10 in this report http://www.kff.org/insurance/upload/7670.pdf, based on http://www.meps.ahrq.gov/mepsweb/

I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. You are able to navigate the system with no insurance, but you are above average in many ways and I don’t see an average person as being able to replicate your feat.

Dying people and their families will generally do anything and there will always be people who will take advantage of that. Didn’t you see what happened to Richard’s wife in Lost?

[all]

[quote=ucodegen]

I have no data for 1990-1996 and 2004-2010, but let’s assume the same 9% annual increase.

I think this is a shaky way to extrapolate. Also, why don’t you have data for 2004-2010 since you are using your own insurance for an example?
[/quote]

As shaky as taking 1950-2008 returns for S&P 500. The premium for my company went up 10% each year for the last three years and that is with a downgrade to a plan that comes with higher copay. The impending arrival of the new mini me will cost me close to $1K, vs. $300 for the previous version 3 years ago (my gratuity all taxpayers for financing the public school system – low qualify, but affordable)

It is not my own insurance. Fig. 10 in this report http://www.kff.org/insurance/upload/7670.pdf, based on http://www.meps.ahrq.gov/mepsweb/

I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. You are able to navigate the system with no insurance, but you are above average in many ways and I don’t see an average person as being able to replicate your feat.

Dying people and their families will generally do anything and there will always be people who will take advantage of that. Didn’t you see what happened to Richard’s wife in Lost?

[all]

[quote=ucodegen]

I have no data for 1990-1996 and 2004-2010, but let’s assume the same 9% annual increase.

I think this is a shaky way to extrapolate. Also, why don’t you have data for 2004-2010 since you are using your own insurance for an example?
[/quote]

As shaky as taking 1950-2008 returns for S&P 500. The premium for my company went up 10% each year for the last three years and that is with a downgrade to a plan that comes with higher copay. The impending arrival of the new mini me will cost me close to $1K, vs. $300 for the previous version 3 years ago (my gratuity all taxpayers for financing the public school system – low qualify, but affordable)

It is not my own insurance. Fig. 10 in this report http://www.kff.org/insurance/upload/7670.pdf, based on http://www.meps.ahrq.gov/mepsweb/

I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. You are able to navigate the system with no insurance, but you are above average in many ways and I don’t see an average person as being able to replicate your feat.

Dying people and their families will generally do anything and there will always be people who will take advantage of that. Didn’t you see what happened to Richard’s wife in Lost?

[all]

[quote=ucodegen]

I have no data for 1990-1996 and 2004-2010, but let’s assume the same 9% annual increase.

I think this is a shaky way to extrapolate. Also, why don’t you have data for 2004-2010 since you are using your own insurance for an example?
[/quote]

As shaky as taking 1950-2008 returns for S&P 500. The premium for my company went up 10% each year for the last three years and that is with a downgrade to a plan that comes with higher copay. The impending arrival of the new mini me will cost me close to $1K, vs. $300 for the previous version 3 years ago (my gratuity all taxpayers for financing the public school system – low qualify, but affordable)

It is not my own insurance. Fig. 10 in this report http://www.kff.org/insurance/upload/7670.pdf, based on http://www.meps.ahrq.gov/mepsweb/

I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. You are able to navigate the system with no insurance, but you are above average in many ways and I don’t see an average person as being able to replicate your feat.

Dying people and their families will generally do anything and there will always be people who will take advantage of that. Didn’t you see what happened to Richard’s wife in Lost?

[all]

[quote=ucodegen]

I have no data for 1990-1996 and 2004-2010, but let’s assume the same 9% annual increase.

I think this is a shaky way to extrapolate. Also, why don’t you have data for 2004-2010 since you are using your own insurance for an example?
[/quote]

As shaky as taking 1950-2008 returns for S&P 500. The premium for my company went up 10% each year for the last three years and that is with a downgrade to a plan that comes with higher copay. The impending arrival of the new mini me will cost me close to $1K, vs. $300 for the previous version 3 years ago (my gratuity all taxpayers for financing the public school system – low qualify, but affordable)

It is not my own insurance. Fig. 10 in this report http://www.kff.org/insurance/upload/7670.pdf, based on http://www.meps.ahrq.gov/mepsweb/

I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. You are able to navigate the system with no insurance, but you are above average in many ways and I don’t see an average person as being able to replicate your feat.

Dying people and their families will generally do anything and there will always be people who will take advantage of that. Didn’t you see what happened to Richard’s wife in Lost?

[jpinpb]

[quote=captcha]I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. [/quote]

I think the idea is if everyone pays into the system and has insurance, many who are healthy will not be using it, but still paying. I see loopholes all over the place. For starters, anyone here illegally is not required to buy insurance, but if they need medical care, will still go to E.R. Second, for some people who just can’t afford it, they may find it cheaper to pay a fine. Third, if EVERYONE got the insurance as planned, where is it written that the insurance price won’t go up anyway?

This will really be a first in history. I can see the headlines now: Private companies for profit make money and reduce price for the public. Film at 11.

[jpinpb]

[quote=captcha]I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. [/quote]

I think the idea is if everyone pays into the system and has insurance, many who are healthy will not be using it, but still paying. I see loopholes all over the place. For starters, anyone here illegally is not required to buy insurance, but if they need medical care, will still go to E.R. Second, for some people who just can’t afford it, they may find it cheaper to pay a fine. Third, if EVERYONE got the insurance as planned, where is it written that the insurance price won’t go up anyway?

This will really be a first in history. I can see the headlines now: Private companies for profit make money and reduce price for the public. Film at 11.

[jpinpb]

[quote=captcha]I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. [/quote]

I think the idea is if everyone pays into the system and has insurance, many who are healthy will not be using it, but still paying. I see loopholes all over the place. For starters, anyone here illegally is not required to buy insurance, but if they need medical care, will still go to E.R. Second, for some people who just can’t afford it, they may find it cheaper to pay a fine. Third, if EVERYONE got the insurance as planned, where is it written that the insurance price won’t go up anyway?

This will really be a first in history. I can see the headlines now: Private companies for profit make money and reduce price for the public. Film at 11.

[jpinpb]

[quote=captcha]I agree with you that the bill does little to address the cost issue, which is the big one. I just don’t think that market forces alone would drive the cost down. [/quote]

I think the idea is if everyone pays into the system and has insurance, many who are healthy will not be using it, but still paying. I see loopholes all over the place. For starters, anyone here illegally is not required to buy insurance, but if they need medical care, will still go to E.R. Second, for some people who just can’t afford it, they may find it cheaper to pay a fine. Third, if EVERYONE got the insurance as planned, where is it written that the insurance price won’t go up anyway?

This will really be a first in history. I can see the headlines now: Private companies for profit make money and reduce price for the public. Film at 11.

[Author]

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