Usually for larger quantities they request you call ahead for an appt to they are ready for you. I have no problem with this. I am just surprised that for a relatively small amount like 10k, two different branches couldn’t accommodate, I think that is more than a cooincidence. Particurly since I have widthdrawn that amount in the past on several occasions without a call ahead and they didn’t ask any questions.
If I wanted to be difficult, I could have asked them to pay all they had (in 20s if need be), then go to another branch for the rest, but I didn’t have the time to mess around.
All this makes me wonder if this is related to bank problems. I read a few weeks ago UBOC just received an emergency cash infusion from their parent company (a Japanese bank). Since UBOC is not public, we don’t really know how good/bad their situation is. The fact that they needed this extra funding implies they must have been on the FDIC watch list for not enough reserves.