Sign of Things to Come?

[jpinpb]

I know it’s an embarrassment and annoyance when they do that, but in reality, you should be thankful.

2 months ago I get a call from my credit card fraud protection services. “Hi. Have you used our card today?”
“Yes, at the coffee shop.” “Anywhere else?” “NO.” “Do you have your card with you?” “Yes.”

Apparently, somehow, some way, someone got a hold of my number. They tried to make a $1,500 purchase …. at Walmart…. in Pennsylvania!!!!!

I was pissed. They cancelled my card. Issued another which I didn’t get for 3 weeks. Hassle. But I was grateful that they were on top of it.

Obviously, since I’m in San Diego and made a purchase that morning, they probably thought something was up when they got an attempted purchase in Pennsylvania, plus I never shop at Walmart, so that was another red flag.

Even though it was averted, still startling that an attempt to use my card was made when I am so overly cautious w/it. I really even limit my internet purchases. Rare occasion.

I heard from a cop about some fraud credit card use in La Jolla. Apparently some guy left his card at a bar downtown. Card got sold and used by some lowlife’s on a shopping spree in LJ.

Be happy that they’re watching your credit card activity.

[sd-maybe]

jpinpb, good catch on their part and most people would agree in your case it is a clear cut red flag since you can’t be in a coffee shop in SD and Walmart in PA at the same time. But for some people they seem to be going way overboard (locking the card because of purchases in 2 separate departments in the same department store).

[sd-maybe]

jpinpb, good catch on their part and most people would agree in your case it is a clear cut red flag since you can’t be in a coffee shop in SD and Walmart in PA at the same time. But for some people they seem to be going way overboard (locking the card because of purchases in 2 separate departments in the same department store).

[sd-maybe]

jpinpb, good catch on their part and most people would agree in your case it is a clear cut red flag since you can’t be in a coffee shop in SD and Walmart in PA at the same time. But for some people they seem to be going way overboard (locking the card because of purchases in 2 separate departments in the same department store).

[sd-maybe]

jpinpb, good catch on their part and most people would agree in your case it is a clear cut red flag since you can’t be in a coffee shop in SD and Walmart in PA at the same time. But for some people they seem to be going way overboard (locking the card because of purchases in 2 separate departments in the same department store).

[sd-maybe]

jpinpb, good catch on their part and most people would agree in your case it is a clear cut red flag since you can’t be in a coffee shop in SD and Walmart in PA at the same time. But for some people they seem to be going way overboard (locking the card because of purchases in 2 separate departments in the same department store).

[jpinpb]

After what happened, and really, I hear so many stories and I think oh, it’ll never happen to me, and when it did, I have to say, I’d rather they go overboard. Your credit is something you need to be watchful over, especially now w/the standards being tightened. You don’t want any marks or taint. There is rampant fraud going on.

The way I see it, if I had a stolen credit card, I’d first try to make one purchase and if it worked in, say, shoe department, well, then, I’ll see if it works in the electronic department. That’s a typical thing that happens, so I can see why they were alerted. It gets “tested” in one deparment and if it works, gets used again in another department.

[jpinpb]

After what happened, and really, I hear so many stories and I think oh, it’ll never happen to me, and when it did, I have to say, I’d rather they go overboard. Your credit is something you need to be watchful over, especially now w/the standards being tightened. You don’t want any marks or taint. There is rampant fraud going on.

The way I see it, if I had a stolen credit card, I’d first try to make one purchase and if it worked in, say, shoe department, well, then, I’ll see if it works in the electronic department. That’s a typical thing that happens, so I can see why they were alerted. It gets “tested” in one deparment and if it works, gets used again in another department.

[jpinpb]

After what happened, and really, I hear so many stories and I think oh, it’ll never happen to me, and when it did, I have to say, I’d rather they go overboard. Your credit is something you need to be watchful over, especially now w/the standards being tightened. You don’t want any marks or taint. There is rampant fraud going on.

The way I see it, if I had a stolen credit card, I’d first try to make one purchase and if it worked in, say, shoe department, well, then, I’ll see if it works in the electronic department. That’s a typical thing that happens, so I can see why they were alerted. It gets “tested” in one deparment and if it works, gets used again in another department.

[jpinpb]

After what happened, and really, I hear so many stories and I think oh, it’ll never happen to me, and when it did, I have to say, I’d rather they go overboard. Your credit is something you need to be watchful over, especially now w/the standards being tightened. You don’t want any marks or taint. There is rampant fraud going on.

The way I see it, if I had a stolen credit card, I’d first try to make one purchase and if it worked in, say, shoe department, well, then, I’ll see if it works in the electronic department. That’s a typical thing that happens, so I can see why they were alerted. It gets “tested” in one deparment and if it works, gets used again in another department.

[jpinpb]

After what happened, and really, I hear so many stories and I think oh, it’ll never happen to me, and when it did, I have to say, I’d rather they go overboard. Your credit is something you need to be watchful over, especially now w/the standards being tightened. You don’t want any marks or taint. There is rampant fraud going on.

The way I see it, if I had a stolen credit card, I’d first try to make one purchase and if it worked in, say, shoe department, well, then, I’ll see if it works in the electronic department. That’s a typical thing that happens, so I can see why they were alerted. It gets “tested” in one deparment and if it works, gets used again in another department.

[doublewide]

jpinpb, I hear ya, which is why I understood why they denied the charge from Ancestry.com and was fine with that, but the subsequent deninals with in 12 hours from Amazon and Vons both of which we buy from frequently was out of line, especially after I’d contacted them and they’d said the freeze was lifted.

Guess they just have bad customer service? It’s just odd because I’ve been a card holder for 17 years now and this is the first this has happend and the first I’ve ever heard of “triggers” and “clearance limits”.

Doublewide

[doublewide]

jpinpb, I hear ya, which is why I understood why they denied the charge from Ancestry.com and was fine with that, but the subsequent deninals with in 12 hours from Amazon and Vons both of which we buy from frequently was out of line, especially after I’d contacted them and they’d said the freeze was lifted.

Guess they just have bad customer service? It’s just odd because I’ve been a card holder for 17 years now and this is the first this has happend and the first I’ve ever heard of “triggers” and “clearance limits”.

Doublewide

[doublewide]

jpinpb, I hear ya, which is why I understood why they denied the charge from Ancestry.com and was fine with that, but the subsequent deninals with in 12 hours from Amazon and Vons both of which we buy from frequently was out of line, especially after I’d contacted them and they’d said the freeze was lifted.

Guess they just have bad customer service? It’s just odd because I’ve been a card holder for 17 years now and this is the first this has happend and the first I’ve ever heard of “triggers” and “clearance limits”.

Doublewide

[doublewide]

jpinpb, I hear ya, which is why I understood why they denied the charge from Ancestry.com and was fine with that, but the subsequent deninals with in 12 hours from Amazon and Vons both of which we buy from frequently was out of line, especially after I’d contacted them and they’d said the freeze was lifted.

Guess they just have bad customer service? It’s just odd because I’ve been a card holder for 17 years now and this is the first this has happend and the first I’ve ever heard of “triggers” and “clearance limits”.

Doublewide

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