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  • This topic has 195 replies, 13 voices, and was last updated 14 years ago by Anonymous.
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  • February 19, 2009 at 10:32 AM #350280
    Navydoc
    Participant

    Got another NOD on Feb 10th. We paid the rent, likely just going to ride this out until April, make that our last rent and negotiate the security deposit for the last 2 months. I think we have much more time than that before a trustee sale. Looks like the landlord’s going to be a prick and just pocket my rent money. It’s the price I pay for the moral high ground, and I can live with myself. Not my problem if the landlord can’t.

    February 19, 2009 at 7:01 PM #350142
    Anonymous
    Guest

    Doc,

    That sucks, but atleast you will make it without having to move twice. I am going to contact my LL ASAP to see what his story is then will look for more advice, sure he will have a story for me to.

    February 19, 2009 at 7:01 PM #350463
    Anonymous
    Guest

    Doc,

    That sucks, but atleast you will make it without having to move twice. I am going to contact my LL ASAP to see what his story is then will look for more advice, sure he will have a story for me to.

    February 19, 2009 at 7:01 PM #350588
    Anonymous
    Guest

    Doc,

    That sucks, but atleast you will make it without having to move twice. I am going to contact my LL ASAP to see what his story is then will look for more advice, sure he will have a story for me to.

    February 19, 2009 at 7:01 PM #350623
    Anonymous
    Guest

    Doc,

    That sucks, but atleast you will make it without having to move twice. I am going to contact my LL ASAP to see what his story is then will look for more advice, sure he will have a story for me to.

    February 19, 2009 at 7:01 PM #350722
    Anonymous
    Guest

    Doc,

    That sucks, but atleast you will make it without having to move twice. I am going to contact my LL ASAP to see what his story is then will look for more advice, sure he will have a story for me to.

    February 19, 2009 at 10:30 PM #350267
    nin_sis
    Participant

    Had to chime in on this as we are moving next week from a foreclosed rental. We knew the owner was in default as we were receiving junk mortgage bailout mail. We had a NOT taped to our door and then finally received an eviction letter 3 weeks after that. We stopped paying rent 1 month into the NOD just to get the owner to communicate with us, but he never contacted us and I assume just washed his hands of the place. The bank gave us 60 days, but I told the bank hired agent that we were staying an extra two weeks and not to start court eviction proceedings on us (they would waste time and energy). We needed a couple more weeks and that was it. Basically, he was afraid we were going to stay longer because by the time they file court papers, we could be staying an extra 30-60 days on top of the 60 days notice. It sounds like you have plenty of time and I doubt the owners are able to negotiate with the bank if they are in the hole already by defaulting. That means they would have to come up with 6 months or more of mortgage payments. I think most banks are catching up to owners by NOD after about 3-6 months of no payment. We figured our owner was 9 months past due before getting the NOT according to his loan size. Good luck!

    February 19, 2009 at 10:30 PM #350591
    nin_sis
    Participant

    Had to chime in on this as we are moving next week from a foreclosed rental. We knew the owner was in default as we were receiving junk mortgage bailout mail. We had a NOT taped to our door and then finally received an eviction letter 3 weeks after that. We stopped paying rent 1 month into the NOD just to get the owner to communicate with us, but he never contacted us and I assume just washed his hands of the place. The bank gave us 60 days, but I told the bank hired agent that we were staying an extra two weeks and not to start court eviction proceedings on us (they would waste time and energy). We needed a couple more weeks and that was it. Basically, he was afraid we were going to stay longer because by the time they file court papers, we could be staying an extra 30-60 days on top of the 60 days notice. It sounds like you have plenty of time and I doubt the owners are able to negotiate with the bank if they are in the hole already by defaulting. That means they would have to come up with 6 months or more of mortgage payments. I think most banks are catching up to owners by NOD after about 3-6 months of no payment. We figured our owner was 9 months past due before getting the NOT according to his loan size. Good luck!

    February 19, 2009 at 10:30 PM #350714
    nin_sis
    Participant

    Had to chime in on this as we are moving next week from a foreclosed rental. We knew the owner was in default as we were receiving junk mortgage bailout mail. We had a NOT taped to our door and then finally received an eviction letter 3 weeks after that. We stopped paying rent 1 month into the NOD just to get the owner to communicate with us, but he never contacted us and I assume just washed his hands of the place. The bank gave us 60 days, but I told the bank hired agent that we were staying an extra two weeks and not to start court eviction proceedings on us (they would waste time and energy). We needed a couple more weeks and that was it. Basically, he was afraid we were going to stay longer because by the time they file court papers, we could be staying an extra 30-60 days on top of the 60 days notice. It sounds like you have plenty of time and I doubt the owners are able to negotiate with the bank if they are in the hole already by defaulting. That means they would have to come up with 6 months or more of mortgage payments. I think most banks are catching up to owners by NOD after about 3-6 months of no payment. We figured our owner was 9 months past due before getting the NOT according to his loan size. Good luck!

    February 19, 2009 at 10:30 PM #350748
    nin_sis
    Participant

    Had to chime in on this as we are moving next week from a foreclosed rental. We knew the owner was in default as we were receiving junk mortgage bailout mail. We had a NOT taped to our door and then finally received an eviction letter 3 weeks after that. We stopped paying rent 1 month into the NOD just to get the owner to communicate with us, but he never contacted us and I assume just washed his hands of the place. The bank gave us 60 days, but I told the bank hired agent that we were staying an extra two weeks and not to start court eviction proceedings on us (they would waste time and energy). We needed a couple more weeks and that was it. Basically, he was afraid we were going to stay longer because by the time they file court papers, we could be staying an extra 30-60 days on top of the 60 days notice. It sounds like you have plenty of time and I doubt the owners are able to negotiate with the bank if they are in the hole already by defaulting. That means they would have to come up with 6 months or more of mortgage payments. I think most banks are catching up to owners by NOD after about 3-6 months of no payment. We figured our owner was 9 months past due before getting the NOT according to his loan size. Good luck!

    February 19, 2009 at 10:30 PM #350847
    nin_sis
    Participant

    Had to chime in on this as we are moving next week from a foreclosed rental. We knew the owner was in default as we were receiving junk mortgage bailout mail. We had a NOT taped to our door and then finally received an eviction letter 3 weeks after that. We stopped paying rent 1 month into the NOD just to get the owner to communicate with us, but he never contacted us and I assume just washed his hands of the place. The bank gave us 60 days, but I told the bank hired agent that we were staying an extra two weeks and not to start court eviction proceedings on us (they would waste time and energy). We needed a couple more weeks and that was it. Basically, he was afraid we were going to stay longer because by the time they file court papers, we could be staying an extra 30-60 days on top of the 60 days notice. It sounds like you have plenty of time and I doubt the owners are able to negotiate with the bank if they are in the hole already by defaulting. That means they would have to come up with 6 months or more of mortgage payments. I think most banks are catching up to owners by NOD after about 3-6 months of no payment. We figured our owner was 9 months past due before getting the NOT according to his loan size. Good luck!

    February 19, 2009 at 10:56 PM #350283
    Jim Jones
    Participant

    Navy Doc,

    This message may be of some interest to you if you have not seen it yet.

    NAVADMIN 281/08 – FUNDED MOVE FOR RENTERS DISPLACED BY LANDLORD FORECLOSURE

    http://www.npc.navy.mil/NR/rdonlyres/E698FC36-BEA5-4D43-90B0-4FAEF62CD385/0/NAV08281.txt

    February 19, 2009 at 10:56 PM #350605
    Jim Jones
    Participant

    Navy Doc,

    This message may be of some interest to you if you have not seen it yet.

    NAVADMIN 281/08 – FUNDED MOVE FOR RENTERS DISPLACED BY LANDLORD FORECLOSURE

    http://www.npc.navy.mil/NR/rdonlyres/E698FC36-BEA5-4D43-90B0-4FAEF62CD385/0/NAV08281.txt

    February 19, 2009 at 10:56 PM #350729
    Jim Jones
    Participant

    Navy Doc,

    This message may be of some interest to you if you have not seen it yet.

    NAVADMIN 281/08 – FUNDED MOVE FOR RENTERS DISPLACED BY LANDLORD FORECLOSURE

    http://www.npc.navy.mil/NR/rdonlyres/E698FC36-BEA5-4D43-90B0-4FAEF62CD385/0/NAV08281.txt

    February 19, 2009 at 10:56 PM #350763
    Jim Jones
    Participant

    Navy Doc,

    This message may be of some interest to you if you have not seen it yet.

    NAVADMIN 281/08 – FUNDED MOVE FOR RENTERS DISPLACED BY LANDLORD FORECLOSURE

    http://www.npc.navy.mil/NR/rdonlyres/E698FC36-BEA5-4D43-90B0-4FAEF62CD385/0/NAV08281.txt

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