Navydoc & 4$ Shoppers

[waitingtobuy]

I am looking around in 4s area too. This house looks great. I even saw it from inside.Back-yard is very small though and it looks weird. (backs up directly to neighbor’s wall, no fence in between.

very good bargain for price. Banks seem to be dropping price agressively now. Need to see bigger slides before I jump in.

Well,can someone clarify what’s the property tax rate in 4s ranch area? I get conflicting stories.

From County tax records it seems total taxes for a given home ( incl mello roos) is about 1.5-1.6% of the assessed value. Folks in this thread think its 1.9%.

Also, will the property tax not be re-assessed when the home gets sold again? i.e. assessed for new sale price for this home whenever it gets sold?

[Navydoc]

Noticed this one too, but it’s a little too small for our needs, especially the kitchen. My wife is from Southeast Asia, and we’ll be looking for approx 3000 sq feet. We need all that space for all the relatives that will be hanging out with us, and we require a gigantic kitchen for all the traditional food preparation.

Nice to see the prices in the area really starting to trend down though.

I feel kind of honored to get my name on a thread heading!

[Navydoc]

Noticed this one too, but it’s a little too small for our needs, especially the kitchen. My wife is from Southeast Asia, and we’ll be looking for approx 3000 sq feet. We need all that space for all the relatives that will be hanging out with us, and we require a gigantic kitchen for all the traditional food preparation.

Nice to see the prices in the area really starting to trend down though.

I feel kind of honored to get my name on a thread heading!

[Navydoc]

Noticed this one too, but it’s a little too small for our needs, especially the kitchen. My wife is from Southeast Asia, and we’ll be looking for approx 3000 sq feet. We need all that space for all the relatives that will be hanging out with us, and we require a gigantic kitchen for all the traditional food preparation.

Nice to see the prices in the area really starting to trend down though.

I feel kind of honored to get my name on a thread heading!

[Navydoc]

Noticed this one too, but it’s a little too small for our needs, especially the kitchen. My wife is from Southeast Asia, and we’ll be looking for approx 3000 sq feet. We need all that space for all the relatives that will be hanging out with us, and we require a gigantic kitchen for all the traditional food preparation.

Nice to see the prices in the area really starting to trend down though.

I feel kind of honored to get my name on a thread heading!

[Navydoc]

Noticed this one too, but it’s a little too small for our needs, especially the kitchen. My wife is from Southeast Asia, and we’ll be looking for approx 3000 sq feet. We need all that space for all the relatives that will be hanging out with us, and we require a gigantic kitchen for all the traditional food preparation.

Nice to see the prices in the area really starting to trend down though.

I feel kind of honored to get my name on a thread heading!

[jpinpb]

Hey Navydoc – I figured you spotted this one, but just in case.

If nothing else, this will be a comp killer for the neighborhood.

[jpinpb]

Hey Navydoc – I figured you spotted this one, but just in case.

If nothing else, this will be a comp killer for the neighborhood.

[jpinpb]

Hey Navydoc – I figured you spotted this one, but just in case.

If nothing else, this will be a comp killer for the neighborhood.

[jpinpb]

Hey Navydoc – I figured you spotted this one, but just in case.

If nothing else, this will be a comp killer for the neighborhood.

[jpinpb]

Hey Navydoc – I figured you spotted this one, but just in case.

If nothing else, this will be a comp killer for the neighborhood.

[SD Realtor]

This is an example of short sale processing… The original offer at close to the 499k mark was submitted to the lender in October! Yes you heard me right….October. I believe the asking price was 485k. So fast forward over 4 months and the offer is “close” to being accepted. The second has been approved for 2k but the first has ordered yet another BPO. Meanwhile the original buyers are in escrow for another property although they keep inquiring about this property.

waitingtobuy – yes the base property tax will be reassessed at the new sales price. So that is good news for whoever buys. Mello Roos is not affected by sales price at all so you are stuck with the 3200/year nut on this puppy. Let’s not forget the 159 HOA fee either. What you pay as a total tax to San Diego county will vary in 4S based on the subdivision you buy in. Mello Roos districts are indpendently created/designated. I know it is kind of maddening. Figure this… 1.2% base tax rate and then tack on the MR.

Also for all this home is condo ownership, not fee simple. Home sold for 635k in 05. So basically at 485k we are seeing a 25% haircut… not to bad.

SD Realtor

[SD Realtor]

This is an example of short sale processing… The original offer at close to the 499k mark was submitted to the lender in October! Yes you heard me right….October. I believe the asking price was 485k. So fast forward over 4 months and the offer is “close” to being accepted. The second has been approved for 2k but the first has ordered yet another BPO. Meanwhile the original buyers are in escrow for another property although they keep inquiring about this property.

waitingtobuy – yes the base property tax will be reassessed at the new sales price. So that is good news for whoever buys. Mello Roos is not affected by sales price at all so you are stuck with the 3200/year nut on this puppy. Let’s not forget the 159 HOA fee either. What you pay as a total tax to San Diego county will vary in 4S based on the subdivision you buy in. Mello Roos districts are indpendently created/designated. I know it is kind of maddening. Figure this… 1.2% base tax rate and then tack on the MR.

Also for all this home is condo ownership, not fee simple. Home sold for 635k in 05. So basically at 485k we are seeing a 25% haircut… not to bad.

SD Realtor

[SD Realtor]

This is an example of short sale processing… The original offer at close to the 499k mark was submitted to the lender in October! Yes you heard me right….October. I believe the asking price was 485k. So fast forward over 4 months and the offer is “close” to being accepted. The second has been approved for 2k but the first has ordered yet another BPO. Meanwhile the original buyers are in escrow for another property although they keep inquiring about this property.

waitingtobuy – yes the base property tax will be reassessed at the new sales price. So that is good news for whoever buys. Mello Roos is not affected by sales price at all so you are stuck with the 3200/year nut on this puppy. Let’s not forget the 159 HOA fee either. What you pay as a total tax to San Diego county will vary in 4S based on the subdivision you buy in. Mello Roos districts are indpendently created/designated. I know it is kind of maddening. Figure this… 1.2% base tax rate and then tack on the MR.

Also for all this home is condo ownership, not fee simple. Home sold for 635k in 05. So basically at 485k we are seeing a 25% haircut… not to bad.

SD Realtor

[SD Realtor]

This is an example of short sale processing… The original offer at close to the 499k mark was submitted to the lender in October! Yes you heard me right….October. I believe the asking price was 485k. So fast forward over 4 months and the offer is “close” to being accepted. The second has been approved for 2k but the first has ordered yet another BPO. Meanwhile the original buyers are in escrow for another property although they keep inquiring about this property.

waitingtobuy – yes the base property tax will be reassessed at the new sales price. So that is good news for whoever buys. Mello Roos is not affected by sales price at all so you are stuck with the 3200/year nut on this puppy. Let’s not forget the 159 HOA fee either. What you pay as a total tax to San Diego county will vary in 4S based on the subdivision you buy in. Mello Roos districts are indpendently created/designated. I know it is kind of maddening. Figure this… 1.2% base tax rate and then tack on the MR.

Also for all this home is condo ownership, not fee simple. Home sold for 635k in 05. So basically at 485k we are seeing a 25% haircut… not to bad.

SD Realtor

[Author]

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