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February 24, 2009 at 9:11 AM #353798February 24, 2009 at 9:11 AM #353225
macromaniac
ParticipantQwerty,
Bear from man vs wild must have some super white teeth then because every other episode that guy is drinking his own piss….ha ha.
As for me, I will stick with a little peroxide…..and my pinot noir….
February 24, 2009 at 9:11 AM #353535ParticipantQwerty,
Bear from man vs wild must have some super white teeth then because every other episode that guy is drinking his own piss….ha ha.
As for me, I will stick with a little peroxide…..and my pinot noir….
February 24, 2009 at 9:11 AM #353669ParticipantQwerty,
Bear from man vs wild must have some super white teeth then because every other episode that guy is drinking his own piss….ha ha.
As for me, I will stick with a little peroxide…..and my pinot noir….
February 24, 2009 at 9:11 AM #353700ParticipantQwerty,
Bear from man vs wild must have some super white teeth then because every other episode that guy is drinking his own piss….ha ha.
As for me, I will stick with a little peroxide…..and my pinot noir….
February 24, 2009 at 9:11 AM #353803ParticipantQwerty,
Bear from man vs wild must have some super white teeth then because every other episode that guy is drinking his own piss….ha ha.
As for me, I will stick with a little peroxide…..and my pinot noir….
February 24, 2009 at 10:26 AM #353351urbanrealtor
Participant[quote=macromaniac]Baz,
Urban needs to clarify if that payment includes taxes and insurance, any HOA’s, the health and status of the HOA budget, how many other units in the complex are upside down, listed, going into foreclosure, how many NOD’s have been issued, are there potential lawsuits against the developer for defects, is it a new complex?
These are important things to consider in this environment and have not been addressed from UR…
[/quote]
In the example I gave, the 91% leveraged purchase (assuming contract price of $110k and interest of 5% or less) would result in P&I (like I stated earlier) at the price I mentioned above.The tax is going to be in the range of 100 per month (neighborhood specific tax zone) and the HOA (including the insurance) is about 230. Now we are at almost $900/month. THese places rent (regularly) for 1150/month.
NOD’s have been prolific (hence the cheapness) and have apparently begun to subside.
While there is no litigation, it is a condominium conversion and, as is common, there are physical defects. In this case, that means the HOA did an inspection and asked the developer for money. The developer is not fighting it and is contacting their insurance firm.
Still, the rents are stable for years now. I have three listings there. All have at least four offers.
Not a bad place to live. Normal Heights north of Adams. I should mention that I live there too.
February 24, 2009 at 10:26 AM #353661Participant[quote=macromaniac]Baz,
Urban needs to clarify if that payment includes taxes and insurance, any HOA’s, the health and status of the HOA budget, how many other units in the complex are upside down, listed, going into foreclosure, how many NOD’s have been issued, are there potential lawsuits against the developer for defects, is it a new complex?
These are important things to consider in this environment and have not been addressed from UR…
[/quote]
In the example I gave, the 91% leveraged purchase (assuming contract price of $110k and interest of 5% or less) would result in P&I (like I stated earlier) at the price I mentioned above.The tax is going to be in the range of 100 per month (neighborhood specific tax zone) and the HOA (including the insurance) is about 230. Now we are at almost $900/month. THese places rent (regularly) for 1150/month.
NOD’s have been prolific (hence the cheapness) and have apparently begun to subside.
While there is no litigation, it is a condominium conversion and, as is common, there are physical defects. In this case, that means the HOA did an inspection and asked the developer for money. The developer is not fighting it and is contacting their insurance firm.
Still, the rents are stable for years now. I have three listings there. All have at least four offers.
Not a bad place to live. Normal Heights north of Adams. I should mention that I live there too.
February 24, 2009 at 10:26 AM #353796Participant[quote=macromaniac]Baz,
Urban needs to clarify if that payment includes taxes and insurance, any HOA’s, the health and status of the HOA budget, how many other units in the complex are upside down, listed, going into foreclosure, how many NOD’s have been issued, are there potential lawsuits against the developer for defects, is it a new complex?
These are important things to consider in this environment and have not been addressed from UR…
[/quote]
In the example I gave, the 91% leveraged purchase (assuming contract price of $110k and interest of 5% or less) would result in P&I (like I stated earlier) at the price I mentioned above.The tax is going to be in the range of 100 per month (neighborhood specific tax zone) and the HOA (including the insurance) is about 230. Now we are at almost $900/month. THese places rent (regularly) for 1150/month.
NOD’s have been prolific (hence the cheapness) and have apparently begun to subside.
While there is no litigation, it is a condominium conversion and, as is common, there are physical defects. In this case, that means the HOA did an inspection and asked the developer for money. The developer is not fighting it and is contacting their insurance firm.
Still, the rents are stable for years now. I have three listings there. All have at least four offers.
Not a bad place to live. Normal Heights north of Adams. I should mention that I live there too.
February 24, 2009 at 10:26 AM #353828Participant[quote=macromaniac]Baz,
Urban needs to clarify if that payment includes taxes and insurance, any HOA’s, the health and status of the HOA budget, how many other units in the complex are upside down, listed, going into foreclosure, how many NOD’s have been issued, are there potential lawsuits against the developer for defects, is it a new complex?
These are important things to consider in this environment and have not been addressed from UR…
[/quote]
In the example I gave, the 91% leveraged purchase (assuming contract price of $110k and interest of 5% or less) would result in P&I (like I stated earlier) at the price I mentioned above.The tax is going to be in the range of 100 per month (neighborhood specific tax zone) and the HOA (including the insurance) is about 230. Now we are at almost $900/month. THese places rent (regularly) for 1150/month.
NOD’s have been prolific (hence the cheapness) and have apparently begun to subside.
While there is no litigation, it is a condominium conversion and, as is common, there are physical defects. In this case, that means the HOA did an inspection and asked the developer for money. The developer is not fighting it and is contacting their insurance firm.
Still, the rents are stable for years now. I have three listings there. All have at least four offers.
Not a bad place to live. Normal Heights north of Adams. I should mention that I live there too.
February 24, 2009 at 10:26 AM #353931Participant[quote=macromaniac]Baz,
Urban needs to clarify if that payment includes taxes and insurance, any HOA’s, the health and status of the HOA budget, how many other units in the complex are upside down, listed, going into foreclosure, how many NOD’s have been issued, are there potential lawsuits against the developer for defects, is it a new complex?
These are important things to consider in this environment and have not been addressed from UR…
[/quote]
In the example I gave, the 91% leveraged purchase (assuming contract price of $110k and interest of 5% or less) would result in P&I (like I stated earlier) at the price I mentioned above.The tax is going to be in the range of 100 per month (neighborhood specific tax zone) and the HOA (including the insurance) is about 230. Now we are at almost $900/month. THese places rent (regularly) for 1150/month.
NOD’s have been prolific (hence the cheapness) and have apparently begun to subside.
While there is no litigation, it is a condominium conversion and, as is common, there are physical defects. In this case, that means the HOA did an inspection and asked the developer for money. The developer is not fighting it and is contacting their insurance firm.
Still, the rents are stable for years now. I have three listings there. All have at least four offers.
Not a bad place to live. Normal Heights north of Adams. I should mention that I live there too.
February 24, 2009 at 10:31 AM #353366kewp
Participant[quote=qwerty007]I agree. Fingers up to credit. BTW, if you can’t afford teeth whitening, in the old days they used urine, because of its bleaching qualities. That may explain why kissing is a more recent phenomenon.[/quote]
They still use urine. The most popular bleaching agent now is carbamide peroxide which contains urea.
http://en.wikipedia.org/wiki/Carbamide_peroxide
And I’m using it right now, as a matter of fact! Its more of a minty taste, piss not so much.
February 24, 2009 at 10:31 AM #353676Participant[quote=qwerty007]I agree. Fingers up to credit. BTW, if you can’t afford teeth whitening, in the old days they used urine, because of its bleaching qualities. That may explain why kissing is a more recent phenomenon.[/quote]
They still use urine. The most popular bleaching agent now is carbamide peroxide which contains urea.
http://en.wikipedia.org/wiki/Carbamide_peroxide
And I’m using it right now, as a matter of fact! Its more of a minty taste, piss not so much.
February 24, 2009 at 10:31 AM #353811Participant[quote=qwerty007]I agree. Fingers up to credit. BTW, if you can’t afford teeth whitening, in the old days they used urine, because of its bleaching qualities. That may explain why kissing is a more recent phenomenon.[/quote]
They still use urine. The most popular bleaching agent now is carbamide peroxide which contains urea.
http://en.wikipedia.org/wiki/Carbamide_peroxide
And I’m using it right now, as a matter of fact! Its more of a minty taste, piss not so much.
February 24, 2009 at 10:31 AM #353842Participant[quote=qwerty007]I agree. Fingers up to credit. BTW, if you can’t afford teeth whitening, in the old days they used urine, because of its bleaching qualities. That may explain why kissing is a more recent phenomenon.[/quote]
They still use urine. The most popular bleaching agent now is carbamide peroxide which contains urea.
http://en.wikipedia.org/wiki/Carbamide_peroxide
And I’m using it right now, as a matter of fact! Its more of a minty taste, piss not so much.
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