Is this a good deal ?

[an]

[quote=CA renter]We’ve lived in our current neighborhood for over seven years, and our kids know the kids from our local schools. If we were to put them in public school, we would like for them to go where their friends are. It’s not that we think the other district (San Marcos) is bad, because the schools are pretty good. It’s just a personal/social thing in our case.[/quote]
But if we have plenty of choices like you stated, then you could easily send your kid to the same public school your kids’ friends would be going to w/out much fuss, right? Just buy in San Marcos schools and choice into your desired Carlsbad’s schools?

[an]

[quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?

[an]

[quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?

[an]

[quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?

[an]

[quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?

[an]

[quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?

[CA renter]

[quote=AN][quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?[/quote]

You can’t compare these fixed monthly costs with rents because you have to figure the $570,000 cash into the equation (or more, if you get a mortgage and have to pay interest and fees on top of that).

IMHO, for a retired couple in our income/retirement situation, the max they should be paying for housing costs is around $500/month…preferably less.

[CA renter]

[quote=AN][quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?[/quote]

You can’t compare these fixed monthly costs with rents because you have to figure the $570,000 cash into the equation (or more, if you get a mortgage and have to pay interest and fees on top of that).

IMHO, for a retired couple in our income/retirement situation, the max they should be paying for housing costs is around $500/month…preferably less.

[CA renter]

[quote=AN][quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?[/quote]

You can’t compare these fixed monthly costs with rents because you have to figure the $570,000 cash into the equation (or more, if you get a mortgage and have to pay interest and fees on top of that).

IMHO, for a retired couple in our income/retirement situation, the max they should be paying for housing costs is around $500/month…preferably less.

[CA renter]

[quote=AN][quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?[/quote]

You can’t compare these fixed monthly costs with rents because you have to figure the $570,000 cash into the equation (or more, if you get a mortgage and have to pay interest and fees on top of that).

IMHO, for a retired couple in our income/retirement situation, the max they should be paying for housing costs is around $500/month…preferably less.

[CA renter]

[quote=AN][quote=CA renter]I don’t follow rentals in that particular area, but would guess that it would not rent for that much. Maybe $2,400-$2,600????

Got the $775 from the $9,300 you posted earlier. Per my calculations, the fixed monthly outlay would still be around $900, even with your numbers.

-Property tax, including Mello-Roos: $720
-HOA (will likely go up over time) $98
-Insurance: $100

Total: $918/month

Too much $$$$$$, especially if the house is paid off![/quote]
Wow, that’s pretty cheap rent for 3100+ sq-ft house. $775 tax was based on assessed value of $633k.

$918/month can’t even get you a 1/1 in decent area of San Diego. So, why do you think $918 is too much? How much do you think is reasonable?[/quote]

You can’t compare these fixed monthly costs with rents because you have to figure the $570,000 cash into the equation (or more, if you get a mortgage and have to pay interest and fees on top of that).

IMHO, for a retired couple in our income/retirement situation, the max they should be paying for housing costs is around $500/month…preferably less.

[CA renter]

[quote=AN][quote=CA renter]We’ve lived in our current neighborhood for over seven years, and our kids know the kids from our local schools. If we were to put them in public school, we would like for them to go where their friends are. It’s not that we think the other district (San Marcos) is bad, because the schools are pretty good. It’s just a personal/social thing in our case.[/quote]
But if we have plenty of choices like you stated, then you could easily send your kid to the same public school your kids’ friends would be going to w/out much fuss, right? Just buy in San Marcos schools and choice into your desired Carlsbad’s schools?[/quote]

No, we couldn’t, because those schools would be full — no more room!

[CA renter]

[quote=AN][quote=CA renter]We’ve lived in our current neighborhood for over seven years, and our kids know the kids from our local schools. If we were to put them in public school, we would like for them to go where their friends are. It’s not that we think the other district (San Marcos) is bad, because the schools are pretty good. It’s just a personal/social thing in our case.[/quote]
But if we have plenty of choices like you stated, then you could easily send your kid to the same public school your kids’ friends would be going to w/out much fuss, right? Just buy in San Marcos schools and choice into your desired Carlsbad’s schools?[/quote]

No, we couldn’t, because those schools would be full — no more room!

[CA renter]

[quote=AN][quote=CA renter]We’ve lived in our current neighborhood for over seven years, and our kids know the kids from our local schools. If we were to put them in public school, we would like for them to go where their friends are. It’s not that we think the other district (San Marcos) is bad, because the schools are pretty good. It’s just a personal/social thing in our case.[/quote]
But if we have plenty of choices like you stated, then you could easily send your kid to the same public school your kids’ friends would be going to w/out much fuss, right? Just buy in San Marcos schools and choice into your desired Carlsbad’s schools?[/quote]

No, we couldn’t, because those schools would be full — no more room!

[CA renter]

[quote=AN][quote=CA renter]We’ve lived in our current neighborhood for over seven years, and our kids know the kids from our local schools. If we were to put them in public school, we would like for them to go where their friends are. It’s not that we think the other district (San Marcos) is bad, because the schools are pretty good. It’s just a personal/social thing in our case.[/quote]
But if we have plenty of choices like you stated, then you could easily send your kid to the same public school your kids’ friends would be going to w/out much fuss, right? Just buy in San Marcos schools and choice into your desired Carlsbad’s schools?[/quote]

No, we couldn’t, because those schools would be full — no more room!

[Author]

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