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Home › Forums › Housing › Is it wise to buy one of the worse properties in the same neighborhood? (Carmel Valley)

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  • February 15, 2011 at 8:54 AM #667650
    lepetitangel
    Participant

    By the way, the powerlines are the small regional ones but not the big ones. I know that in the CV area south of 56 and east of 5, there’re quite a few power tower.

    But I love this area cuz it’s newer and very conveniently located.

    Any thought on price action in this area? say in the next 6 months?

    What I worry about is also about interest rate. Any thought on rate staying around 5%? or spike up higher? or dip?

    February 15, 2011 at 9:58 AM #666554
    Coronita
    Participant

    [quote=lepetitangel]By the way, the powerlines are the small regional ones but not the big ones. I know that in the CV area south of 56 and east of 5, there’re quite a few power tower.

    But I love this area cuz it’s newer and very conveniently located.

    Any thought on price action in this area? say in the next 6 months?

    What I worry about is also about interest rate. Any thought on rate staying around 5%? or spike up higher? or dip?[/quote]

    Lep, imho you’re thinking way too much.
    Just spend the extra $50k.. I mean, don’t actually put an additional $50k down of your own money… Just borrow more.

    Rates high/low..Big deal…..Screw it….Get yourself into a fixed rate 30 year loan, and laugh your ass off as the dollar continues to depreciate and what you owe to the bank becomes ridiculously laughable.

    I mean it…Cheap money, coming weakening dollar…Sounds pretty good to me….Get what you want and enjoy life for a change…

    February 15, 2011 at 9:58 AM #666617
    Coronita
    Participant

    [quote=lepetitangel]By the way, the powerlines are the small regional ones but not the big ones. I know that in the CV area south of 56 and east of 5, there’re quite a few power tower.

    But I love this area cuz it’s newer and very conveniently located.

    Any thought on price action in this area? say in the next 6 months?

    What I worry about is also about interest rate. Any thought on rate staying around 5%? or spike up higher? or dip?[/quote]

    Lep, imho you’re thinking way too much.
    Just spend the extra $50k.. I mean, don’t actually put an additional $50k down of your own money… Just borrow more.

    Rates high/low..Big deal…..Screw it….Get yourself into a fixed rate 30 year loan, and laugh your ass off as the dollar continues to depreciate and what you owe to the bank becomes ridiculously laughable.

    I mean it…Cheap money, coming weakening dollar…Sounds pretty good to me….Get what you want and enjoy life for a change…

    February 15, 2011 at 9:58 AM #667221
    Coronita
    Participant

    [quote=lepetitangel]By the way, the powerlines are the small regional ones but not the big ones. I know that in the CV area south of 56 and east of 5, there’re quite a few power tower.

    But I love this area cuz it’s newer and very conveniently located.

    Any thought on price action in this area? say in the next 6 months?

    What I worry about is also about interest rate. Any thought on rate staying around 5%? or spike up higher? or dip?[/quote]

    Lep, imho you’re thinking way too much.
    Just spend the extra $50k.. I mean, don’t actually put an additional $50k down of your own money… Just borrow more.

    Rates high/low..Big deal…..Screw it….Get yourself into a fixed rate 30 year loan, and laugh your ass off as the dollar continues to depreciate and what you owe to the bank becomes ridiculously laughable.

    I mean it…Cheap money, coming weakening dollar…Sounds pretty good to me….Get what you want and enjoy life for a change…

    February 15, 2011 at 9:58 AM #667359
    Coronita
    Participant

    [quote=lepetitangel]By the way, the powerlines are the small regional ones but not the big ones. I know that in the CV area south of 56 and east of 5, there’re quite a few power tower.

    But I love this area cuz it’s newer and very conveniently located.

    Any thought on price action in this area? say in the next 6 months?

    What I worry about is also about interest rate. Any thought on rate staying around 5%? or spike up higher? or dip?[/quote]

    Lep, imho you’re thinking way too much.
    Just spend the extra $50k.. I mean, don’t actually put an additional $50k down of your own money… Just borrow more.

    Rates high/low..Big deal…..Screw it….Get yourself into a fixed rate 30 year loan, and laugh your ass off as the dollar continues to depreciate and what you owe to the bank becomes ridiculously laughable.

    I mean it…Cheap money, coming weakening dollar…Sounds pretty good to me….Get what you want and enjoy life for a change…

    February 15, 2011 at 9:58 AM #667700
    Coronita
    Participant

    [quote=lepetitangel]By the way, the powerlines are the small regional ones but not the big ones. I know that in the CV area south of 56 and east of 5, there’re quite a few power tower.

    But I love this area cuz it’s newer and very conveniently located.

    Any thought on price action in this area? say in the next 6 months?

    What I worry about is also about interest rate. Any thought on rate staying around 5%? or spike up higher? or dip?[/quote]

    Lep, imho you’re thinking way too much.
    Just spend the extra $50k.. I mean, don’t actually put an additional $50k down of your own money… Just borrow more.

    Rates high/low..Big deal…..Screw it….Get yourself into a fixed rate 30 year loan, and laugh your ass off as the dollar continues to depreciate and what you owe to the bank becomes ridiculously laughable.

    I mean it…Cheap money, coming weakening dollar…Sounds pretty good to me….Get what you want and enjoy life for a change…

    February 15, 2011 at 10:26 AM #666559
    SD Realtor
    Participant

    I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.

    February 15, 2011 at 10:26 AM #666622
    SD Realtor
    Participant

    I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.

    February 15, 2011 at 10:26 AM #667226
    SD Realtor
    Participant

    I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.

    February 15, 2011 at 10:26 AM #667364
    SD Realtor
    Participant

    I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.

    February 15, 2011 at 10:26 AM #667705
    SD Realtor
    Participant

    I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.

    February 15, 2011 at 10:40 AM #666579
    Coronita
    Participant

    [quote=SD Realtor]I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.[/quote]

    I’ve given up being fiscally responsible since late last year. 🙂

    February 15, 2011 at 10:40 AM #666642
    Coronita
    Participant

    [quote=SD Realtor]I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.[/quote]

    I’ve given up being fiscally responsible since late last year. 🙂

    February 15, 2011 at 10:40 AM #667246
    Coronita
    Participant

    [quote=SD Realtor]I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.[/quote]

    I’ve given up being fiscally responsible since late last year. 🙂

    February 15, 2011 at 10:40 AM #667384
    Coronita
    Participant

    [quote=SD Realtor]I could not agree with FLU more. I am always one to say if you love the home buy the home so I guess if it is a home you love go with it. However I would consider a home that is at least on par with the other homes in the subdivision. I am not a huge fan of power lines or other attributes that are considered detrimental to the home.

    If there has been a great time to borrow money the past 2 years have been such a time.[/quote]

    I’ve given up being fiscally responsible since late last year. 🙂

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