Foreclosures coming soon to a neighborhood near you…?

[peterb]

If you can find a graph of CA RE prices from 1960 until now and overlay the unemployment figures on top of it, you’ll see how unemployment is by far the biggest factor is determining where the prices are headed. Anything over 7% causes downward pricing pressure. We’re at 11.3% and growing. This is far, far from over.

[LesBaer45]

[quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.

[LesBaer45]

[quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.

[LesBaer45]

[quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.

[LesBaer45]

[quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.

[LesBaer45]

[quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.

[Allan from Fallbrook]

[quote=LesBaer45][quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.[/quote]

Les: Try Famous Smoke out of PA. Great prices and an excellent selection.

Having been in more than one gunfight, I wouldn’t be taking a pistol at all. Where I come from, if you’re down to your sidearm, you’re fucked and about ready to meet the Big G (God). Same thing goes for skinning that Randall, Gerber or Ka-Bar blade: Your rifle and pistol are both dry and it’s time to go out hard.

A nice armorer in Panama built up a 1911 for me using the best parts of various other 1911s. It was a standard issue .45ACP with no bells and whistles and it worked fine the two times I had to use it up close. Because the bulk of operations were jungle (engagement distance of 25 meters or less on average) my carry weapon was a Remmie 870P and, close in, there is nothing better on the planet than a 12ga. pumpgun.

Pretty little race guns are fine for shooting bowling pins, but you better de-horn the shit out of that bad boy before you consider it ready for a gunfight. A friend of mine is working security in Bogota and had 20+ years with the SEALs. He carries a Wilson and swears by it. It’s his second, the first having given up the ghost after multiple years of use in the worst environments out there. He ran the gamut of SOF operations, including Red Cell and Team 6, so I’ll take his word for the superiority of the Wilson over anything else out there.

And Larry Vickers? Puh-leeze. We didn’t call it Delta Farce for no reason when I was in. Special Forces is way too inbred; just take a look at Desert One. Nope. Rangers Lead The Way. Hoo-ah.

[Allan from Fallbrook]

[quote=LesBaer45][quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.[/quote]

Les: Try Famous Smoke out of PA. Great prices and an excellent selection.

Having been in more than one gunfight, I wouldn’t be taking a pistol at all. Where I come from, if you’re down to your sidearm, you’re fucked and about ready to meet the Big G (God). Same thing goes for skinning that Randall, Gerber or Ka-Bar blade: Your rifle and pistol are both dry and it’s time to go out hard.

A nice armorer in Panama built up a 1911 for me using the best parts of various other 1911s. It was a standard issue .45ACP with no bells and whistles and it worked fine the two times I had to use it up close. Because the bulk of operations were jungle (engagement distance of 25 meters or less on average) my carry weapon was a Remmie 870P and, close in, there is nothing better on the planet than a 12ga. pumpgun.

Pretty little race guns are fine for shooting bowling pins, but you better de-horn the shit out of that bad boy before you consider it ready for a gunfight. A friend of mine is working security in Bogota and had 20+ years with the SEALs. He carries a Wilson and swears by it. It’s his second, the first having given up the ghost after multiple years of use in the worst environments out there. He ran the gamut of SOF operations, including Red Cell and Team 6, so I’ll take his word for the superiority of the Wilson over anything else out there.

And Larry Vickers? Puh-leeze. We didn’t call it Delta Farce for no reason when I was in. Special Forces is way too inbred; just take a look at Desert One. Nope. Rangers Lead The Way. Hoo-ah.

[Allan from Fallbrook]

[quote=LesBaer45][quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.[/quote]

Les: Try Famous Smoke out of PA. Great prices and an excellent selection.

Having been in more than one gunfight, I wouldn’t be taking a pistol at all. Where I come from, if you’re down to your sidearm, you’re fucked and about ready to meet the Big G (God). Same thing goes for skinning that Randall, Gerber or Ka-Bar blade: Your rifle and pistol are both dry and it’s time to go out hard.

A nice armorer in Panama built up a 1911 for me using the best parts of various other 1911s. It was a standard issue .45ACP with no bells and whistles and it worked fine the two times I had to use it up close. Because the bulk of operations were jungle (engagement distance of 25 meters or less on average) my carry weapon was a Remmie 870P and, close in, there is nothing better on the planet than a 12ga. pumpgun.

Pretty little race guns are fine for shooting bowling pins, but you better de-horn the shit out of that bad boy before you consider it ready for a gunfight. A friend of mine is working security in Bogota and had 20+ years with the SEALs. He carries a Wilson and swears by it. It’s his second, the first having given up the ghost after multiple years of use in the worst environments out there. He ran the gamut of SOF operations, including Red Cell and Team 6, so I’ll take his word for the superiority of the Wilson over anything else out there.

And Larry Vickers? Puh-leeze. We didn’t call it Delta Farce for no reason when I was in. Special Forces is way too inbred; just take a look at Desert One. Nope. Rangers Lead The Way. Hoo-ah.

[Allan from Fallbrook]

[quote=LesBaer45][quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.[/quote]

Les: Try Famous Smoke out of PA. Great prices and an excellent selection.

Having been in more than one gunfight, I wouldn’t be taking a pistol at all. Where I come from, if you’re down to your sidearm, you’re fucked and about ready to meet the Big G (God). Same thing goes for skinning that Randall, Gerber or Ka-Bar blade: Your rifle and pistol are both dry and it’s time to go out hard.

A nice armorer in Panama built up a 1911 for me using the best parts of various other 1911s. It was a standard issue .45ACP with no bells and whistles and it worked fine the two times I had to use it up close. Because the bulk of operations were jungle (engagement distance of 25 meters or less on average) my carry weapon was a Remmie 870P and, close in, there is nothing better on the planet than a 12ga. pumpgun.

Pretty little race guns are fine for shooting bowling pins, but you better de-horn the shit out of that bad boy before you consider it ready for a gunfight. A friend of mine is working security in Bogota and had 20+ years with the SEALs. He carries a Wilson and swears by it. It’s his second, the first having given up the ghost after multiple years of use in the worst environments out there. He ran the gamut of SOF operations, including Red Cell and Team 6, so I’ll take his word for the superiority of the Wilson over anything else out there.

And Larry Vickers? Puh-leeze. We didn’t call it Delta Farce for no reason when I was in. Special Forces is way too inbred; just take a look at Desert One. Nope. Rangers Lead The Way. Hoo-ah.

[Allan from Fallbrook]

[quote=LesBaer45][quote=Allan from Fallbrook][quote=temeculaguy] BTW, the macanudos were out because I was sharing with non cigar smokers, one time I gave an arturo fuente don carlos double robusto to a novice smoker and he took three puffs and snubbed it out on the ground, I cried. Now I keep some macs and rocky patels for sharing (and some flavored ones for the womenfolk), plus having really nice library cigar provides me too much pleasure to engage in meaningful analysis and discussion, I turn into a blob of contentment.[/quote]

TG: Don’t bag on Macanudos, man. They are a good cigar, as are Partagas and Hoyo Excaliburs. All good, median priced cigars.

And, Les: Carlos Toranos? Really? If you want to talk high end, let’s talk Ashton Cabinets, Dunhill Reserves and Davidoff. Of course, you’re probably a blended scotch guy, too. Chivas, right? BTW, Wilson Combat is the way to go for a .45ACP. Those Baer’s are pretty, but functional counts in a gunfight.
[/quote]

Oh my. Fightin’ words abound.

I find the Dunhills and Davidoffs overplayed and overhyped. Ashtons wise, I much prefer the VSG.

When I want high end, I pull out the Punch Punch, H. Upman Magnum 46 or a Partagas D4. ;-0

These days, I’m on the prowl for excellent cheap gars. Labels cost too much. I have housing to pay for.

Wilson Combat? Please. See above comments about D&Ds. If I really thought I was going to a gunfight, I drag along my Larry Vickers Special.[/quote]

Les: Try Famous Smoke out of PA. Great prices and an excellent selection.

Having been in more than one gunfight, I wouldn’t be taking a pistol at all. Where I come from, if you’re down to your sidearm, you’re fucked and about ready to meet the Big G (God). Same thing goes for skinning that Randall, Gerber or Ka-Bar blade: Your rifle and pistol are both dry and it’s time to go out hard.

A nice armorer in Panama built up a 1911 for me using the best parts of various other 1911s. It was a standard issue .45ACP with no bells and whistles and it worked fine the two times I had to use it up close. Because the bulk of operations were jungle (engagement distance of 25 meters or less on average) my carry weapon was a Remmie 870P and, close in, there is nothing better on the planet than a 12ga. pumpgun.

Pretty little race guns are fine for shooting bowling pins, but you better de-horn the shit out of that bad boy before you consider it ready for a gunfight. A friend of mine is working security in Bogota and had 20+ years with the SEALs. He carries a Wilson and swears by it. It’s his second, the first having given up the ghost after multiple years of use in the worst environments out there. He ran the gamut of SOF operations, including Red Cell and Team 6, so I’ll take his word for the superiority of the Wilson over anything else out there.

And Larry Vickers? Puh-leeze. We didn’t call it Delta Farce for no reason when I was in. Special Forces is way too inbred; just take a look at Desert One. Nope. Rangers Lead The Way. Hoo-ah.

[Bob]

As an update on what I’m seeing in the TV…

REO’s continue to hit the market with lowball list prices, but the total number of new REO’s continues to trickle instead of flow. List prices continue to be lowball to get people in the door, and once in the door, multiple offers are the norm.

What I’ve experienced first hand, as well as been told by two very reliable sources in the banking industry, is the following…..Banks LOVE cash offers and will take a cash offer at list, or slightly above list (unless there are competing cash offers). If a bidding war starts on a property with numerous FHA offers, as well as 20% down offers, the banks will still take the cash offer, even if it is significantly lower than the others.

For example,,,a good friend and listing agent told me that he had a listing with 17 offers, all conventional loan/FHA. On the final day a cash offer came in at only $1K over list and was accepted. The point is, cash is king, and FHA loans are crap because of the high default rate on them.

[Bob]

As an update on what I’m seeing in the TV…

REO’s continue to hit the market with lowball list prices, but the total number of new REO’s continues to trickle instead of flow. List prices continue to be lowball to get people in the door, and once in the door, multiple offers are the norm.

What I’ve experienced first hand, as well as been told by two very reliable sources in the banking industry, is the following…..Banks LOVE cash offers and will take a cash offer at list, or slightly above list (unless there are competing cash offers). If a bidding war starts on a property with numerous FHA offers, as well as 20% down offers, the banks will still take the cash offer, even if it is significantly lower than the others.

For example,,,a good friend and listing agent told me that he had a listing with 17 offers, all conventional loan/FHA. On the final day a cash offer came in at only $1K over list and was accepted. The point is, cash is king, and FHA loans are crap because of the high default rate on them.

[Bob]

As an update on what I’m seeing in the TV…

REO’s continue to hit the market with lowball list prices, but the total number of new REO’s continues to trickle instead of flow. List prices continue to be lowball to get people in the door, and once in the door, multiple offers are the norm.

What I’ve experienced first hand, as well as been told by two very reliable sources in the banking industry, is the following…..Banks LOVE cash offers and will take a cash offer at list, or slightly above list (unless there are competing cash offers). If a bidding war starts on a property with numerous FHA offers, as well as 20% down offers, the banks will still take the cash offer, even if it is significantly lower than the others.

For example,,,a good friend and listing agent told me that he had a listing with 17 offers, all conventional loan/FHA. On the final day a cash offer came in at only $1K over list and was accepted. The point is, cash is king, and FHA loans are crap because of the high default rate on them.

[Bob]

As an update on what I’m seeing in the TV…

REO’s continue to hit the market with lowball list prices, but the total number of new REO’s continues to trickle instead of flow. List prices continue to be lowball to get people in the door, and once in the door, multiple offers are the norm.

What I’ve experienced first hand, as well as been told by two very reliable sources in the banking industry, is the following…..Banks LOVE cash offers and will take a cash offer at list, or slightly above list (unless there are competing cash offers). If a bidding war starts on a property with numerous FHA offers, as well as 20% down offers, the banks will still take the cash offer, even if it is significantly lower than the others.

For example,,,a good friend and listing agent told me that he had a listing with 17 offers, all conventional loan/FHA. On the final day a cash offer came in at only $1K over list and was accepted. The point is, cash is king, and FHA loans are crap because of the high default rate on them.

[Author]

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