Anyone have a foreclosure.com account (or similar?) – Page 6

This topic has 91 replies, 8 voices, and was last updated 16 years, 1 month ago by little lady.

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March 19, 2008 at 2:51 PM #173731

gn
Participant

I realize there is probably no way to find out if the landlord has stopped making mortgage payments…

Yes, there is. When the landlord is more than 3 months late, the lender files a NOD (notice of default) with the county courthouse. This information is public.

If you have access to http://www.foreclosure.com or http://www.foreclosureradar.com you'll be able to see this.

March 19, 2008 at 3:17 PM #173313

DWCAP
Participant

Just a random question, but what happens to your security deposit in a foreclosure? I know LL’s are suppose to protect it and all, but they are also suppose to pay the morgage, and we wouldnt be there if they were. So what happens if the house slips in a NOT, and the LL happened to dip into the security deposit to help with their own personal “subprime liquidy crisis”? If they declare Bankrupcy, then what? Renter is out a G or two and ????????

I guess if that happened I wouldnt have any problem not paying the rent for the last month or so. With the banks 30 day notice that is 60 days to find a new place and save up. Otherwise pay the rent and move on with your lives. Seems kinda backwards to me to get all pissed when these people bought houses they had no intention of paying for when you are renting houses you have no intention of paying for.

March 19, 2008 at 3:17 PM #173653

DWCAP
Participant

Just a random question, but what happens to your security deposit in a foreclosure? I know LL’s are suppose to protect it and all, but they are also suppose to pay the morgage, and we wouldnt be there if they were. So what happens if the house slips in a NOT, and the LL happened to dip into the security deposit to help with their own personal “subprime liquidy crisis”? If they declare Bankrupcy, then what? Renter is out a G or two and ????????

I guess if that happened I wouldnt have any problem not paying the rent for the last month or so. With the banks 30 day notice that is 60 days to find a new place and save up. Otherwise pay the rent and move on with your lives. Seems kinda backwards to me to get all pissed when these people bought houses they had no intention of paying for when you are renting houses you have no intention of paying for.

March 19, 2008 at 3:17 PM #173655

DWCAP
Participant

Just a random question, but what happens to your security deposit in a foreclosure? I know LL’s are suppose to protect it and all, but they are also suppose to pay the morgage, and we wouldnt be there if they were. So what happens if the house slips in a NOT, and the LL happened to dip into the security deposit to help with their own personal “subprime liquidy crisis”? If they declare Bankrupcy, then what? Renter is out a G or two and ????????

I guess if that happened I wouldnt have any problem not paying the rent for the last month or so. With the banks 30 day notice that is 60 days to find a new place and save up. Otherwise pay the rent and move on with your lives. Seems kinda backwards to me to get all pissed when these people bought houses they had no intention of paying for when you are renting houses you have no intention of paying for.

March 19, 2008 at 3:17 PM #173675

DWCAP
Participant

Just a random question, but what happens to your security deposit in a foreclosure? I know LL’s are suppose to protect it and all, but they are also suppose to pay the morgage, and we wouldnt be there if they were. So what happens if the house slips in a NOT, and the LL happened to dip into the security deposit to help with their own personal “subprime liquidy crisis”? If they declare Bankrupcy, then what? Renter is out a G or two and ????????

I guess if that happened I wouldnt have any problem not paying the rent for the last month or so. With the banks 30 day notice that is 60 days to find a new place and save up. Otherwise pay the rent and move on with your lives. Seems kinda backwards to me to get all pissed when these people bought houses they had no intention of paying for when you are renting houses you have no intention of paying for.

March 19, 2008 at 3:17 PM #173756

DWCAP
Participant

Just a random question, but what happens to your security deposit in a foreclosure? I know LL’s are suppose to protect it and all, but they are also suppose to pay the morgage, and we wouldnt be there if they were. So what happens if the house slips in a NOT, and the LL happened to dip into the security deposit to help with their own personal “subprime liquidy crisis”? If they declare Bankrupcy, then what? Renter is out a G or two and ????????

I guess if that happened I wouldnt have any problem not paying the rent for the last month or so. With the banks 30 day notice that is 60 days to find a new place and save up. Otherwise pay the rent and move on with your lives. Seems kinda backwards to me to get all pissed when these people bought houses they had no intention of paying for when you are renting houses you have no intention of paying for.

March 19, 2008 at 3:57 PM #173338

Eugene
Participant

if the tenant is smart, they won’t allow the eviction to go “uncontested”. In that event, the eviction will cost the landlord/owner a lot more than $499, that would be upfront money before any back rent is ever collected.

If the landlord is smart, he will be able to figure out how to file an unlawful detainer lawsuit without an attorney. All forms are available online, e.g.

http://www.courtinfo.ca.gov/forms/fillable/ud100.pdf

You don’t need to be a rocket scientist to fill that.

If the tenant is smart, he will pay up and move out as soon as they get the court notice – the cost of getting an eviction on your credit report far outweighs a couple months’ rent.

If the tenant is stupid, he will ignore the notice and end up being evicted by the sheriff.

The only situations where I can imagine the tenant trying to contest the eviction are a) there’s something wrong with the lease contract, or b) the tenant himself and/or one of his close friends is a lawyer.

I can’t imagine any sensible tenant throwing his money away on a lawyer trying to contest a hopeless case, knowing that he’ll have to pay landlord’s legal fees as well.

March 19, 2008 at 3:57 PM #173678

Eugene
Participant

if the tenant is smart, they won’t allow the eviction to go “uncontested”. In that event, the eviction will cost the landlord/owner a lot more than $499, that would be upfront money before any back rent is ever collected.

If the landlord is smart, he will be able to figure out how to file an unlawful detainer lawsuit without an attorney. All forms are available online, e.g.

http://www.courtinfo.ca.gov/forms/fillable/ud100.pdf

You don’t need to be a rocket scientist to fill that.

If the tenant is smart, he will pay up and move out as soon as they get the court notice – the cost of getting an eviction on your credit report far outweighs a couple months’ rent.

If the tenant is stupid, he will ignore the notice and end up being evicted by the sheriff.

The only situations where I can imagine the tenant trying to contest the eviction are a) there’s something wrong with the lease contract, or b) the tenant himself and/or one of his close friends is a lawyer.

I can’t imagine any sensible tenant throwing his money away on a lawyer trying to contest a hopeless case, knowing that he’ll have to pay landlord’s legal fees as well.

March 19, 2008 at 3:57 PM #173680

Eugene
Participant

if the tenant is smart, they won’t allow the eviction to go “uncontested”. In that event, the eviction will cost the landlord/owner a lot more than $499, that would be upfront money before any back rent is ever collected.

If the landlord is smart, he will be able to figure out how to file an unlawful detainer lawsuit without an attorney. All forms are available online, e.g.

http://www.courtinfo.ca.gov/forms/fillable/ud100.pdf

You don’t need to be a rocket scientist to fill that.

If the tenant is smart, he will pay up and move out as soon as they get the court notice – the cost of getting an eviction on your credit report far outweighs a couple months’ rent.

If the tenant is stupid, he will ignore the notice and end up being evicted by the sheriff.

The only situations where I can imagine the tenant trying to contest the eviction are a) there’s something wrong with the lease contract, or b) the tenant himself and/or one of his close friends is a lawyer.

I can’t imagine any sensible tenant throwing his money away on a lawyer trying to contest a hopeless case, knowing that he’ll have to pay landlord’s legal fees as well.

March 19, 2008 at 3:57 PM #173689

Eugene
Participant

if the tenant is smart, they won’t allow the eviction to go “uncontested”. In that event, the eviction will cost the landlord/owner a lot more than $499, that would be upfront money before any back rent is ever collected.

If the landlord is smart, he will be able to figure out how to file an unlawful detainer lawsuit without an attorney. All forms are available online, e.g.

http://www.courtinfo.ca.gov/forms/fillable/ud100.pdf

You don’t need to be a rocket scientist to fill that.

If the tenant is smart, he will pay up and move out as soon as they get the court notice – the cost of getting an eviction on your credit report far outweighs a couple months’ rent.

If the tenant is stupid, he will ignore the notice and end up being evicted by the sheriff.

The only situations where I can imagine the tenant trying to contest the eviction are a) there’s something wrong with the lease contract, or b) the tenant himself and/or one of his close friends is a lawyer.

I can’t imagine any sensible tenant throwing his money away on a lawyer trying to contest a hopeless case, knowing that he’ll have to pay landlord’s legal fees as well.

March 19, 2008 at 3:57 PM #173699

Eugene
Participant

if the tenant is smart, they won’t allow the eviction to go “uncontested”. In that event, the eviction will cost the landlord/owner a lot more than $499, that would be upfront money before any back rent is ever collected.

If the landlord is smart, he will be able to figure out how to file an unlawful detainer lawsuit without an attorney. All forms are available online, e.g.

http://www.courtinfo.ca.gov/forms/fillable/ud100.pdf

You don’t need to be a rocket scientist to fill that.

If the tenant is smart, he will pay up and move out as soon as they get the court notice – the cost of getting an eviction on your credit report far outweighs a couple months’ rent.

If the tenant is stupid, he will ignore the notice and end up being evicted by the sheriff.

The only situations where I can imagine the tenant trying to contest the eviction are a) there’s something wrong with the lease contract, or b) the tenant himself and/or one of his close friends is a lawyer.

I can’t imagine any sensible tenant throwing his money away on a lawyer trying to contest a hopeless case, knowing that he’ll have to pay landlord’s legal fees as well.

March 19, 2008 at 3:57 PM #173781

Eugene
Participant

if the tenant is smart, they won’t allow the eviction to go “uncontested”. In that event, the eviction will cost the landlord/owner a lot more than $499, that would be upfront money before any back rent is ever collected.

If the landlord is smart, he will be able to figure out how to file an unlawful detainer lawsuit without an attorney. All forms are available online, e.g.

http://www.courtinfo.ca.gov/forms/fillable/ud100.pdf

You don’t need to be a rocket scientist to fill that.

If the tenant is smart, he will pay up and move out as soon as they get the court notice – the cost of getting an eviction on your credit report far outweighs a couple months’ rent.

If the tenant is stupid, he will ignore the notice and end up being evicted by the sheriff.

The only situations where I can imagine the tenant trying to contest the eviction are a) there’s something wrong with the lease contract, or b) the tenant himself and/or one of his close friends is a lawyer.

I can’t imagine any sensible tenant throwing his money away on a lawyer trying to contest a hopeless case, knowing that he’ll have to pay landlord’s legal fees as well.

March 19, 2008 at 5:27 PM #173388

little lady
Participant

“You don’t need to be a rocket scientist to fill that”

You don’t and you don’t have to have a lawyer do all your work, there is legal help ( paralegals and such)that can help you with paperwork. If my MOM can do it, anyone can.

Your assuming that a landlord has to use all the money they have to save the house……what about credit cards to pay for these fees?

March 19, 2008 at 5:27 PM #173728

little lady
Participant

“You don’t need to be a rocket scientist to fill that”

You don’t and you don’t have to have a lawyer do all your work, there is legal help ( paralegals and such)that can help you with paperwork. If my MOM can do it, anyone can.

Your assuming that a landlord has to use all the money they have to save the house……what about credit cards to pay for these fees?

March 19, 2008 at 5:27 PM #173739

little lady
Participant

“You don’t need to be a rocket scientist to fill that”

You don’t and you don’t have to have a lawyer do all your work, there is legal help ( paralegals and such)that can help you with paperwork. If my MOM can do it, anyone can.

Your assuming that a landlord has to use all the money they have to save the house……what about credit cards to pay for these fees?
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