[UCGal]

We had rats in our yard. We’d see them running along the fence. Then we started construction on our granny flat. Bulldozing the trees/shrubs they lived in pretty much drove them away. (Extensive grading in the project). Construction has been over for more than 2 years and they haven’t returned…

Kind of an extreme approach, I’ll admit.

[UCGal]

We had rats in our yard. We’d see them running along the fence. Then we started construction on our granny flat. Bulldozing the trees/shrubs they lived in pretty much drove them away. (Extensive grading in the project). Construction has been over for more than 2 years and they haven’t returned…

Kind of an extreme approach, I’ll admit.

[UCGal]

We had rats in our yard. We’d see them running along the fence. Then we started construction on our granny flat. Bulldozing the trees/shrubs they lived in pretty much drove them away. (Extensive grading in the project). Construction has been over for more than 2 years and they haven’t returned…

Kind of an extreme approach, I’ll admit.

[UCGal]

[quote=sdduuuude][quote=IForget]If you want to stop the political posts, all you have to do is remove the OT posts from the ‘Active forum topics’ section on the right. I predict political posts would dry up right quick if you did that.[/quote]

The gripe is not with off-topic political threads. It is with thread-jacking of on-topic threads with political posts intended to insite tiresome and poinless “left is better than right” arguments.[/quote]
In fairness – the one that you linked to with +1, you’ve been warned comment was in the economics folder – but the OP was politically slanted. It was political before Brian got there.

I tend to skip over a lot of posts by people who I get tired of. Brian is one of those folks. His views may echo some of mine – but he’s not the strongest debater and it spins to namecalling too quick. But it is far from just Brian – I skip over posts from a lot of the right wing folks for the same reason. For a long time I skipped going to the OT folder because it was almost all political stuff… I missed some good wine threads because of it.

Like JP, I feel like occasionally Brian is stating what some of the less overtly politcal piggs are thinking. Does he take it too far, sure. But when there are statements slamming anyone who listens to NPR or drives a prius or voted for Obama as being less than human… well, I’m glad someone speaks up against it.

I have to admit – I’m offended a lot more by regular posters who make blanket non-thoughtful “conservative” statements. I don’t mind thoughtful and informed political debate (Allan from Fallbrook, FLU give good arguements) – but so many times, from so many piggs, it ends up with slams against anyone liberal. I tend to just keep my mouth shut.

I’ll step out and go back to my policy of trying not to discuss politcs here. I agree it’s gotten less fun with the level of politics rising. Lets talk real estate, economics, Clairemont vs Mira Mesa. Whether 4S will ever be as cool as Carmel Valley… And best of all – more wine threads.

[UCGal]

[quote=sdduuuude][quote=IForget]If you want to stop the political posts, all you have to do is remove the OT posts from the ‘Active forum topics’ section on the right. I predict political posts would dry up right quick if you did that.[/quote]

The gripe is not with off-topic political threads. It is with thread-jacking of on-topic threads with political posts intended to insite tiresome and poinless “left is better than right” arguments.[/quote]
In fairness – the one that you linked to with +1, you’ve been warned comment was in the economics folder – but the OP was politically slanted. It was political before Brian got there.

I tend to skip over a lot of posts by people who I get tired of. Brian is one of those folks. His views may echo some of mine – but he’s not the strongest debater and it spins to namecalling too quick. But it is far from just Brian – I skip over posts from a lot of the right wing folks for the same reason. For a long time I skipped going to the OT folder because it was almost all political stuff… I missed some good wine threads because of it.

Like JP, I feel like occasionally Brian is stating what some of the less overtly politcal piggs are thinking. Does he take it too far, sure. But when there are statements slamming anyone who listens to NPR or drives a prius or voted for Obama as being less than human… well, I’m glad someone speaks up against it.

I have to admit – I’m offended a lot more by regular posters who make blanket non-thoughtful “conservative” statements. I don’t mind thoughtful and informed political debate (Allan from Fallbrook, FLU give good arguements) – but so many times, from so many piggs, it ends up with slams against anyone liberal. I tend to just keep my mouth shut.

I’ll step out and go back to my policy of trying not to discuss politcs here. I agree it’s gotten less fun with the level of politics rising. Lets talk real estate, economics, Clairemont vs Mira Mesa. Whether 4S will ever be as cool as Carmel Valley… And best of all – more wine threads.

[UCGal]

[quote=sdduuuude][quote=IForget]If you want to stop the political posts, all you have to do is remove the OT posts from the ‘Active forum topics’ section on the right. I predict political posts would dry up right quick if you did that.[/quote]

The gripe is not with off-topic political threads. It is with thread-jacking of on-topic threads with political posts intended to insite tiresome and poinless “left is better than right” arguments.[/quote]
In fairness – the one that you linked to with +1, you’ve been warned comment was in the economics folder – but the OP was politically slanted. It was political before Brian got there.

I tend to skip over a lot of posts by people who I get tired of. Brian is one of those folks. His views may echo some of mine – but he’s not the strongest debater and it spins to namecalling too quick. But it is far from just Brian – I skip over posts from a lot of the right wing folks for the same reason. For a long time I skipped going to the OT folder because it was almost all political stuff… I missed some good wine threads because of it.

Like JP, I feel like occasionally Brian is stating what some of the less overtly politcal piggs are thinking. Does he take it too far, sure. But when there are statements slamming anyone who listens to NPR or drives a prius or voted for Obama as being less than human… well, I’m glad someone speaks up against it.

I have to admit – I’m offended a lot more by regular posters who make blanket non-thoughtful “conservative” statements. I don’t mind thoughtful and informed political debate (Allan from Fallbrook, FLU give good arguements) – but so many times, from so many piggs, it ends up with slams against anyone liberal. I tend to just keep my mouth shut.

I’ll step out and go back to my policy of trying not to discuss politcs here. I agree it’s gotten less fun with the level of politics rising. Lets talk real estate, economics, Clairemont vs Mira Mesa. Whether 4S will ever be as cool as Carmel Valley… And best of all – more wine threads.

[UCGal]

[quote=sdduuuude][quote=IForget]If you want to stop the political posts, all you have to do is remove the OT posts from the ‘Active forum topics’ section on the right. I predict political posts would dry up right quick if you did that.[/quote]

The gripe is not with off-topic political threads. It is with thread-jacking of on-topic threads with political posts intended to insite tiresome and poinless “left is better than right” arguments.[/quote]
In fairness – the one that you linked to with +1, you’ve been warned comment was in the economics folder – but the OP was politically slanted. It was political before Brian got there.

I tend to skip over a lot of posts by people who I get tired of. Brian is one of those folks. His views may echo some of mine – but he’s not the strongest debater and it spins to namecalling too quick. But it is far from just Brian – I skip over posts from a lot of the right wing folks for the same reason. For a long time I skipped going to the OT folder because it was almost all political stuff… I missed some good wine threads because of it.

Like JP, I feel like occasionally Brian is stating what some of the less overtly politcal piggs are thinking. Does he take it too far, sure. But when there are statements slamming anyone who listens to NPR or drives a prius or voted for Obama as being less than human… well, I’m glad someone speaks up against it.

I have to admit – I’m offended a lot more by regular posters who make blanket non-thoughtful “conservative” statements. I don’t mind thoughtful and informed political debate (Allan from Fallbrook, FLU give good arguements) – but so many times, from so many piggs, it ends up with slams against anyone liberal. I tend to just keep my mouth shut.

I’ll step out and go back to my policy of trying not to discuss politcs here. I agree it’s gotten less fun with the level of politics rising. Lets talk real estate, economics, Clairemont vs Mira Mesa. Whether 4S will ever be as cool as Carmel Valley… And best of all – more wine threads.

[UCGal]

[quote=sdduuuude][quote=IForget]If you want to stop the political posts, all you have to do is remove the OT posts from the ‘Active forum topics’ section on the right. I predict political posts would dry up right quick if you did that.[/quote]

The gripe is not with off-topic political threads. It is with thread-jacking of on-topic threads with political posts intended to insite tiresome and poinless “left is better than right” arguments.[/quote]
In fairness – the one that you linked to with +1, you’ve been warned comment was in the economics folder – but the OP was politically slanted. It was political before Brian got there.

I tend to skip over a lot of posts by people who I get tired of. Brian is one of those folks. His views may echo some of mine – but he’s not the strongest debater and it spins to namecalling too quick. But it is far from just Brian – I skip over posts from a lot of the right wing folks for the same reason. For a long time I skipped going to the OT folder because it was almost all political stuff… I missed some good wine threads because of it.

Like JP, I feel like occasionally Brian is stating what some of the less overtly politcal piggs are thinking. Does he take it too far, sure. But when there are statements slamming anyone who listens to NPR or drives a prius or voted for Obama as being less than human… well, I’m glad someone speaks up against it.

I have to admit – I’m offended a lot more by regular posters who make blanket non-thoughtful “conservative” statements. I don’t mind thoughtful and informed political debate (Allan from Fallbrook, FLU give good arguements) – but so many times, from so many piggs, it ends up with slams against anyone liberal. I tend to just keep my mouth shut.

I’ll step out and go back to my policy of trying not to discuss politcs here. I agree it’s gotten less fun with the level of politics rising. Lets talk real estate, economics, Clairemont vs Mira Mesa. Whether 4S will ever be as cool as Carmel Valley… And best of all – more wine threads.

[UCGal]

It’s an interesting concept. It’s probably not going to happen – it would be like messing with social security… political death for the politician that proposes it.

But…in the past mortgages tended to be 10-15 years – and serious down payments were put down. People had the radical idea of paying off the mortgage in full – not serial refinancing, extending out the debt. The idea that it’s ok to have a mortgage into retirement is pretty recent.

I look at my in-laws… When they bought their home – they put 30% down and had a 10 year loan. Their goal was to pay it off quicker than that. Even with 6 children and only 1 income for the duration of the mortgage they were able to scrimp and make extra payments… reducing their deductable benefit along with their principal.

My parents paid off the mortgage over 30 years – never refinancing. Had it paid off by the time I was out of college.

If you eliminate the mortgage deduction people will consider how much they leverage to buy a house. The downpayment percent will likely go up. People might actually pay off their houses.

A quick google turned up the fact that we’re one of only 4 western nations that has a mortgage deduction for personal homes… most of Europe doesn’t. Canada allows interest deductions on business properties – but not personal residences.

While the deduction is available, I’ll claim it. But I’m old school enough to be paying extra on my mortgage in an attempt to pay down my mortgage… tax deduction be damned.

[UCGal]

It’s an interesting concept. It’s probably not going to happen – it would be like messing with social security… political death for the politician that proposes it.

But…in the past mortgages tended to be 10-15 years – and serious down payments were put down. People had the radical idea of paying off the mortgage in full – not serial refinancing, extending out the debt. The idea that it’s ok to have a mortgage into retirement is pretty recent.

I look at my in-laws… When they bought their home – they put 30% down and had a 10 year loan. Their goal was to pay it off quicker than that. Even with 6 children and only 1 income for the duration of the mortgage they were able to scrimp and make extra payments… reducing their deductable benefit along with their principal.

My parents paid off the mortgage over 30 years – never refinancing. Had it paid off by the time I was out of college.

If you eliminate the mortgage deduction people will consider how much they leverage to buy a house. The downpayment percent will likely go up. People might actually pay off their houses.

A quick google turned up the fact that we’re one of only 4 western nations that has a mortgage deduction for personal homes… most of Europe doesn’t. Canada allows interest deductions on business properties – but not personal residences.

While the deduction is available, I’ll claim it. But I’m old school enough to be paying extra on my mortgage in an attempt to pay down my mortgage… tax deduction be damned.

[UCGal]

It’s an interesting concept. It’s probably not going to happen – it would be like messing with social security… political death for the politician that proposes it.

But…in the past mortgages tended to be 10-15 years – and serious down payments were put down. People had the radical idea of paying off the mortgage in full – not serial refinancing, extending out the debt. The idea that it’s ok to have a mortgage into retirement is pretty recent.

I look at my in-laws… When they bought their home – they put 30% down and had a 10 year loan. Their goal was to pay it off quicker than that. Even with 6 children and only 1 income for the duration of the mortgage they were able to scrimp and make extra payments… reducing their deductable benefit along with their principal.

My parents paid off the mortgage over 30 years – never refinancing. Had it paid off by the time I was out of college.

If you eliminate the mortgage deduction people will consider how much they leverage to buy a house. The downpayment percent will likely go up. People might actually pay off their houses.

A quick google turned up the fact that we’re one of only 4 western nations that has a mortgage deduction for personal homes… most of Europe doesn’t. Canada allows interest deductions on business properties – but not personal residences.

While the deduction is available, I’ll claim it. But I’m old school enough to be paying extra on my mortgage in an attempt to pay down my mortgage… tax deduction be damned.

[UCGal]

It’s an interesting concept. It’s probably not going to happen – it would be like messing with social security… political death for the politician that proposes it.

But…in the past mortgages tended to be 10-15 years – and serious down payments were put down. People had the radical idea of paying off the mortgage in full – not serial refinancing, extending out the debt. The idea that it’s ok to have a mortgage into retirement is pretty recent.

I look at my in-laws… When they bought their home – they put 30% down and had a 10 year loan. Their goal was to pay it off quicker than that. Even with 6 children and only 1 income for the duration of the mortgage they were able to scrimp and make extra payments… reducing their deductable benefit along with their principal.

My parents paid off the mortgage over 30 years – never refinancing. Had it paid off by the time I was out of college.

If you eliminate the mortgage deduction people will consider how much they leverage to buy a house. The downpayment percent will likely go up. People might actually pay off their houses.

A quick google turned up the fact that we’re one of only 4 western nations that has a mortgage deduction for personal homes… most of Europe doesn’t. Canada allows interest deductions on business properties – but not personal residences.

While the deduction is available, I’ll claim it. But I’m old school enough to be paying extra on my mortgage in an attempt to pay down my mortgage… tax deduction be damned.

[UCGal]

It’s an interesting concept. It’s probably not going to happen – it would be like messing with social security… political death for the politician that proposes it.

But…in the past mortgages tended to be 10-15 years – and serious down payments were put down. People had the radical idea of paying off the mortgage in full – not serial refinancing, extending out the debt. The idea that it’s ok to have a mortgage into retirement is pretty recent.

I look at my in-laws… When they bought their home – they put 30% down and had a 10 year loan. Their goal was to pay it off quicker than that. Even with 6 children and only 1 income for the duration of the mortgage they were able to scrimp and make extra payments… reducing their deductable benefit along with their principal.

My parents paid off the mortgage over 30 years – never refinancing. Had it paid off by the time I was out of college.

If you eliminate the mortgage deduction people will consider how much they leverage to buy a house. The downpayment percent will likely go up. People might actually pay off their houses.

A quick google turned up the fact that we’re one of only 4 western nations that has a mortgage deduction for personal homes… most of Europe doesn’t. Canada allows interest deductions on business properties – but not personal residences.

While the deduction is available, I’ll claim it. But I’m old school enough to be paying extra on my mortgage in an attempt to pay down my mortgage… tax deduction be damned.

[UCGal]

nevermind

[UCGal]

nevermind

[Author]

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