[temeculaguy]

I hate landlines, I’ve been dabating about getting rid of mine. I’ve never given that number out, if it rings it’s a wron number and because there are multiple phones hooked up to that same line in different parts of the house it’s a pain to turn the ringer off. The answering machines for landlines suck, you have to skip through all the messages to get to the one you want. The iphone answering machine (voicemail) lists the voicemails like e-mails, showing you who each message is from, you play the message you want to, like opening the e-mail you want to from a list.

I also no longer wear a watch or use an alarm clock, phone has replaced them both. I also don’t have a camera, the iphone4 cam is good enough for my needs. I also have stopped making lists for the store, I have a dry erase board on my fridge and I take a picture of it as I leave the house. I can use my finger to zoom in on the picture if it’s hard to read. I have a blackberry paid for by my employer and I hate it, it doesn’t zoom with my fingers on a touch screen, you have to scroll and hit buttons, hate it.

I don’t understand why all the hatred of technology, my iphone is easier to operate than any of the devices it replaces. I also have not opened a phone book (neither white or yellow pages) in four years and I never will. They go straight into the recycle bin, I just enter the name of who or what i’m looking for, touch the number and it calls the number, I never enter a digit or write anything down. I don’t get a newspaper any more, I don’t listen to the radio any more. I get weather, traffic, music, news, e-mail, all on one little phone. I have an xm skydock in my car, it’s mounted very well, the phone charges while I drive and the phone becomes my radio when I drive. I never miss a sporting event and I don’t have to search for a game on the radio. If I’m looking at a list of football or basketball games to choose from, the current score is listed along with the names of the teams playing. I’ll ignore the blowouts, touch the name of the one I want, voila, it’s on the radio.

I see a lot of people in their 70’s and 80’s in the apple store being tutored on how to use the phones. If they can do it, you can to. It wont complicate your life, it will simplify it.

[temeculaguy]

I hate landlines, I’ve been dabating about getting rid of mine. I’ve never given that number out, if it rings it’s a wron number and because there are multiple phones hooked up to that same line in different parts of the house it’s a pain to turn the ringer off. The answering machines for landlines suck, you have to skip through all the messages to get to the one you want. The iphone answering machine (voicemail) lists the voicemails like e-mails, showing you who each message is from, you play the message you want to, like opening the e-mail you want to from a list.

I also no longer wear a watch or use an alarm clock, phone has replaced them both. I also don’t have a camera, the iphone4 cam is good enough for my needs. I also have stopped making lists for the store, I have a dry erase board on my fridge and I take a picture of it as I leave the house. I can use my finger to zoom in on the picture if it’s hard to read. I have a blackberry paid for by my employer and I hate it, it doesn’t zoom with my fingers on a touch screen, you have to scroll and hit buttons, hate it.

I don’t understand why all the hatred of technology, my iphone is easier to operate than any of the devices it replaces. I also have not opened a phone book (neither white or yellow pages) in four years and I never will. They go straight into the recycle bin, I just enter the name of who or what i’m looking for, touch the number and it calls the number, I never enter a digit or write anything down. I don’t get a newspaper any more, I don’t listen to the radio any more. I get weather, traffic, music, news, e-mail, all on one little phone. I have an xm skydock in my car, it’s mounted very well, the phone charges while I drive and the phone becomes my radio when I drive. I never miss a sporting event and I don’t have to search for a game on the radio. If I’m looking at a list of football or basketball games to choose from, the current score is listed along with the names of the teams playing. I’ll ignore the blowouts, touch the name of the one I want, voila, it’s on the radio.

I see a lot of people in their 70’s and 80’s in the apple store being tutored on how to use the phones. If they can do it, you can to. It wont complicate your life, it will simplify it.

[temeculaguy]

I hate landlines, I’ve been dabating about getting rid of mine. I’ve never given that number out, if it rings it’s a wron number and because there are multiple phones hooked up to that same line in different parts of the house it’s a pain to turn the ringer off. The answering machines for landlines suck, you have to skip through all the messages to get to the one you want. The iphone answering machine (voicemail) lists the voicemails like e-mails, showing you who each message is from, you play the message you want to, like opening the e-mail you want to from a list.

I also no longer wear a watch or use an alarm clock, phone has replaced them both. I also don’t have a camera, the iphone4 cam is good enough for my needs. I also have stopped making lists for the store, I have a dry erase board on my fridge and I take a picture of it as I leave the house. I can use my finger to zoom in on the picture if it’s hard to read. I have a blackberry paid for by my employer and I hate it, it doesn’t zoom with my fingers on a touch screen, you have to scroll and hit buttons, hate it.

I don’t understand why all the hatred of technology, my iphone is easier to operate than any of the devices it replaces. I also have not opened a phone book (neither white or yellow pages) in four years and I never will. They go straight into the recycle bin, I just enter the name of who or what i’m looking for, touch the number and it calls the number, I never enter a digit or write anything down. I don’t get a newspaper any more, I don’t listen to the radio any more. I get weather, traffic, music, news, e-mail, all on one little phone. I have an xm skydock in my car, it’s mounted very well, the phone charges while I drive and the phone becomes my radio when I drive. I never miss a sporting event and I don’t have to search for a game on the radio. If I’m looking at a list of football or basketball games to choose from, the current score is listed along with the names of the teams playing. I’ll ignore the blowouts, touch the name of the one I want, voila, it’s on the radio.

I see a lot of people in their 70’s and 80’s in the apple store being tutored on how to use the phones. If they can do it, you can to. It wont complicate your life, it will simplify it.

[temeculaguy]

I hate landlines, I’ve been dabating about getting rid of mine. I’ve never given that number out, if it rings it’s a wron number and because there are multiple phones hooked up to that same line in different parts of the house it’s a pain to turn the ringer off. The answering machines for landlines suck, you have to skip through all the messages to get to the one you want. The iphone answering machine (voicemail) lists the voicemails like e-mails, showing you who each message is from, you play the message you want to, like opening the e-mail you want to from a list.

I also no longer wear a watch or use an alarm clock, phone has replaced them both. I also don’t have a camera, the iphone4 cam is good enough for my needs. I also have stopped making lists for the store, I have a dry erase board on my fridge and I take a picture of it as I leave the house. I can use my finger to zoom in on the picture if it’s hard to read. I have a blackberry paid for by my employer and I hate it, it doesn’t zoom with my fingers on a touch screen, you have to scroll and hit buttons, hate it.

I don’t understand why all the hatred of technology, my iphone is easier to operate than any of the devices it replaces. I also have not opened a phone book (neither white or yellow pages) in four years and I never will. They go straight into the recycle bin, I just enter the name of who or what i’m looking for, touch the number and it calls the number, I never enter a digit or write anything down. I don’t get a newspaper any more, I don’t listen to the radio any more. I get weather, traffic, music, news, e-mail, all on one little phone. I have an xm skydock in my car, it’s mounted very well, the phone charges while I drive and the phone becomes my radio when I drive. I never miss a sporting event and I don’t have to search for a game on the radio. If I’m looking at a list of football or basketball games to choose from, the current score is listed along with the names of the teams playing. I’ll ignore the blowouts, touch the name of the one I want, voila, it’s on the radio.

I see a lot of people in their 70’s and 80’s in the apple store being tutored on how to use the phones. If they can do it, you can to. It wont complicate your life, it will simplify it.

[temeculaguy]

The first book you read should be Adam Smith’s, “Wealth of Nations” or it’s actual name, “An Inquiry into the nature and Causes of the Wealth of Nations.”

I understand that you were looking for more of a technical guide as to how to make wise investments and how to evaluate a company, but a little information can be a bad thing. “Why” things happen is the first thing to learn, “How” to do it isn’t all that relevent and can be figured out easily. Books that rely on “systems” for investing are merely cookbooks.

If someone reccomends a particular book that has been recently published, find out what books that author read, then read those books instead. You cannot make an informed decision about an investment just because you understand why a particular investment pays off, you are only informed when you understand what moves markets, what moves people and what motivates people. Cycles are more important than trends, find the cycles and you will have unlocked the secrets.

Immediately after wealth of nations, read the Tao Te Chi, in nature as in finances, there is beauty in chaos. The point is that thunder, lightning, wildfires, hurricanes and all other natural calamities are to be expected and appreciated, not feared. They actually should be embraced as they are a neccesary component to the cycle. A Taoist isn’t afraid of nature, take that same approach to investing. Market crashes, recession/depression, wars, pandemics, nothing should make you afraid. All of it is neccesary to the cycle of economics, once you stop fearing it, you can profit from it.

Take housing, in 2006, it looked like a can’t lose investment. Banks, the government and people, ignored risk because there had been sunshine for as long as they could remember. By 2009 it looked like everything was going to hell in a handbasket. But looking back, which was a better time to buy? Stocks have similar cycles, so does just about everything. The greatest book to learn from isn’t a book, it’s the 12 month weather cycle. Look how you have become accustomed to it and can rely on it. When the days are at their coldest or their hottest, you feel inside that this will subside soon. You don’t think that it will become 200 degrees by December, you know the cycle will turn, maybe later or earlier, but it will return. You don’t buy fans in September and you don’t buy heaters in February, because you are near the end of the cycle, if you don’t already have them it’s too late. For some reason, we feel weather so we learn and understand the cycles, we expect them, we buy our clothing based on them. But few people “feel” economics, so they don’t really learn, expect or plan for the cycle. But it’s there.

[temeculaguy]

The first book you read should be Adam Smith’s, “Wealth of Nations” or it’s actual name, “An Inquiry into the nature and Causes of the Wealth of Nations.”

I understand that you were looking for more of a technical guide as to how to make wise investments and how to evaluate a company, but a little information can be a bad thing. “Why” things happen is the first thing to learn, “How” to do it isn’t all that relevent and can be figured out easily. Books that rely on “systems” for investing are merely cookbooks.

If someone reccomends a particular book that has been recently published, find out what books that author read, then read those books instead. You cannot make an informed decision about an investment just because you understand why a particular investment pays off, you are only informed when you understand what moves markets, what moves people and what motivates people. Cycles are more important than trends, find the cycles and you will have unlocked the secrets.

Immediately after wealth of nations, read the Tao Te Chi, in nature as in finances, there is beauty in chaos. The point is that thunder, lightning, wildfires, hurricanes and all other natural calamities are to be expected and appreciated, not feared. They actually should be embraced as they are a neccesary component to the cycle. A Taoist isn’t afraid of nature, take that same approach to investing. Market crashes, recession/depression, wars, pandemics, nothing should make you afraid. All of it is neccesary to the cycle of economics, once you stop fearing it, you can profit from it.

Take housing, in 2006, it looked like a can’t lose investment. Banks, the government and people, ignored risk because there had been sunshine for as long as they could remember. By 2009 it looked like everything was going to hell in a handbasket. But looking back, which was a better time to buy? Stocks have similar cycles, so does just about everything. The greatest book to learn from isn’t a book, it’s the 12 month weather cycle. Look how you have become accustomed to it and can rely on it. When the days are at their coldest or their hottest, you feel inside that this will subside soon. You don’t think that it will become 200 degrees by December, you know the cycle will turn, maybe later or earlier, but it will return. You don’t buy fans in September and you don’t buy heaters in February, because you are near the end of the cycle, if you don’t already have them it’s too late. For some reason, we feel weather so we learn and understand the cycles, we expect them, we buy our clothing based on them. But few people “feel” economics, so they don’t really learn, expect or plan for the cycle. But it’s there.

[temeculaguy]

The first book you read should be Adam Smith’s, “Wealth of Nations” or it’s actual name, “An Inquiry into the nature and Causes of the Wealth of Nations.”

I understand that you were looking for more of a technical guide as to how to make wise investments and how to evaluate a company, but a little information can be a bad thing. “Why” things happen is the first thing to learn, “How” to do it isn’t all that relevent and can be figured out easily. Books that rely on “systems” for investing are merely cookbooks.

If someone reccomends a particular book that has been recently published, find out what books that author read, then read those books instead. You cannot make an informed decision about an investment just because you understand why a particular investment pays off, you are only informed when you understand what moves markets, what moves people and what motivates people. Cycles are more important than trends, find the cycles and you will have unlocked the secrets.

Immediately after wealth of nations, read the Tao Te Chi, in nature as in finances, there is beauty in chaos. The point is that thunder, lightning, wildfires, hurricanes and all other natural calamities are to be expected and appreciated, not feared. They actually should be embraced as they are a neccesary component to the cycle. A Taoist isn’t afraid of nature, take that same approach to investing. Market crashes, recession/depression, wars, pandemics, nothing should make you afraid. All of it is neccesary to the cycle of economics, once you stop fearing it, you can profit from it.

Take housing, in 2006, it looked like a can’t lose investment. Banks, the government and people, ignored risk because there had been sunshine for as long as they could remember. By 2009 it looked like everything was going to hell in a handbasket. But looking back, which was a better time to buy? Stocks have similar cycles, so does just about everything. The greatest book to learn from isn’t a book, it’s the 12 month weather cycle. Look how you have become accustomed to it and can rely on it. When the days are at their coldest or their hottest, you feel inside that this will subside soon. You don’t think that it will become 200 degrees by December, you know the cycle will turn, maybe later or earlier, but it will return. You don’t buy fans in September and you don’t buy heaters in February, because you are near the end of the cycle, if you don’t already have them it’s too late. For some reason, we feel weather so we learn and understand the cycles, we expect them, we buy our clothing based on them. But few people “feel” economics, so they don’t really learn, expect or plan for the cycle. But it’s there.

[temeculaguy]

The first book you read should be Adam Smith’s, “Wealth of Nations” or it’s actual name, “An Inquiry into the nature and Causes of the Wealth of Nations.”

I understand that you were looking for more of a technical guide as to how to make wise investments and how to evaluate a company, but a little information can be a bad thing. “Why” things happen is the first thing to learn, “How” to do it isn’t all that relevent and can be figured out easily. Books that rely on “systems” for investing are merely cookbooks.

If someone reccomends a particular book that has been recently published, find out what books that author read, then read those books instead. You cannot make an informed decision about an investment just because you understand why a particular investment pays off, you are only informed when you understand what moves markets, what moves people and what motivates people. Cycles are more important than trends, find the cycles and you will have unlocked the secrets.

Immediately after wealth of nations, read the Tao Te Chi, in nature as in finances, there is beauty in chaos. The point is that thunder, lightning, wildfires, hurricanes and all other natural calamities are to be expected and appreciated, not feared. They actually should be embraced as they are a neccesary component to the cycle. A Taoist isn’t afraid of nature, take that same approach to investing. Market crashes, recession/depression, wars, pandemics, nothing should make you afraid. All of it is neccesary to the cycle of economics, once you stop fearing it, you can profit from it.

Take housing, in 2006, it looked like a can’t lose investment. Banks, the government and people, ignored risk because there had been sunshine for as long as they could remember. By 2009 it looked like everything was going to hell in a handbasket. But looking back, which was a better time to buy? Stocks have similar cycles, so does just about everything. The greatest book to learn from isn’t a book, it’s the 12 month weather cycle. Look how you have become accustomed to it and can rely on it. When the days are at their coldest or their hottest, you feel inside that this will subside soon. You don’t think that it will become 200 degrees by December, you know the cycle will turn, maybe later or earlier, but it will return. You don’t buy fans in September and you don’t buy heaters in February, because you are near the end of the cycle, if you don’t already have them it’s too late. For some reason, we feel weather so we learn and understand the cycles, we expect them, we buy our clothing based on them. But few people “feel” economics, so they don’t really learn, expect or plan for the cycle. But it’s there.

[temeculaguy]

The first book you read should be Adam Smith’s, “Wealth of Nations” or it’s actual name, “An Inquiry into the nature and Causes of the Wealth of Nations.”

I understand that you were looking for more of a technical guide as to how to make wise investments and how to evaluate a company, but a little information can be a bad thing. “Why” things happen is the first thing to learn, “How” to do it isn’t all that relevent and can be figured out easily. Books that rely on “systems” for investing are merely cookbooks.

If someone reccomends a particular book that has been recently published, find out what books that author read, then read those books instead. You cannot make an informed decision about an investment just because you understand why a particular investment pays off, you are only informed when you understand what moves markets, what moves people and what motivates people. Cycles are more important than trends, find the cycles and you will have unlocked the secrets.

Immediately after wealth of nations, read the Tao Te Chi, in nature as in finances, there is beauty in chaos. The point is that thunder, lightning, wildfires, hurricanes and all other natural calamities are to be expected and appreciated, not feared. They actually should be embraced as they are a neccesary component to the cycle. A Taoist isn’t afraid of nature, take that same approach to investing. Market crashes, recession/depression, wars, pandemics, nothing should make you afraid. All of it is neccesary to the cycle of economics, once you stop fearing it, you can profit from it.

Take housing, in 2006, it looked like a can’t lose investment. Banks, the government and people, ignored risk because there had been sunshine for as long as they could remember. By 2009 it looked like everything was going to hell in a handbasket. But looking back, which was a better time to buy? Stocks have similar cycles, so does just about everything. The greatest book to learn from isn’t a book, it’s the 12 month weather cycle. Look how you have become accustomed to it and can rely on it. When the days are at their coldest or their hottest, you feel inside that this will subside soon. You don’t think that it will become 200 degrees by December, you know the cycle will turn, maybe later or earlier, but it will return. You don’t buy fans in September and you don’t buy heaters in February, because you are near the end of the cycle, if you don’t already have them it’s too late. For some reason, we feel weather so we learn and understand the cycles, we expect them, we buy our clothing based on them. But few people “feel” economics, so they don’t really learn, expect or plan for the cycle. But it’s there.

[temeculaguy]

good work, evol. I suggest you just move on, screw it. I was going to comment before that I didn’t like the numbers even if they only owed 400k, at that rent, 350k debt is about break even. Personally anything more than 125x rent is a money loser so they need be the type of landlords who can weather the storm, not someone trying to avoid paying the piper for failed jr. trump behavior.

It sounds like they are rookie landlords, it wont take long before they realize that 2300 coming in and 4k going out doesn’t work. More than likely they are using you to qual for their new place then you’ll pay them for the year they don’t pay the bank.

[temeculaguy]

good work, evol. I suggest you just move on, screw it. I was going to comment before that I didn’t like the numbers even if they only owed 400k, at that rent, 350k debt is about break even. Personally anything more than 125x rent is a money loser so they need be the type of landlords who can weather the storm, not someone trying to avoid paying the piper for failed jr. trump behavior.

It sounds like they are rookie landlords, it wont take long before they realize that 2300 coming in and 4k going out doesn’t work. More than likely they are using you to qual for their new place then you’ll pay them for the year they don’t pay the bank.

[temeculaguy]

good work, evol. I suggest you just move on, screw it. I was going to comment before that I didn’t like the numbers even if they only owed 400k, at that rent, 350k debt is about break even. Personally anything more than 125x rent is a money loser so they need be the type of landlords who can weather the storm, not someone trying to avoid paying the piper for failed jr. trump behavior.

It sounds like they are rookie landlords, it wont take long before they realize that 2300 coming in and 4k going out doesn’t work. More than likely they are using you to qual for their new place then you’ll pay them for the year they don’t pay the bank.

[temeculaguy]

good work, evol. I suggest you just move on, screw it. I was going to comment before that I didn’t like the numbers even if they only owed 400k, at that rent, 350k debt is about break even. Personally anything more than 125x rent is a money loser so they need be the type of landlords who can weather the storm, not someone trying to avoid paying the piper for failed jr. trump behavior.

It sounds like they are rookie landlords, it wont take long before they realize that 2300 coming in and 4k going out doesn’t work. More than likely they are using you to qual for their new place then you’ll pay them for the year they don’t pay the bank.

[temeculaguy]

good work, evol. I suggest you just move on, screw it. I was going to comment before that I didn’t like the numbers even if they only owed 400k, at that rent, 350k debt is about break even. Personally anything more than 125x rent is a money loser so they need be the type of landlords who can weather the storm, not someone trying to avoid paying the piper for failed jr. trump behavior.

It sounds like they are rookie landlords, it wont take long before they realize that 2300 coming in and 4k going out doesn’t work. More than likely they are using you to qual for their new place then you’ll pay them for the year they don’t pay the bank.

[temeculaguy]

I think I may have figured it out. Your listings are from sandicor. Anyone using a realtor not based in San diego would probably list in their mls, thus not showing up in your search. Somehow redfin pulls from all the regionals. I think downtown condos or other areas with investors from areas out of town, would get missed by your site. Same with repo clearing houses. The repo I bought was listed out of L.A. by a realtor working for a particular bank, who had all their listings in so cal. That happens frequently.

As an experiment i compared downtown SD using your website and redfin. RF had 452 actives (excluding pendings, which was another 119) in 92101, you had 300. I excluded shorts on redfin and still got 332. So excluding pendings and shorts, your missing listings, as a consumer I’d like to see them all and I’ll decide. Based on my little experiemnt, 1/3 of the downtown listings are not using sandicor, or at least they are not getting onto your website.

[Author]

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