[temeculaguy]

The section at the end is cut and pasted from Bill Simmons article published before the game with the Chiefs. The actual checklist was written in 2005. Despite my best efforts, Bill Cowher won’t return my e-mails and my offer that he can stay at my place for free if he will just take over for Norv next week. I’ve offered to pay for his food, alcohol, utilities and even let him use my car. No bites yet.

Here’s a blog dedicated to the Norv experience

http://thecoachiskillingme.wordpress.com/

Here’s some of Bill’s article:

“The 2007 Chargers have clearly given away their “Super Bowl contender” status and become this year’s test case for the time-proven phrase, “Coaching matters.” Which reminds me …

A few readers e-mailed me about this: When Norv Turner was coaching the Raiders in 2005, I created a Norv Turner Second-Half Collapse Checklist. Three games into Norv’s tenure with the Chargers, we already have six of the nine categories checked.

• Guys arguing on the sidelines? (CHECK)
• Embarrassing losses at home? (NO)
• QB getting sacked and throwing the ball up for grabs? (CHECK)
• Just an ungodly amount of penalties? (NO)
• Steady stream of excuses? (CHECK)
• Players taking veiled shots at the coaching staff? (CHECK)
• General malaise and dissatisfaction within the fan base? (CHECK)
• Local columnists taking shots at him? (CHECK)
• Big coaching name looming in the background as a replacement? (NO)

(Basically, we’re a penalty-filled upset loss to the Chiefs, followed by rumors of Bill Cowher taking over the Chargers, from the entire Norv Turner Second-Half Collapse Checklist getting filled before the baseball playoffs start. I think this is amazing.)”

[temeculaguy]

That adelphia e-mail may no longer work, having had an adelphia account it stopped working and wouldn’t forward e-mails a few months after company was taken over.

He isn’t likely to respond to yahoos like myself if he won’t respond to our feraless leader, Rich. Rich would be easy to contact, has a verifiable business phone number and e-mail, appears on television, in print and has a proven track record of calm and cogent debate. We are but mere annonymous lunatics, I wouldn’t respond to my e-mals either but the fact that he ignores Rich isn’t going to make me enthusiastic that he will make a cup of cocoa to sit down and read my rantings.

[temeculaguy]

Thanks for the nod, patientlywaiting. BTW, since records pointed out a typo, the free beer is off the table but with an average 30% decline it’s still pretty impressive. I feel like Charlie, finding out there is still one more golden ticket out there and I am holding a Wonka bar, the race for 50% off is still alive and well.

[temeculaguy]

It’s too early in the thread to hijack it into football. Take this link and scroll down to the Charger game where Bill Simmons lists the Norv Turner cheklist created when he was the Raider Coach, keep in mind it was written before the K.C. game so more things on the list can now be checked off.

http://sports.espn.go.com/espn/page2/story?page=simmons/070928&sportCat=nfl

Now back to your regularly scheduled program, the epic meltdown at La Boheme.

[temeculaguy]

Bitter renter has such negative connotations, we are changing it to “Reverse Flipper.” It sounds more proactive, see the chowderhead thread for a definition.

[temeculaguy]

Radelow gets free beer, that first one was 50% off. I can’t believe these discounts, this is worse than Riverside County. Why is that first one such a steep discount, is there a dead guy in it? Was it the first to be auctioned and everyone was a little skittish? If anyone is wondering where the Pain Train is, it is refueling at La Boheme.

[temeculaguy]

That transaction has Duke Cunninham flavor to it, possible a tax free payment for his propaganda.

If Chamberlain reads this, feel free to blame me. If not me personally, then my kind, “Reverse Flippers” (I just made that up, so if he uses the term I will know he reads these boards).

Reverse Flipper defined: long time owners who have sold and despite having the downpayment in the bank, high incomes and high credit scores, we refuse to buy. We see renting as an act of defiance and a shrewd business decision. With 5% price reductions each quarter, our middle finger, not out checkbooks are extended. We are immune, almost allergic to the kool-aid and our numbers are growing. Plasma T.V.’s, closing costs, granite counters and interest rate buy downs have no effect on us. We aren’t sitting on an uncomfortable fence, rather comfortably lounging on a La-z-boy and we want half off.

So blame us, we are holding the life preserver watching you drown from the safety of our boat and we won’t throw it to you. We have no soul and nothing pleasures us more than your suffering, we are the Reverse Flippers.

[temeculaguy]

SD, love the Jets-Bills analogy. I’d come up with a Norv Turner anlogy but I have to go vomit again. I don’t know where Norv moved when he took the job but if he moved to La Jolla, expect real estate values to go 4-12 within a five mile range of his house.

[temeculaguy]

Half these are silly,most are things she should have noticed before renting. When you walk through a place you open the blinds, flick light switches, etc. Hell, I do that in the first two minutes when checking into a hotel room. Hit the landlord up about the plumbing issues, they have to address them in order to sell anyway. I think your mom wants to move in with you, spend more time with her or some other issue is at play here. Help her pick a new place that you inspect and help her move. The place is below standard but it was also probably cheap, what is utterly ridiculous is this list that includes “no grass in front or back,” unless they came out the night before and cut up all the sod, caveat emptor, how the hell do you miss that, a seven year old can find that.

I am having my first rental experience in a few decades as a strategic move and my landlord is estatic, I can make a list that is longer of the things that I have fixed, replaced or painted, why? Because it mattered to me and I don’t expect a landlord to have my standards. You know those new Mr. Clean magic erasers, they cost about $2 and in ten minutes the soap scum is gone, it took me less time than making a list or calling the landlord.

[temeculaguy]

Sorry Temeku, I forgot who you were, now I remember from a past thread you are the hot mom of Morgan Hill. The way you spell Temeku, I thought you were in Temeku Hills and I only made that comment because Morgan is McMillan’s other master planned community in town. You can and should ride it out but do get a re-assesment of your property taxes at some point, HLS can do it for you for a percentage of the savings if you don’t want the hassle. Morgan is a great place, just got built at the wrong time. When they hit 300 I will probably be shopping it, I just wish they would get annexed into the city and didn’t have such wicked taxes. When the market does recover, Morgan will be among the first areas to recover and since you don’t have an ARM (please say you don’t) then you will be fine sitting tight since that may be you only option since nothing is selling anyway even if you did want out of dodge. If you like it and can afford it, ride it out and avoid the transaction costs, since it is too late to sell high and buy back later, that ship sailed. What’s a 100 grand between friends?

[temeculaguy]

I am a big fan of Diana Olick, I usually watch her clips on cnbc’s website, last week she took on permabull Barbara Corcoran and made Corcoran’s botoxed face look more confused than her surgeon made it look.

http://www.papereconomy.com/BNN.aspx?id=415

Why do I prefer to watch her rather than read her articles even though she is usually right on target (not to bearish, not too bullish, just the facts)? It is because she is hot!!!! Brains and Beauty, she’s a piggington fantasy girl. Roubini and Shiller are great but not much to look at and the other cnbc gals all look like porn stars with matching brains, but Olick, that’s my girl next door.

[temeculaguy]

La Jolla is a coastal market, too many variables (distance to water, view of water, audible range of water). In a more level market that is inland we still can’t give you a price guess per sq ft. because 1200 sq ft homes and 3000 sq ft homes on the same sized lot won’t have the same ppsqft, one story vs two story also are different.

That is why we prognosticators use terms like % off from peak or predict prices in terms of what year (ie. 2003 prices).

Here’s my vague answer to your vague question, you will pay LESS per square foot.

[temeculaguy]

Taken from their website

“For “PIP” lenders, it’s all in a day’s work. These private individuals and companies operate where even sub prime lenders fear to tread, making loans to the desperate and needy the same way regular banks and brokers service traditional customers.”

That’s where I wan’t my money, with the seven borrowers the subprime lenders thought were too risky. This isn’t just their present tense business model, last year this was their plan, find the people the subprime lenders wouldn’t loan money to and then loan them yours. So if the subprime lenders only required a pulse, then I guess this is home loans for dead people.

[temeculaguy]

It’s likely what I saw was an anomaly, the tract that had the auction that I attended (and the reason was stated on the paperwork and checks were made out to the city) may very well have been because the project was started when it wasn’t incorporated as a city but folded after it was. Perhaps the county didn’t require a bond or returned the bond when the city incorporated or as a young city it hadn’t learned yet, who knows. The timing was pretty close, the tract started somewhere between 1989 and 1991 and the city incorporated in 1989. But thanks for the explanation TemekuT, my fears have been assuaged. Still, buying the model in that tract doesn’t look like a good call, even if it is above board. French Valley is a far cry from Carlsbad and buying the models there went sideways, how would this possibly make sense. You are right about Mcmillan, they cleaned up at Temeku Hills, Morgan Hill, not so much.

[temeculaguy]

Nostra, that was your finest post, I’m still laughing. I had planned on going to bed but now I have to rack my Shiraz pickled brain for more Disney names. I fold, you win, that was the huge post of the day. Seriously, come up with three more then photoshop them onto a picture of the seven dwarves. That will be one of those e-mails that I get at work a hundred times for the next five years, do it, do it, do it.

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