[temeculaguy]

S.D., you make a valid point, I used some broad generalizations but my argument has merit that the market returning to normal will have it’s casualties but it will be better for most of society and the industry as well. Shakeouts are healthy, like fasting or a sweat lodge, a time tested purification.

About the lumber laying, stay away from it. Garrard is coming off an injury and wasn’t that confident in an interview today. He may go down early and it will throw off the scripted plays. Jags are too hot and cold for any lumber, now the pack or the browns, I’ll guarantee those picks. The steelers barely escaped at home vs the brownies, the ravens have far less talent and the pack has found a running game just in time for the weather, total locks.

BTW, if I do decide to throw some lowball offers out, what’s your policy and commission. Are you averse to wasting your time on lowball offers to banks on repos or builders on standing inventory, is the drive to temec worth it for you? my stupid e-mail addy is far too revealing with portions of my real name and I still may have stalkers if I’m lucky, so can you throw up yours? I’m eyeing a few in particular and am thinking of offering 15% below but can justify it with research but don’t need the competition by mentioning it here and now every salesgirl at the builders in town knows who I am (I have stop flirting with well dressed milfs) because I talk like I write and they talk to each other, so the realtors are probably wise to me too and I’d prefer to bring in a ringer.

[temeculaguy]

S.D., you make a valid point, I used some broad generalizations but my argument has merit that the market returning to normal will have it’s casualties but it will be better for most of society and the industry as well. Shakeouts are healthy, like fasting or a sweat lodge, a time tested purification.

About the lumber laying, stay away from it. Garrard is coming off an injury and wasn’t that confident in an interview today. He may go down early and it will throw off the scripted plays. Jags are too hot and cold for any lumber, now the pack or the browns, I’ll guarantee those picks. The steelers barely escaped at home vs the brownies, the ravens have far less talent and the pack has found a running game just in time for the weather, total locks.

BTW, if I do decide to throw some lowball offers out, what’s your policy and commission. Are you averse to wasting your time on lowball offers to banks on repos or builders on standing inventory, is the drive to temec worth it for you? my stupid e-mail addy is far too revealing with portions of my real name and I still may have stalkers if I’m lucky, so can you throw up yours? I’m eyeing a few in particular and am thinking of offering 15% below but can justify it with research but don’t need the competition by mentioning it here and now every salesgirl at the builders in town knows who I am (I have stop flirting with well dressed milfs) because I talk like I write and they talk to each other, so the realtors are probably wise to me too and I’d prefer to bring in a ringer.

[temeculaguy]

S.D., you make a valid point, I used some broad generalizations but my argument has merit that the market returning to normal will have it’s casualties but it will be better for most of society and the industry as well. Shakeouts are healthy, like fasting or a sweat lodge, a time tested purification.

About the lumber laying, stay away from it. Garrard is coming off an injury and wasn’t that confident in an interview today. He may go down early and it will throw off the scripted plays. Jags are too hot and cold for any lumber, now the pack or the browns, I’ll guarantee those picks. The steelers barely escaped at home vs the brownies, the ravens have far less talent and the pack has found a running game just in time for the weather, total locks.

BTW, if I do decide to throw some lowball offers out, what’s your policy and commission. Are you averse to wasting your time on lowball offers to banks on repos or builders on standing inventory, is the drive to temec worth it for you? my stupid e-mail addy is far too revealing with portions of my real name and I still may have stalkers if I’m lucky, so can you throw up yours? I’m eyeing a few in particular and am thinking of offering 15% below but can justify it with research but don’t need the competition by mentioning it here and now every salesgirl at the builders in town knows who I am (I have stop flirting with well dressed milfs) because I talk like I write and they talk to each other, so the realtors are probably wise to me too and I’d prefer to bring in a ringer.

[temeculaguy]

S.D., you make a valid point, I used some broad generalizations but my argument has merit that the market returning to normal will have it’s casualties but it will be better for most of society and the industry as well. Shakeouts are healthy, like fasting or a sweat lodge, a time tested purification.

About the lumber laying, stay away from it. Garrard is coming off an injury and wasn’t that confident in an interview today. He may go down early and it will throw off the scripted plays. Jags are too hot and cold for any lumber, now the pack or the browns, I’ll guarantee those picks. The steelers barely escaped at home vs the brownies, the ravens have far less talent and the pack has found a running game just in time for the weather, total locks.

BTW, if I do decide to throw some lowball offers out, what’s your policy and commission. Are you averse to wasting your time on lowball offers to banks on repos or builders on standing inventory, is the drive to temec worth it for you? my stupid e-mail addy is far too revealing with portions of my real name and I still may have stalkers if I’m lucky, so can you throw up yours? I’m eyeing a few in particular and am thinking of offering 15% below but can justify it with research but don’t need the competition by mentioning it here and now every salesgirl at the builders in town knows who I am (I have stop flirting with well dressed milfs) because I talk like I write and they talk to each other, so the realtors are probably wise to me too and I’d prefer to bring in a ringer.

[temeculaguy]

S.D., you make a valid point, I used some broad generalizations but my argument has merit that the market returning to normal will have it’s casualties but it will be better for most of society and the industry as well. Shakeouts are healthy, like fasting or a sweat lodge, a time tested purification.

About the lumber laying, stay away from it. Garrard is coming off an injury and wasn’t that confident in an interview today. He may go down early and it will throw off the scripted plays. Jags are too hot and cold for any lumber, now the pack or the browns, I’ll guarantee those picks. The steelers barely escaped at home vs the brownies, the ravens have far less talent and the pack has found a running game just in time for the weather, total locks.

BTW, if I do decide to throw some lowball offers out, what’s your policy and commission. Are you averse to wasting your time on lowball offers to banks on repos or builders on standing inventory, is the drive to temec worth it for you? my stupid e-mail addy is far too revealing with portions of my real name and I still may have stalkers if I’m lucky, so can you throw up yours? I’m eyeing a few in particular and am thinking of offering 15% below but can justify it with research but don’t need the competition by mentioning it here and now every salesgirl at the builders in town knows who I am (I have stop flirting with well dressed milfs) because I talk like I write and they talk to each other, so the realtors are probably wise to me too and I’d prefer to bring in a ringer.

[temeculaguy]

I can almost guarantee that one was part of the fraud, 460 to 670 in seven months of 2006, by aug of 06 we were already dropping, then it repo’d back for 558 becaue they put down the 20% that was part of the inflated kickback, something stinks in denmark there.

I think that pizza and matt have a point, there will be examples of 2002 prices and even 2001, perhaps beyond. But I study the different dynamics of different neighborhoods and I am wary of making blanket assumptions, certain neighborhoods just hold up and others have collapsed or have started to. I just don’t think a blanket reversal to a given year is an absolute.

matt, my point about rental ratio is just my own behavior as an investor and knowing that others will use similar math, so guessing the bottom is a formula of knowing where others will have the lightbulb go off, when buying beats renting, plain and simple. Whatever your view of the job market or the area is still your view and you need to support it with facts. Median income of 92592 is 69k, traditional median home prices are 5-7x median income (350 on a down year and 470k in a good year). I’m scoping 2k rental listing at 300k (150x rent). I know they will take 250k (125 rent). At 200k, it’s a gimme (100x rent). I don’t see that much more fall, but then again at 250k it is an early 2003 price, 200k would be about a 2000 or 2001 price, 1998 would be a 140k. My guess, it will land between 2000 and 2003 pricing, rents will fall a little but right now they are high because with all the vacants, there is a lot of housing that is underutilized.

Here’s a 2002 price right now

http://www.redfin.com/stingray/do/printable-listing?listing-id=1181307

same tract a 2003 price

http://www.redfin.com/stingray/do/printable-listing?listing-id=955785

in the same tract as a bunch of these who still think they rate double 2002

http://www.redfin.com/stingray/do/printable-listing?listing-id=470341

[temeculaguy]

I can almost guarantee that one was part of the fraud, 460 to 670 in seven months of 2006, by aug of 06 we were already dropping, then it repo’d back for 558 becaue they put down the 20% that was part of the inflated kickback, something stinks in denmark there.

I think that pizza and matt have a point, there will be examples of 2002 prices and even 2001, perhaps beyond. But I study the different dynamics of different neighborhoods and I am wary of making blanket assumptions, certain neighborhoods just hold up and others have collapsed or have started to. I just don’t think a blanket reversal to a given year is an absolute.

matt, my point about rental ratio is just my own behavior as an investor and knowing that others will use similar math, so guessing the bottom is a formula of knowing where others will have the lightbulb go off, when buying beats renting, plain and simple. Whatever your view of the job market or the area is still your view and you need to support it with facts. Median income of 92592 is 69k, traditional median home prices are 5-7x median income (350 on a down year and 470k in a good year). I’m scoping 2k rental listing at 300k (150x rent). I know they will take 250k (125 rent). At 200k, it’s a gimme (100x rent). I don’t see that much more fall, but then again at 250k it is an early 2003 price, 200k would be about a 2000 or 2001 price, 1998 would be a 140k. My guess, it will land between 2000 and 2003 pricing, rents will fall a little but right now they are high because with all the vacants, there is a lot of housing that is underutilized.

Here’s a 2002 price right now

http://www.redfin.com/stingray/do/printable-listing?listing-id=1181307

same tract a 2003 price

http://www.redfin.com/stingray/do/printable-listing?listing-id=955785

in the same tract as a bunch of these who still think they rate double 2002

http://www.redfin.com/stingray/do/printable-listing?listing-id=470341

[temeculaguy]

I can almost guarantee that one was part of the fraud, 460 to 670 in seven months of 2006, by aug of 06 we were already dropping, then it repo’d back for 558 becaue they put down the 20% that was part of the inflated kickback, something stinks in denmark there.

I think that pizza and matt have a point, there will be examples of 2002 prices and even 2001, perhaps beyond. But I study the different dynamics of different neighborhoods and I am wary of making blanket assumptions, certain neighborhoods just hold up and others have collapsed or have started to. I just don’t think a blanket reversal to a given year is an absolute.

matt, my point about rental ratio is just my own behavior as an investor and knowing that others will use similar math, so guessing the bottom is a formula of knowing where others will have the lightbulb go off, when buying beats renting, plain and simple. Whatever your view of the job market or the area is still your view and you need to support it with facts. Median income of 92592 is 69k, traditional median home prices are 5-7x median income (350 on a down year and 470k in a good year). I’m scoping 2k rental listing at 300k (150x rent). I know they will take 250k (125 rent). At 200k, it’s a gimme (100x rent). I don’t see that much more fall, but then again at 250k it is an early 2003 price, 200k would be about a 2000 or 2001 price, 1998 would be a 140k. My guess, it will land between 2000 and 2003 pricing, rents will fall a little but right now they are high because with all the vacants, there is a lot of housing that is underutilized.

Here’s a 2002 price right now

http://www.redfin.com/stingray/do/printable-listing?listing-id=1181307

same tract a 2003 price

http://www.redfin.com/stingray/do/printable-listing?listing-id=955785

in the same tract as a bunch of these who still think they rate double 2002

http://www.redfin.com/stingray/do/printable-listing?listing-id=470341

[temeculaguy]

I can almost guarantee that one was part of the fraud, 460 to 670 in seven months of 2006, by aug of 06 we were already dropping, then it repo’d back for 558 becaue they put down the 20% that was part of the inflated kickback, something stinks in denmark there.

I think that pizza and matt have a point, there will be examples of 2002 prices and even 2001, perhaps beyond. But I study the different dynamics of different neighborhoods and I am wary of making blanket assumptions, certain neighborhoods just hold up and others have collapsed or have started to. I just don’t think a blanket reversal to a given year is an absolute.

matt, my point about rental ratio is just my own behavior as an investor and knowing that others will use similar math, so guessing the bottom is a formula of knowing where others will have the lightbulb go off, when buying beats renting, plain and simple. Whatever your view of the job market or the area is still your view and you need to support it with facts. Median income of 92592 is 69k, traditional median home prices are 5-7x median income (350 on a down year and 470k in a good year). I’m scoping 2k rental listing at 300k (150x rent). I know they will take 250k (125 rent). At 200k, it’s a gimme (100x rent). I don’t see that much more fall, but then again at 250k it is an early 2003 price, 200k would be about a 2000 or 2001 price, 1998 would be a 140k. My guess, it will land between 2000 and 2003 pricing, rents will fall a little but right now they are high because with all the vacants, there is a lot of housing that is underutilized.

Here’s a 2002 price right now

http://www.redfin.com/stingray/do/printable-listing?listing-id=1181307

same tract a 2003 price

http://www.redfin.com/stingray/do/printable-listing?listing-id=955785

in the same tract as a bunch of these who still think they rate double 2002

http://www.redfin.com/stingray/do/printable-listing?listing-id=470341

[temeculaguy]

I can almost guarantee that one was part of the fraud, 460 to 670 in seven months of 2006, by aug of 06 we were already dropping, then it repo’d back for 558 becaue they put down the 20% that was part of the inflated kickback, something stinks in denmark there.

I think that pizza and matt have a point, there will be examples of 2002 prices and even 2001, perhaps beyond. But I study the different dynamics of different neighborhoods and I am wary of making blanket assumptions, certain neighborhoods just hold up and others have collapsed or have started to. I just don’t think a blanket reversal to a given year is an absolute.

matt, my point about rental ratio is just my own behavior as an investor and knowing that others will use similar math, so guessing the bottom is a formula of knowing where others will have the lightbulb go off, when buying beats renting, plain and simple. Whatever your view of the job market or the area is still your view and you need to support it with facts. Median income of 92592 is 69k, traditional median home prices are 5-7x median income (350 on a down year and 470k in a good year). I’m scoping 2k rental listing at 300k (150x rent). I know they will take 250k (125 rent). At 200k, it’s a gimme (100x rent). I don’t see that much more fall, but then again at 250k it is an early 2003 price, 200k would be about a 2000 or 2001 price, 1998 would be a 140k. My guess, it will land between 2000 and 2003 pricing, rents will fall a little but right now they are high because with all the vacants, there is a lot of housing that is underutilized.

Here’s a 2002 price right now

http://www.redfin.com/stingray/do/printable-listing?listing-id=1181307

same tract a 2003 price

http://www.redfin.com/stingray/do/printable-listing?listing-id=955785

in the same tract as a bunch of these who still think they rate double 2002

http://www.redfin.com/stingray/do/printable-listing?listing-id=470341

[temeculaguy]

justbought, I think you may not have read too many of the older threads but you have made a classic faux pau, one which is repeated every few weeks and answered by the majority of the regulars. My advice, remove this site from your favorites, get a flashy thing from Men in Black and erase your memory so you forget the website name. Coming back to see the replies will only hurt your feelings, not just because of the attacks, but because the cogent arguments made by some highly intelligent people will send you reeling and realizing your own finances are in trouble now.

I’ll throw my answer to this ideology in first, believe me it will be of the more kind you will read.

I root for a small crash in the R/E prices, let
s say 50% or a return to 200/2003 pricing. I don’t root for me I root for the young couples who were priced out in the last few years. The college graduate couples, having children and raising them in apartments. Those who have worked and saved like their parents told them to but the prices went up ten times faster than they could save. The young teachers, police and fireman who leave this part of the country because they refuse to contribute to society, a society that they cannot take part in personally. The resons this all happened to them was not because they didn’t earn it, it is because the greedy squeezed them out and soon they will be able to come back or live the life they were promised and worked for. The middle class was made into the working poor by “creative” financing and people buying what they couldn’t afford. Some profitted and sold at the right time, in reality they were stealing from these very same families you champion. A decline won’t take money from them, the person who sold to them did. It will hurt some in order to bring balance back to the universe, but the masses will benefit. I’m sorry where, were the news stories for them, where is your pity for them. I got out of college more than 20 years ago and was welcomed into a career and a modest home was in my reach, that needs to come back.

There is so little time left, make up your mind, check the thickness of your skin and decide if you can handle it because some of my friends lack my…decorum.

[temeculaguy]

justbought, I think you may not have read too many of the older threads but you have made a classic faux pau, one which is repeated every few weeks and answered by the majority of the regulars. My advice, remove this site from your favorites, get a flashy thing from Men in Black and erase your memory so you forget the website name. Coming back to see the replies will only hurt your feelings, not just because of the attacks, but because the cogent arguments made by some highly intelligent people will send you reeling and realizing your own finances are in trouble now.

I’ll throw my answer to this ideology in first, believe me it will be of the more kind you will read.

I root for a small crash in the R/E prices, let
s say 50% or a return to 200/2003 pricing. I don’t root for me I root for the young couples who were priced out in the last few years. The college graduate couples, having children and raising them in apartments. Those who have worked and saved like their parents told them to but the prices went up ten times faster than they could save. The young teachers, police and fireman who leave this part of the country because they refuse to contribute to society, a society that they cannot take part in personally. The resons this all happened to them was not because they didn’t earn it, it is because the greedy squeezed them out and soon they will be able to come back or live the life they were promised and worked for. The middle class was made into the working poor by “creative” financing and people buying what they couldn’t afford. Some profitted and sold at the right time, in reality they were stealing from these very same families you champion. A decline won’t take money from them, the person who sold to them did. It will hurt some in order to bring balance back to the universe, but the masses will benefit. I’m sorry where, were the news stories for them, where is your pity for them. I got out of college more than 20 years ago and was welcomed into a career and a modest home was in my reach, that needs to come back.

There is so little time left, make up your mind, check the thickness of your skin and decide if you can handle it because some of my friends lack my…decorum.

[temeculaguy]

justbought, I think you may not have read too many of the older threads but you have made a classic faux pau, one which is repeated every few weeks and answered by the majority of the regulars. My advice, remove this site from your favorites, get a flashy thing from Men in Black and erase your memory so you forget the website name. Coming back to see the replies will only hurt your feelings, not just because of the attacks, but because the cogent arguments made by some highly intelligent people will send you reeling and realizing your own finances are in trouble now.

I’ll throw my answer to this ideology in first, believe me it will be of the more kind you will read.

I root for a small crash in the R/E prices, let
s say 50% or a return to 200/2003 pricing. I don’t root for me I root for the young couples who were priced out in the last few years. The college graduate couples, having children and raising them in apartments. Those who have worked and saved like their parents told them to but the prices went up ten times faster than they could save. The young teachers, police and fireman who leave this part of the country because they refuse to contribute to society, a society that they cannot take part in personally. The resons this all happened to them was not because they didn’t earn it, it is because the greedy squeezed them out and soon they will be able to come back or live the life they were promised and worked for. The middle class was made into the working poor by “creative” financing and people buying what they couldn’t afford. Some profitted and sold at the right time, in reality they were stealing from these very same families you champion. A decline won’t take money from them, the person who sold to them did. It will hurt some in order to bring balance back to the universe, but the masses will benefit. I’m sorry where, were the news stories for them, where is your pity for them. I got out of college more than 20 years ago and was welcomed into a career and a modest home was in my reach, that needs to come back.

There is so little time left, make up your mind, check the thickness of your skin and decide if you can handle it because some of my friends lack my…decorum.

[temeculaguy]

justbought, I think you may not have read too many of the older threads but you have made a classic faux pau, one which is repeated every few weeks and answered by the majority of the regulars. My advice, remove this site from your favorites, get a flashy thing from Men in Black and erase your memory so you forget the website name. Coming back to see the replies will only hurt your feelings, not just because of the attacks, but because the cogent arguments made by some highly intelligent people will send you reeling and realizing your own finances are in trouble now.

I’ll throw my answer to this ideology in first, believe me it will be of the more kind you will read.

I root for a small crash in the R/E prices, let
s say 50% or a return to 200/2003 pricing. I don’t root for me I root for the young couples who were priced out in the last few years. The college graduate couples, having children and raising them in apartments. Those who have worked and saved like their parents told them to but the prices went up ten times faster than they could save. The young teachers, police and fireman who leave this part of the country because they refuse to contribute to society, a society that they cannot take part in personally. The resons this all happened to them was not because they didn’t earn it, it is because the greedy squeezed them out and soon they will be able to come back or live the life they were promised and worked for. The middle class was made into the working poor by “creative” financing and people buying what they couldn’t afford. Some profitted and sold at the right time, in reality they were stealing from these very same families you champion. A decline won’t take money from them, the person who sold to them did. It will hurt some in order to bring balance back to the universe, but the masses will benefit. I’m sorry where, were the news stories for them, where is your pity for them. I got out of college more than 20 years ago and was welcomed into a career and a modest home was in my reach, that needs to come back.

There is so little time left, make up your mind, check the thickness of your skin and decide if you can handle it because some of my friends lack my…decorum.

[temeculaguy]

justbought, I think you may not have read too many of the older threads but you have made a classic faux pau, one which is repeated every few weeks and answered by the majority of the regulars. My advice, remove this site from your favorites, get a flashy thing from Men in Black and erase your memory so you forget the website name. Coming back to see the replies will only hurt your feelings, not just because of the attacks, but because the cogent arguments made by some highly intelligent people will send you reeling and realizing your own finances are in trouble now.

I’ll throw my answer to this ideology in first, believe me it will be of the more kind you will read.

I root for a small crash in the R/E prices, let
s say 50% or a return to 200/2003 pricing. I don’t root for me I root for the young couples who were priced out in the last few years. The college graduate couples, having children and raising them in apartments. Those who have worked and saved like their parents told them to but the prices went up ten times faster than they could save. The young teachers, police and fireman who leave this part of the country because they refuse to contribute to society, a society that they cannot take part in personally. The resons this all happened to them was not because they didn’t earn it, it is because the greedy squeezed them out and soon they will be able to come back or live the life they were promised and worked for. The middle class was made into the working poor by “creative” financing and people buying what they couldn’t afford. Some profitted and sold at the right time, in reality they were stealing from these very same families you champion. A decline won’t take money from them, the person who sold to them did. It will hurt some in order to bring balance back to the universe, but the masses will benefit. I’m sorry where, were the news stories for them, where is your pity for them. I got out of college more than 20 years ago and was welcomed into a career and a modest home was in my reach, that needs to come back.

There is so little time left, make up your mind, check the thickness of your skin and decide if you can handle it because some of my friends lack my…decorum.

[Author]

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