[temeculaguy]

It’s near impossible for people to ignore their personal experience from their opinion on a topic like this. There is too much data to get an accurate read, because more than just one data point is needed to describe the big picture. AN tried to balance a few different angles but people don’t want to hear what doesn’t fit into their personal perception. It’s all about what is important to you. For example, let’s use fuel/energy. I think the percentage of your income you spend on something matters more than the actual inflation adjusted price because of advances in efficiency. My car from 20 years ago got almost half the MPG’s as the one I drive today, yet they are about the same size. There were slow upticks in MPG’s along the way and it’s likely to continue. But on the flipside, healthcare has increased and there hasn’t been sufficient advances reducing my need for it. Then again I spend less nominally on utilites than I did 10 years ago, since my income has risen in that span, it has become a smaller portion of my budget. There have been trends, but it still feels balanced. But that is because technology and education has taught me way around using as much water, gas and electricity. I haven’t saved any real money because I spent the savings on cable, internet, cell phones, and other things that either didn’t exist or I didn’t want them ten or twenty years ago.

So how do you really measure if people are better off or not. Do you use free time, television size, disposable income, happiness, divorce rates, family size or property owned. It’s too hard to measure. If you get caught up in real estate you are ignoring the natural shifts and trends that will always exist. True, La Jolla real estate is exponentially more expensive than it was in past decades, but so is google, apple or yahoo stock, in fact more so. Right now there is a neighborhood that will appreciate more in the next decade that perhaps not everyone realizes, and there will be one that doesn’t, same can be said for stocks. But it is an absolute fact that everything will not be the same 10 years from now, at least not in relation to similar things, trends will happen, they always have.

It’s all bout what “well off” means to you. As a kid I grew up in a middle class town, borderline upper middle class suburb. I based wealth on the presence of real milk or powdered milk, real butter or margarine, real juice or punch. Real people, many with degrees, lived on my street. Wehn eating over at a friends house, I looked at those things, the doctor’s kids had real milk, the teacher’s kids had powdered. Today, in a similar socio economic neighborhood, having been in many people’s homes, I never see powdered milk. To me, everyone is doing better.

[temeculaguy]

It’s near impossible for people to ignore their personal experience from their opinion on a topic like this. There is too much data to get an accurate read, because more than just one data point is needed to describe the big picture. AN tried to balance a few different angles but people don’t want to hear what doesn’t fit into their personal perception. It’s all about what is important to you. For example, let’s use fuel/energy. I think the percentage of your income you spend on something matters more than the actual inflation adjusted price because of advances in efficiency. My car from 20 years ago got almost half the MPG’s as the one I drive today, yet they are about the same size. There were slow upticks in MPG’s along the way and it’s likely to continue. But on the flipside, healthcare has increased and there hasn’t been sufficient advances reducing my need for it. Then again I spend less nominally on utilites than I did 10 years ago, since my income has risen in that span, it has become a smaller portion of my budget. There have been trends, but it still feels balanced. But that is because technology and education has taught me way around using as much water, gas and electricity. I haven’t saved any real money because I spent the savings on cable, internet, cell phones, and other things that either didn’t exist or I didn’t want them ten or twenty years ago.

So how do you really measure if people are better off or not. Do you use free time, television size, disposable income, happiness, divorce rates, family size or property owned. It’s too hard to measure. If you get caught up in real estate you are ignoring the natural shifts and trends that will always exist. True, La Jolla real estate is exponentially more expensive than it was in past decades, but so is google, apple or yahoo stock, in fact more so. Right now there is a neighborhood that will appreciate more in the next decade that perhaps not everyone realizes, and there will be one that doesn’t, same can be said for stocks. But it is an absolute fact that everything will not be the same 10 years from now, at least not in relation to similar things, trends will happen, they always have.

It’s all bout what “well off” means to you. As a kid I grew up in a middle class town, borderline upper middle class suburb. I based wealth on the presence of real milk or powdered milk, real butter or margarine, real juice or punch. Real people, many with degrees, lived on my street. Wehn eating over at a friends house, I looked at those things, the doctor’s kids had real milk, the teacher’s kids had powdered. Today, in a similar socio economic neighborhood, having been in many people’s homes, I never see powdered milk. To me, everyone is doing better.

[temeculaguy]

It’s near impossible for people to ignore their personal experience from their opinion on a topic like this. There is too much data to get an accurate read, because more than just one data point is needed to describe the big picture. AN tried to balance a few different angles but people don’t want to hear what doesn’t fit into their personal perception. It’s all about what is important to you. For example, let’s use fuel/energy. I think the percentage of your income you spend on something matters more than the actual inflation adjusted price because of advances in efficiency. My car from 20 years ago got almost half the MPG’s as the one I drive today, yet they are about the same size. There were slow upticks in MPG’s along the way and it’s likely to continue. But on the flipside, healthcare has increased and there hasn’t been sufficient advances reducing my need for it. Then again I spend less nominally on utilites than I did 10 years ago, since my income has risen in that span, it has become a smaller portion of my budget. There have been trends, but it still feels balanced. But that is because technology and education has taught me way around using as much water, gas and electricity. I haven’t saved any real money because I spent the savings on cable, internet, cell phones, and other things that either didn’t exist or I didn’t want them ten or twenty years ago.

So how do you really measure if people are better off or not. Do you use free time, television size, disposable income, happiness, divorce rates, family size or property owned. It’s too hard to measure. If you get caught up in real estate you are ignoring the natural shifts and trends that will always exist. True, La Jolla real estate is exponentially more expensive than it was in past decades, but so is google, apple or yahoo stock, in fact more so. Right now there is a neighborhood that will appreciate more in the next decade that perhaps not everyone realizes, and there will be one that doesn’t, same can be said for stocks. But it is an absolute fact that everything will not be the same 10 years from now, at least not in relation to similar things, trends will happen, they always have.

It’s all bout what “well off” means to you. As a kid I grew up in a middle class town, borderline upper middle class suburb. I based wealth on the presence of real milk or powdered milk, real butter or margarine, real juice or punch. Real people, many with degrees, lived on my street. Wehn eating over at a friends house, I looked at those things, the doctor’s kids had real milk, the teacher’s kids had powdered. Today, in a similar socio economic neighborhood, having been in many people’s homes, I never see powdered milk. To me, everyone is doing better.

[temeculaguy]

It’s near impossible for people to ignore their personal experience from their opinion on a topic like this. There is too much data to get an accurate read, because more than just one data point is needed to describe the big picture. AN tried to balance a few different angles but people don’t want to hear what doesn’t fit into their personal perception. It’s all about what is important to you. For example, let’s use fuel/energy. I think the percentage of your income you spend on something matters more than the actual inflation adjusted price because of advances in efficiency. My car from 20 years ago got almost half the MPG’s as the one I drive today, yet they are about the same size. There were slow upticks in MPG’s along the way and it’s likely to continue. But on the flipside, healthcare has increased and there hasn’t been sufficient advances reducing my need for it. Then again I spend less nominally on utilites than I did 10 years ago, since my income has risen in that span, it has become a smaller portion of my budget. There have been trends, but it still feels balanced. But that is because technology and education has taught me way around using as much water, gas and electricity. I haven’t saved any real money because I spent the savings on cable, internet, cell phones, and other things that either didn’t exist or I didn’t want them ten or twenty years ago.

So how do you really measure if people are better off or not. Do you use free time, television size, disposable income, happiness, divorce rates, family size or property owned. It’s too hard to measure. If you get caught up in real estate you are ignoring the natural shifts and trends that will always exist. True, La Jolla real estate is exponentially more expensive than it was in past decades, but so is google, apple or yahoo stock, in fact more so. Right now there is a neighborhood that will appreciate more in the next decade that perhaps not everyone realizes, and there will be one that doesn’t, same can be said for stocks. But it is an absolute fact that everything will not be the same 10 years from now, at least not in relation to similar things, trends will happen, they always have.

It’s all bout what “well off” means to you. As a kid I grew up in a middle class town, borderline upper middle class suburb. I based wealth on the presence of real milk or powdered milk, real butter or margarine, real juice or punch. Real people, many with degrees, lived on my street. Wehn eating over at a friends house, I looked at those things, the doctor’s kids had real milk, the teacher’s kids had powdered. Today, in a similar socio economic neighborhood, having been in many people’s homes, I never see powdered milk. To me, everyone is doing better.

[temeculaguy]

They were, but I kinda looked for that on purpose. Not knowing what I was going to end up buying or what color the appliances would be or the space available when I eventually bought, I didn’t want to buy a fridge as a renter. I didn’t feel like moving a washer and dryer, which in the end would have been three times in three years. Keep that in mind if you rent it out, it’s more marketable if you include the fridge and W/D and they tend to damage floors/walls taking it in and out, but then again it’s another thing you have to fix because they do break and if you have a really low end one that may turn some people off (my second place had a small, low end fridge that I barely got by with and I’m sure that turned off families because they included in the lease that you couldn’t put in your own for fear of damaging the wood floors).

[temeculaguy]

They were, but I kinda looked for that on purpose. Not knowing what I was going to end up buying or what color the appliances would be or the space available when I eventually bought, I didn’t want to buy a fridge as a renter. I didn’t feel like moving a washer and dryer, which in the end would have been three times in three years. Keep that in mind if you rent it out, it’s more marketable if you include the fridge and W/D and they tend to damage floors/walls taking it in and out, but then again it’s another thing you have to fix because they do break and if you have a really low end one that may turn some people off (my second place had a small, low end fridge that I barely got by with and I’m sure that turned off families because they included in the lease that you couldn’t put in your own for fear of damaging the wood floors).

[temeculaguy]

They were, but I kinda looked for that on purpose. Not knowing what I was going to end up buying or what color the appliances would be or the space available when I eventually bought, I didn’t want to buy a fridge as a renter. I didn’t feel like moving a washer and dryer, which in the end would have been three times in three years. Keep that in mind if you rent it out, it’s more marketable if you include the fridge and W/D and they tend to damage floors/walls taking it in and out, but then again it’s another thing you have to fix because they do break and if you have a really low end one that may turn some people off (my second place had a small, low end fridge that I barely got by with and I’m sure that turned off families because they included in the lease that you couldn’t put in your own for fear of damaging the wood floors).

[temeculaguy]

They were, but I kinda looked for that on purpose. Not knowing what I was going to end up buying or what color the appliances would be or the space available when I eventually bought, I didn’t want to buy a fridge as a renter. I didn’t feel like moving a washer and dryer, which in the end would have been three times in three years. Keep that in mind if you rent it out, it’s more marketable if you include the fridge and W/D and they tend to damage floors/walls taking it in and out, but then again it’s another thing you have to fix because they do break and if you have a really low end one that may turn some people off (my second place had a small, low end fridge that I barely got by with and I’m sure that turned off families because they included in the lease that you couldn’t put in your own for fear of damaging the wood floors).

[temeculaguy]

They were, but I kinda looked for that on purpose. Not knowing what I was going to end up buying or what color the appliances would be or the space available when I eventually bought, I didn’t want to buy a fridge as a renter. I didn’t feel like moving a washer and dryer, which in the end would have been three times in three years. Keep that in mind if you rent it out, it’s more marketable if you include the fridge and W/D and they tend to damage floors/walls taking it in and out, but then again it’s another thing you have to fix because they do break and if you have a really low end one that may turn some people off (my second place had a small, low end fridge that I barely got by with and I’m sure that turned off families because they included in the lease that you couldn’t put in your own for fear of damaging the wood floors).

[temeculaguy]

paramount, I think 1600-1700 is about right. When i rented I tried to go 1500 and the best I could get was a condo or a really dumpy small sfr. But 1800-2200 is the range for larger places, after that. I do know someone who pays 1800 for something similar in paloma, but it’s really upgraded and their landlord is cool about their big dog. So that makes them O.K. paying a little more.

[temeculaguy]

paramount, I think 1600-1700 is about right. When i rented I tried to go 1500 and the best I could get was a condo or a really dumpy small sfr. But 1800-2200 is the range for larger places, after that. I do know someone who pays 1800 for something similar in paloma, but it’s really upgraded and their landlord is cool about their big dog. So that makes them O.K. paying a little more.

[temeculaguy]

paramount, I think 1600-1700 is about right. When i rented I tried to go 1500 and the best I could get was a condo or a really dumpy small sfr. But 1800-2200 is the range for larger places, after that. I do know someone who pays 1800 for something similar in paloma, but it’s really upgraded and their landlord is cool about their big dog. So that makes them O.K. paying a little more.

[temeculaguy]

paramount, I think 1600-1700 is about right. When i rented I tried to go 1500 and the best I could get was a condo or a really dumpy small sfr. But 1800-2200 is the range for larger places, after that. I do know someone who pays 1800 for something similar in paloma, but it’s really upgraded and their landlord is cool about their big dog. So that makes them O.K. paying a little more.

[temeculaguy]

paramount, I think 1600-1700 is about right. When i rented I tried to go 1500 and the best I could get was a condo or a really dumpy small sfr. But 1800-2200 is the range for larger places, after that. I do know someone who pays 1800 for something similar in paloma, but it’s really upgraded and their landlord is cool about their big dog. So that makes them O.K. paying a little more.

[temeculaguy]

And my sleeper pick is looking good too. AK just just birdied the first four holes, Rickie and Kim are now tied for first place but Tiger is starting to make his move.

[Author]

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