[temeculaguy]

I totally agree, my parameters from two years ago, from a year ago, even from last month are no longer acceptable today. I have no patience or williingness to stretch today, I measure my housing budget in days of work per month, now 5 days pay is too much. Two years ago I was comfortable with 40% gross for housing, today I won’t go beyond 20% gross pay, including taxes and insurance. I’m holding out for 15%. No longer is it about stretching and impressing, the new black or the new 30 is streamline and affordable, the new goal is 50% of your income slated as “disposable.” It’s a new world, cash is king, granite, stainless and tapping into equity are passe. Having the cash to pick up the tab is the new sexy.

[temeculaguy]

I totally agree, my parameters from two years ago, from a year ago, even from last month are no longer acceptable today. I have no patience or williingness to stretch today, I measure my housing budget in days of work per month, now 5 days pay is too much. Two years ago I was comfortable with 40% gross for housing, today I won’t go beyond 20% gross pay, including taxes and insurance. I’m holding out for 15%. No longer is it about stretching and impressing, the new black or the new 30 is streamline and affordable, the new goal is 50% of your income slated as “disposable.” It’s a new world, cash is king, granite, stainless and tapping into equity are passe. Having the cash to pick up the tab is the new sexy.

[temeculaguy]

I totally agree, my parameters from two years ago, from a year ago, even from last month are no longer acceptable today. I have no patience or williingness to stretch today, I measure my housing budget in days of work per month, now 5 days pay is too much. Two years ago I was comfortable with 40% gross for housing, today I won’t go beyond 20% gross pay, including taxes and insurance. I’m holding out for 15%. No longer is it about stretching and impressing, the new black or the new 30 is streamline and affordable, the new goal is 50% of your income slated as “disposable.” It’s a new world, cash is king, granite, stainless and tapping into equity are passe. Having the cash to pick up the tab is the new sexy.

[temeculaguy]

I totally agree, my parameters from two years ago, from a year ago, even from last month are no longer acceptable today. I have no patience or williingness to stretch today, I measure my housing budget in days of work per month, now 5 days pay is too much. Two years ago I was comfortable with 40% gross for housing, today I won’t go beyond 20% gross pay, including taxes and insurance. I’m holding out for 15%. No longer is it about stretching and impressing, the new black or the new 30 is streamline and affordable, the new goal is 50% of your income slated as “disposable.” It’s a new world, cash is king, granite, stainless and tapping into equity are passe. Having the cash to pick up the tab is the new sexy.

[temeculaguy]

“The world needs ditch diggers too” -Judge Smails, Caddyshack

Why can’t the answer be that some kids are just idiots, and so are some adults. I have texting children and their money management abilities are already shining through, mostly without provocation. I have a kid that has refused all material gifts since the age of twelve in favor of cash, which is propmtly invested, the kid is still below the legal driving age and can pay cash for a car when the time comes. I actually try to encourage a little frivolity and have asked about buying a toy or other item with a portion of his riches, only to be laughed at and the reply is “in six months I won’t even play with it but my certificate of deposit now yields twice my allowance.” I couldn’t be prouder. The other kid is contantly creating babysitting, dogwalking, and other “pre-legal working age” businesses to the point that it is more work for me to manage the schedule that I sometimes offer to match the profits so we can engage in some recreation as a family. I swear I don’t encourage it but I have been asking them to try and keep it under the table because their investments are complicating my taxes. And about the texting, they have figured out that with unlimited texting it is cheaper to text that to call during peak hours, they are smarter than you think and a lot more like you than you want to admit.

Complain about this generation all you want but some things never change, if you look hard enough you will see that even in the 1950’s there were dumb kids and lazy kids and there always will be, because the world needs ditch diggers too.

[temeculaguy]

“The world needs ditch diggers too” -Judge Smails, Caddyshack

Why can’t the answer be that some kids are just idiots, and so are some adults. I have texting children and their money management abilities are already shining through, mostly without provocation. I have a kid that has refused all material gifts since the age of twelve in favor of cash, which is propmtly invested, the kid is still below the legal driving age and can pay cash for a car when the time comes. I actually try to encourage a little frivolity and have asked about buying a toy or other item with a portion of his riches, only to be laughed at and the reply is “in six months I won’t even play with it but my certificate of deposit now yields twice my allowance.” I couldn’t be prouder. The other kid is contantly creating babysitting, dogwalking, and other “pre-legal working age” businesses to the point that it is more work for me to manage the schedule that I sometimes offer to match the profits so we can engage in some recreation as a family. I swear I don’t encourage it but I have been asking them to try and keep it under the table because their investments are complicating my taxes. And about the texting, they have figured out that with unlimited texting it is cheaper to text that to call during peak hours, they are smarter than you think and a lot more like you than you want to admit.

Complain about this generation all you want but some things never change, if you look hard enough you will see that even in the 1950’s there were dumb kids and lazy kids and there always will be, because the world needs ditch diggers too.

[temeculaguy]

“The world needs ditch diggers too” -Judge Smails, Caddyshack

Why can’t the answer be that some kids are just idiots, and so are some adults. I have texting children and their money management abilities are already shining through, mostly without provocation. I have a kid that has refused all material gifts since the age of twelve in favor of cash, which is propmtly invested, the kid is still below the legal driving age and can pay cash for a car when the time comes. I actually try to encourage a little frivolity and have asked about buying a toy or other item with a portion of his riches, only to be laughed at and the reply is “in six months I won’t even play with it but my certificate of deposit now yields twice my allowance.” I couldn’t be prouder. The other kid is contantly creating babysitting, dogwalking, and other “pre-legal working age” businesses to the point that it is more work for me to manage the schedule that I sometimes offer to match the profits so we can engage in some recreation as a family. I swear I don’t encourage it but I have been asking them to try and keep it under the table because their investments are complicating my taxes. And about the texting, they have figured out that with unlimited texting it is cheaper to text that to call during peak hours, they are smarter than you think and a lot more like you than you want to admit.

Complain about this generation all you want but some things never change, if you look hard enough you will see that even in the 1950’s there were dumb kids and lazy kids and there always will be, because the world needs ditch diggers too.

[temeculaguy]

“The world needs ditch diggers too” -Judge Smails, Caddyshack

Why can’t the answer be that some kids are just idiots, and so are some adults. I have texting children and their money management abilities are already shining through, mostly without provocation. I have a kid that has refused all material gifts since the age of twelve in favor of cash, which is propmtly invested, the kid is still below the legal driving age and can pay cash for a car when the time comes. I actually try to encourage a little frivolity and have asked about buying a toy or other item with a portion of his riches, only to be laughed at and the reply is “in six months I won’t even play with it but my certificate of deposit now yields twice my allowance.” I couldn’t be prouder. The other kid is contantly creating babysitting, dogwalking, and other “pre-legal working age” businesses to the point that it is more work for me to manage the schedule that I sometimes offer to match the profits so we can engage in some recreation as a family. I swear I don’t encourage it but I have been asking them to try and keep it under the table because their investments are complicating my taxes. And about the texting, they have figured out that with unlimited texting it is cheaper to text that to call during peak hours, they are smarter than you think and a lot more like you than you want to admit.

Complain about this generation all you want but some things never change, if you look hard enough you will see that even in the 1950’s there were dumb kids and lazy kids and there always will be, because the world needs ditch diggers too.

[temeculaguy]

“The world needs ditch diggers too” -Judge Smails, Caddyshack

Why can’t the answer be that some kids are just idiots, and so are some adults. I have texting children and their money management abilities are already shining through, mostly without provocation. I have a kid that has refused all material gifts since the age of twelve in favor of cash, which is propmtly invested, the kid is still below the legal driving age and can pay cash for a car when the time comes. I actually try to encourage a little frivolity and have asked about buying a toy or other item with a portion of his riches, only to be laughed at and the reply is “in six months I won’t even play with it but my certificate of deposit now yields twice my allowance.” I couldn’t be prouder. The other kid is contantly creating babysitting, dogwalking, and other “pre-legal working age” businesses to the point that it is more work for me to manage the schedule that I sometimes offer to match the profits so we can engage in some recreation as a family. I swear I don’t encourage it but I have been asking them to try and keep it under the table because their investments are complicating my taxes. And about the texting, they have figured out that with unlimited texting it is cheaper to text that to call during peak hours, they are smarter than you think and a lot more like you than you want to admit.

Complain about this generation all you want but some things never change, if you look hard enough you will see that even in the 1950’s there were dumb kids and lazy kids and there always will be, because the world needs ditch diggers too.

[temeculaguy]

To each his own, but IB has very little going for it. It is close to military bases but ask a serviceman if he wants to have his family in I.B. while he is gone. Lots of dive bars, extremenly low income, bad schools, shares air with T.J., the only town they can pick on is San Ysidro, I’m sorry what was the question again. It even lacks chain gorcery or retail stores, I figure if a Ralph’s or a Target won’t go there, my demographic work has been done for me already. I do have a friend that owns a rental there but he owns it outright, bought it decades ago and won’t go there without a gun and in daylight, that’s enough for me.

[temeculaguy]

To each his own, but IB has very little going for it. It is close to military bases but ask a serviceman if he wants to have his family in I.B. while he is gone. Lots of dive bars, extremenly low income, bad schools, shares air with T.J., the only town they can pick on is San Ysidro, I’m sorry what was the question again. It even lacks chain gorcery or retail stores, I figure if a Ralph’s or a Target won’t go there, my demographic work has been done for me already. I do have a friend that owns a rental there but he owns it outright, bought it decades ago and won’t go there without a gun and in daylight, that’s enough for me.

[temeculaguy]

To each his own, but IB has very little going for it. It is close to military bases but ask a serviceman if he wants to have his family in I.B. while he is gone. Lots of dive bars, extremenly low income, bad schools, shares air with T.J., the only town they can pick on is San Ysidro, I’m sorry what was the question again. It even lacks chain gorcery or retail stores, I figure if a Ralph’s or a Target won’t go there, my demographic work has been done for me already. I do have a friend that owns a rental there but he owns it outright, bought it decades ago and won’t go there without a gun and in daylight, that’s enough for me.

[temeculaguy]

To each his own, but IB has very little going for it. It is close to military bases but ask a serviceman if he wants to have his family in I.B. while he is gone. Lots of dive bars, extremenly low income, bad schools, shares air with T.J., the only town they can pick on is San Ysidro, I’m sorry what was the question again. It even lacks chain gorcery or retail stores, I figure if a Ralph’s or a Target won’t go there, my demographic work has been done for me already. I do have a friend that owns a rental there but he owns it outright, bought it decades ago and won’t go there without a gun and in daylight, that’s enough for me.

[temeculaguy]

To each his own, but IB has very little going for it. It is close to military bases but ask a serviceman if he wants to have his family in I.B. while he is gone. Lots of dive bars, extremenly low income, bad schools, shares air with T.J., the only town they can pick on is San Ysidro, I’m sorry what was the question again. It even lacks chain gorcery or retail stores, I figure if a Ralph’s or a Target won’t go there, my demographic work has been done for me already. I do have a friend that owns a rental there but he owns it outright, bought it decades ago and won’t go there without a gun and in daylight, that’s enough for me.

[temeculaguy]

ren, that’s too broad of a question, I have a very small area that I’m looking at for a number of reasons that are particular to me so I cannot give advice on anything North of Rancho Cal because I don’t follow it. South of 79S is where my expertise is, I’ve looked at it all, seen it all built over the years and I have my faves but I’m a weird dude so don’t follow me. Your fairways choice is a good one and in my top 5, but it’s out of your sq ft parameters, 2550 is the smallest and it’s a 4br, smallest 5br is about 3000 sq ft minimum (sorry I’m not looking at 5 br so I cant quote you but their 2888 sq fter is a 4br), low br count and high sq ft is a theme in there with the exception of the small PUD lots in the East corner, it’s also something I like, keeps out the rif raf, but thats another story. Did you want my favorite specific tracts or developments overall? I don’t care about other bidders or competition right now, it’s still knife catching season, I’m tracking, not buying until at least the end of summer. BTW I know of a bunch of excellent choices in the 280-320k range for what you are looking for, but they are all repos and require a little work, cheapest sfr in the fairways is 314k and no golf course view. http://www.redfin.com/CA/Temecula/33123-Yucca-St-92592/home/6468980

Cheapest golf course view in redhawk was 289k, not gated, doesn’t have a tract name, not actually part of the redhwak hoa, but above the waterfall, it was a fill in tract. Backyard was tiny, the tubs and sinks were so dirty that replacement was probably easier than cleaning, but cheap for the area and location which is why it didn’t last 24 hours.

http://www.redfin.com/CA/Temecula/45370-Vista-Verde-92592/home/6363312

sold in one day, 2668 sq ft 4br, another example that you will need to adjust your sq ft numbers/bedroom ratio for this area in many cases, most 5br in the south start at 3000 sq

Marion, alley homes,low sq ft, high bedroom counts, sideways garages and tandem garages are the causes of cars on the street. Harveston is a mix of different stock, just look in the tracts without those attributes to avoid the cars, whenever you see a lot of cars on the street is can be traced back to one of the above but it usually is confined to that tract not the whole development. Find tracts with 3 car garages, all facing the street, with three car straight access driveways and over 2400 sq but onlt 3-4 br and you wont find cars on the street.

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