[temeculaguy]

Veritas, kudos on the Adams quote, most forget what an fantastic litigator he was, a lawyer with principles, novel idea today.

All politicians are the same, I can’t wait for the election to be over so we can knock down the fence that has crippled this site for the past few months, stiffling our collective creativity. Then we can get back to the real reason most of visit this site. Not to blame or change the system, but to understand it, how it is changing and how we can safely manuever within it.

[temeculaguy]

Veritas, kudos on the Adams quote, most forget what an fantastic litigator he was, a lawyer with principles, novel idea today.

All politicians are the same, I can’t wait for the election to be over so we can knock down the fence that has crippled this site for the past few months, stiffling our collective creativity. Then we can get back to the real reason most of visit this site. Not to blame or change the system, but to understand it, how it is changing and how we can safely manuever within it.

[temeculaguy]

Veritas, kudos on the Adams quote, most forget what an fantastic litigator he was, a lawyer with principles, novel idea today.

All politicians are the same, I can’t wait for the election to be over so we can knock down the fence that has crippled this site for the past few months, stiffling our collective creativity. Then we can get back to the real reason most of visit this site. Not to blame or change the system, but to understand it, how it is changing and how we can safely manuever within it.

[temeculaguy]

Veritas, kudos on the Adams quote, most forget what an fantastic litigator he was, a lawyer with principles, novel idea today.

All politicians are the same, I can’t wait for the election to be over so we can knock down the fence that has crippled this site for the past few months, stiffling our collective creativity. Then we can get back to the real reason most of visit this site. Not to blame or change the system, but to understand it, how it is changing and how we can safely manuever within it.

[temeculaguy]

5% is the most commonly accepted annual rate of return.

1998 was flat as compared to the bottom of 94-95.

2003 was the “normal peak” when toxic financing extended it artificially, creating the bubble. Had 2003 been allowed to be the natural cycle peak, prices would have remained flat until about now and they would begin a slow rise about now.

4 years up, 4 down (actually 0% rise but vs inflation considered down) and 4 flat (staying with inflation), that is the “normal cycle.”

We had 4 up and then 4 really up, now we get 4 really down and who knows what beyond that.

2003 prices in 2009 would be “normal” range. T return to 1998 prices would be ten years of not keeping with inflation from a spot at the end of 4 years of no appreciation. It would be great for a buyer, it is entirely possible but it is not a sound way of using history to predict the future.

Of course nothing like this bubble has ever happened in R/E, so any guess is a good one, it just doesn’t fit into any models.

[temeculaguy]

5% is the most commonly accepted annual rate of return.

1998 was flat as compared to the bottom of 94-95.

2003 was the “normal peak” when toxic financing extended it artificially, creating the bubble. Had 2003 been allowed to be the natural cycle peak, prices would have remained flat until about now and they would begin a slow rise about now.

4 years up, 4 down (actually 0% rise but vs inflation considered down) and 4 flat (staying with inflation), that is the “normal cycle.”

We had 4 up and then 4 really up, now we get 4 really down and who knows what beyond that.

2003 prices in 2009 would be “normal” range. T return to 1998 prices would be ten years of not keeping with inflation from a spot at the end of 4 years of no appreciation. It would be great for a buyer, it is entirely possible but it is not a sound way of using history to predict the future.

Of course nothing like this bubble has ever happened in R/E, so any guess is a good one, it just doesn’t fit into any models.

[temeculaguy]

5% is the most commonly accepted annual rate of return.

1998 was flat as compared to the bottom of 94-95.

2003 was the “normal peak” when toxic financing extended it artificially, creating the bubble. Had 2003 been allowed to be the natural cycle peak, prices would have remained flat until about now and they would begin a slow rise about now.

4 years up, 4 down (actually 0% rise but vs inflation considered down) and 4 flat (staying with inflation), that is the “normal cycle.”

We had 4 up and then 4 really up, now we get 4 really down and who knows what beyond that.

2003 prices in 2009 would be “normal” range. T return to 1998 prices would be ten years of not keeping with inflation from a spot at the end of 4 years of no appreciation. It would be great for a buyer, it is entirely possible but it is not a sound way of using history to predict the future.

Of course nothing like this bubble has ever happened in R/E, so any guess is a good one, it just doesn’t fit into any models.

[temeculaguy]

5% is the most commonly accepted annual rate of return.

1998 was flat as compared to the bottom of 94-95.

2003 was the “normal peak” when toxic financing extended it artificially, creating the bubble. Had 2003 been allowed to be the natural cycle peak, prices would have remained flat until about now and they would begin a slow rise about now.

4 years up, 4 down (actually 0% rise but vs inflation considered down) and 4 flat (staying with inflation), that is the “normal cycle.”

We had 4 up and then 4 really up, now we get 4 really down and who knows what beyond that.

2003 prices in 2009 would be “normal” range. T return to 1998 prices would be ten years of not keeping with inflation from a spot at the end of 4 years of no appreciation. It would be great for a buyer, it is entirely possible but it is not a sound way of using history to predict the future.

Of course nothing like this bubble has ever happened in R/E, so any guess is a good one, it just doesn’t fit into any models.

[temeculaguy]

5% is the most commonly accepted annual rate of return.

1998 was flat as compared to the bottom of 94-95.

2003 was the “normal peak” when toxic financing extended it artificially, creating the bubble. Had 2003 been allowed to be the natural cycle peak, prices would have remained flat until about now and they would begin a slow rise about now.

4 years up, 4 down (actually 0% rise but vs inflation considered down) and 4 flat (staying with inflation), that is the “normal cycle.”

We had 4 up and then 4 really up, now we get 4 really down and who knows what beyond that.

2003 prices in 2009 would be “normal” range. T return to 1998 prices would be ten years of not keeping with inflation from a spot at the end of 4 years of no appreciation. It would be great for a buyer, it is entirely possible but it is not a sound way of using history to predict the future.

Of course nothing like this bubble has ever happened in R/E, so any guess is a good one, it just doesn’t fit into any models.

[temeculaguy]

I’ve been thinking about it, even checked to see if vegas was putting up a line for betting. Since they don’t go head to head I think paramutual horserace style betting would be the easiest fit, pick the next three in order and win the trifecta. Split the pot with others that picked the same three in order. Somebody set this up and I’m in, I’m too busy trying with football season to organize it but I’ll play along.

Wait, come to think of it, they already have legalized gambling on bank failures, it’s called stocks.
I have to agree with cape’s first two picks but I go wachovia as my third.

[temeculaguy]

I’ve been thinking about it, even checked to see if vegas was putting up a line for betting. Since they don’t go head to head I think paramutual horserace style betting would be the easiest fit, pick the next three in order and win the trifecta. Split the pot with others that picked the same three in order. Somebody set this up and I’m in, I’m too busy trying with football season to organize it but I’ll play along.

Wait, come to think of it, they already have legalized gambling on bank failures, it’s called stocks.
I have to agree with cape’s first two picks but I go wachovia as my third.

[temeculaguy]

I’ve been thinking about it, even checked to see if vegas was putting up a line for betting. Since they don’t go head to head I think paramutual horserace style betting would be the easiest fit, pick the next three in order and win the trifecta. Split the pot with others that picked the same three in order. Somebody set this up and I’m in, I’m too busy trying with football season to organize it but I’ll play along.

Wait, come to think of it, they already have legalized gambling on bank failures, it’s called stocks.
I have to agree with cape’s first two picks but I go wachovia as my third.

[temeculaguy]

I’ve been thinking about it, even checked to see if vegas was putting up a line for betting. Since they don’t go head to head I think paramutual horserace style betting would be the easiest fit, pick the next three in order and win the trifecta. Split the pot with others that picked the same three in order. Somebody set this up and I’m in, I’m too busy trying with football season to organize it but I’ll play along.

Wait, come to think of it, they already have legalized gambling on bank failures, it’s called stocks.
I have to agree with cape’s first two picks but I go wachovia as my third.

[temeculaguy]

I’ve been thinking about it, even checked to see if vegas was putting up a line for betting. Since they don’t go head to head I think paramutual horserace style betting would be the easiest fit, pick the next three in order and win the trifecta. Split the pot with others that picked the same three in order. Somebody set this up and I’m in, I’m too busy trying with football season to organize it but I’ll play along.

Wait, come to think of it, they already have legalized gambling on bank failures, it’s called stocks.
I have to agree with cape’s first two picks but I go wachovia as my third.

[temeculaguy]

Well written Allan, a multi sourced rebuttal, you win since I was keeping score at home.

So when I die, I would like to say right now that i want none of you at my funeral or to remember me in any way shape or form. Based on the thread thus far, there will be arguments about the legitamacy of my 6th grade chess tournament victory, how I treated my 1st girlfriend, whether or not I flossed, if I inhaled and how I came into possession of my first fake I.D., with little to no mention of any of the good things I did with my time on the planet.

Let’s take every story of heroism and try and destroy it with conspiracy theories. Let’s pretend there are never good guys and bad guys, just bad guys.

I know one thing for certain regardless of what brought down the soviets. The people on the fourth plane that somehow mustered the courage to prevent it from being used as a weapon or the people who perished after rushing into the towers before they collapsed. No matter who your god is or what you believe happens to you when you die, if there is an afterlife, they will be seated at the “Big Table” with the “Big Guy or Gal” and we can only hope that we will have the honor of cleaning their dishes. Until that day, I’ll pause once a year to honor them, make promises to them and defend to the death your right as an American to be ungrateful and disrespectful.

[Author]

Posts