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temeculaguy
Participant[quote=FormerSanDiegan]
What did people say on this board back in March ?I’m pretty sure there were few suggesting to buy stocks.
[/quote]
There weren’t that many, I floated a plan on March 5th, got more voting against it than for it. There are a couple of stock minded folks here but not many, we are mostly dart throwers (with a couple of exceptions, chris, stan, etc.). Here’s the March 5th plan in all it’s glory, read who’s predictions were right and who predicted we’d be eating spam by now.
http://piggington.com/dow_to_4000#comment-110240
and a little update how much money I’d have today if I hadn’t listened to the advice of bloggers and expert authors.
HOG 8.33 to 16.79 1k= 2,015
GE 7.06 to 11.76 1k= 1,665
F 1.70 to 5.78 1k= 3,400
HOV .58 to 2.45 1k= 4,224
COST 38.98 to 46.20 1k= 1,185
MO 15.72 to 16.50 1k= 1,0496k invested March 6th would be worth over 13k today, I could have recouped my initial investment and just played with house money from here on out. Will there be another pullback, I hope so, but I fear Eugene has a point, I may have missed the best buying opportunity in recent times.
My advice, do your own research, trust your gut, turn off your targeting computer and use the force Luke.
It’s a damn good thing these same bloggers saved me 300k on my house or I’d be really pissed.
Participant[quote=FormerSanDiegan]
What did people say on this board back in March ?I’m pretty sure there were few suggesting to buy stocks.
[/quote]
There weren’t that many, I floated a plan on March 5th, got more voting against it than for it. There are a couple of stock minded folks here but not many, we are mostly dart throwers (with a couple of exceptions, chris, stan, etc.). Here’s the March 5th plan in all it’s glory, read who’s predictions were right and who predicted we’d be eating spam by now.
http://piggington.com/dow_to_4000#comment-110240
and a little update how much money I’d have today if I hadn’t listened to the advice of bloggers and expert authors.
HOG 8.33 to 16.79 1k= 2,015
GE 7.06 to 11.76 1k= 1,665
F 1.70 to 5.78 1k= 3,400
HOV .58 to 2.45 1k= 4,224
COST 38.98 to 46.20 1k= 1,185
MO 15.72 to 16.50 1k= 1,0496k invested March 6th would be worth over 13k today, I could have recouped my initial investment and just played with house money from here on out. Will there be another pullback, I hope so, but I fear Eugene has a point, I may have missed the best buying opportunity in recent times.
My advice, do your own research, trust your gut, turn off your targeting computer and use the force Luke.
It’s a damn good thing these same bloggers saved me 300k on my house or I’d be really pissed.
Participant[quote=FormerSanDiegan]
What did people say on this board back in March ?I’m pretty sure there were few suggesting to buy stocks.
[/quote]
There weren’t that many, I floated a plan on March 5th, got more voting against it than for it. There are a couple of stock minded folks here but not many, we are mostly dart throwers (with a couple of exceptions, chris, stan, etc.). Here’s the March 5th plan in all it’s glory, read who’s predictions were right and who predicted we’d be eating spam by now.
http://piggington.com/dow_to_4000#comment-110240
and a little update how much money I’d have today if I hadn’t listened to the advice of bloggers and expert authors.
HOG 8.33 to 16.79 1k= 2,015
GE 7.06 to 11.76 1k= 1,665
F 1.70 to 5.78 1k= 3,400
HOV .58 to 2.45 1k= 4,224
COST 38.98 to 46.20 1k= 1,185
MO 15.72 to 16.50 1k= 1,0496k invested March 6th would be worth over 13k today, I could have recouped my initial investment and just played with house money from here on out. Will there be another pullback, I hope so, but I fear Eugene has a point, I may have missed the best buying opportunity in recent times.
My advice, do your own research, trust your gut, turn off your targeting computer and use the force Luke.
It’s a damn good thing these same bloggers saved me 300k on my house or I’d be really pissed.
ParticipantI see a very high horse and of course I have a step ladder so I’m gonna get on it. I’ll loan you my step ladder if you like.
This is not a stock play, this is not about getting a good deal on priceline for a hotel room. This is a debt that someone took, someone promised to pay and from what we can tell, they can afford to pay back. They should honor their debt, keep their promise, learn from the lesson and think twice next time. There are a few pieces of advice, a few promises in life that you are supposed to keep, not because they make a profit, but becuase karma is a bitch and integrity cannot be re aquired. Monogomy is like that too. Lets say that you are in a monogomous relationship, that you promised to only have sex with one person, you are supposed to keep that promise, nothing can make you do it but yourself. If you are involved in a terrible hunting accident and your genitalia is removed, then through something beyond your control you will not be able to fullfill your obligation but you didn’t break the promise (that is like losing your job). But if Beyonce hits on you in a bar, asks you to go home with her, well, it’s decision time. Are you a man of your word?
The following commandments were never published in any religious text, I made them up, but they are far more relevent today.
1. Pay your debts, pay your tab, pay your own way.
2. Don’t steal, good deals are permitted and encouraged.
3. Don’t tell someone you love them unless you mean it, but if you do, tell them often and show it.
4. Take care of your children and at some point, your parents, even when it’s inconvenient.
5. Drink good wine, eat good food, but avoid sugar.
That’s it, sometimes you win, sometimes you lose, sometimes you have to lick your wounds, stand up and walk out of the room like a man, even if you limp a little.
ParticipantI see a very high horse and of course I have a step ladder so I’m gonna get on it. I’ll loan you my step ladder if you like.
This is not a stock play, this is not about getting a good deal on priceline for a hotel room. This is a debt that someone took, someone promised to pay and from what we can tell, they can afford to pay back. They should honor their debt, keep their promise, learn from the lesson and think twice next time. There are a few pieces of advice, a few promises in life that you are supposed to keep, not because they make a profit, but becuase karma is a bitch and integrity cannot be re aquired. Monogomy is like that too. Lets say that you are in a monogomous relationship, that you promised to only have sex with one person, you are supposed to keep that promise, nothing can make you do it but yourself. If you are involved in a terrible hunting accident and your genitalia is removed, then through something beyond your control you will not be able to fullfill your obligation but you didn’t break the promise (that is like losing your job). But if Beyonce hits on you in a bar, asks you to go home with her, well, it’s decision time. Are you a man of your word?
The following commandments were never published in any religious text, I made them up, but they are far more relevent today.
1. Pay your debts, pay your tab, pay your own way.
2. Don’t steal, good deals are permitted and encouraged.
3. Don’t tell someone you love them unless you mean it, but if you do, tell them often and show it.
4. Take care of your children and at some point, your parents, even when it’s inconvenient.
5. Drink good wine, eat good food, but avoid sugar.
That’s it, sometimes you win, sometimes you lose, sometimes you have to lick your wounds, stand up and walk out of the room like a man, even if you limp a little.
ParticipantI see a very high horse and of course I have a step ladder so I’m gonna get on it. I’ll loan you my step ladder if you like.
This is not a stock play, this is not about getting a good deal on priceline for a hotel room. This is a debt that someone took, someone promised to pay and from what we can tell, they can afford to pay back. They should honor their debt, keep their promise, learn from the lesson and think twice next time. There are a few pieces of advice, a few promises in life that you are supposed to keep, not because they make a profit, but becuase karma is a bitch and integrity cannot be re aquired. Monogomy is like that too. Lets say that you are in a monogomous relationship, that you promised to only have sex with one person, you are supposed to keep that promise, nothing can make you do it but yourself. If you are involved in a terrible hunting accident and your genitalia is removed, then through something beyond your control you will not be able to fullfill your obligation but you didn’t break the promise (that is like losing your job). But if Beyonce hits on you in a bar, asks you to go home with her, well, it’s decision time. Are you a man of your word?
The following commandments were never published in any religious text, I made them up, but they are far more relevent today.
1. Pay your debts, pay your tab, pay your own way.
2. Don’t steal, good deals are permitted and encouraged.
3. Don’t tell someone you love them unless you mean it, but if you do, tell them often and show it.
4. Take care of your children and at some point, your parents, even when it’s inconvenient.
5. Drink good wine, eat good food, but avoid sugar.
That’s it, sometimes you win, sometimes you lose, sometimes you have to lick your wounds, stand up and walk out of the room like a man, even if you limp a little.
ParticipantI see a very high horse and of course I have a step ladder so I’m gonna get on it. I’ll loan you my step ladder if you like.
This is not a stock play, this is not about getting a good deal on priceline for a hotel room. This is a debt that someone took, someone promised to pay and from what we can tell, they can afford to pay back. They should honor their debt, keep their promise, learn from the lesson and think twice next time. There are a few pieces of advice, a few promises in life that you are supposed to keep, not because they make a profit, but becuase karma is a bitch and integrity cannot be re aquired. Monogomy is like that too. Lets say that you are in a monogomous relationship, that you promised to only have sex with one person, you are supposed to keep that promise, nothing can make you do it but yourself. If you are involved in a terrible hunting accident and your genitalia is removed, then through something beyond your control you will not be able to fullfill your obligation but you didn’t break the promise (that is like losing your job). But if Beyonce hits on you in a bar, asks you to go home with her, well, it’s decision time. Are you a man of your word?
The following commandments were never published in any religious text, I made them up, but they are far more relevent today.
1. Pay your debts, pay your tab, pay your own way.
2. Don’t steal, good deals are permitted and encouraged.
3. Don’t tell someone you love them unless you mean it, but if you do, tell them often and show it.
4. Take care of your children and at some point, your parents, even when it’s inconvenient.
5. Drink good wine, eat good food, but avoid sugar.
That’s it, sometimes you win, sometimes you lose, sometimes you have to lick your wounds, stand up and walk out of the room like a man, even if you limp a little.
ParticipantI see a very high horse and of course I have a step ladder so I’m gonna get on it. I’ll loan you my step ladder if you like.
This is not a stock play, this is not about getting a good deal on priceline for a hotel room. This is a debt that someone took, someone promised to pay and from what we can tell, they can afford to pay back. They should honor their debt, keep their promise, learn from the lesson and think twice next time. There are a few pieces of advice, a few promises in life that you are supposed to keep, not because they make a profit, but becuase karma is a bitch and integrity cannot be re aquired. Monogomy is like that too. Lets say that you are in a monogomous relationship, that you promised to only have sex with one person, you are supposed to keep that promise, nothing can make you do it but yourself. If you are involved in a terrible hunting accident and your genitalia is removed, then through something beyond your control you will not be able to fullfill your obligation but you didn’t break the promise (that is like losing your job). But if Beyonce hits on you in a bar, asks you to go home with her, well, it’s decision time. Are you a man of your word?
The following commandments were never published in any religious text, I made them up, but they are far more relevent today.
1. Pay your debts, pay your tab, pay your own way.
2. Don’t steal, good deals are permitted and encouraged.
3. Don’t tell someone you love them unless you mean it, but if you do, tell them often and show it.
4. Take care of your children and at some point, your parents, even when it’s inconvenient.
5. Drink good wine, eat good food, but avoid sugar.
That’s it, sometimes you win, sometimes you lose, sometimes you have to lick your wounds, stand up and walk out of the room like a man, even if you limp a little.
ParticipantI don’t get it, what do you mean by “dumping the heloc?” At this point he can’t roll it into a single loan at the lower rate, that is evident by what he wrote and the advice. The advice to pay down the heloc faster, seems good advice to me, since rolling it is out of the question.
Do you mean for him to not pay the heloc? You said they wont foreclose, the hell they wont. Helocs can and will foreclose, even if the primary loan is current. That’s the deal with helocs, it’s collateral is the house. If they choose to not foreclose because it will wipe them out after the first is paid, then they can and will rack fees and interest and credit hits while you dont pay them. This guy was looking to maximize his situation, get a good rate, not take was isn’t his, there’s no mention of “I can’t afford to pay.”
ParticipantI don’t get it, what do you mean by “dumping the heloc?” At this point he can’t roll it into a single loan at the lower rate, that is evident by what he wrote and the advice. The advice to pay down the heloc faster, seems good advice to me, since rolling it is out of the question.
Do you mean for him to not pay the heloc? You said they wont foreclose, the hell they wont. Helocs can and will foreclose, even if the primary loan is current. That’s the deal with helocs, it’s collateral is the house. If they choose to not foreclose because it will wipe them out after the first is paid, then they can and will rack fees and interest and credit hits while you dont pay them. This guy was looking to maximize his situation, get a good rate, not take was isn’t his, there’s no mention of “I can’t afford to pay.”
ParticipantI don’t get it, what do you mean by “dumping the heloc?” At this point he can’t roll it into a single loan at the lower rate, that is evident by what he wrote and the advice. The advice to pay down the heloc faster, seems good advice to me, since rolling it is out of the question.
Do you mean for him to not pay the heloc? You said they wont foreclose, the hell they wont. Helocs can and will foreclose, even if the primary loan is current. That’s the deal with helocs, it’s collateral is the house. If they choose to not foreclose because it will wipe them out after the first is paid, then they can and will rack fees and interest and credit hits while you dont pay them. This guy was looking to maximize his situation, get a good rate, not take was isn’t his, there’s no mention of “I can’t afford to pay.”
ParticipantI don’t get it, what do you mean by “dumping the heloc?” At this point he can’t roll it into a single loan at the lower rate, that is evident by what he wrote and the advice. The advice to pay down the heloc faster, seems good advice to me, since rolling it is out of the question.
Do you mean for him to not pay the heloc? You said they wont foreclose, the hell they wont. Helocs can and will foreclose, even if the primary loan is current. That’s the deal with helocs, it’s collateral is the house. If they choose to not foreclose because it will wipe them out after the first is paid, then they can and will rack fees and interest and credit hits while you dont pay them. This guy was looking to maximize his situation, get a good rate, not take was isn’t his, there’s no mention of “I can’t afford to pay.”
ParticipantI don’t get it, what do you mean by “dumping the heloc?” At this point he can’t roll it into a single loan at the lower rate, that is evident by what he wrote and the advice. The advice to pay down the heloc faster, seems good advice to me, since rolling it is out of the question.
Do you mean for him to not pay the heloc? You said they wont foreclose, the hell they wont. Helocs can and will foreclose, even if the primary loan is current. That’s the deal with helocs, it’s collateral is the house. If they choose to not foreclose because it will wipe them out after the first is paid, then they can and will rack fees and interest and credit hits while you dont pay them. This guy was looking to maximize his situation, get a good rate, not take was isn’t his, there’s no mention of “I can’t afford to pay.”
ParticipantCosta, I wasn’t blaming anyone, I was venting frustration. It’s not the time to point fingers in blame, rather, point in a new direction. One that makes sense on a number of levels, solves many problems at the same time and is now at a point when something dramatic can and should happen. Who remembers Schoolhouse Rock and it’s “necessity is the mother of invention” episode.
It’s a problem, it needs to be solved, it needs to be solved in a short period of time and sometimes radical means are needed. Is there another General Leslie R. Groves out there right now? Who is he TG? I’ll tell you. He was the guy in charge of the manhattan project, he had a problem, WWII sucked and losing would suck even more. He needed smart guys, but smart guys are sometimes unstable guys. He needed Oppenheimer, but Opie was a borderline communist, a wild eyed leftist and was considered a security risk. Groves found his scrotum, took a chance and science changed. Granted, innocent people died, lots of them. Many of us old enough to remember were a part of nuclear attack drills in school, they caused our world to change. This problem should be easier to tackle, it should be a cakewalk compared to getting radical left wing scientists to make weapons of mass destruction. We don’t even need a man half as tough as Groves or half as smart as Opie, because this problem has no downside, no moral dilemma. Schoolkids wont be doing “high mpg” drills and having bad dreams for decades after.
http://en.wikipedia.org/wiki/Robert_Oppenheimer
http://en.wikipedia.org/wiki/Leslie_Groves
General Groves was the Phil Jackson of the 1940’s, somewhere, right now, a version of Groves and Oppenheimer exists and can I just get an amen brother, that we need to find those guys and put them in charge of the taxpayer owned car companies, TODAY. If it means employing hippies, wackos or commies, I don’t give two shits, the oppenheimer of alternative fuel is out there, find him, beat him over the head, threaten him and then lock him in a room until I get 360 mpg’s, is that too much to ask?
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