[temeculaguy]

I know I’m being a pest about something you aren’t really asking about but back to your point about wanting a big tribe because you and your husband were from large families isn’t sitting well with me. Just tell me that that you want what you want regardless of the cost and I’ll let it go, but your argument is flawed. My mother is one of 10 kids, yet none of those ten had more than 3 kids of their own, most had 2, I’ll bet others will report similar results, i only had one sibling and I don’t feel jipped. Don’t do it for them, if it’s for you, that’s fine, but understand that it has it’s costs and not all are financial. Also the rocking chair thing, of the ten that my grandmother had, only two actually spoke to her by the time she made it to that chair, but both my moms kids will be by her side when she gets that chair, so it really doesn’t improve the odds of happiness all that much, the law of diminishing returns comes into play. If it is a religion thing, then knock yourself out, my apologies for even questioning it.

Back to the 215k per year with 25k rent someone mentioned, even if you paid off the condo, the income and your own savings potential, should put you into a great situation even if rates were to climb, you can buld a substantial downpayment in no time.

But if it were me, I’d call HLS, get his take in person, nobody knows financing and credit scores better. He’s handled many transactions for longtime piggy’s and we are no easy crowd to please, this is not where he makes his bread and butter, we are a pain in the a$$ crowd and not one person has complained so i feel totally comfortable telling you to call him, whichever way you go.

[temeculaguy]

I know I’m being a pest about something you aren’t really asking about but back to your point about wanting a big tribe because you and your husband were from large families isn’t sitting well with me. Just tell me that that you want what you want regardless of the cost and I’ll let it go, but your argument is flawed. My mother is one of 10 kids, yet none of those ten had more than 3 kids of their own, most had 2, I’ll bet others will report similar results, i only had one sibling and I don’t feel jipped. Don’t do it for them, if it’s for you, that’s fine, but understand that it has it’s costs and not all are financial. Also the rocking chair thing, of the ten that my grandmother had, only two actually spoke to her by the time she made it to that chair, but both my moms kids will be by her side when she gets that chair, so it really doesn’t improve the odds of happiness all that much, the law of diminishing returns comes into play. If it is a religion thing, then knock yourself out, my apologies for even questioning it.

Back to the 215k per year with 25k rent someone mentioned, even if you paid off the condo, the income and your own savings potential, should put you into a great situation even if rates were to climb, you can buld a substantial downpayment in no time.

But if it were me, I’d call HLS, get his take in person, nobody knows financing and credit scores better. He’s handled many transactions for longtime piggy’s and we are no easy crowd to please, this is not where he makes his bread and butter, we are a pain in the a$$ crowd and not one person has complained so i feel totally comfortable telling you to call him, whichever way you go.

[temeculaguy]

I know I’m being a pest about something you aren’t really asking about but back to your point about wanting a big tribe because you and your husband were from large families isn’t sitting well with me. Just tell me that that you want what you want regardless of the cost and I’ll let it go, but your argument is flawed. My mother is one of 10 kids, yet none of those ten had more than 3 kids of their own, most had 2, I’ll bet others will report similar results, i only had one sibling and I don’t feel jipped. Don’t do it for them, if it’s for you, that’s fine, but understand that it has it’s costs and not all are financial. Also the rocking chair thing, of the ten that my grandmother had, only two actually spoke to her by the time she made it to that chair, but both my moms kids will be by her side when she gets that chair, so it really doesn’t improve the odds of happiness all that much, the law of diminishing returns comes into play. If it is a religion thing, then knock yourself out, my apologies for even questioning it.

Back to the 215k per year with 25k rent someone mentioned, even if you paid off the condo, the income and your own savings potential, should put you into a great situation even if rates were to climb, you can buld a substantial downpayment in no time.

But if it were me, I’d call HLS, get his take in person, nobody knows financing and credit scores better. He’s handled many transactions for longtime piggy’s and we are no easy crowd to please, this is not where he makes his bread and butter, we are a pain in the a$$ crowd and not one person has complained so i feel totally comfortable telling you to call him, whichever way you go.

[temeculaguy]

I know I’m being a pest about something you aren’t really asking about but back to your point about wanting a big tribe because you and your husband were from large families isn’t sitting well with me. Just tell me that that you want what you want regardless of the cost and I’ll let it go, but your argument is flawed. My mother is one of 10 kids, yet none of those ten had more than 3 kids of their own, most had 2, I’ll bet others will report similar results, i only had one sibling and I don’t feel jipped. Don’t do it for them, if it’s for you, that’s fine, but understand that it has it’s costs and not all are financial. Also the rocking chair thing, of the ten that my grandmother had, only two actually spoke to her by the time she made it to that chair, but both my moms kids will be by her side when she gets that chair, so it really doesn’t improve the odds of happiness all that much, the law of diminishing returns comes into play. If it is a religion thing, then knock yourself out, my apologies for even questioning it.

Back to the 215k per year with 25k rent someone mentioned, even if you paid off the condo, the income and your own savings potential, should put you into a great situation even if rates were to climb, you can buld a substantial downpayment in no time.

But if it were me, I’d call HLS, get his take in person, nobody knows financing and credit scores better. He’s handled many transactions for longtime piggy’s and we are no easy crowd to please, this is not where he makes his bread and butter, we are a pain in the a$$ crowd and not one person has complained so i feel totally comfortable telling you to call him, whichever way you go.

[temeculaguy]

Or look at it this way, you made 80k from one transaction, put that against the loan in tempe, then you will only owe 40k, you should always be able to rent it for positive cash flow, at the end of the day, when the balance sheet is settled, you kinda win, you have an asset that produces cash, probably will for some time, and in 15 or 20 years you can sell it and send the kids to college with it or send them to school in tempe and let them live in it.

If you could buy it for 40k you would probably do it today, so if you stop considering the 80k as your hard earned money and think of it as a gift from the san diego r/e gods, it will make the sacrifice of it to the tempe r/e gods that much easier.

[temeculaguy]

Or look at it this way, you made 80k from one transaction, put that against the loan in tempe, then you will only owe 40k, you should always be able to rent it for positive cash flow, at the end of the day, when the balance sheet is settled, you kinda win, you have an asset that produces cash, probably will for some time, and in 15 or 20 years you can sell it and send the kids to college with it or send them to school in tempe and let them live in it.

If you could buy it for 40k you would probably do it today, so if you stop considering the 80k as your hard earned money and think of it as a gift from the san diego r/e gods, it will make the sacrifice of it to the tempe r/e gods that much easier.

[temeculaguy]

Or look at it this way, you made 80k from one transaction, put that against the loan in tempe, then you will only owe 40k, you should always be able to rent it for positive cash flow, at the end of the day, when the balance sheet is settled, you kinda win, you have an asset that produces cash, probably will for some time, and in 15 or 20 years you can sell it and send the kids to college with it or send them to school in tempe and let them live in it.

If you could buy it for 40k you would probably do it today, so if you stop considering the 80k as your hard earned money and think of it as a gift from the san diego r/e gods, it will make the sacrifice of it to the tempe r/e gods that much easier.

[temeculaguy]

Or look at it this way, you made 80k from one transaction, put that against the loan in tempe, then you will only owe 40k, you should always be able to rent it for positive cash flow, at the end of the day, when the balance sheet is settled, you kinda win, you have an asset that produces cash, probably will for some time, and in 15 or 20 years you can sell it and send the kids to college with it or send them to school in tempe and let them live in it.

If you could buy it for 40k you would probably do it today, so if you stop considering the 80k as your hard earned money and think of it as a gift from the san diego r/e gods, it will make the sacrifice of it to the tempe r/e gods that much easier.

[temeculaguy]

Or look at it this way, you made 80k from one transaction, put that against the loan in tempe, then you will only owe 40k, you should always be able to rent it for positive cash flow, at the end of the day, when the balance sheet is settled, you kinda win, you have an asset that produces cash, probably will for some time, and in 15 or 20 years you can sell it and send the kids to college with it or send them to school in tempe and let them live in it.

If you could buy it for 40k you would probably do it today, so if you stop considering the 80k as your hard earned money and think of it as a gift from the san diego r/e gods, it will make the sacrifice of it to the tempe r/e gods that much easier.

[temeculaguy]

Wow, big decisions, be careful actually using any advice you get in the coming days, it will vary from spam and ammo to buy another condo, especially ignore my advice.

Don’t throw 40k at saving your credit, that’s my least favorite, either buy now then let tempe go or pay it off, have it be gravy money for the rest of your life and go fha on your 500k house, and keep the part time job for 90k, stay with two kids that’s enough, once you go to three it complicates vehicle purchases because most convertables only have two seatbelts in the back, hey you asked! Oh and the free meal with each paying adult deals, another reason to stand pat at two, did you not get a girl? If that’s the reason you might end up with a basketball team before you get to have the experience of both. You’ve got a lot on your plate, give the reproduction urge a rest for a bit.

What about a loan mod, I have a buddy that got one on his rental, he only bought himself a few years but the mod made him rent neutral till about 2012.

Or there is another option, come up to my hood, to the land of the dirt people, endure the heat, make babies until your uterus falls out, pay 300 for a 5 br, have a mort of 125k tops, live on one income and live well, buy a nissan leaf next year with 368 mpg and you are all set. Why do you think we have like 9 mormom churches here, this place was made for you. I’m kiddng and i apologize, I’ll put myself to bed now, but seriously, the first few paragraphs were somewhat sound advice and there’s nothing wrong with Ramona, decent folk.

[temeculaguy]

Wow, big decisions, be careful actually using any advice you get in the coming days, it will vary from spam and ammo to buy another condo, especially ignore my advice.

Don’t throw 40k at saving your credit, that’s my least favorite, either buy now then let tempe go or pay it off, have it be gravy money for the rest of your life and go fha on your 500k house, and keep the part time job for 90k, stay with two kids that’s enough, once you go to three it complicates vehicle purchases because most convertables only have two seatbelts in the back, hey you asked! Oh and the free meal with each paying adult deals, another reason to stand pat at two, did you not get a girl? If that’s the reason you might end up with a basketball team before you get to have the experience of both. You’ve got a lot on your plate, give the reproduction urge a rest for a bit.

What about a loan mod, I have a buddy that got one on his rental, he only bought himself a few years but the mod made him rent neutral till about 2012.

Or there is another option, come up to my hood, to the land of the dirt people, endure the heat, make babies until your uterus falls out, pay 300 for a 5 br, have a mort of 125k tops, live on one income and live well, buy a nissan leaf next year with 368 mpg and you are all set. Why do you think we have like 9 mormom churches here, this place was made for you. I’m kiddng and i apologize, I’ll put myself to bed now, but seriously, the first few paragraphs were somewhat sound advice and there’s nothing wrong with Ramona, decent folk.

[temeculaguy]

Wow, big decisions, be careful actually using any advice you get in the coming days, it will vary from spam and ammo to buy another condo, especially ignore my advice.

Don’t throw 40k at saving your credit, that’s my least favorite, either buy now then let tempe go or pay it off, have it be gravy money for the rest of your life and go fha on your 500k house, and keep the part time job for 90k, stay with two kids that’s enough, once you go to three it complicates vehicle purchases because most convertables only have two seatbelts in the back, hey you asked! Oh and the free meal with each paying adult deals, another reason to stand pat at two, did you not get a girl? If that’s the reason you might end up with a basketball team before you get to have the experience of both. You’ve got a lot on your plate, give the reproduction urge a rest for a bit.

What about a loan mod, I have a buddy that got one on his rental, he only bought himself a few years but the mod made him rent neutral till about 2012.

Or there is another option, come up to my hood, to the land of the dirt people, endure the heat, make babies until your uterus falls out, pay 300 for a 5 br, have a mort of 125k tops, live on one income and live well, buy a nissan leaf next year with 368 mpg and you are all set. Why do you think we have like 9 mormom churches here, this place was made for you. I’m kiddng and i apologize, I’ll put myself to bed now, but seriously, the first few paragraphs were somewhat sound advice and there’s nothing wrong with Ramona, decent folk.

[temeculaguy]

Wow, big decisions, be careful actually using any advice you get in the coming days, it will vary from spam and ammo to buy another condo, especially ignore my advice.

Don’t throw 40k at saving your credit, that’s my least favorite, either buy now then let tempe go or pay it off, have it be gravy money for the rest of your life and go fha on your 500k house, and keep the part time job for 90k, stay with two kids that’s enough, once you go to three it complicates vehicle purchases because most convertables only have two seatbelts in the back, hey you asked! Oh and the free meal with each paying adult deals, another reason to stand pat at two, did you not get a girl? If that’s the reason you might end up with a basketball team before you get to have the experience of both. You’ve got a lot on your plate, give the reproduction urge a rest for a bit.

What about a loan mod, I have a buddy that got one on his rental, he only bought himself a few years but the mod made him rent neutral till about 2012.

Or there is another option, come up to my hood, to the land of the dirt people, endure the heat, make babies until your uterus falls out, pay 300 for a 5 br, have a mort of 125k tops, live on one income and live well, buy a nissan leaf next year with 368 mpg and you are all set. Why do you think we have like 9 mormom churches here, this place was made for you. I’m kiddng and i apologize, I’ll put myself to bed now, but seriously, the first few paragraphs were somewhat sound advice and there’s nothing wrong with Ramona, decent folk.

[temeculaguy]

Wow, big decisions, be careful actually using any advice you get in the coming days, it will vary from spam and ammo to buy another condo, especially ignore my advice.

Don’t throw 40k at saving your credit, that’s my least favorite, either buy now then let tempe go or pay it off, have it be gravy money for the rest of your life and go fha on your 500k house, and keep the part time job for 90k, stay with two kids that’s enough, once you go to three it complicates vehicle purchases because most convertables only have two seatbelts in the back, hey you asked! Oh and the free meal with each paying adult deals, another reason to stand pat at two, did you not get a girl? If that’s the reason you might end up with a basketball team before you get to have the experience of both. You’ve got a lot on your plate, give the reproduction urge a rest for a bit.

What about a loan mod, I have a buddy that got one on his rental, he only bought himself a few years but the mod made him rent neutral till about 2012.

Or there is another option, come up to my hood, to the land of the dirt people, endure the heat, make babies until your uterus falls out, pay 300 for a 5 br, have a mort of 125k tops, live on one income and live well, buy a nissan leaf next year with 368 mpg and you are all set. Why do you think we have like 9 mormom churches here, this place was made for you. I’m kiddng and i apologize, I’ll put myself to bed now, but seriously, the first few paragraphs were somewhat sound advice and there’s nothing wrong with Ramona, decent folk.

[temeculaguy]

CArenter, your example just makes me feel better about how i do things, that your mother had a companion, but he had his own place and his own life, he didn’t have a role in yours. And in retrosepct, you and the Mr. turned out just fine, it is examples like yours that were the basis of my theory.

fredo, what if your pops wasn’t shacking up, what if he had a girlfriend but they lived apart, with the occasonal clandestine sleep over, would you object then? After all these years of living alone after all those years of living with a spouse, I have to admit I prefer the current version so much that I may be unfit to cohabitate, regardless of my kids age. What started as a selfless has become selfish, plus I haven’t missed a sporting event that I wanted to watch and haven’t watched a single reality t.v. show in years, it’s fantastic. Then what if, after college, one of the kids wants to move back for a bit, life is just so much simpler if you keep your own pad.

I have a soloution for the growing old part, I’ll just die young, if that fails, I have fantastic long term care insurance coverage, so I’m getting sponge baths from a pro, we will just have to work something out with the tipping. Plus those high end country club type places for oldsters, that is a good time to be single, that’s where I’ll be, 3 to 1 odds, viagra, good times. I’m a little concerned how lower back tattoos and implants will fare after 40 years once I am in my 80’s working the bingo circuit, but that’s the thing about life, embrace the little suprises.

[Author]

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